Canadian Mastercard Welcome Offers

Updated on December 15, 2021

Travel Points Credit Cards (with annual fee)



BMO AIR MILES®† World Elite®* MasterCard®*


Annual Fee: $120 Primary Card $50 Additional Card
Interest Rate: Purchases 20.99% Cash Advances 23.99% (21.99% for Quebec residents)

Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*.

· Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners.*
· Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
· Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
· Use your card at Costco
· Extended Warranty
· Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
· Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
· Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
· BMO AIR MILES World Elite Travel and Medical Protection*
· BMO Concierge Service*
· Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

*Terms and conditions apply

Apply Now

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information


MBNA Rewards World Elite® Mastercard®


• 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
• 10,000 bonus points†† (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.
• Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
• Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
• Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers, and 24.99% on cash advances.
• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
• To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater.††††
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply Now" button.
‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn five (5) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $50,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in the application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.



National Bank of Canada World Elite Mastercard

Annual Fee $150 Additional Cards: $50
(Waived in the first year when you apply by August 31, 2022)
Annual interest rate 20.99% on purchases and 22.49% on funds advances
$80,000 personal or $150,000 household annual income

Limited time welcome offer: 20,000 Rewards Points when you spend $3,000 on your card in the first three months and a savings on the annual fee in the first year. Offer valid until August 31, 2022

• Earn up to 2 points on ALL card purchases without restrictions!

  • $0 to $40 000 = 1.5 points per dollar in purchases
  • $40 001 to $80 000 = 2 points per dollar in purchases
  • $80 001 and more = 1.5 points per dollar in purchases

• A refund of up to $250 per year on seat selection, airport parking and baggage fees
• Unlimited access to the National Bank VIP Lounge at Montreal-Trudeau for you and a guest
• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental
• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause
• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection
• National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index

Apply Now



National Bank of Canada World Mastercard

Annual Fee $115 Additional Cards: $35
(Waived in the first year when you apply by Aug 31, 2022)
Annual interest rate 20.99% on purchases and 22.49% on funds advances
$60,000 personal or $100,000 household annual income

• Earn up to 2 points on ALL card purchases without restrictions!

  • $0 to $20 000 = 1.25 points per dollar in purchases
  • $20 001 to $30 000 = 2 points per dollar in purchases
  • $30 001 and more = 1.25 points per dollar in purchases

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental
• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause
• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection
• National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index

Apply Now



National Bank of Canada Platinum Mastercard

Annual Fee $89 Additional Cards: $35
(Waived in the first year when you apply by August 31, 2022)
Annual interest rate 20.99% on purchases and 22.49% on funds advances
No minimum annual income requirement

Limited time welcome offer: 20,000 Rewards Points when you spend $3,000 on your card in the first three months and a savings on the annual fee in the first year. Offer valid until August 31, 2022

• Earn 1 point on ALL card purchases without restrictions!
• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental
• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause
• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection
• National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index

Apply Now



National Bank of Canada ECHO Cashback Mastercard

Annual Fee $30 Additional Cards: $0
Annual interest rate 20.99% on purchases and 22.49% on funds advances

• Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
• Get 1% cashback on all other purchases
• Apply your cashback as soon as you accumulate $25. You can even access your cashback on the go from any tablet or mobile device!
• Purchase protection in case of theft or damage*
• Extended warranty*
• National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index

Apply Now




Travel Points Credit Cards (No annual fee)



BMO AIR MILES®† MasterCard®*

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash.*
- and there’s No annual fee
- and a 1.99% introductory interest rate on Balance Transfers for 9 months*. 1% fee applies to balance amounts transferred*
- Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
- Get 1 Mile for every $25 spent everywhere else*
- Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car
- Extended Warranty
- Purchase Protection
- Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)

Apply Now


BMO Rewards® MasterCard


No annual fee
Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)

Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.*

Get 1 BMO Rewards point for every $1 spent*
Earn faster with additional cardholders
Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide
Extended Warranty*
Purchase Protection*
Zero Dollar Liability: protects you from unauthorized use of your credit card*


Apply Now

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information


HSBC Travel Rewards Mastercard®


Primary Cardholder Annual Fee: $0
Authorized User Annual Fee: $0
Annual interest rate: 20.99% on purchases and 22.99% on funds advances and balance transfers.

