American Express

The best American Express Credit Card Offers

Updated on March 23, 2023


Here you will find all the latest and best American Express Canada Credit Card Offers.
Travel Rewards, Membership Rewards, Aeroplan, AIR MILES, Cash Back, and Small Business cards - they're all listed below.

Travel Rewards Cards


American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2023 Top Overall Travel Rewards Card | 2023 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B 
  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
  • Click here to apply for the American Express Cobalt Card


The Platinum Card from American Express

Top Ultra Premium Travel Rewards Credit Card

The Platinum Card®

2023 Top Ultra Premium Credit Card
Earn 80,000 Membership Rewards® points - that’s $800 towards a weekend away

New Platinum® Cardmembers, earn 80,000 Welcome Bonus points after you charge $7,500 in net purchases to your Card in your first 3 months of Cardmembership

Annual Fee: $699 | Additional Card Fee: $175 for Platinum, $50 for Gold



Terms & Conditions apply




  • Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card Travel Service 
  • Take full advantage of The American Express Global Lounge CollectionTM  which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for The Platinum Card from American Express


American Express Gold Rewards Card



American Express® Gold Rewards Card®

Ranked the 3rd best overall travel rewards credit card in Canada
Earn up to 60,000 Membership Rewards® points

New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

Annual Fee: $250 | Additional Card Fee: $0 for first additional a card, $50 for all others | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 23.99% and/or 26.99%



Terms & Conditions apply




  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM  – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
  • *American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
  • Click here to apply for the American Express Gold Rewards Card


Marriott Bonvoy American Express Card



Marriott Bonvoy™ American Express®* Card

Ranked the 5th best overall travel rewards credit card in Canada
Unlock Travel Possibilities
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time

Annual Fee: $120 | Additional Card Fee: $0 | Annual interest rate 19.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 23.99% and/or 26.99%



Terms & Conditions apply




  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
  • Earn 2 points for every $1 in all other Card purchases
  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
  • No annual fee on Additional Cards
  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
  • Automatic Marriott Bonvoy Silver Elite status membership 
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the Marriott Bonvoy American Express Card


American Express Green Card

Top No Fee Travel Rewards Credit Card

American Express® Green Card

2023 Top No Fee Travel Rewards Credit Card
Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.  That’s $100 towards groceries or concert tickets

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 23.99% and/or 26.99%



Terms & Conditions apply




  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the American Express Green Card





Aeroplan Cards


American Express Aeroplan Card



American Express® Aeroplan®* Card

New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points:

Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership
Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points
New Cardmembers: Earn up to $1,100 in value within your first year. Spend applies to bonus point offers valued at up to $1,000

Annual Fee: $120 | Additional Card Fee: $50 for each Additional Aeroplan®* Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* No Fee Card to earn points faster



Terms & Conditions apply




  • Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*.
  • Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
  • Standard Earn Rate: Earn 1X the points on everything else
  • Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
  • As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
  • American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
  • Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
  • 24/7 Customer Service and Emergency Card Replacement
  •  As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
  • No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply. 
  • Click here to apply for the American Express Aeroplan Card


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Reserve Card

New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points:

Earn 55,000 Aeroplan points after spending $6,000 in net purchases on your Card within the first 6 months of Cardmembership Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 30,000 Aeroplan points
New Cardmembers: Earn up to $2,600 in value within your first year. Spend applies to bonus point offers valued at up to $1,700
New Cardmembers: Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card

Annual Fee: $599 | Additional Card Fee: $199 for each Additional Aeroplan®* Reserve Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* Reserve No Fee Card to earn points faster Annual interest rate 19.99% on purchases and 21.99% on funds advances



Terms & Conditions apply



  • Standard Earn Rate: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada
  • Earn 2X the points on eligible purchases with Rocky Mountaineer®**. Plus, you could receive a Complimentary Hotel Room Category Upgrade, on the first and last night, and a Complimentary Upgrade from SilverLeaf to GoldLeaf class of service when you book directly with Rocky Mountaineer using your Aeroplan Reserve Card
  • Standard Earn Rate: Earn 1.25X the points on everything else
  • Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Enjoy access to select Air Canada Maple Leaf LoungesTM* and Air Canada CaféTM in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight
  • Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
  • Roll over any unallocated Aeroplan EliteTM* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
  • Get more from your travel experience at Toronto Pearson International Airport with:
    • Access to Pearson Priority Security Lane
    • Complimentary valet service at the Express Park and Daily Park
    • 15% discount on parking rates at the Express Park and Daily Park
    • 15% discount on Car Care Services
  • Get access to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
  • American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply 
  • Click here to apply for the American Express Aeroplan Card


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Business Reserve Card

Earn up to 85,000 Welcome Bonus Aeroplan®* points

Earn 25,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first three months of Cardmembership.
Plus, earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.
Earn up to $2,600 or more in value within your first year.

