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RBC Credit Card Offers

Updated on June 6, 2024

Travel Rewards Cards


RBC Avion Visa Infinite Card

RBC Avion Visa Infinite Card

Get 35,000 welcome Avion points on approval** (travel value of up to $750†)- Enough to fly anywhere in Canada & the U.S† (Alaska and Hawaii require more points)

Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • When you are ready to travel again, Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.


RBC Avion Visa Infinite Privilege
Card

RBC Avion Visa Infinite Privilege Card

Get up to 70,000 Avion points* (a travel value of up to $1,500†). Apply by January 15, 2025. 70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US (Alaska and Hawaii require more points). Taxes and fees extra.†

Annual Fee: $399 | Additional Card Fee: $99



Terms & Conditions apply




  • Get up to 70,000 Avion points* (a travel value of up to $1,500†). 70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US (Alaska and Hawaii require more points). Taxes and fees extra.† Apply by January 15, 2025
    • 35,000 Avion Points on approval*
    • 20,000 bonus points when you spend $5,000 in your first 6 months*
    • 15,000 one-time anniversary bonus points after 12 months of account opening*
  • Earn 1.25 RBC Rewards points for every dollar you spend
  • Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance
  • Priority PassTmembership and 6 lounge pass visits
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and RBC Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart

RBC Avion Visa Platinum Card

RBC Avion Visa Platinum Card

Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean!

Annual Fee: $120 | Additional Card Fee: $50



Terms & Conditions apply




  • Get 35,000 Welcome Points on approval* and 20,000 points when you spend $5,000 within the first 6 months of card opening
  • Earn 1 Avion Point for every $1 spent
  • Book flights, hotel stays, cruises, vacation packages, car rentals with Avion Rewards.
  • Transfer your Avion Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Suite of insurances including trip cancellation, trip interruption, and car rental insurance
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and Avion Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.


RBC ION+ Visa Card

RBC ION+ Visa Card

Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^ Apply by January 15th, 2025.

Monthly fee $4 ($48 annually) | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers | Credit Rating: Good



Terms & Conditions apply




Earn 3X Avion points1 on:

  • Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceriesi
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ii
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii

Earn 1 Avion point for every $1 spent on all other qualifying purchases1

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.

Mobile Device Insurance5 Included

Purchase Security and Extended Warranty Insurance5

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.


RBC ION Visa Card

RBC ION Visa Card

Enjoy 3,500 Avion points upon approval* Apply by January 15, 2025.

Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers | Credit Rating: Good



Terms & Conditions apply




Earn 1.5X Avion points1 on:

  • Grocery - Satisfy your taste buds by earning points on groceriesi
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ii
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii

Earn 1 Avion point for every $1 spent on all other qualifying purchases1

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance5

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.


moi RBC® Visa‡

moi RBC® Visa‡

Get up to 10,000 bonus points!1 A value of $80*. Offer ends Jan. 31, 2025

Annual Fee: $0 | Additional Card Fee: $0 | Interest rates: 20.99% on purchases, 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




  • Get up to 10,000 bonus points! 1
    • Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card‡ 1
    • Receive an additional 3,500 points when you spend $500 in the first three months of opening your card 1
    • Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card 1
    A value of $80 ^
    Offer ends Jan. 31, 2025
  • Earn Moi points everywhere, on all your purchases.2
  • Your moi RBC® Visa‡ credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.
  • 2X the Moi Points on Grocery, Beauty and Wellness
    Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.2
  • 2X the Moi Points on Restaurants and Dining
    Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.3
  • 2X Moi Points on Gas and EV Charging
    Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.3
  • 1X Moi Points on All Other Purchases
    Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.2



Airline Cards


WestJet RBC World Elite Mastercard

WestJet RBC® World Elite Mastercardǂ

Welcome bonus offer: Earn up to 450 WestJet dollars

Receive a Status Lift of $500 in tier qualifying spend for every $15,000 in everyday purchases on your WestJet RBC World Elite Mastercard.

Annual Fee $119 | Additional Cards: $59 | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $80,000 personal or $150,000 household annual income



Terms & Conditions apply




  • Get up to 450 WestJet dollars1 (a value of up to $450 off base fares). Bonus awarded as follows:
  • 250 WestJet dollars upon your first purchase1
  • 200 WestJet dollars when you spend $5,000 in the first 3 months1
  • Plus a Round-Trip Companion Voucher Every Year3
  • Earn 1.5% back in WestJet dollars on every purchase you make with your card
  • Earn 2% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages with your card
  • Companion flight vouchers are an annual benefit.
  • First bag free for the primary cardholder up to 8 people traveling on the same reservation to anywhere WestJet flies!
  • Companion voucher details:
    • Travel to Canada and the Continental US for $119 CAD Economy / $219 CAD Premium
    • Travel to the rest of the WestJet network for $399 CAD Economy / $499 CAD Premium

Refer to RBC page for up to date offer terms and conditions


WestJet RBC Mastercard

WestJet RBC Mastercard

Earn up to 100 welcome WestJet dollars (50 after first purchase, 50 after minimum of $1k spend within first 3 months).