Special offer: Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by Oct 31, 2022. Conditions apply

  • Collect points and reward yourself anytime;
  • 3 points for every $1 spent on eligible travel purchases* (car rentals, vacations, hotel flights, etc.)
  • 2 points for every $1 spent on eligible gas and daily transportation purchases* (subway, train, taxi, etc.)
  • 1 point for every $1 on all other eligible everyday purchases
  • Redeem your points your way – the choice is yours

Apply Now

*Terms and Conditions apply
®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)



MBNA Rewards Platinum Plus® Mastercard®


• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point for every $1 spent on all other eligible purchases.
• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening.
• 5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points.
• Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers and 24.99% on cash advances.
• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
• No annual fee.
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.



‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Hybrid / Flexible Points Credit Cards



HSBC World Elite® Mastercard®

Earn up to 80,000 Points* PLUS a full annual fee rebate for the Primary Cardholder for the first year

Primary Cardholder Annual Fee: $149 (1st year annual fee rebate)
Authorized User Annual Fee: $50 Per Card
Annual interest rate: 19.9% on purchases and 22.9% on cash advances and balance transfers.
$80,000 personal or $150,000 household annual income

Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
• Welcome bonus of 20,000 points* ($100 travel value)
• Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
• Earn 20,000 points* as an anniversary bonus ($100 travel value)
• First year annual fee rebate for the primary cardholder* ($149)
• Receive a $100 annual travel enhancement credit*

• Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
• No foreign transaction fees. Only the exchange rate will apply
• Enjoy maximum flexibility and redeem your Points on your terms for:

• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles

Apply Now

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)



HSBC +Rewards™ Mastercard®


Primary Cardholder Annual Fee: $25 (1st year annual fee rebate)
Authorized User Annual Fee: $10 Per Card
Annual interest rate: 11.9% on purchases and 11.9% on cash advances and balance transfers.

• Special offer: Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year ($25 value). Must apply by October 31, 2022. Conditions apply.
• Earn 30,000 points* when you spend $2,000 within 6 months of account opening ($150 travel value)
• Earn 5,000 points* when you start your application online ($25 travel value)
• First year annual fee rebate for the primary cardholder* ($25 value)
• Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
• HSBC's lowest interest rate for purchases, cash advances and balance transfers

• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Apply Now

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
 



Airline Credit Cards



Alaska Airlines World Elite® Mastercard®

A new Alaska Airlines World Elite Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.
• 30,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.
• One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ
• Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.
• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.
• Earn 1 mile‡ for every $1 spent on other eligible purchases.
• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.
• $99 annual fee
• Minimum Credit Score: 680
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances
• Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.
†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.
‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.
◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.
ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite Mastercard consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com
✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.


Alaska Airlines Platinum Plus® Mastercard®


A new Alaska Airlines Platinum Plus® Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.
• 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.
• Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.
• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.
• Earn 1 mile‡ for every $1 spent on other eligible purchases.
• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances
• $75 annual fee
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.
†† To qualify for this offer, an applicant must be approved for a Platinum card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.
‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.
◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.
✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.


