Here you can compare all of the Travel Rewards credit cards that are available in the Canadian market. The charts include costs, earn rates, point values, insurance, benefits and more.
Recommendation: Due to the size and detail of these charts they are best viewed on a desktop or tablet.
Mobile Users
If you are using a mobile phone, flip to landscape to better use the search and view the details of the cards. Also clicking the icon will present the results in a list view instead of a chart
Instructions!
Selecting which Credit Cards to Compare
Click on the icon to get a list of the cards which you can select for your comparison
If you only want to compare a couple of cards I recommend unchecking "toggle all" which will clear out all the cards (except for the very first one alphabetically) and then you can select the cards you want to compare (and uncheck the very first if you don't want to have that in your comparison)
View on Full Screen
Click on the icon if you would like to view it as a full screen chart
List View
Click the icon to have the results in a list view instead of a chart
Page Rows
Click the icon to have rows split into pages
While Rewards Canada strives to provide correct and the most up to date information in these charts, changes are inevitable that we may not have been made aware of or have not been able to update by the time you use these charts. We always advise our readers to check the issuer card page for the latest card details. If you do find an error, omission or out of date information in our charts please contact us with the details so that we can update our data as soon as possible.
All Travel Rewards Credit Cards Comparison
| Card | Air France KLM Flying Blue World Elite Mastercard | American Express® Aeroplan®* Card | American Express® Aeroplan®* Reserve Card | American Express Cobalt™ Card | American Express Gold Rewards Card | American Express Green Card | The Platinum Card from American Express | ATB Gold My Rewards Travel Mastercard® | ATB World Elite Mastercard® | BMO AIR MILES®† MasterCard®* | BMO AIR MILES®† World Elite®* MasterCard®* | BMO Ascend™ World Elite®* Mastercard®* | BMO eclipse Visa Infinite* Card | BMO eclipse Visa Infinite Privilege* Card | BMO eclipse rise Visa* Card | CIBC Aeroplan® Visa* Card | CIBC Aeroplan® Visa Infinite* Card | CIBC Aeroplan® Visa Infinite Privilege* Card | CIBC Aventura Gold Visa Card | CIBC Aventura Visa Card | CIBC Aventura Visa Infinite Card | CIBC Aventura Visa Infinite Privilege Card | Desjardins Bonus Visa* | Desjardins Odyssey® Gold Visa* | Desjardins Odyssey® Visa Infinite Privilege* | Desjardins Odyssey® World Elite® Mastercard® | Envision Financial World Mastercard | Marriott Bonvoy American Express Card | MBNA Rewards Platinum Plus® Mastercard® | MBNA Rewards World Elite Mastercard | Meridian Visa Infinite* Travel Rewards Card | Meridian Visa* Platinum Travel Rewards Card | National Bank of Canada Platinum Mastercard | National Bank of Canada World Elite Mastercard | National Bank of Canada World Mastercard | RBC Avion Visa Infinite Card | RBC Avion Visa Infinite Privilege Card | RBC Avion Visa Platinum Card | RBC British Airways Visa Infinite Card | RBC Cathay Pacific Visa Platinum Card | RBC ION+ Visa Card | RBC ION Visa Card | Scotiabank American Express Card | Scotiabank Gold American Express® Card | Scotiabank Passport Visa Infinite Card | Scotiabank Platinum American Express® Card | Scotiabank Scene+ Visa Card | TD® Aeroplan® Visa Infinite* Card | TD® Aeroplan® Visa Infinite Privilege* Card | TD® Aeroplan® Visa Platinum* Credit Card | TD First Class Travel® Visa Infinite* Card | TD Platinum Travel Visa* Card | TD Rewards Visa* Card | Vancity enviro️ Visa* Classic card | Vancity enviro️ Visa* Gold card | Vancity enviro️ Visa Infinite* card | Vancity enviro Visa Infinite Privilege* card | WestJet RBC Mastercard | WestJet RBC World Elite Mastercard |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Card Type | Airline | Airline | Airline | Hybrid | Hybrid | Hybrid | Hybrid | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Airline | Airline | Airline | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Hotel | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Hybrid | Hybrid | Hybrid | Airline | Airline | Hybrid | Hybrid | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Airline | Airline | Airline | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Travel Points | Airline | Airline |
| Annual Fee | $132 | $120 | $599 | $12.99 per month ($155.88/year) | $250 | $0 | $799 | $0 | $120 | $0 | $120 | $150 | $120 | $499 | $0 | $0 | $139 | $599 | $139 | $0 | $139 | $499 | $0 | $110 | $295 members / $395 non-members | $130 | $120 | $120 | $0 | $120 | $99 | $49 | $89 | $150 | $115 | $120 | $399 | $120 | $165 | $120 | $4 per month ($48 annually) | $0 | $0 | $120 | $150 | $399 | $0 | $139 | $599 | $89 | $139 | $89 | $0 | $0 | $99 | $120 | $245 for Vancity members, $395 for non-members | $39 | $119 |
| Limited Time Annual Fee Offer | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0 in the first year | N/A | $0 in the first year | $0 in the first year | $0 in the first year | N/A | N/A | N/A | N/A | N/A | $0 in the first year | $N/A | $0 in the first year | N/A | N/A | N/A | N/A | N/A | $0 in the first year | N/A | N/A | N/A | $0 in the first year | $0 in the first year | N/A | $0 in the first year | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0 in the first year | N/A | N/A | $0 in the first year | N/A | $0 in the first year | $0 in the first year | $0 in the first year | N/A | N/A | N/A | $0 in the first year | N/A | N/A | N/A |
