Earn up to 40,000 Aeroplan points† and pay no Annual Fee for the first year with the TD® Aeroplan® Visa Infinite* Card Click here to learn more

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Credit Card Rewards Airline Rewards Hotel Rewards Car Rental Rewards Cash Back Rewards Shopping Rewards

Welcome to Canada's original and premier loyalty rewards resource.
Since launching in 2001, Rewards Canada has provided miles, points and credit card tips, tricks, news & much more to millions of Canadians!
Be sure to subscribe to our newsletter so you don't miss out on making the most of your reward programs!



TD Aeroplan Visa Infinite

Get your first checked bag free on Air Canada flights with the TD Aeroplan Visa Infinite Card!

Earn up to $1,300 in value† including up to 40,000 Aeroplan points† and no Annual Fee for the first year† Ranked as the #1 airline credit card in Canada

Click here to learn more

This Week in RWRDS

This Week in RWRDS June 13, 2025: The Summer of Big Bonuses from Amex continues! Earn up to 200,000 points!

This week we look at the huge new welcome bonuses from Amex, the imminent launch of the Wealthsimple Visa Infinite card, getting 20% back in miles with AIR MILES latest redemption event and much more in our weekly credit card and loyalty rewards newscast!

Watch or Listen here

 Latest news & articles

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Summer of big bonuses!

Get up to 200,000 Bonus Points
with American Express

 

Learn more here

From the blog

 The latest in points, miles, & travel:




RBC Avion 55000 bonus points

 Featured Credit Cards:



Scotiabank Passport Visa Infinite Card
Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Top No Foreign Transaction Fee Rewards Credit Card 2025

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Offer ends Jul 1, 2025

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 30,000 bonus Scene+ Rewards points by making at least $2,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
  • Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
  • Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligble entertainment puchases and eligible daily trasit options (including rideshares,buses,subways taxis and more)
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases •
  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Rates, fees and other information are effective as of January 3, 2025. Subject to change.
  • Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.3, 2025. Subject to change.



American Express Gold Rewards Card



American Express® Gold Rewards Card®

Experience Amex’s best offer this year on the American Express® Gold Rewards Card
Earn up to 110,000 Membership Rewards® points:

Annual Fee: $250 | Additional Card Fee: $0 for first additional a card, $50 for all others | Annual interest rate 21.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




Earn up to 110,000 Membership Rewards® points:

  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
  • Earn an additional 30,000 points after you spend a total of $20,000 on your Card in your first 12 months of Cardmembership
  • Plus, earn 20,000 points when you make a purchase between months 15 and 17 of Cardmembership • Offer ends August 18, 2025
  • This could add up to 110,000 points in a year. That’s up to $1,100 towards your next vacation

  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM  – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  •  Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
  • *American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
  • Click here to apply for the American Express Gold Rewards Card


Neo World Elite Mastercard

Neo World Elite® Mastercard

Get up to 15% cashback on your first time purchase on Neo's partner network

Annual Fee: $125 Primary Card $49 Additional Card | Interest Rate: Purchases 19.99% - 26.99% (19.99% - 23.99%for Quebec & Newfoundland residents) | $80,000 personal or $150,000 annual household income



Terms & Conditions apply




  • 5% cashback on groceries
  • 4% on recurring bills
  • 3% on gas & EV Charging
  • 1% back on everything else from day one
  • Boost your rewards up to 7% on groceries, 5% on recurring bills, and 4% on gas when you bank with Neo  
  • Visit any of Neo's 10,000 partners and earn an additional average of 5% cashback on top of your everyday cashback.1
  • Comprehensive insurances and World Elite® travel benefits
  • Secured option available


1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Neo World Elite Mastercard and Neo Secured World Elite Mastercard credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.



From the blog

 The Points Earning Machines


Looking to get the most bang for your buck when spending with a credit card? Then look no further than the Points Earning Machines.
All Canadians should have one or more of these cards in their wallet!

American Express Cobalt Card
American Express Cobalt Card

The best overall credit card in Canada offers up to 5x points per dollar spent with a rate of return of 5% or even higher!

Apply for this card here
MBNA Rewards World Elite Mastercard
MBNA Rewards World Elite Mastercard

An underrated workhorse that offers up to 5.5x points per dollar spent with a rate of return of up to 5.5%!

Apply for this card here
Scotiabank Gold American Express Card
Scotiabank Gold American Express Card

No Foreign Transaction fees and up to 6x points per dollar spent that provides up to a 6% rate of return. What more could you ask for?

Apply for this card here
From the blog

 Learn:


How to properly use Cents Per Point
Loyalty Lesson: How to properly use Cents Per Point (CPP) and Cents Per Mile (CPM) valuations

Learn more here
Medical coverage for additional cardholder
Loyalty Lesson: Be aware of limitations to National Bank of Canada’s Out of Province Emergency Medical coverage for additional cardholders

Learn more here
Credit Card Spending Caps explained
Loyalty Lesson: Credit Card Spending Caps Explained

We look at how credit card issuers place caps on the accelerated earn rate categories on their cards and how some cards can really put a damper on maximizing your points and miles earning.

Learn more here
Selecting the right Aeroplan award lesson
Loyalty Lesson: Selecting the right Aeroplan flight award option to maximize the value of your points

Air Canada provides four different points payment options when redeeming for award flights - see which one provides the best value


Learn more here
First Checked Bag Free lesson
Loyalty Lesson: When a credit card first checked bag free benefit isn’t free

You may book a flight with Air Canada or WestJet with their respective credit card for the bag benefit but you should be aware of when it doesn't work


Learn more here
Out Of Province Emergency Medical Insurance Coverage
Guide to Credit Card Out Of Province Emergency Medical Insurance Coverage

A summary of Out Of Province Emergency Medical Insurance Coverage and comparison of what the various cards provide

Learn more here



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