WestJet RBC World Elite Mastercard


Earn up to 450 welcome WestJet dollars

Receive 250 WestJet dollars on your first purchases and 200 WestJet dollars when you spend $5,000 in the first three months
Receive a Status Lift of $500 in tier qualifying spend for every $15,000 in everyday purchases on your WestJet RBC World Elite Mastercard.
- Annual $119/$399 Companion Flight when you sign up for and receive the WestJet RBC World Elite Mastercard.
- Earn 1.5% back in WestJet dollars on every purchase you make with your card
- Earn 2% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages with your card
- Companion flight vouchers are an annual benefit.
- First bag free for the primary cardholder up to 8 people traveling on the same reservation to anywhere WestJet flies!
- Companion voucher details:
  • Travel to Canada and the Continental US for $119 CAD
  • Travel to the rest of the WestJet network for $399 CAD
Apply Now


WestJet RBC Mastercard


- 100 welcome WestJet dollars (50 after first purchase, 50 after minimum of $1k spend within first 3 months).
- Get an annual credit card companion voucher for round-trip travel within Canada or the U.S. for $199 CAD (plus taxes, fees and charges)1
- 1.0% earn on your everyday spending
- 1.5% earn for WestJet & WestJet Vacations purchases


Apply Now

Hotel Credit Cards




mbna Best Western Mastercard®


• Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
• Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
• Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay
• You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
• No limit to the Best Western Rewards® points that can be earned using the credit card in a year
• Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.         

• Standard Annual Interest Rates of 19.99% on standard purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances
• No annual fee
• Minimum Credit Score: 680
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated points can only be redeemed in accordance with the Best Western Rewards Program. The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Best Western Rewards Program. Please visit www.bestwestern.com/bwrterms, call Best Western at 1-800-237-8483 or contact Best Western by mail at P.O. Box 42007, Phoenix, AZ, 85080-2207 for complete Best Western Rewards® Program terms and conditions.
†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8–10 weeks from the transaction date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by Best Western and may be amended or cancelled at any time without notice. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
Each Best Western® branded hotel is independently owned and operated. Best Western and the Best Western marks are service marks or registered service marks of Best Western International, Inc.

Cash Back Credit Cards



Amazon.ca Rewards Mastercard

Special Welcome Offer: get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants for the first 6 months! (Valid on first $3,000 in eligible purchases††.)
Earn rewards on all your eligible purchases at Amazon.ca—including Whole Foods Market stores in Canada‡!
Earn 2.5% back on eligible purchases at Amazon.ca, Whole Foods Market stores in Canada and on foreign currency transactions with an eligible Prime membership‡.
Otherwise, get 1.5% back at Amazon.ca and Whole Foods Market stores in Canada‡.
Get 1% back on ALL other eligible purchases, wherever Mastercard is accepted‡.
Use your rewards at Amazon.ca—apply rewards directly to eligible Amazon.ca items.
No annual credit card fee.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

‡ These are highlights of the rewards program (the "Program") associated with this credit card account. To participate in the Program, you must have an Amazon.ca account that is open and in good standing, and otherwise comply with the Program terms and conditions. The Amazon Prime membership status of the Amazon.ca account that you select to be associated with your credit card account will determine the number of points earned on eligible purchases. Accumulated points will be redeemed for Amazon.ca Gift Card(s), which will be loaded to your Amazon.ca account by Amazon. Complete terms and conditions describing Program eligibility, limitations and restrictions will be sent after your credit card account is opened. The Toronto-Dominion Bank has no liability or responsibility for the Amazon.ca Gift Card(s) or any aspect of your Amazon.ca account.

†† Limit one-time bonus points offer (no cash value) per new credit card account. This offer only applies to eligible purchases made during the first six months after credit card account opening: (a) at eating places and fast food restaurants (merchant category codes 5812 and 5814); (b) at grocery stores and supermarkets (merchant category code 5411); (c) on the Amazon.ca website; and (d) at any physical Whole Foods Market locations in Canada. For greater certainty, this offer replaces and is not in addition to the regular earn rates for the rewards program associated with the account. Regular earn rates will apply to purchases outside the above categories and to the above categories after $3,000 in eligible purchases. This promotion is offered by MBNA and Amazon and may be amended or cancelled at any time without notice.

