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LOW INTEREST CARDS
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CIBC Select Visa* Card |
CIBC Select Visa* Card
Annual Fee $29 Additional Cards (Up to 3): $0
Annual interest rate 13.99% † on purchases and 13.99% † on cash advances
Annual income: $15,000 household†
• Welcome Offer: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee‡ and a first year annual fee rebate†!
• Reduce interest payments with a low interest rate credit card
• Low interest rate of 13.99% on purchases and cash advances
• Ideal for consolidating your balances onto one card
• Low annual fee of $29. No annual fee for additional cards
• $100,000 Common Carrier Accident Insurance†
†Conditions Apply
Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package. |
The product normally listed here is not available in Quebec |
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TD Emerald Flex Rate Visa® Card
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TD Emerald Flex Rate Visa® Card
Annual Fee $25 Additional Cards: $01
Annual interest rate TD Prime1 + 4.50% up to TD Prime + 12.75% on purchases, cash advances and balance transfers
• Preferred annual interest rate is TD Prime + a fixed annual interest rate tier1 depending on your credit assessment. Today, 6.95% is the lowest annual interest rate which is based on TD Prime (2.45%) + the lowest annual interest rate tier (4.50%) and 15.20% is the highest annual interest rate for the TD Emerald Flex Rate Visa®, which is based on TD Prime (2.45%) + the highest annual interest rate tier (12.75%). Start the application process to find out which variable annual interest rate will apply to you based on your credit assessment.
• Enjoy the same low interest rates on all your Purchases and Cash Advance transactions
• Option to purchase Travel Medical Insurance2 and Trip Cancellation and Trip Interruption Insurance3
• Enjoy all of the benefits of your TD Emerald Flex Rate Visa® Card using Apple Pay. It's an easy and secure way to pay.4
• This offer is not available for residents of Quebec. For Quebec residents, please click here.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.
1 As of March 30, 2020, TD Prime was 2.45% so preferred rates range from 6.95% to 15.20%. Preferred variable annual interest rate is TD Prime + one of the following six fixed rate tiers: 4.50%; 6.25%; 8.75%; 10.25%; 11.75%; 12.75%, depending on your credit assessment. Visit http://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp for current TD Prime. Standard Rate of 24.99% on Purchases or 28.99% on Cash Advances applies if Minimum Payment is not received within 30 days of Payment Due Date.
2 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased by calling 1-800-293-4941, or visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Travel Medical Insurance that is automatically included with other TD Credit Cards.
3 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Trip Cancellation and Trip Interruption Insurance, underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). Claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance. Trip Cancellation and Trip Interruption Insurance can be purchased by calling 1-800-293-4941 or by visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Trip Cancellation/Trip Interruption Insurance that is automatically included with other TD Credit Cards.
4 Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
* Trademark of Visa International Service Association and used under licenseTM.
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LIMITED TIME LOW INTEREST CARDS
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