| Additional Card Fee | $50 | $50 with benefits $0 to earn points only | $199 with benefits $0 to earn points only | $0 | $0 for first card, $50 any additional | $0 | $250 ($0 for first two Gold, then $50) |
$0 | $25 | $0 | $50 | $50 | $50 | $99 | $0 | $0 | $50 | $149 | $50 | $0 | $50 | $99 | $0 | $30 | $95 | $40 | $50 | $0 | $0 | $50 for first card, $0 any additional | $30 | $0 | $35 | $50 | $35 | $50 | $99 | $50 | $75 | $50 | $0 | $0 | $0 | $29 | $0 for the first card $50 for additional cards | $99 | $0 | $75 | $199 | $35 | $50 | $35 | $0 | $0 | $0 | $0 for the first card, $50 per additional card | $0 for the first card, $50 per additional card | $19 | $59 |
| Interest Rate | 19.99% Purchase 21.50% Cash Advance | 30% non-revolving | 21.99% Purchase 21.99% Cash Advance | 21.99% Purchase † 21.99% Cash Advance † | 21.99% Purchase 21.99% Cash Advance | 20.99% Purchase † 21.99% Cash Advance † | 30% non-revolving | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 21.90% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 20.99% Purchase † 23.99% Cash Advance † | 20.99% Purchase † 23.99% Cash Advance † | 20.99% Purchase 23.99% Cash Advance | 20.99% Purchase 23.99% Cash Advance | 20.99% Purchase 23.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.9% on Purchase and Cash Advance | 19.9% on Purchase and Cash Advance | 10.9% on Purchase and Cash Advance | 19.9% on Purchase and Cash Advance | 20.99% Purchase | 20.99% Purchase 21.99% Cash Advance | 19.99% Purchase 22.99% balance transfers / 24.99% Cash Advance | 19.99% Purchase 22.99% balance transfers / 24.99% Cash Advance | 19.5% Purchase 21.99% Cash Advance | 19.5% Purchase 21.99% Cash Advance | 20.99% Purchase 22.49% Cash Advance | 20.99% Purchase 22.49% Cash Advance | 20.99% Purchase 22.49% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.5% Purchase 22.99% Cash Advance | 20.5% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 9.99% Purchase 9.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 19.99% Purchase 22.99% Cash Advance | 20.99% Purchase † 22.99% Cash Advance † | 20.99% Purchase † 22.99% Cash Advance † | 19.99% Purchase † 22.99% Cash Advance † | 19.5% | 19.5% | 19.5% | 19.5% | 19.99% Purchase 21.99% Cash Advance | 19.99% Purchase 21.99% Cash Advance |
| Foreign Transaction Fee | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.9% | 2.9% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 0% | 0% | 0% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% |
| Minimum Income Requirements | $80,000 (individual) or $150,000 (household) |
N/A | N/A | N/A | N/A | N/A | N/A | N/A | $80,000 (individual) or $150,000 (household) |
N/A | $80,000 (individual) or $150,000 (household) |
$80,000 (individual) or $150,000 (household) |
$60,000 (individual) or $100,000 (household) |
$150,000 (individual) or $200,000 (household) |
N/A | $15,000 household annual income | $60,000 (individual) or $100,000 (household) |
$150,000 (individual) or $200,000 (household) |
$15,000 household annual income | $15,000 household annual income | $60,000 personal or $100,000 household annual income | $150,000 (individual) or $200,000 (household) |
N/A | N/A | $150,000 (individual) or $200,000 (household) |
$80,000 personal or $150,000 household annual income | $60,000 (individual) or $100,000 (household) |
N/A | N/A | $80,000 (individual) or $150,000 (household) |
$60,000 (individual) or $100,000 (household) |
N/A | N/A | $80,000 (individual) or $150,000 (household) |
$60,000 (individual) or $100,000 (household) |
$60,000 (individual) or $100,000 (household) |
$200,000 (individual or household) | N/A | $60,000 (individual) or $100,000 (household) |
N/A | N/A | N/A | $12,000 | $12,000 | $60,000 personal or $100,000 household annual income | $12,000 | $12,000 | $60,000 personal or $100,000 household annual income | $150,000 (individual) or $200,000 (household) |
N/A | $60,000 personal or $100,000 household annual income | N/A | N/A | N/A | N/A | $60,000 personal or $100,000 household annual income | $150,000 (individual) or $200,000 (household) |
N/A | $80,000 personal or $150,000 household annual income |
| Current Welcome Bonus | 100 XP | 50,000 points | up to 85,000 points | 15,000 points | 60,000 points | 10,000 points | Up to 100,000 points | N/A | 15,000 points | 800 Miles | 2,000 Miles | 60,000 points | 60,000 points | 90,000 points | 20,000 points | 10,000 points | 50,000 points | 110,000 points | 40,000 points | 12,000 points | 40,000 points | 80,000 points | N/A | N/A | N/A | N/A | 15,000 points | Up to 80,000 points | 10,000 points + 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days | 30,000 points | N/A | N/A | N/A | N/A | N/A | 55,000 points | 55,000 points | 55,000 points | 60,000 Avios | 15,000 Asia Miles | 7,000 points | 3,500 points | 7,500 points | 40,000 points | 30,000 points | 60,000 points | 7,500 points | 50,000 points (This offer is not available for residents of Quebec. For Quebec residents, please click here.) |
85,000 points (This offer is not available for residents of Quebec. For Quebec residents, please click here.) |
20,000 points | 135,000 points | 50,000 points | 15,152 points | N/A | 2,500 points | 18,000 points | N/A | $100 | $450 |
| Welcome Bonus Value (When redeemed for travel) |
N/A | $750 or more | $1,275 or more | $150 | $600 to $1,200 or more | $100 to $200 or more | $1,000 to $2,000 or more | N/A | $150 | ~$76 or more | ~$190 or more | $400 | $400 | $600 | $133 | $150 or more | $650 or more | $1,650 or more | $400 or more | $120 or more | $400 or more | $800 or more | N/A | N/A | N/A | N/A | $150 | $800 or more | $100 | $300 | N/A | N/A | N/A | $700 | N/A | $550 or more | $550 or more | $550 or more | $900 or more | $225 or more | ~$40 | ~$20 | $75 | $450 | $300 | $600 | $75 | $750 or more | $1,275 or more | $300 or more | $540 - $675 | $200 | $60 | N/A | $25 | $180 | N/A | $100 | $450 |
