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American Express Cobalt™ Card Confirmed Multiplier Locations

See where you can earn 5x, 3x, 2x and 1x points with the best Canadian credit card

Last Updated on May 3, 2025



 

Back in 2017 one of our readers asked us a question via the comments on our post Two months in and the American Express Cobalt is living up to its name to see if there is a published list of where you can maximize spending on the Cobalt card via the 5x Multiplier locations.

Multiplier Question

We replied that there was not a published list but would be willing to put one together with the help of our readers. And that's how this feature came to life. Now, over six years later it has become one of the most popular features on Rewards Canada and thanks to our community, the list is one of the most comprehensive that you'll find - not only in terms of multipliers for the Cobalt Card but as a resource to see where Amex cards are accepted in general!

Searchable and sortable data

In February 2023 the feature received a major update as we moved away from a simple list format to searchable and sortable tables which makes it much easier to find locations! As well the listings are no longer separated by points earning but rather are now split into three sections: Canada, the United States and the rest of the World. Please note that merchants may change at any time so while a merchant may be listed in one category when you read this page it is entirely possible that they switch categories before we are able to update it.

Multiplier submission spreadsheet

We have created a new Google Sheets spreadsheet for our community to use to contribute the multipliers. It should make the submission process easier for both you and me!  You can find the spreadsheet here. (If you don't want your name tracked in the changes by Google Sheets simply log out of your Google account before submitting, it will just show up as anonymous!)

You can help also contribute by commenting below or contacting us to let us know about new merchants or if a merchant changes.

Latest additions to the list:

  • Sababa Fine Foods (Restaurant and Convenience Store) - Vaughan Ontario 5x points
  • Bearspaw Barbershop - Cochrane Alberta 1x points
  • Tropical Joe’s - Toronto Ontario 5x points
  • Chahalo - Toronto Ontario 5x points
  • Prince Street Pizza - Toronto Ontario 5x points
  • East Tea Can - Mississauga Ontario 5x points
  • Neighbour Shawarma - Hamilton Ontario 5x points
  • Hillside Pizza - Dartmouth Nova Scotia 5x points
  • Gateway Meat Market - Dartmouth Nova Scotia 5x points
  • 8 Spice Hub Indian Kitchen - Dartmouth Nova Scotia 5x points
  • Purple Cow Internet - Province Wide Nova Scotia 1x points
  • Andy's Chicken Scoop - Porter's Lake Nova Scotia 5x points
  • Foodhero App - Canada Wide 5x points
  • Gala's Pit Stop (on statement as Lynn's Place in Flinton) - Kaladar Ontario 5x points
  • Tadka King - Brampton Ontario 5x points
  • The Poke Box - Province Wide Ontario 5x points
  • Dave's Hot Chicken - Canada Wide 5x points
  • Seasons Foodmart - Brampton Ontario 5x points
  • Irving 220 Cobequid Rd Lower - Sackville Nova Scotia 5x points
  • Irving 30 Gary Martin Dr - Bedford Nova Scotia 5x points
  • Burger King 6049 Young St - Halifax Nova Scotia 5x points
  • Alexandra's Pizza 1735 Grafton St - Halifax Nova Scotia 5x points
  • Irving 34 Logiealmond Close - Dartmouth Nova Scotia 5x points
  • Plaza Grocery 1864 Albemarle St - Halifax Nova Scotia 5x points
  • Rinaldo's Pizza Dutch Village Rd - Halifax Nova Scotia 5x points
  • Marthas Pizza - Bedford Nova Scotia 5x points
  • Papa John's Pizza - Bedford Nova Scotia 5x points
  • Morris East Restaurant - Bedford Nova Scotia 5x points
  • Salt and Ash Beach House Restaurant - Halifax Nova Scotia 5x points
  • Matadora Restaurant - Halifax Nova Scotia 5x points
  • Schoolhouse Brewery - Windsor Nova Scotia 5x points
  • Pure and Simple Restaurant - Dartmouth Nova Scotia 5x points
  • Italian Market - Halifax Nova Scotia 5x points
  • Lafraska Spring Garden Rd - Halifax Nova Scotia 5x points
  • On the Wedge Sunnyside Mall - Bedford Nova Scotia 5x points
  • Nestle Canada - Halifax Nova Scotia 5x points
  • Peacock Wine Bar - Halifax Nova Scotia 5x points
  • Wendy's - Lower Sackville Nova Scotia 5x points
  • Sams Pizza - Bedford Nova Scotia 5x points
  • Pita Pit - Dartmouth Nova Scotia 5x points
  • Izzy's Bagels - Bedford Nova Scotia 5x points
  • The Mellow Mug Bedford Nova Scotia 5x points
  • Battery Park - Dartmouth Nova Scotia 5x points
  • Brew Pub - Bedford Nova Scotia 5x points
  • Admiral Lounge - Port Hood Nova Scotia 5x points
  • Harvest Restaurant - Bedford Nova Scotia 5x points
  • Stubborn Goat - Halifax Nova Scotia 5x points
  • Chicken Little Bedford Hwy - Bedford Nova Scotia 5x points
  • Mezza Dartmouth - Nova Scotia 5x points
  • Jacob's Lounge Dartmouth - Nova Scotia 5x points
  • Wendy's Kempt Rd Halifax - Nova Scotia 5x points
  • Noggins Farmers Market - Bedford Nova Scotia 5x points
  • Pizzatown - Lower Sackville Nova Scotia 5x points
  • Dairy Queen Dutch Village Rd - Halifax Nova Scotia 5x points
  • Big Leagues Bar and Grill - Halifax Nova Scotia 5x points
  • Masstown Market- Masstown Nova Scotia 5x points
  • Salt Yard Social 1599 Lower Water St - Halifax Nova Scotia 5x points
  • Pizza Fiamma - Halifax Nova Scotia 5x points
  • Gala's Pit Stop (on statement as Lynn's Place in Flinton) - Kaladar Ontario 5x points
  • Fat Bastard Burrito - Toronto Ontario 5x points
  • Irving 389 Bedford Hwy Halifax - Nova Scotia 2x points
  • Irving 31 Highway 1 Mount Uniake - Nova Scotia 2x points
  • Irving 2499 Robie St Halifax - Nova Scotia 2x points
  • Sobeys Fast Fuel 949 Bedford Hwy - Bedford Nova Scotia 2x points
  • Irving 599 Prospect Rd - Halifax Nova Scotia 2x points
  • Esso 1505 Bedford Hwy - Bedford Nova Scotia 2x points
  • Esso - Hammonds Plains Nova Scotia 2x points
  • Esso 160 Main St Dartmouth Nova Scotia 2x points
  • Irving - Aulds Cove Nova Scotia 2x points
  • Irving 5450 Inglis St - Halifax Nova Scotia 2x points
  • Ultramar Gottingen St - Halifax Nova Scotia 2x points
  • Ultramar 620 Pictou Rd - Valley Nova Scotia 2x points
  • Staples - Canada Wide 1x points
  • Co-op - Port Hood Nova Scotia 1x points
  • Lids - Dartmouth Nova Scotia 1x points
  • Adidas = Dartmouth Nova Scotia 1x points
  • Bell Aliant - Halifax Nova Scotia 1x points
  • Garrison Brewing - Halifax Nova Scotia 1x points
  • Gap - Canada Wide x points1
  • Posh 1595 Bedford Hwy - Bedford Nova Scotia 1x points
  • Wayne's Variety - Port Hood Nova Scotia 1x points
  • Banana Repulblic - Canada Wide 1x points
  • Eco Chic Hair Studio - Bedford Nova Scotia 1x points
  • Kent - Stellerton Nova Scotia 1x points
  • Halifax Dental - Halifax Nova Scotia 1x points
  • Basinview Animal Hospital - Bedford Nova Scotia 1x points
  • Aquamaster - Halifax Nova Scotia 1x points
  • An Indian Affair - Langley British Columbia 5x points
  • Day2 Day Grocery - Langley British Columbia 5x points
  • Dhaliwal's Lounge - Surrey British Columbia 5x points
  • Paan Wala of Surrey - Surrey British Columbia 5x points
  • Big Meat Shop - Surrey British Columbia 5x points
  • Chaiwala of London - Surrey British Columbia 5x points
  • CUPPAJOE COFFEE ROASTER - Burnaby British Columbia 5x points
  • Freshslice - Burnaby British Columbia 5x points
  • Oku Izakaya Bar - Vancouver British Columbia 1x points
  • Dolce Amore - North Vancouver British Columbia 5x points
  • % Arabica - Toronto Ontario 5x points
  • Bake Code - North York Ontario 5x points
  • Chen Chen’s Nashville Hot Chicken - Toronto Ontario 5x points
  • King Slice - Toronto Ontario 5x points
  • Los Cantaritos Dufferin - Toronto Ontario 5x points
  • Paris Baguette - Richmond Hill Ontario 5x points
  • PG Clucks - Toronto Ontario 5x points
  • Poulet Rouge - Toronto Ontario 5x points
  • The Original Hot Chicken - Toronto Ontario 5x points
  • Tokyo Hot Fried Chicken - Toronto Ontario 5x points
  • What-A-Bagel - Richmond Hill Ontario 5x points
  • Kinton Ramen - North York Ontario 1x points
  • PHO OK - North York Ontario 1x points
  • 7 Noodles - North York Ontario 5x points
  • Comebuy - North York Ontario 5x points
  • Mabu Generation - Markham Ontario 5x points
  • Muzi Dessert Gallery - Markham Ontario 5x points
  • Dairy Queen Ranchlands - Calgary Alberta 5x points
  • Stonewall Pub - Calgary Alberta 5x points
  • Globe Cinema - Calgary Alberta 1x points
  • Google Ads - Canada Wide 1x points

