Scotia Gold American Express Card

Annual Fee $120 Additional Cards: $29

• Earn up to 40,000 bonus Scene+ Rewards points in your first year (that’s up to $400 towards travel) Plus, no annual fee in the first year, including on supplementary cards¹ and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee)¹
• To be eligible for 20,000 bonus  Scene+ points you must open a new Account by February 28, 2022 and have at least $1,000 in eligible purchases posted to your new Account in the first 3 months. To be eligible for an additional  20,000 bonus Scene+ points you must have at least $7,500 in eligible purchases posted to your new Account in your first year (12 months) from the Account open date
• Earn 5 Scene+ Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
• Earn 3 Scene+ Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
• Earn 1 point for every $1 you spend on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Amex exclusive benefits (Front Of The Line)
• Rates, fees, offers and other information are effective as of Mar 1, 2021. Subject to change.

• Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
• Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
• Low price airfare alerts
• Receive up to 25% off qualifying car rentals
• Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
• Redeem points for merchandise and other rewards

Scotiabank Passport Visa Infinite card

Annual Fee: $139 Additional Cards: $0 for first card $50 for each additional
Minimum Income $60,000

• Earn up to 30,000 bonus Scene+ Rewards points in your first year (that’s up to $300 towards travel )¹ Plus, no annual fee in the first year, including on supplementary cards and 2.99% introductory interest rate on purchases and balance transfers for the first 6 months¹ (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)
Bonus offer broken down as follows:
- Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $40,000 in everyday net eligible purchases annually.
• Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Scotiabank®* Platinum American Express® Card

• Earn 30,000 bonus Scene+ Rewards points upon first purchase◊
• Earn 4x Scene+ Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible everyday purchases
• Complimentary membership to Priority Pass Airport Lounges Worldwide
• Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Scotiabank American Express Card

Annual Fee $0

• Earn 5,000 bonus Scene+ Rewards points with your first $500 in everyday purchases in first 3 months◊
• Earn one Scene+ point on all eligible everyday purchases
• Flexible Point Redemption
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Scotia Momentum® VISA* Infinite card

Special Welcome Offer: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).¹ No annual fee in the first year, including on supplementary cards.1 Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months

• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
• Rates, fees and other information are effective as of November 21, 2021. Subject to change.

Scotiabank Passport Visa Infinite Business card

Annual Fee: $199 Additional Cards: $0 for first card $50 for each additional
Minimum Income $60,000

• Earn up to 40,000 bonus Scene+ Rewards points in your first year (that’s up to $400 towards travel )
Bonus offer broken down as follows:
- Earn 30,000 bonus Scene+ Rewards points by making at least $5,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite Business cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $60,000 in everyday net eligible purchases annually.
• Earn 1.5X the Scene+ points for every $1 spent on purchases for your business
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

<sup>*To qualify, certain conditions must be met. Offer ends December 16, 2021. Visit www.scotiabank.com/ultimate350 for full terms
1 Conditions apply. Actual interest rate will vary based on the savings period (the Premium Period) that applies. Visit scotiabank.com/mpsa to learn more.
2 Conditions apply. Visit www.scotiabank.com/ultimate350 to learn more
3 Foreign currency exchange rate also applies.Subject to daily limits and additional Terms and Conditions found in the Scotiabank International Money Transfer Agreement.

† Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
®Registered trademarks of The Bank of Nova Scotia "</sup>

^{* 1 Conditions apply. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/basic-plus.html to learn more
. †Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license."}