Koho Premium Prepaid Mastercard

When you sign up with the promo code INFLATION22 you'll receive a one time C$20 bonus when you make your first purchase using your KOHO card within 30 days of signing up. This offer ends October 15, 2022

Card Type: Prepaid Credit Card   
Annual Fee: $9 monthly or $84 annual subscription fee (Free 30 day trial)
Additional Card Fee: $0
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Visa direct load

• Money-Back Rewards: earn a minimum 0.5% cash back on all purchases and an additional 2% on 3 main spending categories your wallet cares about: Eating & Drinking, Transportation, and Groceries
• Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
• Signup/Referral Bonus: Get an additional 1% cash back on all purchases for 90 days when you sign up for KOHO with a referral code and when you refer a friend (Can earn up to 10% cash back for 90 days)
• No FX fees. We’ve waived the 2-3% you’re usually charged when you spend outside of Canada
• Price match. We offer in-app price protection to get the absolute lowest possible price on your purchases
• Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
• Plus opt in for Koho Save and begin earning 0.5% instant cash back and a 1.2% interest rate on your whole balance