CIBC Credit Card Offers

Updated on November 1, 2022

Travel Rewards Cards


CIBC Aventura® Visa Infinite* Card

Annual Fee $139 Additional Cards (Up to 3): $50
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
$60,000 personal or $100,000 household annual income †

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value:
• Get a total of up to 40,000 Aventura Points (up to $850 in travel value†)
• 20,000 Aventura Points when you make your first purchase†
• 20,000 Aventura Points when you spend $1,000 or more in the first 4 monthly statement periods†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value.†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†
• Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

• 2 Points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 Points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 Point for every $1 spent on all other purchases†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Plus, enjoy extra valuable travel benefits
• Travel when it’s right for you – your Aventura Points don’t expire
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
• Travel local - Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply



CIBC Aventura® Gold Visa* Card


Annual Fee $139 Additional Cards (Up to 3): $50
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
$15,000 household annual income †

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value:
• Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 20,000 Aventura Points when you spend $1,000 or more in the first 4 monthly statement periods†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†
• Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

• 2 Points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 Points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 Point for every $1 spent on all other purchases†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Plus, enjoy extra valuable travel benefits
• Travel when it’s right for you – your Aventura points don’t expire†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
• Travel local - Aventura Points can be redeemed for more than just flights – use your Points for hotels and car rentals for a weekend getaway
• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply



CIBC Aventura® Visa* Card


Annual Fee $0 Additional Cards (Up to 3): $0
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
$15,000 household annual income †

Welcome Offer: Join and get up to $120 in value† for no annual fee.†

Get up to 12,000 Aventura points when you make your first purchase (up to $120 in travel value†)
Here’s how it adds up:
• Get up to 12,000 Aventura Points (up to $120 in travel value†):
• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
• 9,500 Aventura Points after you make your first purchase.

• 1 Point for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1 Point for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 Point for every $2 spent on all other purchases†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• Travel when it’s right for you – your Aventura Points don’t expire†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
• Travel local - Aventura Points can be redeemed for more than just flights – use your Points for hotels and car rentals for a weekend getaway
• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply




Cash Back Cards



CIBC Dividend® Visa Infinite* Card


Annual Fee $120 Additional Cards (Up to 3): $30
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
$60,000 personal or $100,000 household annual income †

Welcome Offer: Get a first-year annual fee rebate for you and up to three Authorized Users† and 10% cash back for the first 4 statements on net purchases of up to $2500.†

10% cash back for the first 4 statements ($ 250 cap) & Fee Rebate†

After that, get 4% cash back on eligible gas and grocery purchases.†

• 2% cash back on eligible transportation, dining purchases and recurring payments†
• 1% cash back on all other purchases†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply



CIBC Dividend Platinum® Visa* Card


Annual Fee $99 Additional Cards (Up to 3): $30
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
$15,000 household annual income †

Welcome offer: Get a first-year annual fee rebate for you and up to three Authorized Users † and 10% cash back for the first 4 statements on net purchases of up to $2500.†

10% cash back for the first 4 statements ($ 250 cap) & Fee Rebate†

After that, get 3% cash back on eligible gas and grocery purchases.†

•2% cash back on eligible transportation, dining purchases and recurring payments†
•1% cash back on all other purchases†
•Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply


CIBC Dividend® Visa* Card


Annual Fee $0 Additional Cards (Up to 3): $0
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
$15,000 household annual income †

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).†

After that:
• Get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more!†
• 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
• 0.5% cash back on all other purchases†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply



Student Cards



CIBC Aventura® Visa* Card for Students


Annual Fee: $0 Each additional card (up to 3): $0
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
Minimum annual income: $0 †

Welcome Offer: Join and get up to $120 in value† for no annual fee.†


Get up to 12,000 Aventura Points when you make your first purchase (up to $120 in travel value†)
Here’s how it adds up:
• Get up to 12,000 Aventura Points (up to $120 in travel value†):
• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
• 9,500 Aventura Points after you make your first purchase.

• 1 Point for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1 Point for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 Point for every $2 spent on all other purchases†

Get all the student-life essentials on a budget
Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.†

• Travel when it’s right for you – your Aventura Points don’t expire†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
• Travel local - Aventura Points can be redeemed for more than just flights – use your Points for hotels and car rentals for a weekend getaway

• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply


CIBC Dividend® Visa* Card for Students


Annual Fee $0 Additional Cards (Up to 3): $0
Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers
Minimum annual income: $0 †

Welcome Offer: Get $60 cash back after you make your first purchase within the first 4 months!†

• Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more!†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

• 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
• 0.5% cash back on everything else†

Get all the student-life essentials on a budget
Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.†

• This offer is not available for residents of Quebec.

Apply Now

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply

Low Interest Cards



CIBC Select Visa* Card


Annual Fee $29 Additional Cards (Up to 3): $0
Annual interest rate 13.99% † on purchases and 13.99% † on cash advances
Annual income: $15,000 household†

Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†

Check full offer details below†
Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee†
• Transfer up to 50% of your assigned credit limit†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee† when you transfer your balance from another card to the CIBC Select Visa Card
• This balance transfer offer is only available at the time of your online application.† Simply tick the checkbox to select the balance transfer option when you’re filling out your application
Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Apply Now

†Conditions Apply