| Renewal or Additional Bonus | 30 XP Annually | 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card | 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card | 5,000 bonus points for approved referrals to the card (up to 75,000 points annually) | 7,500 bonus points for approved referrals to the card (up to 112,500 points annually) | N/A | 10,000 bonus points for approved referrals to the card (up to 225,000 points annually) | N/A | N/A | N/A | 25% discount on one worldwide AIR MILES flight redemption during the calendar year. | N/A | 10% extra points when you add an authorized user to your account | 25% extra points when you add an authorized user to your account | 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months | N/A | 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card | 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Annual Free Night Award (up to 35,000 points) to use at eligible hotels and resorts worldwide | 10% extra points awarded on your birthday for your spending over the previous 12 months (Capped at 10,000 points) | 10% extra points awarded on your birthday for your spending over the previous 12 months (Capped at 15,000 points) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10,000 points if you spend $40,000 annually | N/A | N/A | 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card | 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card | N/A | 10% extra points awarded on your birthday for your spending over the previous 12 months (Capped at 10,000 points) | N/A | N/A | N/A | 3,500 points on your card anniversary every year | N/A | N/A | N/A | Receive a Status Lift of $500 in tier qualifying spend for every $15,000 in everyday purchases on your WestJet RBC World Elite Mastercard.1 You can earn three lifts each qualifying year (January 1 – December 31) for a total of $1,500 in tier qualifying spend. |
| Travel Purchases Earn Rate | 1 mile dollar spent + 5 extra miles per Euro spent on Air France KLM flights | 2 points per dollar spent with Air Canada otherwise 1 point per dollar spent |
3 points per dollar spent with Air Canada otherwise 1.25 points per dollar spent |
2 points per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 5 points per dollar spent^ | 1 point per dollar spent | 5 points per dollar spent^ | 1 point per $2 spent | 1 point per dollar spent with Air Canada otherwise 1 point per $1.50 spent |
1.5 points per dollar spent with Air Canada otherwise 1 point per dollar spent |
2 points per dollar spent with Air Canada otherwise 1.5 points per dollar spent |
2 points per dollar spent via CIBC Rewards Centre otherwise 1 point per dollar | 1 point per dollar spent via CIBC Rewards Centre otherwise 0.5 points per dollar | 2 points per dollar spent via CIBC Rewards Centre otherwise 1 point per dollar | 3 points per dollar spent via CIBC Rewards Centre otherwise 1.25 points per dollar | 0.5% back in BONUS DOLLARS | 1% back in BONUS DOLLARS | 3% back in BONUS DOLLARS | 1.5% back in BONUS DOLLARS | 1 point per dollar spent | 5 points per dollar spent at Marriott properties worldwide other 2 points per dollar | 1 point per dollar spent | 1 point per dollar spent | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1,5 points per dolllar spent via À la carte travel otherwise 1 point per $1.50 spent | 2 points per dolllar spent via À la carte travel otherwise 1 point per dollar spent | 1.25 to 2 points per dolllar spent ^ | 1.25 points per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 2 Avios per dollar spent with British Airways otherwise 1 Avios per dollar spent |
2 Asia MIles per dollar spent with Cathay Pacific otherwise 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1.5 points per dollar spent with Air Canada otherwise 1 point per dollar spent |
2 points per dollar spent with Air Canada otherwise 1.5 points per dollar spent |
1 point per dollar spent with Air Canada otherwise 1 point per $1.50 spent |
8 points per dollar spent (ExpediaForTD only) 2 points per dollar spent (all other travel) |
6 points per dollar spent (ExpediaForTD only) 1.5 points per dollar spent (all other travel) |
4 points per dollar spent (ExpediaForTD only) 1 point per dollar spent (all other travel) |
1 point per dollar spent via Vancity Rewards otherwise 0.5 points per dollar spent | 2 points per dollar spent via Vancity Rewards otherwise 1 point per dollar spent | 2 points per dollar spent via Vancity Rewards otherwise 1.25 points per dollar spent | 2 points per dollar spent via Vancity Rewards otherwise 1.25 points per dollar spent | 1.5% back per dollar spent with WestJet 1% back per dollar spent (all other travel) |
2% back per dollar spent with WestJet 1.5% back per dollar spent (all other travel) |
| Grocery Purchases Earn Rate | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 5 points per dollar spent ^ |
2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 2 Miles per $25 spent | 2 Miles per $12 spent | 1 point per dollar spent | 5 points per dollar spent^ | 5 points per dollar spent^ | 5 points per $2 spent^ | 1 point per dollar spent | 1.5 points per dollar spent | 1.5 points per dollar spent | 1.5 points per dollar spent^ | 1 point per dollar spent | 1.5 points per dollar spent^ | 2 points per dollar spent^ | 0.5% back in BONUS DOLLARS | 1% back in BONUS DOLLARS | 3% back in BONUS DOLLARS | 3% back in BONUS DOLLARS | 3 points per dollar spent | 2 points per dollar spent | 2 points per dollar spent^ | 5 points per dollar spent ^ |
3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
2 points per dollar ^ | 5 points per dollar up to the monthly cap ^ then 2 points per dollar | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent |
