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Scotiabank

The best Scotiabank Credit Card & Bank Account Offers

Updated on March 9, 2023

Scene+ / Travel Rewards Cards


Scotiabank Passport Visa Infinite Card Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Canada's Choice for Top No Foreign Transaction Fee Rewards Credit Card 2022

Earn up to 35,000 bonus Scene+ Rewards points in your first year (that’s up to $350 towards travel). Offer ends Oct 31, 2023

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 25,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.
  • Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Click here to apply for Scotiabank Passport Visa Infinte Card


Scotiabank Gold American Express Card Canada's Top Travel Points Card

Scotiabank Gold American Express Card

2023 Top Travel Points Credit Card with an annual fee

Earn up to 40,000 bonus Scene+™ points in your first year (that’s up to $400 towards travel) Offer ends Oct 31, 2023

Annual Fee: $120 | Additional Cards: $29 | Minimum Income $12,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Earn 20,000 bonus Scene+ Rewards points when you spend $7,500 within your first 12 months
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
  • Click here to apply for Scotiabank Gold American Express Card


Scotiabank Scene+ Visa Card

Scotiabank Scene+ Visa Card

Earn 5,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months. Offer ends Oct 31, 23

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more
  • You'll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Click here to apply for Scotiabank Scene+ Visa Card


Scotiabank®* Platinum American Express® Card

Scotiabank®* Platinum American Express® Card

Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months

Annual Fee: $399 | Additional Cards: $99



Terms & Conditions apply




  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Click here to apply for Scotiabank®* Platinum American Express® Card


Scotiabank American Express Card

Scotiabank American Express Card

Earn up to 7,000 bonus Scene+ points within your first year (that’s up to $70 towards travel) Offer ends Oct 31, 2023

Earn 5,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 2,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in your first year.

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Click here to apply for Scotiabank American Express Card




Cash Back Cards


Scotia Momentum® Visa* Infinite card

Scotia Momentum® Visa* Infinite card

Ranked the 4th best cash back rewards credit card in Canada
SPECIAL OFFER: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
No annual fee in the first year, including on supplementary cards. Offer ends Oct 31, 2023

Annual Fee: $120 | Additional Cards: $50



Terms & Conditions apply




  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage
  • Click here to apply for Scotia Momentum® Visa* Infinite card


Scotia Momentum® Visa* card

Scotia Momentum® Visa* card

Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39) Offer ends Oct 31, 2023

Annual Fee $39 | Supplementary Cards: $0 | Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques



Terms & Conditions apply





Scotia Momentum® No-Fee Visa* card

Scotia Momentum® No-Fee Visa* card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) Plus get a 0.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that, annual fee $0) Offer ends Oct 31, 2023

Annual Fee $0 | Supplementary Cards: $0 | Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques



Terms & Conditions apply





Scotia Momentum® Mastercard

Scotia Momentum® Mastercard

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).1

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
  • Click here to apply for Scotia Momentum® Mastercard


Scotiabank Value® Visa* Card

Scotiabank Value® Visa* Card

0% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29).1 Plus no annual fee in the first year.1 Offer ends 30 May 2023

Annual Fee: $29 | Additional Card Fee: $0 | Annual interest rate 12.99% on purchases and 12.99% on cash advances, balance transfers and Scotia Credit Card Cheques



Terms & Conditions apply




Small Business Rewards Cards


Scotiabank Passport Visa Infinite Business card

Scotiabank Passport Visa Infinite Business card

Earn up to 40,000 bonus Scene+ Rewards points in your first year (that’s up to $400 towards travel)

Annual Fee: $199 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




Bonus offer broken down as follows:
- Earn 30,000 bonus Scene+ Rewards points by making at least $5,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite Business cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $60,000 in everyday net eligible purchases annually.




