Prepaid Credit Card Offers

Updated on January 30, 2023

Prepaid Cards with Rewards



CIBC AC Conversion Visa


Card Type: Prepaid Credit Card   
Annual Fee: $0
Additional Card Fee: $0

• From June 1st to August 31st, 2022, you’ll be entered for a chance to win two (2) Air Canada plane tickets as a grand prize for each $250 CAD equivalent load in any foreign currency on to your card. Each $250 CAD equivalent load in a foreign currency count as an additional ballot into the draw. Three (3) secondary prizes include a chance to win1 $150 cash back to your AC ConversionTM Visa* Prepaid Card in the month of June, July and August, respectively. See exchange rate conversions in real-time and get great exchange rates with no conversion fees! We made it easy and convenient for you to load your AC ConversionTM Visa* Prepaid Card through the AC Conversion Mobile App or by signing up for an account
• Load up to 10 currencies from 45 countries
• No fee to order the card, no fee to load it and no conversion fees when you make a purchase.
• No minimum load required
• No credit check required
• You don’t need to be a CIBC client to order a card.

Apply Now



Crypto.com Obsidian

  
Cronos Stake: C$500,000

• US$10 Sign up bonus
• 8% cash back in Cronos Rewards* (2% if you don't have a Cronos Stake)
• 100% rebate on monthly Spotify fees* (up to US$12.99 per month equivalent)
• 100% rebate on monthly Netflix fees* (up to US$13.99 per month equivalent)
• 100% rebate on monthly Amazon Prime fees* (up to US$12.99 per month equivalent)
• 10% rebate on Expedia Purchases* (up to US$50 rebate per month)
• 10% rebate on airbnb Purchases* (up to US$100 rebate per month)
• LoungeKey Airport Lounge Access + 1 guest
• Crypto.com Private
• Earn Bonus Rewards
• Exclusive Merchandise Welcome Pack
• Private Jet Partnership
• $1,300 Free ATM withdrawal per month.

Apply Now



* For staked cards only
"Stake" or "Staking" means the holding of Cronos in your Crypto.com App Wallet for a period of 6 months
.


Crypto.com Midnight Blue

  
Cronos Stake: $0

• US$10 Sign up bonus
• 1% cash back in Cronos Rewards
• $200 Free ATM withdrawal per month.

Apply Now


"Stake" or "Staking" means the holding of Cronos in your Crypto.com App Wallet for a period of 6 months.


​Crypto.com Royal Indigo

  
Cronos Stake: C$5,000

• US$10 Sign up bonus
• 3% cash back in Cronos Rewards* (1.5% if you don't have a Cronos Stake)
• 100% rebate on monthly Spotify fees* (up to US$12.99 per month equivalent)
• 100% rebate on monthly Netflix fees* (up to US$13.99 per month equivalent)
• LoungeKey Airport Lounge Access
• $1,000 Free ATM withdrawal per month.

Apply Now



* For staked cards only
"Stake" or "Staking" means the holding of Cronos in your Crypto.com App Wallet for a period of 6 months
.


​Crypto.com Jade Green

  
Cronos Stake: C$5,000

• US$10 Sign up bonus
• 3% cash back in Cronos Rewards* (1.5% if you don't have a Cronos Stake)
• 100% rebate on monthly Spotify fees* (up to US$12.99 per month equivalent)
• 100% rebate on monthly Netflix fees* (up to US$13.99 per month equivalent)
• LoungeKey Airport Lounge Access
• $1,000 Free ATM withdrawal per month.

Apply Now



* For staked cards only
"Stake" or "Staking" means the holding of Cronos in your Crypto.com App Wallet for a period of 6 months
.


Crypto.com Frosted Rose Gold

  
CRO Stake: C$50,000

• US$10 Sign up bonus
• 5% cash back in CRO Rewards* (1.75% if you don't have a CRO Stake)
• 100% rebate on monthly Spotify fees* (up to US$12.99 per month equivalent)
• 100% rebate on monthly Netflix fees* (up to US$13.99 per month equivalent)
• 100% rebate on monthly Amazon Prime fees* (up to US$12.99 per month equivalent)
• 10% rebate on Expedia Purchases* (up to US$50 per month)
• LoungeKey Airport Lounge Access + 1 guest
• Crypto.com Private
• Earn Bonus Rewards
• Exclusive Merchandise Welcome Pack
• $1,300 Free ATM withdrawal per month.
Apply Now


* For staked cards only
"Stake" or "Staking" means the holding of CRO in your Crypto.com App Wallet for a period of 6 months
.


Crypto.com Ruby Steel

  
CRO Stake: C$500

• US$10 Sign up bonus
• 2% cash back in CRO Rewards (1% if you don't have a CRO Stake)
• 100% rebate on monthly Spotify fees (up to US$12.99 per month equivalent)
• $500 Free ATM withdrawal per month.
Apply Now


"Stake" or "Staking" means the holding of CRO in your Crypto.com App Wallet for a period of 6 months.


