Here you can compare all of the Cash Back Rewards credit cards that are available in the Canadian market. The charts include costs, earn rates, redemption rules, insurance, benefits and more. Please note other rewards cards that have a cash back option (like travel cards) are not included in these charts.
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Selecting which Credit Cards to Compare
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While Rewards Canada strives to provide correct and the most up to date information in these charts, changes are inevitable that we may not have been made aware of or have not been able to update by the time you use these charts. We always advise our readers to check the issuer card page for the latest card details. If you do find an error, omission or out of date information in our charts please contact us with the details so that we can update our data as soon as possible.
No Annual Fee Cash Back Rewards Credit Cards Comparison
| Card | Amazon Rewards Mastercard | SimplyCash® Card from American Express | ATB Gold Cash Rewards Mastercard | BMO CashBack® MasterCard®* | Brim Mastercard | Capital One Aspire Cash Platinum Mastercard | Capital One Smart Rewards Mastercard | CIBC Costco Mastercard | CIBC Dividend® Visa* Card | CWB Rewards Mastercard | Desjardins Cash Back Mastercard | Desjardins Cash Back Visa | Envision Cash Back Mastercard | Home Trust Preferred Visa Card | Laurentian Bank Visa Reward Me | MBNA Smart Cash Platinum Plus® Mastercard® | National Bank of Canada Allure Mastercard | National Bank of Canada mycredit Mastercard | Neo Card™ | PC Mastercard | PC World Mastercard | PC World Elite Mastercard | RBC Cash Back MasterCard | Rogers Mastercard | Rogers World Elite Mastercard | Scotia Momentum® Mastercard | Scotia Momentum® No-Fee Visa* card | Servus Credit Union No Fee Mastercard | Simplii Financial™ Cash Back Visa* Card | Tangerine Money-Back Credit Card | Tangerine World Mastercard® | TD Cash Back Visa* Card | Triangle Mastercard | Triangle World Elite Mastercard | Walmart Rewards MasterCard | Walmart Rewards World MasterCard | Walmart Rewards MasterCard | Walmart Rewards World MasterCard |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Card Type | Shopping Rewards | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Shopping Rewards | Shopping Rewards | Shopping Rewards | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Cash Back | Shopping Rewards | Shopping Rewards | Shopping Rewards | Shopping Rewards | Shopping Rewards | Shopping Rewards |
| Annual Fee | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 (monthly fee for add on bundles) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Limited Time Annual Fee Offer | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Additional Card Fee | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Interest Rate | 19.99% Purchase 22.99% Cash Advance | 21.99% Purchase † 21.99% Cash Advance † | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase 23.99% Cash Advance | 19.99% Purchase 21.50% Cash Advance | 19.8% Purchase 21.9% Cash Advance | 21.9% Purchase 21.9% Cash Advance | 19.75% Purchase 21.49% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.99% Purchase 21.50% Cash Advance | 19.9% | 19.9% | 20.99% Purchase 22.99% Cash Advance | 21.99% Purchase 21.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% balance transfers / 24.99% Cash Advance | 20.99% Purchase 22.49% Cash Advance | 20.99% Purchase 22.49% Cash Advance | 19.99% - 29.99% Purchase 22.99% - 31.99% Cash Advance | 20.97% Purchase 22.97% Cash Advance | 20.97% Purchase 22.97% Cash Advance | 20.97% Purchase 22.97% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase | 19.99% Purchase 22.99% Cash Advance | 19.95% Purchase and Cash Advance | 19.95% Purchase and Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.98% Purchase 22.97% Cash Advance | 19.98% Purchase 22.97% Cash Advance | 19.98% Purchase 22.97% Cash Advance | 19.98% Purchase 22.97% Cash Advance |
| Foreign Transaction Fee | 2.5% | 2.5% | 2.9% | 2.5% | 1.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 0% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% |
| Minimum Income Requirements | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $15,000 household | N/A | N/A | N/A | N/A | $15,000 | N/A | N/A | N/A | N/A | N/A | N/A | $60,000 personal or $100,000 household annual income | $80,000 personal or $150,000 household annual income | N/A | N/A | $80,000 personal or $150,000 household annual income | N/A | N/A | N/A | $15,000 | N/A | $60,000 personal or $100,000 household | N/A | N/A | $80,000 personal or $150,000 household annual income | N/A | $100,000 annual household income | N/A | $100,000 annual household income |
