Last Updated on July 10, 2024
Rewards Canada prides itself on providing the most honest and unbiased reviews of all the best Canadian credit cards.
The moi RBC Visa Card is the only card that earn moi Rewards points directly. See if this card from this revamped program is worthwhile
The Avion Infinite Privilege Card is lower cost ultra premium card that shines for business class flight rewards.
The Wealthsimple Card is a prepaid card that offers cash back rewards for your everyday spending made on the card along with No FX Fees.
The EQ Bank Card is one of only a select few prepaid cards that offer rewards for your everyday spending made on the card along with No FX Fees.
This card is targeted to those who want to collect Aeroplan points on their everyday purchases but may not meet the requirements for one of the premium Aeroplan cards.
A very popular no fee cash back card that provides the ability to earn some great cash back rewards. You can earn unlimited 2% cash back on up to three categories.
Here is our updated review of the best travel rewards card in Canada and also the best cash back card in Canada. It stormed onto the market in 2017 and continues to be the best. It was the first card to award a true 5 points per dollar worth no less than 5% and now with Aeroplan conversion it earns the most Aeroplan points
Read the full review here
The Platinum Card from American Express is a card chock-full of benefits, perks and value. It has been in the Canadian market for many years now and is a mainstay in many points and miles enthusiasts wallets as well as astute travellers looking to make their sought after trips and vacations even better!
Amex's Ultra Premium Aeroplan credit card provides strong points earning and a wealth of benefits when flying Air Canada
The American Express Gold Rewards Card is a card targeted towards Canadians who love to travel and want to avail of benefits that can make that travel better but don't require or want to pay for an Ultra Premium Card
The SimplyCash Preferred Card from American Express underwent some changes recently and with those changes regained the crown as the best cash back card in Canada.
American Express' no fee cash back card offering is one of the best in the market offering up to 2% cash back
A mid-level charge card for Canadians who like to travel on Air Canada and/or have Aeroplan as their primary loyalty program!
Ranked as the number one no fee travel rewards credit card with in Canada the American Express Green Card shines with its reward flexiblilty! From cash back to any travel to Aeroplan points. You name it this card offers it.
The best hotel credit card in Canada is the Marriott Bonvoy™ American Express®* Card and in fact is one of the best overall travel rewards credit cards! It consistently ranks in the Top 5 Cards in Canada thanks to its ability to provide huge outsized value and by providing some amazing benefits.
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Being similar to consumer version of this card, the Marriott Bonvoy™ Business American Express®* Card is one of the best overall travel rewards business credit cards in Canada! This is due to its ability to provide outsized value and having some amazing benefits.
Read the full review here
Ranked as the number one travel points credit card with an annual fee, the Scotiabank Gold American Express Card underwent some massive changes in 2019 and program changes in 2021 so here's the updated review!
Rewards Canada refers to this card as a sleeping giant thanks to great airport lounge access benefits, no foreign transaction fees and for flexibility in travel, grocery, dining and movie rewards.
After an update in 2022 that increased its earn rates this card jumped up the ranks to become one of the best no annual fee travel rewards cards in Canada!
The Business Platinum Card® from American Express is a card targeted towards Canadian small business* owners who love to travel and want to avail of benefits that can make that travel better. It is due to these benefits and valuable points that make this the best Ultra Premium business card.
The best small business Aeroplan credit card provides strong points earning and a wealth of benefits when flying Air Canada
This card has been a mainstay in American Express' Small Business card portfolio for quite sometime now. The card underwent some slight changes in 2021 that saw its bonus earn rate structure change, had its annual fee decrease and had mobile device insurance added.
If you are someone who flies Air France and/or KLM out of Canada you should consider having this card in your wallet!
The BMO AIR MILES Mastercard is a no annual fee credit card that is extremely popular with Canadians. This card is for collectors who have AIR MILES as their primary program who don't want to pay any annual fees on their credit cards.
This card is the pride and joy of the co-brand partnership between BMO and AIR MILES. It is considered the flagship credit card out of all the cards the AIR MILES program has available. So what do we at Rewards Canada think of the card? Read on to find out!
The BMO Ascend World Elite Mastercard has been BMO's flagship travel rewards card ever since it launched over a decade ago. The recent changes made to the card by BMO have it being marketed even more so now as a key travel rewards card.
This card offers some accelerated cash back earn rates but in the end the card misses the mark to being a truly excellent cash back rewards card!
Here we have a review of the Brim Financial Mastercard, World Mastercard and World Elite Mastercard. Solid earn rates, benefits and more as detailed by Jeff W. Read more to see what these newcomers offer!
Hong Kong's Cathay Pacific recently switched their co-brand card from RBC to Neo - so how does the new card stand up? Find out here!
The Koho Premium Prepaid Mastercard is one of only a select few prepaid credit cards that offers rewards for your everyday spending on the card. This card is virtually open to anyone since there are no credit checks necessary as you have to fund it prior to using it.
Unlike some other banks who have sat on their laurels or even made their offerings worse in the face of competition, MBNA stepped and made this card a real contender in the Travel Points Credit Card with Annual Fee category.