1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 3 points per dollar spent | 1.5 points per dollar spent | 3 points per dollar at Sobeys, Safeway, etc. 2 points per dollar spent at all other grocery stores ^ |
6 points per dollar at Sobeys, Safeway, etc. 5 points per dollar spent at all other grocery stores (in Canada only) ^ |
3 points per dollar at Sobeys, Safeway, etc. 2 points per dollar spent at all other grocery stores |
2 points per dollar spent | 2 points per dollar at Sobeys, Safeway, etc. 1 points per dollar spent at all other grocery stores ^ |
1.5 points per dollar spent | 1.5 points per dollar spent | 1 point per dollar spent | 6 points per dollar spent | 4.5 points per dollar spent | 3 points per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 2.5 points per dollar spent | 3 points per dollar spent | 1% back per dollar spent | 1.5% back per dollar spent |
| Dining / Food Delivery Purchases Earn Rate | 2 miles per dollar spent | 1.5 points per dollar spent | 2 points per dollar spent | 5 points per dollar spent ^ |
1 point per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 3 points per dollar spent^ | 5 points per dollar spent^ | 5 points per dollar spent^ | 5 points per $2 spent^ | 1 point per $1.50 spent | 1 point per dollar spent | 1.5 points per dollar spent | 1 point per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 2 points per dollar spent^ | 2% back in BONUS DOLLARS | 2% back in BONUS DOLLARS | 4% back in BONUS DOLLARS | 2% back in BONUS DOLLARS | 2 points per dollar spent | 2 points per dollar spent | 2 points per dollar spent^ | 5 points per dollar spent ^ |
3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
2 points per dollar ^ | 5 points per dollar up to the monthly cap ^ then 2 points per dollar | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent |
1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 3 points per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 5 points per dollar spent (in Canada only)^ | 2 points per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1.5 points per dollar spent | 1 point per $1.50 spent | 6 points per dollar spent | 4.5 points per dollar spent | 3 points per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent (10 points per dollar at select local businesses) | 1.5 points per dollar spent (10 points per dollar at select local businesses) | 1% back per dollar spent spent | 1.5% back per dollar spent |
| Entertainment Purchases Earn Rate | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 3 points per dollar spent^ | 1 point per dollar spent | 1 point per dollar spent | 1 point per $2 spent | 1 point per $1.50 spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 2 points per dollar spent^ | 2% back in BONUS DOLLARS | 2% back in BONUS DOLLARS | 4% back in BONUS DOLLARS | 2% back in BONUS DOLLARS | 2 points per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1 point per $1.50 spent | 1 point per dollar spent | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 1 point per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 5 points per dollar spent (in Canada only)^ | 2 points per dollar spent | 2 points per dollar spent | 2 points per dollar spent with Cineplex otherwise 1 point per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per $1.50 spent | 2 points per dollar spent | 1.5 points per dollar spent | 1 point per dollar | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1.5 points per dollar spent | 1% back per dollar spent | 1.5% back per dollar spent |
| Gas & Transit** Purchases Earn Rate (** May include ride share, taxi, etc.) |
1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 2 points per dollar spent | 2 points per dollar spent (Gas only) | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 1 point per dollar spent | 5 points per dollar spent^ | 5 points per dollar spent^ (Gas only) | 1 point per $2 spent | 1 point per dollar spent (Gas only) | 1.5 points per dollar spent (Gas only) | 1.5 points per dollar spent (Gas only) | 1.5 points per dollar spent^ (Gas only) |
1 point per dollar spent (Gas only) |
1.5 points per dollar spent^ (Gas only) |
2 points per dollar spent^ | 2% back in BONUS DOLLARS (Alternative Transportaion only) | 2% back in BONUS DOLLARS (Alternative Transportaion only) | 4% back in BONUS DOLLARS (Alternative Transportaion only) | 2% back in BONUS DOLLARS (Alternative Transportaion only) | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1.5 points per dolllar spent (Gas and EV Charging only) | 2 points per dolllar spent (EV Charging only) otherwise 1 point per dollar | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 3 points per dollar spent | 1.5 points per dollar spent | 2 points per dollar spent | 3 points per dollar spent (in Canada only) ^ | 2 points per dollar spent (Transit Only) | 2 points per dollar spent | 1 point per dollar spent | 1.5 points per dollar spent (Gas only) | 1.5 points per dollar spent (Gas only) | 1 point per dollar spent (Gas only) | 2 points per dollar spent | 1.5 points per dollar spent | 1 point per dollar | 0.5 points per dollar spent | 1 point per dollar spent | 5 points per dollar spent on public transit & ferries otherwise 1.25 points per dollar spent | 5 points per dollar spent on public transit & ferries otherwise 1.5 points per dollar spent | 1% back per dollar spent | 1.5% back per dollar spent |
