Travel Points Credit Cards (with annual fee) |
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Scotiabank Passport Visa Infinite CardCanada's Choice for Top No Foreign Transaction Fee Rewards Credit Card 2023 Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.4, 2024. Subject to change. |
BMO eclipse Visa Infinite* CardWelcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first anniversary!* Annual Fee: $120 Primary Card | $50 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99% | Minimum $60,000 (individual) or $100,000 (household) annual income required
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information |
BMO eclipse Visa Infinite Privilege* CardWelcome offer: Get up to 120,000 points* Annual Fee: $499 Primary Card | $99 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99%
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information |
CIBC Aventura® Visa Infinite* CardWelcome Offer: Join and get up $1,300 in value including a first year annual fee rebate!† Annual Fee $139 | Additional Cards (Up to 3): $50 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $60,000 personal or $100,000 household annual income †
This is a digital-exclusive offer.† CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.† |
CIBC Aventura® Gold Visa* CardWelcome Offer: Join and get up to $1,300 in value including a first year annual fee rebate!† Annual Fee $139 | Additional Cards (Up to 3): $50 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income †
This is a digital-exclusive offer.† CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.† |
Meridian Visa Infinite* Travel Rewards CardNo annual fee for the first year, including on additional cards Annual Fee: $99 | Additional Card Fee: $30 | Annual interest rate 19.50% on purchases and 21.99% on funds advances | $60,000 Annual personal income or $100,000 Annual household income
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RBC ION+ Visa CardGet 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^ Apply by January 15th, 2025. Monthly fee $4 ($48 annually) | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers | Credit Rating: Good Earn 3X Avion points1 on:
Earn 1 Avion point for every $1 spent on all other qualifying purchases1 Pay With Points Save at Petro-Canada Purchase Security and Extended Warranty Insurance5 Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process. |
TD First Class Travel® Visa Infinite* CardEarn up to $1,000 in value†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Annual Fee: $139 | Additional Cards: $50 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income
This offer is not available for residents of Quebec. For Quebec residents, please click here. † Terms and Conditions apply. |
Travel Points Credit Cards (No annual fee) |
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CIBC Aventura® Visa* CardEarn up to 2,500 Aventura Points† for no annual fee. Annual Fee $0 | Additional Cards (Up to 3): $0 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income
This is a digital-exclusive offer.† CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.† |
RBC ION Visa CardEnjoy 3,500 Avion points upon approval* Apply by January 15, 2025. Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers | Credit Rating: Good Earn 1.5X Avion points1 on:
Earn 1 Avion point for every $1 spent on all other qualifying purchases1 Pay With Points Save at Petro-Canada Purchase Security and Extended Warranty Insurance5 Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process. |
ScotiaGold Passport® VISA* cardEarn 5,000 bonus Scene+ points upon your first purchase 1 Annual Fee: $0 | Additional Cards: $0
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Hybrid / Flexible Points Credit Cards |
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RBC Avion Visa Infinite CardGet up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process. |
RBC Avion Visa Infinite Privilege CardGet up to 70,000 Avion points* (a travel value of up to $1,500†). Apply by November 25, 2024. 70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US (Alaska and Hawaii require more points). Taxes and fees extra.† Annual Fee: $399 | Additional Card Fee: $99
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RBC Avion Visa Platinum CardGet up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! Annual Fee: $120 | Additional Card Fee: $50
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process. |
Airline Credit Cards |
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RBC British Airways Visa Infinite CardGet Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite Annual Fee: $165 | Additional Card Fee: $75 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec. Receive up to 60,000 Aviosˆ, here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approval Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months Step 3: Another 10,000 bonus Avios after your first yearˆ
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process. This post contains affiliate links. Please read our disclaimer for more info. |
RBC Cathay Pacific Visa Platinum CardReceive 15,000 welcome Asia Miles upon approval Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process. This post contains affiliate links. Please read our disclaimer for more info. |
TD® Aeroplan® Visa Infinite* Card2024 Top Airline Credit Card Annual Fee $139 | Additional Cards: $75 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income Earn up to $1,500 in value†, including up to 50,000 Aeroplan points†, no Annual Fee for the first year† and additional travel benefits. Account must be approved by January 6, 2025.
Earning Aeroplan Points
Quebec residents, please click here. † Terms and Conditions apply. |
TD® Aeroplan® Visa Platinum* CardEarn up to $500 in value†, including up to 20,000 Aeroplan points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by January 6, 2025. Annual Fee $89 | Additional Cards: $35 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances Earn up to $500 in value†, including up to 20,000 Aeroplan points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by January 6, 2025.