Annual Fee: $599 | Additional Card Fee: $199 for Aeroplan®* Business Reserve Cards to share some of the benefits and earn Aeroplan points faster, $0 for Aeroplan®* Business Reserve No Fee Cards to earn points faster Annual interest rate 16.99% on purchases and 21.99% on funds advances



Terms & Conditions apply




Earn Aeroplan points that you can redeem in a variety of ways.

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*
  • Earn 2 points for every $1 spent on eligible hotels and car rentals
  • Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Cash Back Cards


SimplyCash Preferred Card from American Express

Top No Fee Travel Rewards Credit Card

SimplyCash® Preferred Card from American Express

2023 Top Cash Back Rewards Credit Card
Earn accelerated earn rates on eligible gas and grocery purchases

In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months

Monthly Fee: $9.99 ($119.88 annually) | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 24.99% - 26.99%



Terms & Conditions apply




  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the SimplyCash® Preferred Card from American Express


SimplyCash Card from American Express


SimplyCash® Card from American Express

Earn accelerated earn rates on eligible gas and grocery purchases

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 24.99% - 26.99%



Terms & Conditions apply




  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the SimplyCash® Card from American Express

Small Business Cards


American Express Business Edge™ Card

Top Small Business Travel Rewards Credit Card

American Express Business Edge™ Card

Top Small Business Travel Rewards Credit Card for 2023
Earn up to 67,000 welcome bonus Membership Rewards® points

Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000 points.
You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card.
This could add up to 12,000 extra points in a year. That’s $670 in statement credits that can be reinvested in your business. 

Annual Fee: $99 | Additional Card Fee: $0



Terms & Conditions apply




Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
  • Earn 1x the points on all other purchases charged to the Card
  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part.  Redeem points for statement credits and to book flights, hotels, and car rentals.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.
  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTMCard.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.


Business Platinum Card® from American Express

Business Platinum Card® from American Express

Earn 90,000 welcome bonus Membership Rewards® points

Earn a welcome bonus of 90,000 Membership Rewards® points when you spend $10,000 in purchases within the first three months of Cardmembership. That’s $900 in statement credits that can be reinvested in your business.

Annual Fee: $499 | Additional Card Fee: $199 annually for Business Platinum Cards; $50 annually for Business Gold Cards | Purchase Interest: 20.99% on Flexible Payment Option limit and 30% on Due In Full balance



Terms & Conditions apply




Earn points that you can redeem in a variety of ways.

  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  • Pay for business expenses over time with Flexible Payment Option.
  • This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 20.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Enjoy exclusive benefits for you and your business.

  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
  • Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
  • Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.


American Express® Business Gold Rewards Card


American Express® Business Gold Rewards Card

Earn up to 110,000 bonus Membership Rewards® points

Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.
Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
That’s up to $1,100 in statement credits that can be reinvested in your business.

Annual Fee: $199 | Additional Card Fee: $50 | Purchase Interest: 20.99% on Flexible Payment Option limit and 30% on Due In Full balance



Terms & Conditions apply




Earn points that you can redeem in a variety of ways

  • Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  • Pay for business expenses over time with Flexible Payment Option 
  • This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 20.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs.

  • Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
  • Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

Access to coverage for mobile devices purchased for business use.

  • Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Business Reserve Card

Earn up to 85,000 Welcome Bonus Aeroplan®* points

Earn 25,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first three months of Cardmembership.
Plus, earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.
Earn up to $2,600 or more in value within your first year.

Annual Fee: $599 | Additional Card Fee: $199 for Aeroplan®* Business Reserve Cards to share some of the benefits and earn Aeroplan points faster, $0 for Aeroplan®* Business Reserve No Fee Cards to earn points faster Annual interest rate 16.99% on purchases and 21.99% on funds advances



Terms & Conditions apply




Earn Aeroplan points that you can redeem in a variety of ways.

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*
  • Earn 2 points for every $1 spent on eligible hotels and car rentals
  • Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply


Marriott Bonvoy Business American Express Card



Marriott Bonvoy™ Business American Express® Card

Earn 50,000 welcome bonus Marriott Bonvoy® points

Earn 50,000 Welcome Bonus Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Annual Fee: $150 | Additional Card Fee: $50 | Annual interest rate 19.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 23.99% and/or 26.99%



Terms & Conditions apply




Earn Marriott Bonvoy points that you can redeem in a variety of ways.

