Canadian Bank & Investment Account Offers

Updated on April 28, 2022

Chequing Accounts

HSBC Premier Chequing Account
• A Premier bank account like no other - including priority service, exclusive privileges and global support that can be extended to your immediate family.
• A dedicated Relationship Manager as your one point of contact for all your banking needs.
• Unlimited withdrawals and deposits in Canadian and US Dollar, including FREE Interac e-Transfer® fees*
• Preferential rates and unique benefits. Extend the full benefits and privileges to your spouse or common-law partner through Household qualification
• HSBC Premier status in all countries where you bank with us, with free international account opening and instant global transfers between your HSBC accounts worldwide
• FREE wire transfer to send foreign currency less than $10,000*

Apply Now

*Terms and conditions apply.
®Trade-mark of Interac Inc. Used under license.

HSBC Advance Chequing Account
• A flexible, all-inclusive chequing account that allows you to bank on your terms
• No monthly fees* for the first 6 months, and later when you maintain $5,000 minimum balance in combined deposits and investments, including chequing, savings, RRSPs, TFSA’s and more 
• Or no monthly fees when you hold a personal mortgage with us with an original amount of $150,000 or more
• Free Interac e-Transfer®
• Unlimited day-to-day chequing account transactions
• Access to HSBC +Rewards, our lowest interest rate credit card
• Convenient online international money transfer (over 30 countries)*

Apply Now

*Terms and conditions apply.
®Trade-mark of Interac Inc. Used under license.




Scotiabank Preferred Package


• Earn a $300* welcome bonus with the Scotiabank Preferred Package!
• Make money while you wait. Earn up to 2.70% interest on your MomentumPLUS Savings Account1
• Unlimited debit transactions2 & Interac e-Transfer† transactions
• First year annual fee waiver (up to $139) on select credit cards2
• Send money globally for $1.993 with Scotia International Money Transfer
• Earn rewards on debit transactions with the Scene+ TM Program2

Apply Now

*To qualify, certain conditions must be met. Offer ends September 30, 2022. Visit www.scotiabank.com/ultimate300 for full terms
1 Conditions apply. Actual interest rate will vary based on the savings period (the Premium Period) that applies. Visit scotiabank.com/mpsa to learn more.
2 Conditions apply. Visit www.scotiabank.com/ultimate300 to learn more
3 Foreign currency exchange rate also applies.Subject to daily limits and additional Terms and Conditions found in the Scotiabank International Money Transfer Agreement.

† Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
®Registered trademarks of The Bank of Nova Scotia "

Scotiabank Ultimate Package

• Earn a $300* welcome bonus with the Scotiabank Ultimate Package!
• Make money while you wait. Earn up to 2.75% interest on your MomentumPLUS Savings Account1
• Unlimited debit transactions & Interac e-Transfer† transactions
• Up to $139 annual fee waiver each year on select credit cards2
• Unlimited no-fee Scotia International Money Transfers3
• Earn rewards on debit transactions with the Scene+ TM Program2

Apply Now


* "* To qualify, certain conditions must be met. Offer ends September 30, 2022. Visit www.scotiabank.com/ultimate300 for full terms
1 Conditions apply. Actual interest rate will vary based on the savings period (the Premium Period) that applies. Visit scotiabank.com/mpsa to learn more.
2 Conditions apply. Visit www.scotiabank.com/ultimate300 to learn more.
3 For Ultimate Package customers, no service fee is charged for the transfer, however, foreign currency exchange rates apply. Subject to daily limits and additional Terms and Conditions found in the Scotiabank International Money Transfer Agreement.
† Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
®Registered trademarks of The Bank of Nova Scotia



Simplii Financial™ No Fee Chequing Account

Life’s always busy and you work hard every day for your money – it’s time for your bank account to do the same.

  • Welcome offer: Earn $350† when you become a new client:
    Just set up minimum of 3 consecutive months of eligible direct deposits (payroll, government payments) Limits apply. Offer ends May 31st, 2022
  • No monthly fees with no minimum balance
  • Free daily banking: unlimited debit purchases, bill payments & withdrawals
  • Free access to over 3,400 CIBC ATMs across Canada
  • Direct Payroll and Pension Deposit
  • Overdraft Protection
  • Fixed interest rate of 19.00% will be applied on overdraft balances, in addition to a monthly charge when ODP is used. |
  • Pre-authorized Bill Payments
  • Account to Account Transfers

Apply Now





Savings Accounts

EQ Bank Savings Plus Account

  • Limited time $150 Sign Up Bonus offer – ends May 16, 2022. Conditions apply
  • 1.25%* interest for every customer
  • No monthly fees
  • Free Interac e-Transfers®
  • Free Electronic Funds Transfers
  • Free bill payments
  • Free EQ to EQ Transfers

Apply Now

HSBC High Rate Savings Account

Open an HSBC Canadian Dollar High Rate Savings Account and enjoy a total annual interest rate of up to 2.65% on new deposits± from April 4, 2022 to June 24, 2022.

