HSBC Credit Card & Bank Account Offers

Updated on March 1, 2023
Travel Rewards Cards
Cash Back Cards
Low Interest Cards
Bank Account Offers


Travel Rewards Cards

HSBC World Elite® Mastercard® Top No FX Fee Credit Card

HSBC World Elite® Mastercard®

Top No Foreign Transaction Fee Credit Card for 2023
Earn up to 80,000 Points* PLUS a full annual fee rebate for the Primary Cardholder for the first year*

Primary Cardholder Annual Fee: $149 (1st year annual fee rebate*) | Authorized User Annual Fee: $0 Per Card | Annual interest rate: 20.99% on purchases and 22.99% on cash advances and balance transfers. | $80,000 personal or $150,000 household annual income



Terms & Conditions apply



Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by May 31, 2023. Conditions apply.

• Welcome bonus of 20,000 points* ($100 travel value)
• Earn 10,000 points* each month when you spend at least $1,000 each month for the first 6 months of account opening (up to $300 travel value)
• First year annual fee rebate for the primary cardholder* ($149)
• Receive a $100 annual travel enhancement credit*

• With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchases which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
• Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges.
• Enjoy maximum flexibility and redeem your Points on your terms for:

• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)

 



HSBC Travel Rewards Mastercard®

Get up to $125 in total value* for the first year! Must apply by May 31, 2023. Conditions apply.

Primary Cardholder Annual Fee: $0
Authorized User Annual Fee: $0
Annual interest rate: 20.99% on purchases and 22.99% on funds advances and balance transfers.

Special offer: Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by May 31, 2023. Conditions apply.

  • Collect points and reward yourself anytime;
  • 3 points for every $1 spent on eligible travel purchases* (car rentals, vacations, hotel flights, etc.)
  • 2 points for every $1 spent on eligible gas and daily transportation purchases* (subway, train, taxi, etc.)
  • 1 point for every $1 on all other eligible everyday purchases
  • Redeem your points your way – the choice is yours

Apply Now

*Terms and Conditions apply
®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)



HSBC +Rewards™ Mastercard®

Primary Cardholder Annual Fee: $25 (1st year annual fee rebate)
Authorized User Annual Fee: $10 Per Card
Annual interest rate: 11.9% on purchases and 11.9% on cash advances and balance transfers.

• Special offer: Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($25 value). Must apply by May 31, 2023. Conditions apply.
• Earn 35,000 points* when you spend $2,000 within 180 days of account opening ($175 travel value)
• First year annual fee rebate for the primary cardholder* ($25 value)
• Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
• HSBC's lowest interest rate for purchases, cash advances and balance transfers
• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Apply Now

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)



Cash Back Cards


HSBC Cash Rewards Mastercard®

Primary Cardholder Annual Fee: $0
Authorized User Annual Fee: $0
Annual interest rate: 20.99% on purchases and 22.99% on funds advances and balance transfers.

Special offer: Earn an additional 12.5% cash back* on all purchases for the first 180 days (up to $1,000 in total purchases). Must apply by May 31, 2023. Conditions apply.

For the first 180 days, earn up to:
• 14%* cash back on eligible online purchases
• 13.5%* cash back on eligible gas, grocery and drugstore
• 13%* cash back on all other everyday purchases

  • 1.5% cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery)
  • 1% cash back on your gas, grocery and drugstore purchases.
  • 0.5% cash back on (almost) everything else you buy with your card.
  • Redeem sooner – You only need to reach $25 in cash back to redeem.
  • Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
  • Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

Apply Now

*Terms and Conditions apply
®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)



Low Interest Cards



HSBC +Rewards™ Mastercard®

Primary Cardholder Annual Fee: $25 (1st year annual fee rebate)
Authorized User Annual Fee: $10 Per Card
Annual interest rate: 11.9% on purchases and 11.9% on cash advances and balance transfers.