✪ BALANCE TRANSFERS Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

** Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are in the Certificate of Insurance provided with your card.



BMO CashBack® World Elite®* MasterCard®*


· Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
· Get the highest cash back earn rate on groceries in Canada.*
Earn more cash back on the categories that mean the most:
· 5% on groceries*
· 4% on transit including ride sharing, taxis and public transportation*
· 3% on gas and electric vehicle charging*
· 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
· 1% unlimited cashback on all other purchases*
· Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
· Complimentary Roadside Assistance Program*
· Complimentary membership in Mastercard Airport Experiences provided by LoungeKey.
· Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
· BMO CashBack World Elite Travel and Medical Protection*
· Extended Warranty Plus*
· Purchase Protection Plus*
· BMO Concierge Service*
Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
· Interest Rate: Purchases 20.99% Cash Advances 23.99% (21.99% for Quebec residents)
· $120 annual fee


Apply Now

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of June 1, 2022

BMO CashBack® MasterCard®*

· Welcome offer: Get 5% cash back in your first 3 months*
· Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
· Now earn the highest cash back on groceries in Canada without paying an annual fee!†
· No Annual fee*
· Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
· Receive a discount on car rentals*
· Extended Warranty*
· Purchase Protection*
· Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)

Apply Now

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of June 1, 2022..




Brim World Elite MasterCard


Annual Fee: $199 Primary Card (Waived in first year) $50 Secondary Card

• Up to $500 in first time bonuses from Brim merchant partners
• 2 points for every $1 spent up to $25,000 annually
• 1 point for every $1 spent after that
• No Foreign Transaction fees
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
• Free Global Wi-Fi
• Comprehensive package of insurance benefits

Apply Now


Brim World MasterCard


Annual Fee: $99 Primary Card (First year free) $20 Secondary Card

• Up to $300+ in first time bonuses from Brim merchant partners
• 1.5 points for every $1 spent up to $25,000 annually
• 1 point for every $1 spent after that
• No Foreign Transaction fees
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
• Free Global Wi-Fi
• Comprehensive package of insurance benefits

Apply Now


Brim MasterCard


Annual Fee: $0 Primary Card $0 Secondary Card

• Up to $200+ in first time bonuses from Brim merchant partners
• 1 point for every $1 spent
• Free Global Wi-Fi
• No Foreign Transaction fees

Apply Now


Desjardins Cash Back World Elite®Mastercard®

Annual Fee $100 Additional Cards: $0 for members ($30 for non-members)
Annual interest rate 19.9% on purchases and cash advances
$80,000 personal or $150,000 household annual income

• 4% cash back on eligible grocery purchases
• 3% cash back on eligible restaurant, entertainment and public transportation purchases
• 1% cash back on all other purchases
• Membership in Mastercard Airport Experiences provided by LoungeKey
• Travel Medical Insurance: Up to $5 million of coverage for the first 3 days
• Mobile Device Insurance: Up to $1,000
• Auto Rental Collision/Loss Damage Insurance: Coverage for up to 48 consecutive days.
• Stay connected with free access to over 1 million Boingo Wi-Fi hotspots worldwide.

Apply Now



HSBC Cash Rewards Mastercard®


Primary Cardholder Annual Fee: $0
Authorized User Annual Fee: $0
Annual interest rate: 20.99% on purchases and 22.99% on funds advances and balance transfers.

Special offer: Earn an additional 12.5% cash back on all purchases for the first 180 days (up to $1,000 in total purchases). Must apply by Oct 31, 2022. Conditions apply.
For the first 180 days, earn up to:
• 14% cash back on eligible online purchases
• 13.5% cash back on eligible gas, grocery and drugstore
• 13% cash back on all other everyday purchases

  • 1.5% cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery)
  • 1% cash back on your gas, grocery and drugstore purchases.
  • 0.5% cash back on (almost) everything else you buy with your card.
  • Redeem sooner – You only need to reach $25 in cash back to redeem.
  • Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
  • Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

Apply Now

*Terms and Conditions apply
®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)



MBNA Smart Cash® World Mastercard®


Accelerate cash back on common purchases!
• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 1% Cash Back‡ for all other eligible purchases
• $39 annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.
†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.
†††† To be eligible for a World Account, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater. Additional account qualification criteria apply as set out in this application.
✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.