| Drug Store Purchases Earn Rate | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 1 point per dollar spent | 1 point per dollar spent | 5 points per dollar spent^ | 1 point per $2 spent | 1 point per $1.50 spent | 1 point per dollar spent | 1.25 points per dollar spent | 1.5 points per dollar spent^ | 1 point per dollar spent | 1.5 points per dollar spent^ | 1.25 points per dollar spent | 0.5% back in BONUS DOLLARS | 1% back in BONUS DOLLARS | 1.75% back in BONUS DOLLARS | 1.5% back in BONUS DOLLARS | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1 point per $1.50 spent | 1 point per dollar spent | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per $1.50 spent | 2 points per dollar spent | 1.5 points per dollar spent | 1 point per dollar | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent (10 points per dollar at select local businesses) | 1.5 points per dollar spent (10 points per dollar at select local businesses) | 1% back per dollar spent | 1.5% back per dollar spent |
| Streaming Services | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 3 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 3 points per dollar spent^ (if considered a recurring bill) otherwise 1 point per dollar | 1 point per dollar spent | 1 point per dollar spent | 1 point per $2 spent | 1 point per $1.50 spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 2% back in BONUS DOLLARS (on pre-authorized purchases) otherwise 0.5% | 2% back in BONUS DOLLARS (on pre-authorized purchases) otherwise 1% | 1.75% back in BONUS DOLLARS | 1.5% back in BONUS DOLLARS | 1 point per dollar spent | 2 points per dollar spent | 2 points per dollar spent^ | 5 points per dollar spent ^ | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1.5 points per dolllar spent on recurring bills otherwise 1 point per $1.50 spent | 2 points per dolllar spent on recurring bills otherwise 1 point per dollar spent | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 3 points per dollar spent | 1.5 points per dollar spent | 2 points per dollar spent | 3 points per dollar spent (in Canada only) | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per $1.50 spent | 4 points per dollar spent (if considered a recurring bill) otherwise 2 points per dollar | 3 points per dollar spent (if considered a recurring bill) otherwise 1.5 points per dollar | 2 points per dollar spent (if considered a recurring bill) otherwise 1 point per dollar | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1.5 points per dollar spent | 1% back per dollar spent | 1.5% back per dollar spent |
| Other Digital Media, Membership & Household Utility Purchases Earn Rate | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 3 points per dollar spent^ (if considered a recurring bill) otherwise 1 point per dollar | 1 point per dollar spent | 1 point per dollar spent | 5 points per $2 spent^ on recurring bills otherwise 1 point per $2 spent | 1 point per $1.50 spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 2% back in BONUS DOLLARS (on pre-authorized purchases) otherwise 0.5% | 2% back in BONUS DOLLARS (on pre-authorized purchases) otherwise 1% | 1.75% back in BONUS DOLLARS | 1.5% back in BONUS DOLLARS | 1 point per dollar spent | 2 points per dollar spent | 2 points per dollar spent^ | 5 points per dollar spent ^ | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1.5 points per dolllar spent on recurring bills otherwise 1 point per $1.50 spent | 2 points per dolllar spent on recurring bills otherwise 1 point per dollar spent | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 3 points per dollar spent (Digital memberships only) | 1.5 points per dollar spent (Digital memberships only) | 1 point per dollar spent | 3 points per dollar spent (in Canada only) | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per $1.50 spent | 4 points per dollar spent (if considered a recurring bill) otherwise 2 points per dollar | 3 points per dollar spent (if considered a recurring bill) otherwise 1.5 points per dollar | 2 points per dollar spent (if considered a recurring bill) otherwise 1 point per dollar | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent (10 points per dollar at select local businesses) | 1.5 points per dollar spent (10 points per dollar at select local businesses) | 1% back per dollar spent | 1.5% back per dollar spent |
| Other Recurring Bills that are not part of the two rows above | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 1 Mile per $25 spent | 1 Mile per $12 spent | 3 points per dollar spent^ | 1 point per dollar spent | 1 point per dollar spent | 5 points per $2 spent^ on recurring bills otherwise 1 point per $2 spent | 1 point per $1.50 spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 2% back in BONUS DOLLARS (on pre-authorized purchases) otherwise 0.5% | 2% back in BONUS DOLLARS (on pre-authorized purchases) otherwise 1% | 1.75% back in BONUS DOLLARS | 1.5% back in BONUS DOLLARS | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1.5 points per dolllar spent | 2 points per dolllar spent | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per $1.50 spent | 4 points per dollar spent | 3 points per dollar spent | 2 points per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent (10 points per dollar at select local businesses) | 1.5 points per dollar spent (10 points per dollar at select local businesses) | 1% back per dollar spent | 1.5% back per dollar spent |
| All Other Purchases Earn Rate | 1 mile per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 10 points per dollar spent | 1.5 points per dollar spent | 3 Miles per $25 spent at AIR MILES partners otherwise 1 Mile per $25 spent |
3 Miles per $12 spent at AIR MILES partners otherwise 1 Mile per $12 spent |
1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per $2 spent | 1 point per $1.50 spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 0.5% back in BONUS DOLLARS | 1% back in BONUS DOLLARS | 1.75% back in BONUS DOLLARS | 1.5% back in BONUS DOLLARS | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 3 points for every $2 spent or 6 points for every $2 spent if in a foreign currency |