| Current Welcome Bonus | 5% back for the first 6 months on your first $3,000 in eligible purchases at Amazon.ca, Whole Foods Market, grocery stores, and restaurants | In your first 3 months as a new SimplyCash® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back. | N/A | Get 5% cash back in your first 3 months | Earn $200+ in first time purchase bonuses | N/A | N/A | N/A | Get 9.99% Purchase† and 20.99% Cash† annual interest rate for 10 months† | N/A | N/A | N/A | N/A | N/A | N/A | Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500) | N/A | $75 cashback if $1,500 in net purchases is charged to the credit card account within the first three months | $25 cash back upon approval | 20,000 points | 20,000 points | 20,000 points | N/A | $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service | N/A | 7.99% introductory interest rate on purchases for the first 6 months | Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) Plus get a 0.99% introductory interest rate on balance transfers for the first 6 months | N/A | For your first 4 months with a Simplii Financial Cash Back Visa* Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $500 spend † | Extra 10% back on up to $1,000 in everyday purchases made within your first 2 months. | Extra 10% back on up to $1,000 in everyday purchases made within your first 2 months. | N/A | N/A | N/A | $45 | $45 | $45 | $45 |
| Welcome Bonus Value |
$150 | $100 | N/A | $125 | Will vary based on the merchant offers you use | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $150 | N/A | $75 | $25 | $20 | $20 | $20 | N/A | $100 | N/A | N/A | $100 | N/A | $50 | $100 | $100 | N/A | $0 | $0 | $45 | $45 | $45 | $45 |
| Renewal or Additional Bonus | N/A | N/A | N/A | N/A | $20 (2,000 points) for referrals | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 50% bonus on your earned cash back value when redeemed for Rogers purchases | 50% bonus on your earned cash back value when redeemed for Rogers purchases | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Free roadside assitance Gold Plan | N/A | N/A | N/A | N/A |
| Travel Purchases Earn Rate | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 0.5% | 1% | 1% | 0.67% | 1% | 0.5% | 1% | 0.5% | 0.5% | 0.5% | 1% (on purchases in Canada only) | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% to 5% or more | 2% for PC Travel otherwise 1% | 2% for PC Travel otherwise 1% | 3% for PC Travel otherwise 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 0.5% | 0.5% | 0.5% | 0.5% | 2% (Hotels only) if it is one of your selected categories to earn more otherwise 0.5% | 2% (Hotels only) if it is one of your selected categories to earn more otherwise 0.5% | 0.5% | 0.5% | 1% | 1% | 1% | 1% | 1% |
| Grocery Purchases Earn Rate | 1% (Prime members will earn 2.5% at Whole Foods Market or if the purchase is in a foreign currency) |
2%^ | 1% | 3%^ | 1% | 1% | 0.67% | 1% | 2%^ | 1% | 0.5% | 0.5% | 1% | 1% (on purchases in Canada only) | 1% | 2%^ | 0.5% | 0.5% | 0.5% to 5% or more | 1% | 2% for Loblaw family of stores otherwise 1% | 3% for Loblaw family of stores otherwise 1% | 2% up to annual cap then 1% | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 1% | 1% | 0.5% | 1.5% up to the annual cap then 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 1% up to annual cap then 0.5% | 1.5% up to annual cap (excludes Costco and Walmart) | 3% up to annual cap (excludes Costco and Walmart) | 5% on select Walmart brands otherwise 1.25% at Walmart otherwise 1% |
5% on select Walmart brands otherwise 1.25% at Walmart / 3% at Walmart.ca otherwise 1% |
1.25% at Walmart otherwise 1% | 1.25% at Walmart / 3% at Walmart.ca otherwise 1% |
| Dining / Food Delivery Purchases Earn Rate | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 0.5% | 1% | 1% | 0.67% | 3% | 1%^ | 1% | 2% | 2% | 0.5% | 1% (on purchases in Canada only) | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% to 5% or more | 1% | 1% | 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 0.5% | 0.5% | 0.5% | 4% (restaurants, bars, coffee shops) up to the annual cap then 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 0.5% | 0.5% | 1% | 1% | 1% | 1% | 1% |
| Entertainment Purchases Earn Rate | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 0.5% | 1% | 1% | 0.67% | 1% | 0.5% | 1% | 2% | 2% | 1% | 1% (on purchases in Canada only) | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% to 5% or more | 1% | 1% | 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 0.5% | 0.5% | 0.5% | 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 0.5% | 0.5% | 1% | 1% | 1% | 1% | 1% |
