Simplii Financial Credit Card and Bank Account Offers

Updated on February 7, 2022

Cash Back Cards



Simplii Financial™ Cash Back Visa* Card

Card Type: Credit Card   
Annual Fee: $0 Additional Card Fee: $0
Annual interest rate 19.99% on purchases and 22.99% on funds advances
$15,000 annual household income

  • Welcome offer: For your first 4 months, enjoy 10% bonus cash back‡ at restaurants and bars up to $500 spend. Get 4% cash back after that.
  • Get 9.99% introductory annual interest on purchases for the first 6 months
  • Earn 4% on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year
  • Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year
  • Earn 0.5% on all other credit card purchases with no limit on how much you can earn.
  • Purchase Security and Extended Protection Insurance

Apply Now




Bank Account Offers



Simplii Financial™ No Fee Chequing Account

Life’s always busy and you work hard every day for your money – it’s time for your bank account to do the same.

  • Welcome offer: Earn $350† when you become a new client:
    Just set up minimum of 3 consecutive months of eligible direct deposits (payroll, government payments) Limits apply. Offer ends May 31st, 2022
  • No monthly fees with no minimum balance
  • Free daily banking: unlimited debit purchases, bill payments & withdrawals
  • Free access to over 3,400 CIBC ATMs across Canada
  • Direct Payroll and Pension Deposit
  • Overdraft Protection
  • Fixed interest rate of 19.00% will be applied on overdraft balances, in addition to a monthly charge when ODP is used. |
  • Pre-authorized Bill Payments
  • Account to Account Transfers

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Simplii Financial™ High Interest Savings Account

  • Great rates on every dollar
  • No minimum balance needed
  • No monthly or transaction fees
  • Complete digital signup
  • Easily set up automatic deposits

Apply Now