1 point for every $1 spent or 2 points for every $1 spent if in a foreign currency |
1 point per $1.50 spent | 1 point per dollar spent | 1.25 to 2 points per dolllar spent ^ | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per dollar spent | 1 Avios per dollar spent | 1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency) | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 2 points per dollar spent | 1 point per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent | 1 point per $1.50 spent | 2 points per dollar spent | 1.5 points per dollar spent | 1 point per dollar | 0.5 points per dollar spent | 1 point per dollar spent | 1.25 points per dollar spent (10 points per dollar at select local businesses) | 1.5 points per dollar spent (10 points per dollar at select local businesses) | 1% back per dollar spent | 1.5% back per dollar spent |
| ^ Annual cap on bonus category spending | N/A | N/A | N/A | $30,000 for eats and drinks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $15,000 on travel $10,000 each for dining, entertainment & recurring bills |
$50,000 for accelerated categories | $100,000 for accelerated categories | $5,000 for each accelerated categories | $40,000 in gross annual spending across all categories | $80,000 in gross annual spending across all categories | $100,000 in gross annual spending across all categories | $80,000 in gross annual spending across all categories | $6,000 in gross annual spending across all categories | $80,000 in gross annual spending across all categories | $200,000 in gross annual spending across all categories | N/A | N/A | N/A | N/A | $20,000 on groceries $15,000 on dining & entertainment | N/A | $10,000 per category ($50,000 in total) | $50,000 per category ($250,000 in total) | N/A | N/A | $1,000 in gross monthly spending across all categories | $2,500 in gross monthly spending across all categories | $0 to $20 000 = 1.25 points per dollar in purchases $20 001 to $30 000 = 2 points per dollar in purchases $30 001 and more = 1.25 points per dollar in purchases |
N/A | N/A | N/A | N/A | N/A | N/A | N/A | $50,000 in spending in accelerated categories | $50,000 in spending in accelerated categories | $50,000 in spending in accelerated categories | N/A | N/A | $80,000 in gross annual spending across all categories | $100,000 in annual spending across accelerated categories | $80,000 in annual spending across accelerated categories | $25,000 in annual spending across accelerated categories | $15,000 in annual spending across accelerated categories | $5,000 in annual spending across accelerated categories | N/A | N/A | N/A | N/A | N/A | N/A |
| Value of points per $1 spent when redeemed for travel | 1.5 cents to 10+ cents | 1.5 to 3 cents |
1.875 to 4.5 cents |
1 to 5 cents (1.5 to 10 cents when using Fixed Points for Travel) |
1 to 2 cents (1.5 to 4 cents when using Fixed Points for Travel) |
1 cent (1.5 to 2 cents when using Fixed Points for Travel) |
1 to 2 cents (1.5 to 4 cents when using Fixed Points for Travel) |
1 cent | 1.5 cents | ~0.38 to 1.14 cents | ~0.79 to 2.4 cents | 0.67 to 3.34 cents | 0.667 to 3.33 cents | 0.667 to 3.33 cents | 0.33 to 1.67 cents | 1 to 1.5 cents or more | 1.5 cents to 2.25 cents or more | 1.875 cents to 3 cents or more | 1 to 2 cents (Aventura chart value: up to 4 cents) |
0.5 to 1 cent (Aventura chart value: up to 2 cents) |
1 to 2 cents (Aventura chart value: up to 4 cents) |
1.25 to 3 cents (Aventura chart value: up to 6 cents) |
0.5 cents to 2 cents | 1 cent to 2 cents | 1.75 cents to 4 cents | 1.5 cents to 3 cents | 1 cent to 3 cents | 2 to 5 cents | 1 to 4 cents (1.1 to 4.4 cents with the Birthday Bonus) |
1 to 5 cents (1.1 to 5.5 cents with the Birthday Bonus) |
1.5 to 3 cents | 1 to 2 cents | 0.67 cents to 2 cents | 1 to 5 cents | 1.25 to 2 cents | 1 to 1.25 cents | 1.25 cents | 1 cent | 1.5 cents to 3 cents or more | 1.5 cents to 3 cents or more | 0.58 cents to 1.74 cents | 0.58 cents to 0.87 cents | 1 to 3 cents | 1 to 6 cents | 1 to 3 cents | 2 cents | 1 to 2 cents | 1.5 cents to 2.25 cents or more | 1.875 cents to 3 cents or more | 1 to 1.5 cents or more | Expedia for TD travel bookings: 1 to 4 cents (1.1 to 4.4 cents with birthday bonus) Any other travel bookings: 0.8 to 3.2 cents (0.88 to 3.52 cents with birthday bonus) |
Expedia for TD travel bookings: 0.75 to 3 cents Any other travel bookings: 0.6 to 2.4 cents |
Expedia for TD travel bookings: 0.5 to 2 cents Any other travel bookings: 0.4 to 1.6 cents |
0.5% to 1% | 1% to 2% | 1.25% to 5% (10% for the select local businesses) | 1.5% to 5% (10% for the select local businesses) | 1% to 1.5% | 1.5% to 2% |
| Miles/Points deposited to | Air France KLM Flying Blue | Air Canada Aeroplan | Air Canada Aeroplan | Membership Rewards | Membership Rewards | Membership Rewards | Membership Rewards | ATB My Rewards | ATB My Rewards | AIR MILES | AIR MILES | BMO Rewards | BMO Rewards | BMO Rewards | BMO Rewards | Air Canada Aeroplan | Air Canada Aeroplan | Air Canada Aeroplan | CIBC Rewards | CIBC Rewards | CIBC Rewards | CIBC Rewards | BONUS DOLLARS Rewards | BONUS DOLLARS Rewards | BONUS DOLLARS Rewards | BONUS DOLLARS Rewards | Flex Rewards | Marriott Bonvoy | MBNA Rewards | MBNA Rewards | Meridian Rewards | Meridian Rewards | À la carte Rewards | À la carte Rewards | À la carte Rewards | Avion Rewards | Avion Rewards | Avion Rewards | British Airways Executive Club | Cathay Pacific Asia Miles | Avion Rewards | Avion Rewards | Scene+ | Scene+ | Scene+ | Scene+ | Scene+ | Air Canada Aeroplan | Air Canada Aeroplan | Air Canada Aeroplan | TD Rewards | TD Rewards | TD Rewards | Vancity Rewards | Vancity Rewards | Vancity Rewards | Vancity Rewards | WestJet Rewards | WestJet Rewards |