Card Benefits/Travel Benefits
This offer is not available for residents of Quebec. For Quebec residents, please click here. † Terms and Conditions apply. |
TD® Aeroplan® Visa Infinite Privilege* CardCanada's Choice for Top Ultra Premium Credit Card 2024 Annual Fee $599 | Additional Cards: $199 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $150,000 annual personal income or $200,000 annual household income Earn up to $2,900 in value† including up to 80,000 Aeroplan points (enough for a round trip to Honolulu†) and additional travel benefits. Conditions Apply. Account must be approved by January 6, 2025.
This offer is not available for residents of Quebec. For Quebec residents, please click here . † Terms and Conditions apply. |
Cash Back Credit Cards |
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CIBC Dividend® Visa Infinite* CardThe best cash back rewards Visa card in Canada Annual Fee $120 | Additional Cards (Up to 3): $30 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $60,000 personal or $100,000 household annual income †
This is a digital-exclusive offer.† CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.† |
CIBC Dividend Platinum® Visa* CardGet a first-year annual fee rebate for you and up to three Authorized Users† and earn 10% cash back for the first 4 statements on net purchases of up to $2,000†. Annual Fee $99 | Additional Cards (Up to 3): $30 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income †
This is a digital-exclusive offer.† |
CIBC Dividend® Visa* CardGet up to 10 cents off per litre at participating gas stations with Journie Rewards. Annual Fee $0 | Additional Cards (Up to 3): $00 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income †
This is a digital-exclusive offer.† |
Home Trust Preferred Visa Credit CardNo welcome bonus at this time Annual Fee $0 | Additional Cards: $0 | Annual interest rate 21.99% on purchases, 21.99% on cash advances and balance transfers | $15,000 minium income
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Laurentian Bank Visa Infinite* CardEarn up to $600 in points in the first 3 months and pay no annual fee in the first year. Primary Cardholder Annual Fee: $130 | Authorized User Annual Fee: $0 | Annual interest rate: 20.99% on purchases and 22.99% on cash advances In the first 3 months, you’ll get 6x the points equal to 12% in cash back on gas, grocery, travel, transportation and recurring payments. You’ll also earn 3x the points equal to 3% in cash back on all other eligible purchases up to a total combined spend of $5,000..
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Meridian Visa Infinite* Cash Back CardNo annual fee for the first year, including on additional cards Annual Fee: $99 | Additional Card Fee: $30 | Annual interest rate 19.50% on purchases and 21.99% on funds advances | $60,000 Annual personal income or $100,000 Annual household income
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Scotia Momentum® Visa* Infinite cardRanked the 4th best cash back rewards credit card in Canada Annual Fee: $120 | Additional Cards: $50
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information |
Scotia Momentum® Visa* cardGet a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)¹ Offer ends Oct 31, 2024 Annual Fee $39 | Supplementary Cards: $0 | Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information |
Scotia Momentum® No-Fee Visa* cardSpecial Offer: Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get 0% introductory interest rate on balance transfers for the first 6 months. 2% fee per cash advance, 22.99% after that; annual fee $0. Offer expires Jun 30, 25. Annual Fee $0 | Supplementary Cards: $0 | Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information |
Simplii Financial™ Cash Back Visa* CardEarn up to 10% cash back† for your first 3 months up to $1,000 eligible spend Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99%‡ on purchases and 22.99%‡ on cash advances/balance transfers| $15,000 annual household income
† Terms and conditions apply. Click ‘Apply Now’ for complete details.This offer is not available for residents of Quebec
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TD Cash Back Visa Infinite* Card
Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Annual Fee: $139 | Additional Cards: $50 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions apply. Account must be approved by January 6, 2025.
This offer is not available for residents of Quebec. For Quebec residents, please click here † Terms and Conditions apply. |
Student Credit Cards |
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CIBC Aventura® Visa* Card for StudentsEarn up to 2,500 Aventura Points† for no annual fee. Annual Fee $0 | Additional Cards (Up to 3): $0 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $0 annual income
This is a digital-exclusive offer.† CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.† |
CIBC Dividend® Visa* Card for StudentsGet up to 10% cash back for the first 4 statements on total purchases of up to $1,000.† Annual Fee $0 | Additional Cards (Up to 3): $0 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $0 household annual income †
This is a digital-exclusive offer.† |
Scotiabank Scene+ Visa CardEarn up to 7,500 bonus Scene+ points in your first three months¹. Offer ends Feb 28, 25 Annual Fee: $0 | Additional Cards: $0
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information |