• Bonus offer broken down as follows:
  - Earn 35,000 bonus Scene+ Rewards points by making at least $2,000 in everyday eligible purchases in your first 3 months.
  - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $40,000 in everyday net eligible purchases annually.
• Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more • Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligble entertainment puchases and eligible daily trasit options(including rideshares,buses,subways taxis and more)
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases •
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• No Foreign Transaction Fee
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services • Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country program
• Rates, fees and other information are effective as of July 2, 2025. Subject to change.
• Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.3, 2025. Subject to change.

• Bonus offer broken down as follows:
  - Earn 30,000 bonus Scene+ Rewards points by making at least $2,000 in everyday eligible purchases in your first 3 months.
  - Earn 20,000 bonus Scene+ Rewards points when you spend $7,500 within your first 12 months
  - Ppay no annual fee in your first year.
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  
• Earn 6x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more
• Earn 5x Scene+ points¹ for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
• Earn 5x Scene+ points¹ for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
• Earn 3x Scene+ points¹ for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more
• Earn 3x Scene+ points¹ for every $1 CAD you spend in Canada on eligible select streaming sevices
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage
• AMEX Offers
• AMEX Front of the Line
• American Express Invites
• Complimentary Concierge Services
• Rates, fees and other information are effective as of July 2, 2025. Subject to change.
• Click here to apply for Scotiabank Gold American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months
• You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months
• Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
• Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
• Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more
• You'll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• Rates, fees and other information are effective as of July 2, 2025. Subject to change.
• Click here to apply for Scotiabank Scene+ Visa Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• Bonus offer broken down as follows:
  - Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
  - Earn an additional 30,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months.
  - Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened.
• Earn 3X the Scene+ points for every $1 you spend on eligible travel purchases.
• Earn 2X the Scene+ points for every $1 you spend on eligible dining and entertainment.
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• $250 annual travel credit
• omplimentary yearly Avis President’s Club membership.
• No Foreign Transaction Fees
• 10 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Privilege Concierge Services
• Visa Infinite* Privilege Hotel Collection
• Visa Infinite* Privilege Dining and Wine Country program
• Rates, fees and other information are effective as of July 2, 2025. Subject to change.
• Click here to apply for Scotiabank Passport Visa Infinte Privilege Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan. 27, 2025. Subject to change.

• To qualify for the 80,000 bonus Scene+ points:
  - Earn 60,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
  - You are eligible to earn a 20,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months.
• Plus earn 2X Scene+ points for every $1 spent on all other eligible purchases
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage
• Mobile Device Insurance coverage
• 10 complimentary Airport Lounge Passes per year
• Platinum VIP Offers+
• American Express Invites®
• Premium Complimentary Concierge Services
• Rates, fees and other information are effective as of Jauly 2, 2025. Subject to change.
• Click here to apply for Scotiabank®* Platinum American Express® Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• Earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  
• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  
• Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
  
• Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  
• Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
  
• Earn 1X Scene+ point for every $1 spent on every other purchase
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
  
• Click here to apply for Scotiabank American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• 4% on eligible recurring bill payments and grocery store purchases
  
• 2% on eligible gas station and daily transit purchases
  
• 1% cash back on all other eligible everyday purchases
  
• Complimentary Concierge Services 24/7
  
• Visa Infinite Dining Series
  
• Visa Infinite Music Series
  
• Wine Country Wonders
  
• Luxury Hotel Privileges
  
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
• Click here to apply for Scotia Momentum® Visa* Infinite card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  
• Earn 1% cash back on all other eligible purchases.
• Click here to apply for Scotia Momentum® Visa* card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
  
• Earn 0.5% cash back on all other eligible purchases.
• Click here to apply for Scotia Momentum® No-Fee Visa* card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

• Cash back on everyday spending with no annual fee
  
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  
• 0.5% cash back on all other eligible everyday purchases
  
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
• Click here to apply for Scotia Momentum® Mastercard

• Save up to hundreds of dollars a year on interest
  
• Low interest rate of 12.99%
  
• Pay down higher interest rate balances faster
  
• Transfer higher rate balances and save even more
• Click here to apply for Scotiabank Value® Visa* Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

Bonus offer broken down as follows:
- Earn 30,000 bonus Scene+ Rewards points by making at least $5,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite Business cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $60,000 in everyday net eligible purchases annually.

• Earn 1.5X the Scene+ points for every $1 spent on purchases for your business
  
• Enjoy no FX Mark-up
  
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  
• Rates, fees and other information are effective as of May 1, 2025. Subject to change.
• Click here to apply for Scotiabank Passport Visa Infinite Business card

• Earn an additional 0.10% on your Momentum Plus Savings Account
• Unlimited transactions, Interac e-transfer transactions and Scotia International Money Transfers
• Unlimited free Global non-Scotiabank ABM withdrawals
• Up to $150 annual fee waiver each year on select credit cards
• Earn points on every day purchases with the Scene+™ program
• 8 more premium perks
• Click here to apply for Scotiabank Ultimate Package
  
  <sup>Rates, fees and other information are effective as of May 1, 2025. Subject to change.
  * See Account Provider's website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information</sup>

• Earn a savings rate of up 5.00%* for 3 months¹
  
• Save for multiple goals in one account
  
• No monthly account fees or minimum balance required
  
• Earn even more interest¹ when you open and fund a Premium Period(s)²
  
• The longer you save, the higher your interest rate
• Click here to apply for Scotiabank MomentumPLUS Savings Account
  
  <sup>*To qualify, certain conditions must be met.
  Rates, fees and other information are effective as of December 20, 2024. Subject to change.
  * See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
  
  † Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
  ®Registered trademarks of The Bank of Nova Scotia</sup>

• Earn an additional 0.05% on your Momentum Plus Savings Account
• Unlimited debit transactions and Interac e-transfer transactions
• First year annual fee waiver(up to $150) on select credit cards
• Earn points on every day purchases with the Scene+™ program
• 4 more perks
• Click here to apply for Scotiabank Preferred Package
  
  <sup>Rates, fees and other information are effective as of May 1, 2025. Subject to change.
  * See Account Provider's website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information</sup>

• No monthly account fee*, unlimited debit and Interac e-transfer transactions
• Earn points on everyday purchases with the Scene+™ program
• Earn an additional 0.05% on your Momentum Plus Savings Account
• Free trades for students and youth with Scotia iTRADE
  
  
• Click here to apply for Scotiabank Preferred Package for Students and Youth
  
  <sup>Rates, fees and other information are effective as of June 1, 2025. Subject to change.
  * See Account Provider's website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information</sup>

• 25 free debit transactions¹ per month
  
• 10 free Interac e-Transfer† transactions per month
• Click here to apply for Scotiabank Basic Plus Account
  
  ^{* 1 Conditions apply. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/basic-plus.html to learn more
  . †Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license."}