• 5x the points for every $1 spent on eligible travel purchases,*
• 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,*
• 1 point for every $1 spent everywhere else.*
• Unforgettable travel experiences start with our premium flexible travel credit card!
• Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Points you can use to cover all flight charges & taxes*
• Fly on any airline, with no blackout dates*
• Best-in-class travel and medical insurance (unlimited trips per year)*
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  
• Click here to apply for BMO Ascend^TM World Elite®* Mastercard®*

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
†Statement based on a comparison of the redeemable value of the non-promotional travel rewards points earned on premium flexible Canadian credit cards as of May 3, 2022. “Flexible” is defined as points earned when you purchase travel anywhere and “premium” refers to cards with an annual fee of ≤ $150 or has an income requirement of ≤ $150,000 annual individual income.

• Welcome Bonus offer broken down as follows: Receive 30,000 points after you spend a minimum of $3,000 within the first three (3) months after the account open date, and 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months (months 4 to 15).
  
• Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  
• Get 1 BMO Reward for every $1 spent on everything else*
  
• Get a $50 anniversary lifestyle credit to spend however you want*
  
• Mobile Device Insurance that covers you for up to $1,000*
  
• Earn 10% more points when you add an authorized user to your account*
  
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  
  
• Click here to apply for BMO eclipse Visa Infinite* Card

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  
• Get 1 BMO Reward for every $1 spent on everything else*
  
• Get a $200 anniversary lifestyle credit to spend however you want*
  
• Mobile Device Insurance that covers you for up to $1,000*
  
• Earn 25% more points when you add an authorized user to your account*
  
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  
• Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.
  
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
  
  
• Click here to apply for BMO eclipse Visa Infinite Privilege* Card

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Welcome offer: Get up to 25,000 bonus points in your first anniversary!*
  - Get 20,000 points when you spend $1,500 - that's a $133 value in your first 3 months!*
  Plus, earn up to 5,000 bonus points:
  - 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
  - 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months
  
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
• Earn 5x the BMO Rewards points for every $2 spent on recurring bill payments, groceries, dining and takeout.*
• Get 1 point for every $2 spent on everything else!*
  
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  
  
• Click here to apply for BMO eclipse rise Visa* Card

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Earn over 10x faster than other AIR MILES collectors:
• Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*
• 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
  
• Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
• Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
• Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
• Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
  
• Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
  
• BMO AIR MILES World Elite Travel and Medical Protection*
  
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  
  
• Click here to apply for BMO AIR MILES®† World Elite®* MasterCard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  
• Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
• 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.
  
• Get 1 Mile for every $25 spent everywhere else*
• Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
  
• Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
  
• Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both*
  
• Receive a discount on car rentals*
  
• Extended Warranty
  
• Purchase Protection
• Click here to apply for BMO AIR MILES®† MasterCard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we'll waive the $149 annual fee for a year.*

• Get 1 Mile for every $12 you spend*
• Get 4x the Miles when you use your card at participating AIR MILES partners
• Get up to 7 cents off per litre on all Shell®± fuel*
• 25 payment grace days*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
• Use your card at Costco locations across Canada*
• Travel Protection*
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  
  
• Click here to apply for BMO AIR MILES®† World Elite®* Business Mastercard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Welcome Offer: Get 1,000 AIR MILES Bonus Miles - That's enough for over $100 towards your purchases with AIR MILES Cash!*

• Earn 1 AIR MILES Reward Mile on every $20 you spend*
  
• Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
• Get up to 7 cents off per litre on all Shell®± fuel*
  
• 25 payment grace days*
  
• Optional Employee Cards - empower employees with delegated purchasing authority*
  
• Use your card at Costco locations across Canada*
  
• Our Liability Waiver Program protects your business against employee card abuse*
• Click here to apply for BMO AIR MILES®† No-Fee Business® Mastercard®*

• Get up to $2,400 in value* including 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend.*
  Bonus offer awarded as follows:
  - 20,000 points earned when you spend $5,000 within 110 days of account opening
  - 20,000 points earned when you spend $9,000 within 180 days of account opening
  - 30,000 points earned when you spend $18,000 within 365 days of account opening
  - One companion pass when you spend a minimum of $9,000 within 180 days of account opening
  - $1,000 in Qualifying Spend when you spend a minimum of $9,000 within 180 days of account opening
  
  
• Earn 3 points for every $1 spent on Porter purchases* (Capped at $20,000 of spend annually)
• Earn 2 points for every $1 spent on gas and transportation (Capped at $5,000 of spend annually)
• Earn 2 points for every $1 spent on groceries and dining* (Capped at $10,000 of spend annually)
• Earn 2 points for every $1 spent on hotel accommodations (Capped at $5,000 of spend annually)
• Earn 1 point for every $1 spent everywhere else*
  
  
• A round-trip companion pass per year* ($50,000 annual spend required)
• 1 complimentary checked bag*,
• 1 complimentary carry-on bag on all Porter fare types*,
• Free PorterClassic seat selection*,
• Priority re-accommodation for flight delays*,
• Priority check-in, security, and early boarding*,
• No VIPorter points expiry*,
• Earn $1 of qualifying spend for every $25 spent*,
• Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit.*
  Comprehensive insurance coverage
  