- Competitive total interest rate* of up to 2.65% per annum on new deposits:
- 2.65% when your daily closing balance is $25k or over
- 2.35% otherwise
- Bonus interest is earned on New Deposits of up to CAD $1,000,000
- Interest is calculated daily and paid monthly to you
- No monthly fees
- Access your High Rate Savings Account through multiple channels: HSBC Mobile and Online banking, HSBC Bank Canada Branches and THE EXCHANGE Network ®+ across Canada and around the world
- Risk free returns
Apply Now

*Terms and conditions apply. All rates as of April 19, 2022, and subject to change without notice.
The regular interest rate is per annum and is calculated daily on the entire HRSA balance and paid monthly (regular interest rate tiers: $0-$24,999 at 0.15% and $25,000 or more at 0.45%).
The bonus interest rate earned on new deposits is 2.20% per annum, calculated daily on the daily closing balance of the new deposits and paid monthly.
±New deposits is the lower amount of the increase in total deposits (all your deposit accounts under the same Customer Account Number with HSBC Bank Canada) and increase in High Rate Savings Account Balance (HRSA). New Deposits in the following accounts do not qualify for bonus interest:
- Foreign currency accounts
- Investment Savings, Premier Youth, Advance and Regular savings accounts, Youth Savings
- Registered accounts such as Tax Free Savings, RRSP and RRIF accounts
- Personal Holding Company Accounts
- Trust Accounts

+ Debit card fees for withdrawal may apply (see Personal Service Charges Statement of Disclosure to learn more)

® THE EXCHANGE and Accel are registered trademarks owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited partnership.

®Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license

For more information and to confirm most recent rates, please visit www.hsbc.ca



​Neo Money

  
• No fees, 1.45% interest rate as of April 22, 2022 (not a promotional rate; Savings interest rate is calculated daily on the closing balance and paid monthly)
• Earn up to 145x more than at traditional banks (0.05% is the rate at most banks for high interest savings accounts, with 0% on most daily everyday chequing accounts - unlimited transaction accounts are typically $29.99 per month, whereas Neo is free)
• Make bill payments, send and receive Interac e-Transfers®, and make bank to bank transfers to and from existing bank account - all with no monthly fees or minimum balances and unlimited free transactions
• Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available
​• Much like any bank account at a traditional bank, the Neo Savings account is eligible for CDIC deposit protection, and provided by Concentra Bank, a CDIC member institution. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.


Apply Now



Neo Money is provided by Concentra Bank.



Scotiabank MomentumPLUS Savings Account


• Earn a savings rate of up to 2.75%* interest for a limited time
• With the MomentumPLUS Savings Account, you can earn a savings rate of up to 2.75%* for a limited time with:
Regular Interest Rate + Premium Period Interest Rate + Ultimate Interest Rate Boost + Bonus Interest Rate

Apply Now

*To qualify, certain conditions must be met. Offer ends July 28, 2022

† Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license
®Registered trademarks of The Bank of Nova Scotia "



Simplii Financial™ High Interest Savings Account

  • Great rates on every dollar
  • No minimum balance needed
  • No monthly or transaction fees
  • Complete digital signup
  • Easily set up automatic deposits

Apply Now

Tangerine Savings
Accounts


Special Offer: Get a 2.10% savings rate when you open your first Savings and Chequing Accounts. Plus, you could earn $150*.


Apply Now

Legal
*The New Client 2.10% Interest Rate and $150 Cash Bonus Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between November 24, 2020 and January 31, 2021, (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, and (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created (collectively the “Offer Qualifying Conditions”). The 2.10% Promotional Rate will apply to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000† per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. To be eligible for the $150 Cash Bonus, in addition to meeting all Offer Qualifying Conditions, an Eligible Client must switch their eligible payroll direct deposit for at least 3 consecutive months and must have the first payroll direct deposit received in their Tangerine Chequing Account within 60 days of Chequing Account opening. Limit of one (1) Cash Bonus per Primary Account Holder. The Offer is only applicable to Accounts where the Eligible Client is the Primary Account Holder. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Full Offer Terms and Conditions, including definitions of any capitalized terms and a list of eligible payroll direct deposits, are available here. Offer may be changed, extended or cancelled without notice.

†For US$ Savings Accounts, the combined maximum deposit amount for this Account Type is $1,000,000 USD.



Student Bank Accounts

HSBC Student Chequing Account
• An unlimited chequing account designed for today’s student. Save your way and bank your way.
• No monthly fees*
• No minimum balance required
• Unlimited chequing account transactions
• Free Interac e-Transfer®
• Free withdrawals from your account at HSBC Bank Canada or THE EXCHANGE® Network ATMs
• Free mobile cheque deposit
• Mobile banking & Online banking

Apply Now

*Terms and conditions apply.
®Trade-mark of Interac Inc. Used under license.



Scotia Student Banking Advantage® Plan


• Open a student account today and earn $75*
• Unlimited debit transactions2
• Unlimited Interac e-Transfer† transactions2
• Earn rewards on debit transactions3

Apply Now


* Conditions apply. Offer ends July 31, 2022. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/students/student-banking-advantage-plan.html for full terms.
2 Conditions apply. Visit https://www.scotiabank.com/ca/en/personal/bank-accounts/students/student-banking-advantage-plan.html to learn more.
3 Choose between the SCENE and Scotia Rewards reward programs.
†Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license."





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