• Earn 5,000 Scotia Rewards bonus points with your first $500 in everyday purchases in the first three months*
• No Annual
• Earn one point on all other eligible purchases

• Extraordinary travel benefits

• Flexible Point Redemption

• Comprehensive travel insurance
• Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.

• Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.

• Receive up to 25% off qualifying car rentals

• Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days

• Redeem points for merchandise and other rewards

• 5,000 bonus Scotia Rewards points with first purchase within first two months. Apply Online
• Earn one Scotia Rewards 1 point for every $1 you spend Travel anywhere, at any time of the year with no restrictions
• Comprehensive travel protection and insurance
• 5% cash back on travel purchased through Scotia Rewards Book online or by phone
• Concierge Service
• Merchandise, gift card and other rewards available

• 2% on eligible gas station, grocery store and drug store purchases and recurring bills. Apply Online
• Get an introductory 3.99% on Balance transfers for the first six months. Plus, $39 first year annual fee waiver.
• 1% cash back on all other eligible purchases
• Purchase security and extended warranty protection
• 20% AVIS rental card discount
• 1.99% interest rate on cash advances and balance transfers for the first six months

• Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter. Apply Online
• Pay no $79 annual fee for the first year
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• Earnings do not expire
• No earning or redemption caps
• Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
• Purchase Security and Extended Warranty

• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter. Apply online
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• Earnings do not expire
• No earning or redemption caps