• 5% cashback on groceries
• 4% on recurring bills
• 3% on gas
• 1% back on everything else from day one
• Boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas when you bank with Neo  
• Visit any of Neo's 10,000 partners and earn an additional average of 5% cashback on top of your everyday cashback.¹
• Comprehensive insurances and World Elite® travel benefits
• Secured option available
  

• Click here to apply for the Neo World Elite Mastercard

1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Neo World Elite Mastercard and Neo Secured World Elite Mastercard credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.

• 2% cashback on groceries
• 2% on recurring bills
• 2% on gas
• 0.5% back on everything else from day one
• Boost your rewards up to 4% on groceries, 4% on recurring bills, and 4% on gas when you bank with Neo  
• Visit any of Neo's 10,000 partners and earn an additional average of 5% cashback on top of your everyday cashback.¹
• Comprehensive insurances and World Elite® travel benefits
• Secured option available
  

• Click here to apply for the Neo World Mastercard

1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Neo World Mastercard and Neo Secured World Mastercard credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.

• Earn enormous bonuses—like 15%¹ cashback—on your first purchase at most partners.
• Earn 1% on gas and grocery
• 0.5% monthly minimum cashback
  

  Exclusive cashback offers at Neo partners

  • 5% average cashback at restaurants, bars and cafes
  • 3% on popular streaming services
  • 3% on ride sharing services
  • 3% on food delivery services
  • 2%+ at retail partners (online and in-store)
  
  
• Sign up in 3 minutes - and if approved, you can use your Neo Credit instantly via Apple Play or Google Pay
  
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.

• Click here to apply for Neo Credit

<sup>1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
2 Limited-time offer. Only new Neo Credit customers are eligible for this offer. This offer is only awarded if a new customer is approved for a Neo Credit. Customer has 90 days to complete the card application process. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.</sup>

• Earn enormous bonuses—like 15%¹ cashback—on your first purchase at most partners.
• Earn 3% on gas and grocery
• 0.5% monthly minimum cashback
  

  Boosted exclusive cashback offers at Neo partners

  • 6% average cashback at restaurants, bars and cafes
  • 4% on popular streaming services
  • 4% on ride sharing services
  • 4% on food delivery services
  • 3%+ at retail partners (online and in-store)
  
  
• Credit score monitoring directly in the Neo app
• $2,500 group life insurance
• 24/7 legal assistance
• Purchase protection with extended warranty
• Dedicated priority support
• Sign up in 3 minutes - and if approved, you can use your Neo Credit instantly via Apple Play or Google Pay
  
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.

• Click here to apply for Neo Credit

<sup>1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
2 Limited-time offer. Only new Neo Credit customers are eligible for this offer. This offer is only awarded if a new customer is approved for a Neo Credit. Customer has 90 days to complete the card application process. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Card issued by ATB Financial pursuant to license by Mastercard International Inc.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.</sup>

• Get an average 5% unlimited cashback³ at thousands of Neo partners, plus earn enormous bonuses - like 15% cashback³ on your first purchase at most partners
• Build credit history with on-time payments
  
• Guaranteed approval⁴, no credit score needed to apply
  
• Up to 4% cash back on gas and grocery, up to 1% everywhere else
• Reports to both Transunion and Equifax
• Only $5 per month

• Click here to apply for Neo Secured Credit

^{2 Limited-time offer. Only new Neo Secured Credit customers are eligible for this offer. This offer is only awarded if a new customer is approved for a Neo Secured Credit. Customer has 90 days to complete the card application process. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
3 Average based on current offers at select partners. Cashback varies per plan, offer and partner
4 Conditions apply.}

• Earn 5 points per $1 spent at Tims (+10 points per dollar for scanning your Tim Rewards card)
• Earn 5 points per $1 spent on groceries, gas & EV Charging, transit, taxi & rideshares
• Earn 1 point per $2 spent everywhere else
• Redeem points for your favourite Tim Hortons menu items
• Turn your Tims® Rewards Points into a statement credit of up to $45 every week.

• Click here to apply for the Tims Mastercard

^{Conditions Apply
The Tims® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada. ".}

• Earn 2 points per $1 spent at Tims (+10 points per dollar for scanning your Tim Rewards card)
• Earn 2 points per $1 spent on groceries, gas & EV Charging, transit, taxi & rideshares
• Earn 1 point per $4 spent everywhere else
• Minimum $50 secured deposit
• Redeem points for your favourite Tim Hortons menu items
• Turn your Tims® Rewards Points into a statement credit of up to $45 every week.

• Click here to apply for the Secured Tims Mastercard

• The 30,000 Asia Miles bonus is awarded as 15,000 miles upon card activation and another 15,000 when you spend $3,000 in the first three months after card activation.
• 2 Asia Miles for every $1 spent on purchases outside Canada.
• 2 Asia Miles for every $1 spent on Cathay Pacific flights.
• 5 Asia Miles for every $1 spent at thousands of Neo partners nationwide.
• 1 Asia Miles for every $1 spent on purchases in Canada.
• Airport Lounge Access with Mastercard TravelPass by DragonPass
• Free Boingo Wi-Fi at 1M+ hotspots

• Click here to apply for the Cathay World Elite® Mastercard® – powered by Neo

• Earn 3.00% high interest everyday, on every dollar
• No monthly fees and no minimum deposit required to start and continue, to earn high interest
• Personalized savings goals keep you organized and on-track
• Track your goals in real-time and watch your money grow
• Safe and secure with eligibility for CDIC deposit protection up to $100,000 across all your accounts

• Click here to apply for a Neo High Interest Savings account

<sup>¹ Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

² The Neo High-Interest Savings account is provided by Peoples Bank of Canada, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC's website cdic.ca.</sup>

• No fees, 1%² interest rate (not a promotional rate; Savings interest rate is calculated daily on the closing balance and paid monthly)
• Make bill payments, send and receive Interac e-Transfers®, and make bank to bank transfers to and from existing bank account - all with no monthly fees or minimum balances and unlimited free transactions
  
• Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available
  
• ​ Much like any bank account at a traditional bank, the Neo Savings account is eligible for CDIC deposit protection, and provided by Peoples Bank of Canada., a CDIC member institution. Deposits held in Neo Everyday accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor.

• Click here to apply for Neo Money ™

^{Neo Everyday Account is provided by Peoples Bank of Canada.
® Trademark of Interac Inc. Used under license.
1 Limited-time offer. Only new Neo Money™ customers are eligible for this offer. This offer is only awarded if a new customer opens a Neo Everyday Account and deposits a minimum of $50 within the next 90 days. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice.
2 Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
3 Based on research comparing high-interest savings rate of Canada’s ‘Big 5’ banks using a $100 investment, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at August 10, 2022.}

• Competitive rates - Your money has better things to do than pay interest. Get your best rate with Neo Mortgage—saving you more in the long run.
  
• Quick application - Skip the paperwork. With Neo in your pocket, you can apply online and get pre-qualified in minutes from wherever you are.
  
• Advice that feels close to home. Our team of expert Mortgage Advisors is here to support you every step of the way.

• Click here to apply for a Neo Mortgage

^{Neo Money™ is provided by Concentra Bank.
® Trademark of Interac Inc. Used under license.
1 Limited-time offer. Only new Neo Money™ customers are eligible for this offer. This offer is only awarded if a new customer opens a Neo Money™ Account and deposits a minimum of $50 within the next 90 days. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice.
2 Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
3 Based on research comparing high-interest savings rate of Canada’s ‘Big 5’ banks using a $100 investment, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at August 10, 2022.}