  
• Click here to apply for the BMO VIPorter World Elite®* Mastercard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.*
  Bonus offer awarded as follows:
  - 10,000 points earned when you spend $3,000 within 110 days of account opening
  - 15,000 points earned when you spend $6,000 within 180 days of account opening
  - 15,000 points earned when you spend $10,000 within 365 days of account opening 3
  - 5%-off flight booking discount voucher when you spend $6,000 within 180 days of account opening*
  
  
• Earn 2 points for every $1 spent on Porter purchases* (Capped at $10,000 of spend annually)
• Earn 1 point for every $1 spent on gas and transportation (Capped at $3,000 of spend annually)
• Earn 1 point for every $1 spent on groceries and dining* (Capped at $5,000 of spend annually)
• Earn 1 point for every $1 spent on hotel accommodations (Capped at $3,000 of spend annually)
• Earn 0.5 points for every $1 spent everywhere else*
  
  
• Priority re-accommodation for flight delays*,
• Dedicated check-in*, Early boarding*,
• No VIPorter points expiry*,
• Earn $1 of Qualifying Spend for every $25 spent*
• Comprehensive insurance coverage
  
  
• Click here to apply for the BMO VIPorter Mastercard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Earn more cash back on the categories that mean the most:

• 5% on groceries*
  
• 4% on transit including ride sharing, taxis and public transportation*
  
• 3% on gas and electric vehicle charging*
  
• 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
  
• 1% unlimited cashback on all other purchases*
  
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  
• Complimentary Roadside Assistance Program*
  
• Complimentary membership in Mastercard Travel Pass provided by DragonPass (Airport lounge access membership)
  
• BMO CashBack World Elite Travel and Medical Protection*
  
• Extended Warranty Plus*
  
• Purchase Protection Plus*
  
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  
  
  
• Click here to apply for BMO CashBack® World Elite®* MasterCard®*

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  
• No Annual fee*
  
• Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  
• Receive a discount on car rentals*
  
• Extended Warranty*
  
• Purchase Protection*
  
  
• Click here to apply for BMO CashBack® MasterCard®*

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• First-Use Bonus of 20,000 BMO Reward points earned when you make your first purchase with your card in the first 75 days after the account open date.
• Monthly Bonus Offer: 8,000 BMO Reward Points per month when you spend at least $3,000 per month within month 3 – 12 (Month 3 starts on Day 76 and Month 12 ends Day 375) after the account open date.
• Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Get up to 7 cents off per litre on all Shell®± fuel*
• 25 payment grace days*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
• Use your card at Costco locations across Canada*
• Travel Protection*
• Enjoy VIP Airport Lounge Access at more than 400+ airports worldwide. You’ll get two complimentary lounge visits each year.
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  
  
• Click here to apply for BMO Ascend World Elite Business Mastercard

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we'll waive the $149 annual fee for a year.*

• Get 1 Mile for every $12 you spend*
• Get 4x the Miles when you use your card at participating AIR MILES partners
• Get up to 7 cents off per litre on all Shell®± fuel*
• 25 payment grace days*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
• Use your card at Costco locations across Canada*
• Travel Protection*
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  
  
• Click here to apply for BMO AIR MILES®† World Elite®* Business Mastercard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
  
• 0.75% cash back on all other card purchases*
• Get up to 7 cents off per litre on all Shell®± fuel*
  
• 25 payment grace days*
  
• Optional Employee Cards - empower employees with delegated purchasing authority*
  
• Use your card at Costco locations across Canada*
  
• Our Liability Waiver Program protects your business against employee card abuse*
  
  
• Click here to apply for BMO CashBack® Business Mastercard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

• Welcome Offer: Get 1,000 AIR MILES Bonus Miles - That's enough for over $100 towards your purchases with AIR MILES Cash!*

• Earn 1 AIR MILES Reward Mile on every $20 you spend*
  
• Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
• Get up to 7 cents off per litre on all Shell®± fuel*
  
• 25 payment grace days*
  
• Optional Employee Cards - empower employees with delegated purchasing authority*
  
• Use your card at Costco locations across Canada*
  
• Our Liability Waiver Program protects your business against employee card abuse*
• Click here to apply for BMO AIR MILES®† No-Fee Business® Mastercard®*

• Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*
  
• Get 1 Mile for every $25 spent everywhere else*
  
• Get AIR MILES back every time you spend, plus start building a healthy credit history
  
• Best BMO AIR MILES Mastercard for Students
  
• Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car
  
• Extended Warranty
  
• Purchase Protection
• Click here to apply for BMO AIR MILES®† Mastercard®* (Student)

• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  
• Get cash back every time you spend, plus start building a healthy credit history
  
• Best BMO CashBack Mastercard for Students
  
• Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  
• No Annual fee*
  
• Receive a discount on car rentals*
  
• Extended Warranty*
  
• Purchase Protection*
  
  
• Click here to apply for BMO CashBack® MasterCard®*(Student)

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information