Bank Account Bonuses


Scotiabank Ultimate Package

Scotiabank Ultimate Package

Make money while you wait. Earn up to 5.00% interest on your MomentumPLUS Savings Account  



Terms & Conditions apply




  • Earn a $350* welcome bonus with the Scotiabank Ultimate Package!
  • Unlimited debit transactions & Interac e-Transfer† transactions
  • Up to $150 annual fee waiver each year on select credit cards2
  • Unlimited no-fee Scotia International Money Transfers3
  • Earn rewards on debit transactions with the Scene+ TM Program2
  • Click here to apply for Scotiabank Ultimate Package

    * To qualify, certain conditions must be met. Offer ends April 30, 2023. Visit here for full terms. The longer you save, the higher your interest rate. Plus, save for multiple goals in one account
    1 Conditions apply. Actual interest rate will vary based on the savings period (the Premium Period) that applies. Visit scotiabank.com/mpsa to learn more.
    2 Conditions apply. Visit here to learn more.
    3 For Ultimate Package customers, no service fee is charged for the transfer, however, foreign currency exchange rates apply. Subject to daily limits and additional Terms and Conditions found in the Scotiabank International Money Transfer Agreement.
    † Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
    ®Registered trademarks of The Bank of Nova Scotia

Scotiabank MomentumPLUS Savings Account

Scotiabank MomentumPLUS Savings Account

With the MomentumPLUS Savings Account, you can earn a savings rate of up to 5.00%* for 5 months  



Terms & Conditions apply




  • All your savings goals, one high interest savings account. With the MomentumPLUS Savings Account, the longer you save, the higher your interest rate
  • Click here to apply for Scotiabank MomentumPLUS Savings Account

    *To qualify, certain conditions must be met.

    † Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
    ®Registered trademarks of The Bank of Nova Scotia

Scotiabank Preferred Package

Scotiabank Preferred Package

Make money while you wait. Earn up to 4.95% interest on your MomentumPLUS Savings Account  



Terms & Conditions apply




  • Earn a $350* welcome bonus with the Scotiabank Preferred Package!
  • Unlimited debit transactions2& Interac e-Transfer† transactions
  • First year annual fee waiver (up to $150) on select credit cards2
  • Send money globally for $1.993 with Scotia International Money Transfer
  • Earn rewards on debit transactions with the Scene+ TM Program2
  • Click here to apply for Scotiabank Preferred Package

    *To qualify, certain conditions must be met. Offer ends April 30, 2023. Visit here for full terms
    • The longer you save, the higher your interest rate.
    Plus, save for multiple goals in one account.
    1 Conditions apply. Actual interest rate will vary based on the savings period (the Premium Period) that applies. Visit scotiabank.com/mpsa to learn more.
    2 Conditions apply. Visit here to learn more
    3 Foreign currency exchange rate also applies.Subject to daily limits and additional Terms and Conditions found in the Scotiabank International Money Transfer Agreement.

    † Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
    ®Registered trademarks of The Bank of Nova Scotia a

Scotiabank Basic Plus Account

Scotiabank Basic Plus Account

A basic account with value-added features  



Terms & Conditions apply




  • 25 free debit transactions1 per month
  • 10 free Interac e-Transfer† transactions per month
  • Click here to apply for Scotiabank Basic Plus Account

    * 1 Conditions apply. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/basic-plus.html to learn more
    . †Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license."

Scotia Student Banking Advantage® Plan

Scotia Student Banking Advantage® Plan

Open a student account today and get up to $100*. Offer ends July 31st  



Terms & Conditions apply




  • Unlimited debit transactions2
  • Unlimited Interac e-Transfer† transactions2
  • Earn rewards on debit transactions3
  • Click here to apply for Scotia Student Banking Advantage® Plan

    * Conditions apply. Offer ends July 31, 2023. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/students/student-banking-advantage-plan.html for full terms.
    2 Conditions apply. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/students/student-banking-advantage-plan.html to learn more.
    3 Choose between the SCENE and Scotia Rewards reward programs.
    †Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license."
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