Crypto.com Icy White

  
CRO Stake: C$50,000

• US$10 Sign up bonus
• 5% cash back in CRO Rewards* (1.75% if you don't have a CRO Stake)
• 100% rebate on monthly Spotify fees* (up to US$12.99 per month equivalent)
• 100% rebate on monthly Netflix fees* (up to US$13.99 per month equivalent)
• 100% rebate on monthly Amazon Prime fees* (up to US$12.99 per month equivalent)
• 10% rebate on Expedia Purchase* (up to US$50 per month)
• LoungeKey Airport Lounge Access + 1 guest
• Crypto.com Private
• Earn Bonus Rewards
• Exclusive Merchandise Welcome Pack
• $1,300 Free ATM withdrawal per month.
Apply Now


* For staked cards only
"Stake" or "Staking" means the holding of CRO in your Crypto.com App Wallet for a period of 6 months
.

EQ Bank Card

  • Prepaid card
  • Earn 0.5% cash back on purchases
  • No Foreign Transaction Fees
  • Free withdrawals from any ATM in Canada
  • No Monthly or hidden fees
Apply Now




Koho Premium Prepaid Mastercard

When you sign up with the promo code INFLATION22 you'll receive a one time C$20 bonus when you make your first purchase using your KOHO card within 30 days of signing up. This offer ends October 15, 2022

Card Type: Prepaid Credit Card   
Annual Fee: $9 monthly or $84 annual subscription fee (Free 30 day trial)
Additional Card Fee: $0
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Visa direct load

• Money-Back Rewards: earn a minimum 0.5% cash back on all purchases and an additional 2% on 3 main spending categories your wallet cares about: Eating & Drinking, Transportation, and Groceries
• Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
• Signup/Referral Bonus: Get an additional 1% cash back on all purchases for 90 days when you sign up for KOHO with a referral code and when you refer a friend (Can earn up to 10% cash back for 90 days)
• No FX fees. We’ve waived the 2-3% you’re usually charged when you spend outside of Canada
• Price match. We offer in-app price protection to get the absolute lowest possible price on your purchases
• Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
• Plus opt in for Koho Save and begin earning 0.5% instant cash back and a 1.2% interest rate on your whole balance

Apply Now



Koho Reloadable Prepaid Mastercard


When you sign up with the promo code INFLATION22 you'll receive a one time C$20 bonus when you make your first purchase using your KOHO card within 30 days of signing up. This offer ends October 15, 2022

Card Type: Prepaid Credit Card   
Annual Fee: $0
Additional Card Fee: $0
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Visa direct load

• Money-Back Rewards: a minimum 0.5% cash back on all purchases
• Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
• Signup/Referral Bonus: Get an additional 1% cash back on all purchases for 90 days when you sign up for KOHO with a referral code and when you refer a friend (Can earn up to 10% cash back for 90 days)
• Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
• Add your KOHO card to Apple, Samsung or Google Pay
• Plus opt in for Koho Save and begin earning 0.5% instant cash back and a 1.2% interest rate on your whole balance

Apply Now



Neo Card™ (Secured)

  
No monthly or annual fees1 for free Standard rewards plans

Limited time offer: $25 welcome bonus2 when you apply and are approved for a Neo Card™

• Get an average 5% unlimited cashback3 at thousands of Neo partners, plus earn enormous bonuses - like 15% cashback3 on your first purchase at most partners.
• Guaranteed approval4 card that earns you cashback
• Add Security Funds to match your credit limit. Change your limit any time and use your deposit to pay off your bill if you ever need to.

Apply Now

1 For Quebec: Monthly Statements; No monthly or annual fees; 21-day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-26.99%) and cash advance rate (21.99%-25.24%).
2 Limited-time offer. Only new Neo Card™ customers are eligible for this offer. This offer is only awarded if a new customer is approved for a Neo Card™. Customer has 90 days to complete the card application process. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
3 Average based on current offers at select partners. Cashback varies per plan, offer and partner
4 Conditions apply.



Plastk Secured Visa


Card Type: Secured Credit Card   
Monthly Fee: $6
Interest Rate: 17.99%

• Upon sign up, new customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*
• Points on everyday purchases
• Use your points to pay your balance! 250 points = $1, no minimum required. Just easily transfer your points through the app!
• Instant Balance Payment via Interac e-transfer
• Receive 0% Interest Rate on purchases for the first 3 months when you sign up for Plastk Secured Credit Card.

Apply Now

Prepaid Cards without Rewards


Mogo Visa* Platinum Prepaid Card

Card Type: Prepaid Credit Card   
Annual Fee: $0
Additional Card Fee: $0
ATM Fees: $1.50 (Canada) $3.00 (International)

​• Plant a tree with every tap
• Earn 50 green satoshi rewards (bits of bitcoin) with every tap of your MogoCard and watch it grow over time
• Stay mindful of your spending with instant notifications showing you the amount spent and an updated balance every time you use your MogoCard


Apply Now