Receiving a slight revamp in 2021 the MBNA Rewards Platinum Plus Mastercard remains one of the best no annual fee travel rewards credit cards in Canada.
The card underwent some major changes in the summer of 2022 to become Canada's latest 5x points earning card. It does have one potential drawback to it though.
Read the full review here
The Neo Mastercard is a cash back rewards card is a relative newcomer to our market having only been launched in 2020. With a focus on bigger earn at their partners you can see cash back returns as high as 15%.
The PC Financial World Elite Mastercard is the top end flagship card for the PC Optimum program and provides the best earn rates of the trio of PC cards. Being a World Elite Mastercard the card also offers the most benefits and best insurance package of the three cards.
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A strong no fee cash back rewards card. It has very good everyday cash back earn rates for all Canadians and even better earn rates + benefits for Rogers customers
The Rogers Red World Elite Mastercard is a cash back credit card and a pretty good one at that! Don't be deceived by the Rogers name - the cash back earned on the card does not have to be used for Rogers services nor is the card only for Rogers customers
A very popular no fee cash back card that provides the ability to earn some great cash back rewards. You can earn unlimited 2% cash back on up to three categories.
RBC's premium cash back rewards card offers decent earn rates, easy redemption and a few notable benefits and insurance coverage
The Wealthsimple Card is a prepaid cardsthat offers cash back rewards for your everyday spending made on the card along with No FX Fees.
This card provides amazing benefits from first checked bag free to an annual companion pass. Both which can save you a lot of money when flying with WestJet.
This low annual fee card for WestJet Rewards is a really good entry level travel rewards card option with annual companion voucher and good insurance coverage
The BMO eclipse rise Visa Card is a no fee rewards card with several accelerated earn rates but really poor base earn rates
The BMO eclipse Visa Infinite Card was released to target lifestyle on top of rewards or at least that's how all the issuers are marketing the cards as such nowadays. This card falls into that category, it is being marketed as a lifestyle card with accelerated earn for select 'lifestyle' categories and an annual lifestyle statement credit
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BMO's only Ultra Premium rewards credit card has the potential to be a strong travel points earning card and provides an annual $200 credit
This is a mid-level travel rewards credit card that is nearly identical to the premium CIBC Aventura® Visa Infinite* Card but only requires $15,000 annual income
A veteran in Canada's credit card market, the CIBC Aventura® Visa Infinite* Card is the bank's flagship travel rewards credit card.
Thanks to a revamp several years ago the CIBC Dividend® Visa Infinite* Card came back to the forefront of the cash back market and in fact here at Rewards Canada we ranked it as the number one cash back card for a short while and is still the best "true" cash back credit card
The CIBC Dividend Platinum Visa Card is a decent mid-level cash back rewards card that is perfect for those who do not have the income level to apply for an Infinite Card
The moi RBC Visa Card is the only card that earn moi Rewards points directly. See if this card from this revamped program is worthwhile
One of the first travel rewards cards to offer any flight any time potential, the RBC Avion Visa Infinite Card has been a mainstay in the travel credit card market for well over a decade. It is by far one of the most popular in Canada and we have a refreshed review of the card for 2022!!
The Avion Infinite Privilege Card is lower cost ultra premium card that shines for business class flight rewards.
If you are someone who flies British Airways out of Canada at least once per year you should consider having this card in your wallet!
A relative newcomer that is the highest points earning card from RBC. Points redeeming is another story but there are tricks to maximize the value of those points earned from this card!
The best overview of this card is with two simple words: well rounded. Scotia has done their homework with this card that launched in March 2018 to provide a little bit of everything that most Canadians want out of a travel rewards credit card. Flexible points, insurance, benefits, airport lounge access and the biggie: No Foreign Transaction fees.
Read the full review here
The Scotiabank Scene+ Visa Card is one of the best no fee Visa rewards credit cards! No longer is it just for students or movie goers, it's great for travel, groceries and more!
Read the full review here
A simple yet rewarding no fee cash back card that offers up to 4% cash back on select everyday spending categories.
The TD Aeroplan Visa Infinite Card hit the market on January 1st, 2014 when TD took over as the primary issuer of Aeroplan co-brand cards in Canada from CIBC. The current version of the card was revealed on November 8, 2020 to coincide with the launch of the new Aeroplan program.
This card is targeted to those who want to collect Aeroplan points on their everyday purchases but may not meet the requirements for one of the premium Aeroplan cards.
Voted as Canada's top Ultra Premium Credit Card, this card provides good points earning and a wealth of benefits when flying Air Canada
The TD First Class Travel® Visa Infinite* Card was revamped in 2022 and with those changes it regained a spot in our Top Travel Rewards Credit Card rankings. See what we think of the card here!
TD's premium cash back rewards card offers decent earn rates, easy redemption and deluxe auto club membership
Older reviews that may be out of date:
ATB Gold My Rewards Travel Mastercard Review
Chase Marriott Bonvoy Premier Visa Review (Defunct Card)
CIBC Aventura World Mastercard (Defunct card)
Scotiabank More Rewards Visa Review (Defunct card)