| Gas & Transit** Purchases Earn Rate (** May include ride share, taxi, etc.) |
1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
2% (Gas Only) | 1% | 0.5% | 1% | 1% | 0.67% | 3% (Costco Gas only) otherwise 2% | 1%^ | 1% | 2% (Transit and alternative transportation only) | 2% (Transit and alternative transportation only) | 2% (Gas Only) | 1% (on purchases in Canada only) | 1% (Gas Only) otherwise 0.5% | 2%^ (Gas only) | 0.5% | 0.5% | 0.5% to 5% or more | 1% with up to 20 points extra per litre at Esso Mobil | 1% with up to 20 points extra per litre at Esso Mobil | 1% with up to 20 points extra per litre at Esso Mobil | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 1% (Gas only) | 1% (Gas only) | 0.5% | 1.5% (gas only) up to the annual cap then 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 1% (Gas only) up to annual cap then 0.5% | 5¢ per litre at Gas+ and Essence+ locations. 0.5% on all other gas |
7¢ per litre in CT Money on premium fuel, 5¢ per litre on all other fuel types at Gas+ and Essence+ locations. 1% on all other gas |
2% | 2% | 1% | 1.25% (Gas only) otherwise 1% |
| Drug Store Purchases Earn Rate | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 0.5% | 1% | 1% | 0.67% | 1% | 0.5% | 1% | 0.5% | 0.5% | 0.5% | 1% (on purchases in Canada only) | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% to 5% or more | 1% | 2% at Shoppers Drug Mart otherwise 1% | 3% at Shoppers Drug Mart otherwise 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 1% | 1% | 0.5% | 1.5% up to the annual cap then 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 0.5% | 0.5% | 1% | 1.25% at Walmart otherwise 1% | 1.25% at Walmart / 3% at Walmart.ca otherwise 1% | 1.25% at Walmart otherwise 1% | 1.25% at Walmart / 3% at Walmart.ca otherwise 1% |
| Streaming Services | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 1%^ (if considered a recurring bill) otherwise 0.5% | 1% | 1% | 0.67% | 1% | 1%^ (if considered a recurring bill) otherwise 0.5% | 1% | 2% (if considered a pre-authorized payment) otherwise 0.5% | 2% (if considered a pre-authorized payment) otherwise 0.5% | 0.5% | 1% (on purchases in Canada only) | 1% if considered a recurring bill otherwise 0.5% | 0.5% | 0.5% | 1% if considered a recurring pre-authorized payments otherwise 0.5% | 0.5% to 5% or more | 1% | 1% | 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 1% if considered a recurring bill otherwise 0.5% | 1% if considered a recurring bill otherwise 0.5% | 0.5% | 1.5% if considered a recurring bill up to the annual cap otherwise 0.5% | 2% if considered a recurring bill and if it is one of your selected categories to earn more otherwise 0.5% | 2% if considered a recurring bill and if it is one of your selected categories to earn more otherwise 0.5% | 1% if considered a recurring bill up to annual cap then 0.5% | 0.5% | 1% | 1% | 1% | 1% | 1% |
| Other Digital Media, Membership & Household Utility Purchases Earn Rate | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 1%^ (if considered a recurring bill) otherwise 0.5% | 1% | 1% | 0.67% | 1% | 1%^ (if considered a recurring bill) otherwise 0.5% | 1% | 2% (if considered a pre-authorized payment) otherwise 0.5% | 2% (if considered a pre-authorized payment) otherwise 0.5% | 0.5% | 1% (on purchases in Canada only) | 1% if considered a recurring bill otherwise 0.5% | 0.5% | 0.5% | 1% if considered a recurring pre-authorized payments otherwise 0.5% | 0.5% to 5% or more | 1% | 1% | 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 1% if considered a recurring bill otherwise 0.5% | 1% if considered a recurring bill otherwise 0.5% | 0.5% | 1.5% if considered a recurring bill up to the annual cap otherwise 0.5% | 2% if considered a recurring bill and if it is one of your selected categories to earn more otherwise 0.5% | 2% if considered a recurring bill and if it is one of your selected categories to earn more otherwise 0.5% | 1% if considered a recurring bill up to annual cap then 0.5% | 0.5% | 1% | 1% | 1% | 1% | 1% |
| Other Recurring Bills that are not part of the two rows above | 1% (Prime members will earn 2.5% if the purchase is in a foreign currency) |
1.25% | 1% | 1%^ | 1% | 1% | 0.67% | 1% | 1%^ | 1% | 2% (if considered a pre-authorized payment) otherwise 0.5% | 2% (if considered a pre-authorized payment) otherwise 0.5% | 0.5% | 1% (on purchases in Canada only) | 1% if considered a recurring bill otherwise 0.5% | 0.5% | 0.5% | 1% if considered arecurring pre-authorized payments otherwise 0.5% | 0.5% to 5% or more | 1% | 1% | 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 1% | 1% | 0.5% | 1.5% up to the annual cap then 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 1% if considered a recurring bill up to annual cap then 0.5% | 0.5% | 1% | 1% | 1% | 1% | 1% |