  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
  • Earn 3 points for every $1 spent on eligible gas, dining and travel
  • Earn 2 points for every $1 spent on everything else
  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.

  • Receive an Annual Free Night Award automatically each year after your anniversary
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply





AIR MILES Cards


American Express AIR MILES Platinum Credit Card



American Express® AIR MILES* Platinum Credit Card

New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That’s enough to redeem for $200 towards your purchases with AIR MILES®* Cash 

Annual Fee: $120 | Additional Card Fee: $50 for each Additional Aeroplan®* Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* No Fee Card to earn points faster



Terms & Conditions apply




  • Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada.
  • Earn 1 Mile for every $10 in Card purchases everywhere else.
  • American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).
  • Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the American Express AIR MILES Platinum Credit Card


American Express AIR MILES Reserve Credit Card



American Express® AIR MILES®* Reserve Credit Card

New American Express® AIR MILES®* Reserve Credit Card Cardmembers, earn a welcome bonus of 2,400 AIR MILES®* Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first 3 months of Card membership. That's enough for two select flights

Annual Fee: $299 | Additional Card Fee: $50 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 23.99% and/or 26.99%



Terms & Conditions apply




  • Your ticket to the World of Onyx™ - Receive automatic Onyx™ status
  • Once a year, when you redeem for any flight Reward within the AIR MILES®* Reward Program, you can receive up to a maximum of 1,700 Miles towards a Companion Flight, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes)
  • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners * Excludes purchases made at airmilesshops.ca
  • Earn 1 Mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada
  • Plus, earn 1 Mile for every $15 in Card purchases everywhere else
  • You can receive four (4) complimentary visits per year to more than 1,300 airport lounges around the globe. After your four (4) complimentary visits have been used for the year, you may continue to visit the lounges for a usage fee at the prevailing rate
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply"
  • Click here to apply for the American Express AIR MILES Reserve Credit Card


American Express AIR MILES for Business Card



American Express® AIR MILES®* for Business Card

Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership

Annual Fee: $180 | Additional Card Fee: $50



Terms & Conditions apply




  • You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind
  • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the American Express® AIR MILES®* for Business Card

Amex Offers

Check out our Guide to American Express Canada 'Amex Offers' to learn more!

For most offers you should receive an email from American Express to know that you are eligible to register for them. However you can also check to see what offers you are eligible for by signing in to your American Express account online or via the Amex mobile app. Here is a list of the known offers at this time:

Merchant

Offer Details

Just Golf Stuff NewMake a qualifying purchase of at least $850 using your registered Card at www.24s.com/en-ca by 30/04/2023 and earn a $150 statement credit. Limit of 5 credits. Terms apply.
The Canadian Brewhouse Make a qualifying purchase of at least $60 using your registered Card in-store at participating The Canadian Brewhouse location(s) by 08/04/2023 and earn a $15 statement credit. Limit of 2 credits. Terms apply.
Chesterfield Shop Make a qualifying purchase of at least $1,000 using your registered Card in-store at participating The Chesterfield Shop location(s) by 30/04/2023 and earn a one-time $200 statement credit. Terms apply.
Dell Spend at least $500 in qualifying purchases using your registered Card at www.dell.com/en-ca/shop/deals/pc-deals by 30/04/2023 and earn a one-time $100 statement credit. Registration cap applies. Terms apply.
Disney+ Make a qualifying purchase of at least $119.99 in a single transaction on an annual Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $119.99 statement credit. Limit of 1 credit. Terms apply.
Disney+ Make a qualifying purchase of at least $11.99 on a monthly Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $6 statement credit. Limit of 12 credits. Terms apply.
Disney+ Make a qualifying purchase of at least $11.99 on a monthly Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $6 statement credit. Limit of 6 credits. Terms apply.
Dropbox Spend at least $100 in qualifying purchases using your registered Card at www.dropbox.com by 21/08/2023 and earn a one-time $40 statement credit. Terms apply.
EffyDesk Spend at least $800 in qualifying purchases using your registered Card at www.effydesk.ca by 20/06/2023 and earn a one-time $150 statement credit. Terms apply.
Estee Lauder NewSpend at least $85 in qualifying purchases using your registered Card at www.esteelauder.ca by 15/05/2023 and earn a one-time $15 statement credit. Terms apply.
Greenhouse Get a statement credit equal to 25% of total qualifying purchases when you use your registered Card at www.drinkgreenhouse.com/ by 14/05/2023. Terms apply.
Harry Rosen Spend at least $400 in qualifying purchases using your registered Card at participating Harry Rosen location(s) or at www.harryrosen.com/en by 30/04/2023 and earn a one-time $80 statement credit. Registration cap applies. Terms apply.
Hayu Register your eligible Card by 23/04/2023. Earn a one-time $5.99 statement credit when you charge 2 separate qualifying purchases of at least $5.99 each to your registered Card at www.hayu.com by 06/06/2023 for a monthly Hayu subscription in Canada. You can cancel your subscription at any time. Other terms apply.
Hugo Boss

NewSpend at least $250 in qualifying purchases using your registered Card at participating Boss Store location(s) or at www.hugoboss.com/ca by 15/05/2023 and earn 5,000 bonus Membership Rewards® points one- time. Terms apply.