Annual Fee $39 | Additional Cards: $19 | Annual interest rate 20.99% on purchases and 22.99% on funds advances



Terms & Conditions apply




  • Get an annual credit card companion voucher for round-trip travel within Canada or the U.S. for $199 CAD (plus taxes, fees and charges)1
  • 1.0% earn on your everyday spending
  • 1.5% earn for WestJet & WestJet Vacations purchases

RBC British Airways Visa Infinite Card

RBC British Airways Visa Infinite Card

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite

Annual Fee: $165 | Additional Card Fee: $75 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




Receive up to 60,000 Aviosˆ, here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approval
Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
Step 3: Another 10,000 bonus Avios after your first yearˆ
  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases*
  • Collect double Avios when you shop with British Airways and BA Holidays*
  • Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.˜
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for flights and more - you can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or reward flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide**

  • Comprehensive Insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected4.

  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  • Get $0 delivery fees for 12 months from DoorDash
  • Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.




Cash Back Cards


RBC Cash Back Preferred World Elite MasterCard

RBC Cash Back Preferred World Elite MasterCard

Earn up to 1.5% cash back on your spending

Annual fee $99 | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers



Terms & Conditions apply




  • Unlimited cash back on your spending*
  • Earn up to 1.5% cash back on your spending – big or small
  • Premium benefits and insurances
  • Stay connected with a complimentary Boingo Wi-Fi accountΔ
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points

  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.


RBC Cash Back MasterCard

RBC Cash Back MasterCard

2% cash back on groceries

Annual fee $0 | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers



Terms & Conditions apply




  • Unlimited cash back on your spending*
  • 2% cash back on groceries*
  • Up to 1% cash back on all other qualifying purchases and pre-authorized payments
  • No Annual Fee
  • Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points

  • Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 3-month complimentary DashPass subscription15 – a value of almost $30
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.

Small Business Cards


RBC Avion Visa Infinite Business

RBC Avion Visa Infinite Business

Get 25,000 RBC Rewards points upon approval

Annual Fee: $175 | Additional Card Fee: $75



Terms & Conditions apply




  • The Avion Visa Infinite Business card is your new business partner and can help manage with your day to day.
  • Track and separate your business expenses with industry leading reporting tools and controls to simplify your day to day
  • Get more time to pay suppliers with a 21 day grace period on top of your 30 day statement-- that's 51 days
  • Get exclusive Avon Infinite privileges and benefits as a business owner
  • Earn 1.25 RBC Rewards points for every $1 spent in net eligible purchases with your credit card4. The highest earn rate on any of our business cards
  • Receive access to RBC Offers, where you can save money or earn RBC Rewards points5
  • Book any flight, on any airline at anytime7. Take a look at our Air Travel Redemption Schedule to see how you can make the most of your points!
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance
  • Redeem your points toward your credit card balance using Payback with Points
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart

Bank Account Bonuses


RBC Digital Choice Business Account Package

RBC Digital Choice Business Account Package

This account comes with unlimited business banking features and covers many other extras that can add up with other bank accounts.
 



Terms & Conditions apply




  • Unlimited electronic debit and credit transactions
  • Unlimited electronic cheque deposits
  • Unlimited Moneris deposits
  • 10 FREE Interac e-Transfer transactions
  • Applying for this product only requires a soft credit check which means it will not affect your credit score or remain on your credit record.
  • Click here to apply for RBC Digital Choice Business Account Package

    Rates, fees and other information are effective as of Nov.1, 2023. Subject to change.
    * See Account Provider's website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

RBC Flex Choice Business Account Package

RBC Flex Choice Business Account Package

Get flexibility to bank both digitally and in-branch, the choice is yours.
 



Terms & Conditions apply




  • Save 40% on fees for transactions made through RBC Online Banking, the RBC Mobile app and RBC ATMs versus paper transactions
  • Save on cash deposits at the RBC ATM and through the Night and Day Deposit Service
  • Only pay for what you use – no minimum or maximum transaction limits
  • Unlimited Moneris deposits for credit card and debit card transactions
  • No minimum balance required
  • Applying for this product only requires a soft credit check which means it will not affect your credit score or remain on your credit record.
  • Click here to apply for RBC Flex Choice Business Account Package

    * See Account Provider's website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information
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