| All Other Purchases Earn Rate | 1% (Prime members will earn 2.5% at Amazon.ca or if the purchase is in a foreign currency) |
1.25% | 1% | 0.5% | 1% | 1% | 0.67% | 1% except for Costco.ca purchases which are 2% | 0.5% | 1% | 0.5% | 0.5% | 0.5% | 1% (on purchases in Canada only) | 0.5% | 0.5% | 0.5% | 1% if considered arecurring pre-authorized payments otherwise 0.5% | 0.5% to 5% or more | 1% | 1% | 1% | 0.5% on the first $6,000 in all spending outside of groceries then 1% for spending over $6,000 | 2% if you are a Rogers Shaw or Fido customer otherwise 1% unless purchase is in US$ which will earn 2% | 2% if you are a Rogers Shaw or Fido customer otherwise 1.5% unless purchase is in US$ which will earn 3% | 0.5% | 0.5% | 0.5% | 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 2% if it is one of your selected categories to earn more otherwise 0.5% | 0.5% | 4% back in CT Money on almost everything at Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. otherwise 0.5% cash back |
4% back in CT Money on almost everything at Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. otherwise 1% cash back |
5% on select Walmart brands otherwise 1.25% at Walmart otherwise 1% |
5% on select Walmart brands otherwise 1.25% at Walmart / 3% at Walmart.ca otherwise 1% |
1.25% at Walmart otherwise 1% | 1.25% at Walmart / 3% at Walmart.ca otherwise 1% |
| ^ Annual cap on bonus category spending | N/A | $15,000 on groceries only | N/A | $500 per month groceries, $500 per month recurring bills | N/A | N/A | N/A | $5,000 annually on all gas (incl. Costco) and $8,000 annually for Costco.ca purchases | $20,000 for the accelerated categories or $80,000 in gross annual spending | N/A | N/A | N/A | $5,000 annually for gas and $5,000 annually for entertainment | N/A | N/A | $500 per month for gas & groceries combined | N/A | N/A | N/A | N/A | N/A | N/A | $6,000 annually for the grocery 2% | N/A | N/A | N/A | N/A | N/A | $5,000 annually for the 4% and $15,000 for the 1.5% | N/A | N/A | $5,000 annually on each of Gas Purchases, Grocery Purchases and Pre-Authorized Payment | $12,000 annually on grocery purchases | $12,000 annually on grocery purchases | $5,000 annually on gas + transit | $5,000 annually on gas + transit | N/A | N/A |
| Minimum cash back rewards amount required to cash out | $20 | $0.01 | $0.01 | $1 | $0.01 | $0.01 | $1 | $0.01 | $25 | $0.01 | $25 | $25 | ? | $0.01 | $1 | $50 | $10 | $0.01 | $0.01 | $10 | $10 | $10 | $25 | $10 | $10 | $0.01 | $0.01 | Unknown | $0.01 | $0.01 | $0.01 | $25 | $0.01 (Redemptions can only be made at stores participating in Triangle Rewards) |
$0.01 (Redemptions can only be made at stores participating in Triangle Rewards) |
$5 (Redemptions can only be made at Walmart) | $5 (Redemptions can only be made at Walmart) | $5 | $5 |
| Cash Back Liquidity (how and when you can cash out) | Anytime | Once per year in September | Once per year in January | Anytime | Anytime | Anytime | Anytime | Once per year in January | Anytime | Anytime | Automatically Credited | Automatically Credited | Anytime | Once per year in January | Anytime | Anytime | Once per year | Automatically credited | Automatically credited | Anytime | Anytime | Anytime | Anytime | Anytime | Anytime | Once per year | Once per year | Unknown | Once per year | Automatically credited (Monthly) | Automatically credited (Monthly) | Anytime | Anytime | Anytime | Anytime | Anytime | Anytime | Anytime |
| Annual Credit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5 Roam Like Home days at no cost every year | 5 Roam Like Home days at no cost every year | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Airport Lounge Access Membership | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Available via an add on bundle | No | Yes | Yes | No | No | Yes | No | No | No | No | No | Yes | No | No | Yes | No | Yes | No | Yes |
| Airport Lounge Access Annual Passes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Global Wi-Fi | No | No | No | No | Yes | No | No | Yes | No | No | No | No | No | No | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | Yes | No | No | Yes | No | Yes | No | Yes | ||
| Common Carrier Travel Accident Insurance | None | $100,000 | $300,000 | None | $300,000 | $250,000 | $250,000 | None | $100,000 | $300,000 | None | None | None | None | $1,000,000 | None | None | None | None | None | None | None | None | None | None | None | $100,000 | None | None | None | None | None | None | None | None | None | None | |
| Flight Delay Insurance | None | None | 4 hours $250/day $500 in total |