MBNA Smart Cash Platinum Plus® Mastercard®


Accelerate cash back on common purchases!
• No annual fee
• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 0.5% Cash Back‡ for all other eligible purchases
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.
• This offer is not available for residents of Quebec.  For residents of Quebec, please click here.


Apply Now
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.
‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.
†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.
✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.



Neo Ultra

  
Monthly Fee: $8.99

Limited time offer: $25 welcome bonus when you apply and are approved for a Neo Mastercard

• Earn enormous bonuses—like 15% cashback—on your first purchase at most partners.¹
• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.
• Everything is 100% digital - applications get approved in less than three minutes via the mobile app or web portal, load it into Google Pay or Apple Pay digital wallet to start using it, and then the physical card will be mailed afterwards.


Apply Now

¹ Average based on current offers at select partners. Cashback varies per plan, offer and partner.

* Card issued by ATB Financial pursuant to license by Mastercard International Inc.

Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard Internationl Inc.



Neo Plus

  
Monthly Fee: $2.99

Limited time offer: $25 welcome bonus when you apply and are approved for a Neo Mastercard

• Earn enormous bonuses—like 15% cashback—on your first purchase at most partners.¹
• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.
• Everything is 100% digital - applications get approved in less than three minutes via the mobile app or web portal, load it into Google Pay or Apple Pay digital wallet to start using it, and then the physical card will be mailed afterwards.


Apply Now

¹ Average based on current offers at select partners. Cashback varies per plan, offer and partner.

* Card issued by ATB Financial pursuant to license by Mastercard International Inc.

Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard Internationl Inc.



Neo Standard

  
Monthly Fee: $0

Limited time offer: $25 welcome bonus when you apply and are approved for a Neo Mastercard

• Earn enormous bonuses—like 15%¹ cashback—on your first purchase at most partners.
• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.


¹ Average based on current offers at select partners. Cashback varies per plan, offer and partner.

* Card issued by ATB Financial pursuant to license by Mastercard International Inc.

Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.



Neo Secured Card

  
No monthly or annual fees for free Standard rewards plans

Limited time offer: $25 welcome bonus when you apply and are approved for a Neo Mastercard

• Get an average 5%2 unlimited cashback at thousands of Neo partners, a minimum 1%3 back across all purchases, plus earn enormous bonuses - like 15% cashback on your first purchase at most partners.
• Guaranteed approval card that earns you cashback
• Add Security Funds to match your credit limit. Change your limit any time and use your deposit to pay off your bill if you ever need to.

Apply Now



PC Financial World Elite Mastercard


Annual Fee: $0 Primary Card $0 Additional Card
Interest Rate: Purchases 20.97% Cash Advances 22.97%
· Minimum Income: $80,000 Personal or $150,000 Household


· 20,000 bonus PC Optimum points when you make your first purchase on this card at Loblaw family store
· 30 PC Optimum Points for every $1 spent at Loblaws and PC Travel Purchases
· 45 PC Optimum Points for every $1 spent at Shoppers Drug Mart
· 30 PC Optimum Points per litre at Esso and Mobil stations in Canada
· 10 PC Optimum Points for every $1 spent on all other purchases
· Free Extended Warranty, Free Purchase Assurance and Mastercard Global Services

Apply Now



RBC Cash Back Preferred World Elite MasterCard

Annual fee $99 Additional Cards: $0
Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers

• Unlimited cash back on your spending*
• Earn up to 1.5% cash back on your spending – big or small
• Premium benefits and insurances
• Stay connected with a complimentary Boingo Wi-Fi accountΔ
• Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*

• Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points


Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
• Get a 12-month complimentary DashPass subscription18 – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Apply Now
Annual income: Personal: $80,000 or Household: $150,000

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.



