Up to 135,000 points, 1st year free & airport lounge access with the improved TD First Class Travel Visa Infinite Card! Click here to learn more

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Since launching in 2001, Rewards Canada has provided miles, points and credit card tips, tricks, news & much more to millions of Canadians!
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Chexy Aeroplan

The improved TD First Class Travel Visa Infinite Card is here!

Airport lounge acces with 4 free visits every year, increased earn rates on public transit, bars, night clubs and more! They are giving the cardholder more without taking away – a rarity in the market these days!

Click here to learn more


Latest video and podcast:
This Week in RWRDS May 2, 2025: What a week for loyalty rewards and credit cards in Canada!

This week we look at TD’s improved flagship rewards credit card, the return of the best bonus on the WestJet card, Hilton & Best Western’s summer promos and much more in our weekly credit card and loyalty rewards newscast!

Watch or Listen here

 Latest articles & features:

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From the blog

 The latest in points, miles, & travel:




RBC Avion 55000 bonus points

 Featured Credit Cards:



Scotiabank Passport Visa Infinite Card
Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Top No Foreign Transaction Fee Rewards Credit Card 2025

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Offer ends Jul 1, 2025

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 30,000 bonus Scene+ Rewards points by making at least $2,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
  • Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
  • Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligble entertainment puchases and eligible daily trasit options (including rideshares,buses,subways taxis and more)
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases •
  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Rates, fees and other information are effective as of January 3, 2025. Subject to change.
  • Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.3, 2025. Subject to change.



Neo World Elite Mastercard

Neo World Elite® Mastercard

Get up to 15% cashback on your first time purchase on Neo's partner network

Annual Fee: $125 Primary Card | Interest Rate: Purchases 19.99% - 26.99% (19.99% - 23.99%for Quebec & Newfoundland residents) | $80,000 personal or $150,000 annual household income



Terms & Conditions apply




  • 5% cashback on groceries
  • 4% on recurring bills
  • 3% on gas
  • 1% back on everything else from day one
  • Boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas when you bank with Neo  
  • Visit any of Neo's 10,000 partners and earn an additional average of 5% cashback on top of your everyday cashback.1
  • Comprehensive insurances and World Elite® travel benefits
  • Secured option available


1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Neo World Elite Mastercard and Neo Secured World Elite Mastercard credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.



TD First Class Travel® Visa Infinite* Card

TD First Class Travel® Visa Infinite* Card

Earn up to $1,250 in value†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits.
Conditions Apply. Offer effective as of April 30, 2025.

Annual Fee: $139 | Additional Cards: $50 † | Annual interest rate 21.99% on purchases and 22.99% on funds advances (21.99% in Quebec) | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




  • Earn up to $1,250 in value†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of April 30, 2025.
    • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
    • Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
    • Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†
    • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
    • Get an Annual Fee Rebate for the first year†.
    • Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.
  • To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
  • Starbucks Bonus Offer for New Linked Members†: Link your TD First Class Travel Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.

  • Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†
  • Earn 4 TD Rewards Points† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†
  • Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
  • Your TD Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder

  • An extensive suite of travel insurance coverages which helps you travel prepared
  • No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.




From the blog

 The Points Earning Machines


Looking to get the most bang for your buck when spending with a credit card? Then look no further than the Points Earning Machines.
All Canadians should have one or more of these cards in their wallet!

American Express Cobalt Card
American Express Cobalt Card

The best overall credit card in Canada offers up to 5x points per dollar spent with a rate of return of 5% or even higher!

Apply for this card here
MBNA Rewards World Elite Mastercard
MBNA Rewards World Elite Mastercard

An underrated workhorse that offers up to 5.5x points per dollar spent with a rate of return of up to 5.5%!

Apply for this card here
Scotiabank Gold American Express Card
Scotiabank Gold American Express Card

No Foreign Transaction fees and up to 6x points per dollar spent that provides up to a 6% rate of return. What more could you ask for?

Apply for this card here
From the blog

 Learn:


How to properly use Cents Per Point
Loyalty Lesson: How to properly use Cents Per Point (CPP) and Cents Per Mile (CPM) valuations

Learn more here
Medical coverage for additional cardholder
Loyalty Lesson: Be aware of limitations to National Bank of Canada’s Out of Province Emergency Medical coverage for additional cardholders

Learn more here
Credit Card Spending Caps explained
Loyalty Lesson: Credit Card Spending Caps Explained

We look at how credit card issuers place caps on the accelerated earn rate categories on their cards and how some cards can really put a damper on maximizing your points and miles earning.

Learn more here
Selecting the right Aeroplan award lesson
Loyalty Lesson: Selecting the right Aeroplan flight award option to maximize the value of your points

Air Canada provides four different points payment options when redeeming for award flights - see which one provides the best value


Learn more here
First Checked Bag Free lesson
Loyalty Lesson: When a credit card first checked bag free benefit isn’t free

You may book a flight with Air Canada or WestJet with their respective credit card for the bag benefit but you should be aware of when it doesn't work


Learn more here
Out Of Province Emergency Medical Insurance Coverage
Guide to Credit Card Out Of Province Emergency Medical Insurance Coverage

A summary of Out Of Province Emergency Medical Insurance Coverage and comparison of what the various cards provide

Learn more here



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