None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Delayed Baggage Insurance | None | None | 4 hours $250/day $500 in total |
None | None | 4 hours up to $300 | 4 hours up to $300 | None | None | None | 6 hour up to $500 per person | 6 hour up to $500 per person | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | None | None | None | 6 hours up to $100 per day / $300 in total | None | None | None | None | None | None | None | None | None | None |
| Lost / Stolen Baggage Insurance | None | None | None | None | None | None | None | None | None | None | up to $500 per person | up to $500 per person | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Damaged Baggage Insurance | None | None | None | None | None | None | None | None | None | None | up to $500 per person | up to $500 per person | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Trip Cancellation Insurance | None | None | None | None | None | None | None | None | None | None | up to $500 per person | up to $500 per person | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | up to $1,000 per person / $5,000 max per trip | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Trip Interruption Insurance | None | None | None | None | None | None | None | None | None | None | up to $1,000 per person | up to $1,000 per person | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | up to $1,000 per person / $5,000 max per trip | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Travel Medical Insurance up to 64 years old | None | None | None | None | None | None | None | None | None | None | 3 days | 3 days | None | None | None | None | None | None | Available via an add on bundle | None | None | 10 days | None | None | 10 days | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Travel Medical Insurance 65+ | None | None | None | None | None | None | None | None | None | None | 3 days to age 75 | 3 days to age 75 | None | None | None | None | None | None | Available via an add on bundle - 14 days up to age 60 | None | None | None | None | None | 3 days to age 75 | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Auto Rental/Loss Damage Insurance | None | None | 31 Days Up to $65,000 MSRP |
None | None | 31 Days Up to $65,000 MSRP |
31 Days Up to $65,000 MSRP |
None | None | None | None | None | None | None | None | 31 Days Up to $65,000 MSRP |
None | None | None | None | None | 31 Days Up to $65,000 MSRP |
None | None | 31 Days Up to $65,000 MSRP |
None | None | None | None | None | 31 Days Up to $65,000 MSRP |
None | None | 31 Days Up to $65,000 MSRP |
None | None | None | None |
| Hotel / Motel Burglary Insurance | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | Available via an add on bundle | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Purchase Protection | 90 Days Up to $60,000 lifetime | 90 Days up to $1,000 per occurrence |
90 Days Up to $50,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $1,000 per occurrence |
120 Days Up to $60,000 lifetime |
120 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $1,000 per occurrence |
90 Days Up to $50,000 lifetime |
90 Days Up to $50,000 lifetime |
90 Days Up to $50,000 lifetime | 90 days Up to $5,000 per occurrence | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | Available via an add on bundle | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $50,000 annually | None | 90 Days Up to $60,000 lifetime | None | None | None | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | None | 90 Days Up to $10,000 per year | None | None | None | None |
| Price Protection | None | None | None | None | None | Yes | Yes | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Extended Warranty Plan | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 2 extra years | Up to 2 extra years | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | None | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Available via an add on bundle | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | None | Up to 1 extra year | None | None | None | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | None | Up to 1 extra year | None | None | None | None |
| Mobile Device Insurance | None | Up to $1,000 | None | None | Up to $500 | None | None | Up to $1,000 | None | Up to $500 | Up to $1,000 | Up to $1,000 | Up to $1,000 | None | None | None | None | Up to $1,000 | Available via an add on bundle | None | None | None | None | None | None | None | None | None | None | None | Up to $1,000 | None | None | None | None | None | None | None |
| Link to Apply | ; | |||||||||||||||||||||||||||||||||||||
This chart was first posted on September 17, 2004 and is updated on a regular basis.
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