• Special offer: Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($25 value). Must apply by May 31, 2023. Conditions apply.
• Earn 35,000 points* when you spend $2,000 within 180 days of account opening ($175 travel value)
• First year annual fee rebate for the primary cardholder* ($25 value)
• Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
• HSBC's lowest interest rate for purchases, cash advances and balance transfers
• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Apply Now

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)

Bank Account Offers
HSBC High Rate Savings Account

Make more on every dollar in your CAD High Rate Savings Account

- Competitive interest rate of up to 1.55%* per annum
- 1.55% per annum when your daily closing balance is $25K or over
- 1.05% per annum otherwise
- No minimum balance
- Interest is calculated daily and paid monthly
- No monthly fees+
- Quick and easy online account opening with HSBC EasyID
- Access to your savings account through online or mobile banking, by phone, and at thousands of HSBC Bank Canada and THE EXCHANGE® network ATMs across Canada and around the world
- Free transfers between your savings and your other HSBC accounts with convenient international banking features

Apply Now


*All rates as of January 16, 2023 and subject to change without notice.
The regular interest rate is per annum and is calculated daily on the entire HRSA balance and paid monthly (regular interest rate tiers: $0-$24,999 at 1.05% and $25,000 or more at 1.55%).
+ Debit card fees for withdrawal may apply (see Personal Service Charges Statement of Disclosure to learn more).
® THE EXCHANGE and Accel are registered trademarks owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited partnership.
®Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.
For more information and to confirm most recent rates, please visit hsbc.ca
HSBC Premier Chequing Account
• Earn up to $500* when you open an HSBC premier chequing account
• A Premier bank account like no other - including priority service, exclusive privileges and global support that can be extended to your immediate family.
• A dedicated Relationship Manager as your one point of contact for all your banking needs.
• $0 monthly fee with unlimited withdrawals and deposits in Canadian and US Dollar, including FREE Interac e-Transfer® fees*
• Unlike other banks, put your minimum balance in any HSBC chequing, savings, TFSAs, RRSPs and more
• HSBC Premier status for you and your family in all countries where you bank with us, with free international account opening and instant global transfers between your HSBC accounts worldwide
• FREE wire transfer to send foreign currency less than $10,000*

Apply Now

*Terms and conditions apply. Offer value is composed of multiple products, offer ends March 31, 2023.
®Trade-mark of Interac Inc. Used under license.
Issued by HSBC Canada.
HSBC Advance Chequing Account
• Earn up to $400* when you open an HSBC chequing account online.
• A flexible, all-inclusive chequing account that allows you to bank on your terms
• No monthly fees* for the first 6 months, and later when you maintain $5,000 minimum balance in combined deposits and investments, including chequing, savings, RRSPs, TFSAs and more 
• Or no monthly fees when you hold a personal mortgage with us with an original amount of $150,000 or more
• Unlimited day-to-day chequing account transactions*, Free Interac e-Transfer®
• Access to HSBC +Rewards, our lowest interest rate credit card
• Convenient online international money transfer (over 30 countries)*
• Free ATM withdrawals at any HSBC or EXCHANGE Network ATMs (over 3,000 locations across Canada)
• Access to emergency cash while outside of Canada at any HSBC branch worldwide.

Apply Now

Issued by HSBC Bank Canada. *Terms and conditions apply. Offer value is composed of multiple products, valid from May 16, 2022 to March 31, 2023.
®Trade-mark of Interac Inc. Used under license.
® THE EXCHANGE is a registered trademark owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited Partnership.


HSBC Student Chequing Account
• Get up to $150* when you open an HSBC Student Account
• Open an account online and receive $100 cash bonus*, even before you arrive in Canada
• No monthly fees No minimum balance required
• Unlimited chequing account transactions
• Free Interac e-Transfer® Free withdrawals from your account at HSBC Bank Canada or THE EXCHANGE® Network ATMs
• Free mobile cheque deposit
• Secure Mobile & Online banking

Apply Now

*Terms and conditions apply. Applies for new HSBC customers only. Offer ends March 31, 2023.
®Trade-mark of Interac Inc. Used under license.
® THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership
Issued by HSBC Canada.

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