Neo Financial Credit Card Offers

Updated on June 23, 2022

Cash Back Cards

Neo Standard

Monthly Fee: $0

Limited time offer: $25 welcome bonus when you apply and are approved for a Neo Mastercard

• Earn enormous bonuses—like 15%¹ cashback—on your first purchase at most partners.
• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.

¹ Average based on current offers at select partners. Cashback varies per plan, offer and partner.

* Card issued by ATB Financial pursuant to license by Mastercard International Inc.

Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.

Neo Secured Card

No monthly or annual fees for free Standard rewards plans

Limited time offer: $25 welcome bonus when you apply and are approved for a Neo Mastercard

• Get an average 5%2 unlimited cashback at thousands of Neo partners, a minimum 1%3 back across all purchases, plus earn enormous bonuses - like 15% cashback on your first purchase at most partners.
• Guaranteed approval card that earns you cashback
• Add Security Funds to match your credit limit. Change your limit any time and use your deposit to pay off your bill if you ever need to.

Apply Now

Bank Account Offers

​Neo Money

• No fees, 1.8% interest rate as of June 22, 2022 (not a promotional rate; Savings interest rate is calculated daily on the closing balance and paid monthly)
• Earn up to 180x more than at traditional banks (0.05% is the rate at most banks for high interest savings accounts, with 0% on most daily everyday chequing accounts - unlimited transaction accounts are typically $29.99 per month, whereas Neo is free)
• Make bill payments, send and receive Interac e-Transfers®, and make bank to bank transfers to and from existing bank account - all with no monthly fees or minimum balances and unlimited free transactions
• Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available
​• Much like any bank account at a traditional bank, the Neo Savings account is eligible for CDIC deposit protection, and provided by Concentra Bank, a CDIC member institution. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.

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Neo Money is provided by Concentra Bank.