Hyatt Spend at least $500 in qualifying purchases using your registered Card directly at participating Hyatt Hotels & Resorts location(s) in Canada or at www.hyatt.com by 28/05/2023 and earn a one-time $100 statement credit. Registration cap applies. Terms apply.
Turbo Tax Spend at least $40 in qualifying purchases using your registered Card at www.turbotax.ca/amex by 31/05/2023 and earn a one-time $10 statement credit. Registration cap applies. Terms apply.
Just Golf Stuff NewSpend at least $200 in qualifying purchases using your registered Card at www.justgolfstuff.ca by 13/09/2023 and earn a one-time $40 statement credit. Registration cap applies. Terms apply.
Lenovo Get a statement credit equal to 15% of total qualifying purchases when you use your Registered Card at www.lenovo.com/PROAmex by 05/05/2023. Limit of $100 in total credits. Registration cap applies. Terms apply.
Lenovo Spend at least $600 in qualifying purchases using your registered Card at www.lenovo.com/ca/en/pc/ by 24/05/2023 and earn a one-time $75 statement credit. Registration cap applies. Terms apply.
Lordco Spend at least $150 in qualifying purchases using your registered Card at Lordco Auto Parts locations in Canada by 23/05/2023 and earn a one-time $30 statement credit. Terms apply.
lululemon Spend at least $100 in qualifying purchases using your registered Card at https://shop.lululemon.com/ by 15/05/2023 and earn a one-time $20 statement credit. Registration cap applies. Terms apply.
lululemon Earn your first $50 credit when you spend at least $50 in qualifying purchases using your registered Card at lululemon locations in Canada or at www.lululemon.com by 31/12/2022.  Spend another $50 in qualifying purchases between 01/01/2023 and 30/06/2023 to earn another $50 statement credit. Limit of 2 credits. Terms apply.
Natura Market Spend at least $100 in qualifying purchases using your registered Card at www.naturamarket.ca by 29/03/2023 and earn a one-time $20 statement credit. Terms apply.
Net Parcel

Spend at least $20 in qualifying purchases using your registered Card at www.netparcel.com by 26/04/2023 and earn a one-time $5 statement credit. Registration cap applies. Terms apply.

Old Spaghetti Factory Make a qualifying purchase of at least $50 using your registered Card in-store at participating Old Spaghetti Factory location(s) by 05/04/2023 and earn a $10 statement credit. Limit of 2 credits. Terms apply.
Oxford Spend at least $400 in qualifying purchases using your registered Card at participating Oxford Properties Gift Cards guest services location(s) or through oxfordgiftcardplus.ca by 09/03/2023 and earn a one-time $40 statement credit. Registration cap applies. Terms apply.
Parachute Spend at least $300 in qualifying purchases using your registered Card at www.parachutehome.com/en-CA by 18/03/2023 and earn a one-time $60 statement credit. Terms apply.
Saxx Spend at least $200 in qualifying purchases using your registered Card at www.saxxunderwear.ca/ by 31/03/2023 and earn a one-time $30 statement credit. Terms apply.
Shangri-La Hotels Get a statement credit equal to 20% of total qualifying purchases when you use your registered Card at the Shangri-La Hotels in Toronto and Vancouver or via the Shangri-La App or at www.shangri-la.com/AMEXCanada at these locations by 31/03/2023. Limit of $150 in total credits. Terms apply.
Stuart Weitzman NewSpend at least $500 in qualifying purchases using your registered Card at participating Stuart Weitzman location(s) or at https://ca.stuartweitzman.com/en by 13/05/2023 and earn a one-time $100 statement credit. Registration cap applies. Terms apply.
The Washington Post Spend at least $39 in qualifying digital subscription purchases using your registered Card at www.washingtonpost.com/AMEXCanada by 08/05/2023 and earn a one-time $10 statement credit. Terms apply.
William Ashley Spend at least $350 in qualifying purchases using your registered Card at participating William Ashley location(s) or at www.williamashley.com by 15/05/2023 and earn a one-time $50 statement credit. Terms apply.
Advertisement