| Travel Redemption Rate | Varies | Varies | Varies | 1,000 points = $10 for any travel booked with any travel provider or a 1.5% to 10% return for travel booked via Amex's Fixed Points for Travel program |
1,000 points = $10 for any travel booked with any travel provider or a 1.5% to 2% return for travel booked via Amex's Fixed Points for Travel program |
1,000 points = $10 for any travel booked with any travel provider or a 1.5% to 2% return for travel booked via Amex's Fixed Points for Travel program |
1,000 points = $10 for any travel booked with any travel provider or a 1.5% to 6% return for travel booked via Amex's Fixed Points for Travel program |
10,000 points = $10 | 1,000 points = $10 | Varies | Varies | 150 points = $1 | 150 points = $1 | 150 points = $1 | 150 points = $1 | Varies | Varies | Varies | 1,000 points = $10 for any travel booked with CIBC Rewards or up to a 4% return for travel booked via the Aventura Flight Rewards Chart |
1,000 points = $10 for any travel booked with CIBC Rewards or up to a 2% return for travel booked via the Aventura Flight Rewards Chart |
1,000 points = $10 for any travel booked with CIBC Rewards or up to a 4% return for travel booked via the Aventura Flight Rewards Chart |
1,000 points = $10 for any travel booked with CIBC Rewards or up to a 6% return for travel booked via the Aventura Flight Rewards Chart |
1 BONUS DOLLAR = $1 | 1 BONUS DOLLAR = $1 | 1 BONUS DOLLAR = $1 | 1 BONUS DOLLAR = $1 | 1,000 points = $10 | Varies | 100 points = $1 | 100 points = $1 | 100 points = $1 | 100 points = $1 | 100 points = $1 | 100 points = $1 | 100 points = $1 | 1,000 points = $10 for any travel booked with Avion Rewards Travel or up to a 2.91% return for travel booked via the Avion Air Travel Redemption Schedule |
1,000 points = $10 for any travel booked with Avion Rewards Travel or up to a 2.91% return for travel booked via the Avion Air Travel Redemption Schedule |
1,000 points = $10 for any travel booked with Avion Rewards Travel or up to a 2.33% return for travel booked via the Avion Air Travel Redemption Schedule |
Varies | Varies | 172 points = $1 for any travel booked with Avion Rewards Travel |
172 points = $1 for any travel booked with Avion Rewards Travel |
1,000 points = $10 (minimum redemption is 100 points) |
1,000 points = $10 (minimum redemption is 100 points) |
1,000 points = $10 (minimum redemption is 100 points) |
1,000 points = $10 (minimum redemption is 100 points) |
1,000 points = $10 (minimum redemption is 100 points) |
Varies | Varies | Varies | 1,000 points = $4 (Any travel redemption) 1,000 points = $5 (ExpediaForTD redemption) |
1,000 points = $4 (Any travel redemption) 1,000 points = $5 (ExpediaForTD redemption) |
1,000 points = $4 (Any travel redemption) 1,000 points = $5 (ExpediaForTD redemption) |
100 points = $1 | 100 points = $1 | 100 points = $1 | 100 points = $1 | 1% to 1.5% | 1.5% to 2% |
| Exchange Options | N/A | N/A | N/A | Convert points to: 6 airline programs and 2 hotel programs |
Convert points to: 6 airline programs and 2 hotel programs |
Convert points to: 6 airline programs and 2 hotel programs |
Convert points to: 6 airline programs and 2 hotel programs |
N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Convert points to: 40+ airline programs |
N/A | N/A | N/A | N/A | N/A | N/A | N/A | Convert points to: 4 airline programs and Hudson's Bay Rewards |
Convert points to: 4 airline programs and Hudson's Bay Rewards |
Convert points to: 4 airline programs and Hudson's Bay Rewards |
Transfer to other Avios airlines (Aer Lingus, Iberia, Qatar Airways) | N/A | Transfer to WestJet Rewards | Transfer to WestJet Rewards | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash Back Redemption Rate | N/A | N/A | N/A | 1,000 points = $10 statement credit | 1,000 points = $10 statement credit | 1,000 points = $10 statement credit | 1,000 points = $10 statement credit | 10,000 points = $10 statement credit | 1,000 points = $10 statement credit | 95 Miles = $10 if you choose to earn Cash Miles | 95 Miles = $10 if you choose to earn Cash Miles | 200 points = $1 statement credit | 200 points = $1 statement credit | 200 points = $1 statement credit | 200 points = $1 statement credit | N/A | N/A | N/A | 4,000 points = $25 statement credit | 4,000 points = $25 statement credit | 4,000 points = $25 statement credit | 4,000 points = $25 statement credit | N/A | N/A | 1 BONUS DOLLAR = $1 | N/A | Unknown | N/A | 200 points = $1 statement credit | 120 points = $1 statement credit | 100 points = $1 | 100 points = $1 | 6,250 points = $25 12,500 points = $50 25,000 points = $100 125,000 points = $500 250,000 points = $1,000 |
6,250 points = $25 12,500 points = $50 25,000 points = $100 125,000 points = $500 250,000 points = $1,000 |
6,250 points = $25 12,500 points = $50 25,000 points = $100 125,000 points = $500 250,000 points = $1,000 |
17,200 points = $100 statement credit | 17,200 points = $100 statement credit | 17,200 points = $100 statement credit | N/A | N/A | 172 points = $1 | 172 points = $1 | 3,000 points = $20 statement credit 4,500 points = $30 statement credit 7,500 points = $50 statement credit 11,000 points = $75 statement credit 14,500 points = $100 statement credit 21,500 points = $150 statement credit 43,000 points = $300 statement credit 71,500 points = $500 statement credit |
3,000 points = $20 statement credit 4,500 points = $30 statement credit 7,500 points = $50 statement credit 11,000 points = $75 statement credit 14,500 points = $100 statement credit 21,500 points = $150 statement credit 43,000 points = $300 statement credit 71,500 points = $500 statement credit |
