• Free withdrawals from any ATM in Canada
• 0.5% cash back on every purchase
• Earn 2.50% interest right up until you spend
• No FX fees, monthly fees, or other hidden fees
• Free withdrawals from any ATM in Canada

• Click here to apply for the EQ Bank Card

• Money-Back Rewards: earn a minimum 0.25% cash back on all purchases and 1.5% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  
• 4% interest on your entire balance
• 30% off Credit Building
• 1 free international ATM withdrawal / month
• Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  
• No FX fees. We’ve waived the 2-3% you’re usually charged when you spend outside of Canada
• Price match. We offer in-app price protection to get the absolute lowest possible price on your purchases
• Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
  

• Click here to apply for Koho Prepaid Mastercard with the Extra Plan

• Money-Back Rewards: a minimum 0.25% cash back on all purchases and an additional 1% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
• 3.5% interest on your entire balance
• 30% off Credit Building
• Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  
• Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
  
• Add your KOHO card to Apple, Samsung or Google Pay
  

• Click here to apply for Koho Prepaid Mastercard - Essential Plan

• No fees, 1%² interest rate (not a promotional rate; Savings interest rate is calculated daily on the closing balance and paid monthly)
• Make bill payments, send and receive Interac e-Transfers®, and make bank to bank transfers to and from existing bank account - all with no monthly fees or minimum balances and unlimited free transactions
  
• Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available
  
• ​ Much like any bank account at a traditional bank, the Neo Savings account is eligible for CDIC deposit protection, and provided by Peoples Bank of Canada., a CDIC member institution. Deposits held in Neo Everyday accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor.

• Click here to apply for Neo Money ™

^{Neo Everyday Account is provided by Peoples Bank of Canada.
® Trademark of Interac Inc. Used under license.
1 Limited-time offer. Only new Neo Money™ customers are eligible for this offer. This offer is only awarded if a new customer opens a Neo Everyday Account and deposits a minimum of $50 within the next 90 days. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice.
2 Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
3 Based on research comparing high-interest savings rate of Canada’s ‘Big 5’ banks using a $100 investment, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at August 10, 2022.}

• Load up to 10 currencies from 45 countries
  
• No fee to order the card, no fee to load it and no conversion fees when you make a purchase.
  
• No minimum load required
  
• No credit check required
  
• You don’t need to be a CIBC client to order a card.
  

• Click here to apply for CIBC AC Conversion Visa
  .