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Low Interest Credit Card Offers Updated on January 19, 2021

 


LOW INTEREST CARDS


CIBC Select Visa* Card
CIBC Select Visa* Card

Annual Fee $29 Additional Cards (Up to 3): $0
Annual interest rate 13.99% † on purchases and 13.99% † on cash advances and 13.99% † on balance transfers
Annual income: $15,000 household†

• Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†

Apply Now

†Conditions Apply


HSBC +Rewards™ Mastercard®
HSBC +Rewards™ Mastercard®

Primary Cardholder Annual Fee: $25 (1st year annual fee waiver)
Authorized User Annual Fee: $10 Per Card
Annual interest rate: 11.9% on purchases and 11.9% on funds advances and balance transfers.

• Apply for an HSBC +RewardsTM Mastercard® by January 31, 2022 and earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening*, and get a 1st Year annual fee rebate for Primary Cardholder*($25 value)
• Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
• HSBC's lowest interest rate for purchases, cash advances and balance transfers

• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Apply Now

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)


MBNA True Line® Mastercard® credit card

Apply Now
MBNA True Line® Mastercard® credit card

You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening

• No annual fee
• Standard Annual Interest Rates of 12.99% on eligible purchases, 12.99% on balance transfers✪, and 24.99% on cash advances
• You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening
• Around-the-clock fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.
Apply for the MBNA True Line® Mastercard® credit card today
• This offer is not available for residents of Quebec.


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

† Promotional Rates: Balance Transfers: 0.00% This Promotional Rate applies to any balance transfers made within 90 day(s) of your account opening (each, an "eligible transaction") and will remain in effect for 12 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice. Standard Rates: Purchases: 12.99% Balance transfers and access cheques: 12.99% Cash advances: 24.99%

Default Rates: If your Minimum Payment is late twice within any [12] consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase to the following new Standard Rate(s): Purchases: 19.99% Balance transfers and access cheques: 21.99% Cash advances: 24.99%

The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for [12] consecutive Statement Periods ("cure period"), the new Standard Rate(s) will decrease to the Standard Rate(s) that applied on your account at the time of the change event. Such rates will apply on the first day of the first Statement Period that occurs after the cure period.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank..



MBNA True Line® Gold Mastercard® credit card

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MBNA True Line® Gold Mastercard® credit card

• $39 annual fee
• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances
• Around-the-clock fraud protection
• Access to 24/7 customer service
• This offer is not available for residents of Quebec


Apply Now

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.



Scotiabank Value® Visa* Card
Scotiabank Value® Visa* Card
Card Type: Credit   
Annual Fee: $29 Additional Card Fee: $0
Annual interest rate 12.99% on purchases and 12.99% on cash advances, balance transfers and Scotia Credit Card Cheques

• 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
• Save hundreds of dollars in interest a year
• Low 12.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Apply Now

 


 


LIMITED TIME LOW INTEREST CARDS




BMO Rewards® MasterCard
BMO Rewards® MasterCard

No annual fee
Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)

Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.*

Get 1 BMO Rewards point for every $1 spent*
Earn faster with additional cardholders
Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide
Extended Warranty*
Purchase Protection*
Zero Dollar Liability: protects you from unauthorized use of your credit card*


Apply Now

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information



BMO AIR MILES®† MasterCard®*
BMO AIR MILES®† MasterCard®*

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash.*
- and there’s No annual fee
- and a 1.99% introductory interest rate on Balance Transfers for 9 months*. 1% fee applies to balance amounts transferred*
- Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
- Get 1 Mile for every $25 spent everywhere else*
- Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car
- Extended Warranty
- Purchase Protection
- Interest Rate: Purchases 19.99% Cash Advances 22.99% (21.99% for Quebec residents)

Apply Now


Scotiabank Value® Visa* Card
Scotiabank Value® Visa* Card
Card Type: Credit   
Annual Fee: $29 Additional Card Fee: $0
Annual interest rate 12.99% on purchases and 12.99% on cash advances, balance transfers and Scotia Credit Card Cheques

• 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
• Save hundreds of dollars in interest a year
• Low 12.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Apply Now

 



Scotia Momentum® Mastercard
Scotia Momentum® Mastercard

• 7.99% introductory interest rate on purchases for the first 6 months (20.99% after that)◊
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Apply Now





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Our goal at RewardsCanada.ca is to present readers with reliable financial advice and product choices that will help you achieve your financial goals.
Rewards Canada receives compensation from some companies issuing financial products, like credit cards and bank accounts, that appear on this site.
Unless a post is clearly marked “Sponsored”, however, products mentioned in editorial articles and reviews are based on the author’s subjective assessment of their value to readers, not compensation. For full details and current product information click the Apply now link / learn more link.





 

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