RBC Cash Back MasterCard

Annual fee $0 Additional Cards: $0
Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers

• Unlimited cash back on your spending*
• 2% cash back on groceries*
• Up to 1% cash back on all other qualifying purchases and pre-authorized payments
• No Annual Fee
• Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points


Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
• Get a 3-month complimentary DashPass subscription15 – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Apply Now

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.



Rogers World Elite Mastercard


· Earn $25 Cash Back Reward when you make your first purchase on this card
· Annual Fee: $0
· Earn 3% in on all eligible U.S. currency purchases, 1.5% on all other eligible purchases
· Extended Warranty and Purchase Protection, Rental Car Collision/Damage, Out-of-Province/Out-of-Country Emergency Medical, Trip Interruption and Trip Cancellation.
· Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
· Interest Rate: Purchases 19.9% Cash Advances 21.5%
· Minimum Income: $80,000 Personal or $150,000 Household

Apply Now


Scotia Momentum® Mastercard


7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).1
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Apply Now




Tangerine World Mastercard®

Annual Fee $0 Additional Cards: $0
Minimum Income: $60,000 personal or $100,000 household

Special Offer:

Apply for a Tangerine World Mastercard® by July 31, 2022 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.

• Personalized categories and unlimited money-back rewards monthly
• Automatic earning: Money-Back Rewards are earned automatically on everyday purchases and paid monthly. These can be applied to your Credit Card balance or redeemed into your Savings Account.
• No annual fee
• Earn 2% cashback on your choice of up to 3 categories, 0.5% money back on all other purchases
• Change your 2% Money-back categories to suit your spending from your choice of 10 categories
• 1.95% on Balance Transfers for six months
• Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
• Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
• Mastercard® Airport Experiences Provided by LoungeKey***: Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. Learn more at airport.mastercard.com.

Apply Now



Tangerine Money-Back Credit Card

Annual Fee $0 Additional Cards: $0

Special Offer:

Apply for a Tangerine Money-Back Credit Card by July 31, 2022 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

• Earn 2% cashback on your choice of up to 2 categories, 0.5% money back on all other purchases
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

Apply Now



Walmart Rewards MasterCard


Card Type: Credit   
Annual Fee: $0 Additional Card Fee: $0
Annual interest rate 19.89% on purchases and 21.49% on funds advances


• Up to $25 bonus Walmart Rewards Dollars when you are approved for the card
• 1.25% Walmart Reward Dollars for Walmart and Walmart.ca purchases
• 1% Walmart Reward Dollars for all other purchases

Apply Now



Walmart Rewards World MasterCard


Card Type: Credit   
Annual Fee: $0 Additional Card Fee: $0
Annual interest rate 19.89% on purchases and 21.49% on funds advances

Annual household income of $100,000+ is required

• Up to $25 bonus Walmart Rewards Dollars when you are approved for the card
• 3% Walmart Reward Dollars for Walmart.ca purchases
• 1.25% Walmart Reward Dollars for Walmart in store purchases
• 1.25% Walmart Reward Dollars for Gas Station purchases
• 1% Walmart Reward Dollars for all other purchases
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
• Free Global Wi-Fi

Apply Now

Student Credit Cards



BMO AIR MILES®† Mastercard®* (Student)

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash.*
- and there’s No annual fee
- Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
- Get 1 Mile for every $25 spent everywhere else*
- Get AIR MILES back every time you spend, plus start building a healthy credit history
- Best BMO AIR MILES Mastercard for Students
- Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car
- Extended Warranty
- Purchase Protection
- Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)

Apply Now


BMO CashBack® MasterCard®*(Student)


· Welcome offer: Get 5% cash back in your first 3 months (up to $100 cash back)
· Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
· Now earn the highest cash back on groceries in Canada without paying an annual fee!†
· Get cash back every time you spend, plus start building a healthy credit history
· Best BMO CashBack Mastercard for Students
· Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
· No Annual fee*
· Receive a discount on car rentals*
· Extended Warranty*
· Purchase Protection*
· Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)


Apply Now

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of June 1, 2022.