Quick tips for using the tables!

  • !! Mobile Users !!: If you are viewing this page on mobile we recommend clicking the toggle icon so that the data is shown in card view
  • You can search any data you like, the merchant name (ie East Side Marios), city (ie Vancouver) and so forth!
  • If you are searching by city or town name, the larger merchants who are Canada wide or province wide will not show up in the results. For larger merchants it is better to search by their name rather than location
  • If your desired result doesn't display, it doesn't necessarily mean the merchant does not accept Amex. It could very well be that no one from the Rewards Canada community has shopped there and/or contributed it for us to add here. That means you can be the first do so!
  • Click on the icon if you would like to view it as a full screen chart (a good option to view more rows at once)
  • If you have sorted your search data and want to return to the initial results simply click on the refresh icon
  • To reset the entire table simply clear the search box of any text

Instructional Video

Visual learner? This video shows you how to use the charts and search functions:



American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

Top Overall Travel Rewards Card 2025 | Top Hybrid Travel Rewards Card 2025 | #3 Best Cash Back Card in Canada
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex ExperiencesTM
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card



Confirmed Multipliers - Canada

Merchant City Province Points


Confirmed Multipliers - United States

Please note although the Cobalt Card is supposed to be only 1x point on all purchases outside of Canada it does appear some locations are still awarding 2x points

Merchant City State Points


Confirmed Multipliers - Rest of the World

Please note although the Cobalt Card is supposed to be only 1x point on all purchases outside of Canada it does appear some locations are still awarding 2x points

Merchant Country Points

Amex Shop Small Website

Another option to find merchants is to check American Express Canada's Shop Small website - it lists all their independent merchants where you can use your American Express cards at. It doesn't tell you what category they fall under but in most cases the restaurants, bars and grocery stores should fall under the Eats & Drink category.

American Express Cobalt Card resources on Rewards Canada:

 

This feature was first posted on December 7, 2017 and is continually updated

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