3,000 points = $20 statement credit 4,500 points = $30 statement credit 7,500 points = $50 statement credit 11,000 points = $75 statement credit 14,500 points = $100 statement credit 21,500 points = $150 statement credit 43,000 points = $300 statement credit 71,500 points = $500 statement credit |
3,000 points = $20 statement credit 4,500 points = $30 statement credit 7,500 points = $50 statement credit 11,000 points = $75 statement credit 14,500 points = $100 statement credit 21,500 points = $150 statement credit 43,000 points = $300 statement credit 71,500 points = $500 statement credit |
3,000 points = $20 statement credit 4,500 points = $30 statement credit 7,500 points = $50 statement credit 11,000 points = $75 statement credit 14,500 points = $100 statement credit 21,500 points = $150 statement credit 43,000 points = $300 statement credit 71,500 points = $500 statement credit |
N/A | N/A | N/A | 400 points = $1 statement credit | 400 points = $1 statement credit | 400 points = $1 statement credit | 100 points = $1 | 100 points = $1 | 100 points = $1 | 100 points = $1 | N/A | N/A |
| Value of points per $1 spent for cash back redemptions | N/A | N/A | N/A | 1% to 5% | 1% to 2% | 1% | 1% to 3% | 1% | 1.5% | 0.42% to 1.26% | 0.88% to 2.63% | 0.5% to 2.5% | 0.5% to 2.5% | 0.5% to 2.5% | 0.25% to 1.25% | N/A | N/A | N/A | 0.69% to 1.25% | 0.35% to 0.7% | 0.69% to 1.25% | 0.86% to 2.07% | N/A | N/A | 1.75% to 4% | N/A | Unknown | N/A | 0.5% to 1% | 0.83% to 4.15% | 1.5% to 3% | 1% to 2% | 0.27% to 0.8% | 0.4% to 2% | 0.5% to 0.8% | 0.58% to 0.73% | 0.73% | 0.58% | N/A | N/A | 0.58 cents to 1.74 cents | 0.58 cents to 0.87 cents | 0.67% to 2.1% | 0.67% to 4.2% | 0.67% to 4.2% | 1.34% to 1.4% | 0.67% to 1.4% | N/A | N/A | N/A | 0.75% to 2.25% (0.825 to 2.48% with birthday bonus) |
0.38% to 1.5% | 0.25% to 1% | 0.5% to 1% | 1% to 2% | 1.25% to 5% (10% for the select local businesses) | 1.5% to 5% (10% for the select local businesses) | N/A | N/A |
| Annual Credit | N/A | N/A | NEXUS Credit:$100 every 48 months | N/A | $100 Annual Travel Credit NEXUS Credit: $50 every 48 months |
N/A | $200 Annual Travel Credit $200 Annual dining credit NEXUS Credit:$100 every 48 months |
N/A | N/A | N/A | N/A | N/A | $50 annual lifestyle credit | $200 annual lifestyle credit | N/A | N/A | N/A | NEXUS Credit:Up to $50 every 48 months | N/A | N/A | N/A | $200 annual travel credit 2 each NEXUS Credits every 4 years |
N/A | N/A | N/A | N/A | N/A | 15 elite nights credited each year | N/A | N/A | N/A | N/A | N/A | $150 towards travel fees | N/A | N/A | N/A | N/A | 10% off British Airways flights when you book and pay with your card | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | NEXUS Credit: Up to $100 every 48 months | NEXUS Credit: Up to $125 every 48 months | N/A | $100 (Towards select travel bookings of $500 or more with Expedia for TD) |
N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Annual Companion Voucher | No | No | One Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date | No | No | No | No | No | No | No | No | No | No | No | No | N/A | N/A | One Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Earn a companion award voucher when you spend $30,000 CAD annually | No | No | No | No | No | No | No | No | No | One Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date | No | No | No | No | No | No | No | No | Yes Travel to Canada and the Continental US for $199 CAD |
Yes Travel to Canada and the Continental US for $119 CAD Travel to the rest of the WestJet network for $399 CAD |
| Airport Lounge Access Membership | Yes | No | Yes | No | Yes | No | Yes | No | Yes | No | Yes | Yes | No | Yes | No | N/A | N/A | Yes | Yes | No | Yes | Yes | No | No | Yes | Yes | Yes | No | No | Yes | No | No | No | Yes | Yes | No | Yes | No | No | No | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | No | Yes | Yes | No | Yes |
| Airport Lounge Access Annual Passes | 0 | 0 | Unlimted for Maple Leaf Lounges in North America | 0 | 4 | 0 | Unlimited | 0 | 0 | 0 | 0 | 4 | 0 | 6 | 0 | 0 | 0 | Unlimted for Maple Leaf Lounges in North America plus 6 passes for other lounges |
4 | 0 | 4 | 6 | 0 | 0 | 12 (For Desjardins Odyssey Lounge at Montréal-Trudeau Airport only) | 8 (For Desjardins Odyssey Lounge at Montréal-Trudeau Airport only) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unlimited for National Bank Lounge at Montréal-Trudeau Airport | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 10 | 0 | 0 | Unlimted for Maple Leaf Lounges in North America plus 6 passes for other lounges |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 |
| Free Global Wi-Fi | Yes | No | No | No | No | No | No | No | Yes | No | Yes | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
| Common Carrier Travel Accident Insurance | $150,000 | $500,000 | $500,000 | $250,000 | $500,000 | None | $500,000 | $200,000 | $500,000 | None | $500,000 | $500,000 | $500,000 | $500,000 | N/A | $100,000 | $500,000 | $500,000 | $500,000 | $100,000 | $500,000 | $500,000 | None | None | None | None | None | $500,000 | None | $1,000,000 | $1,000,000 | $500,000 | None | None | None | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | None | None | None | $500,000 | $500,000 | $500,000 | None | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | None | $200,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 |
| Flight Delay Insurance | 4 hours $500 per person $1,000 in total |
4 hours $500 in total |
4 hours up to $1,000 total |
4 hours $500 in total |
4 hours $500 in total |
None | 4 hours $1,000 per person |
4 hours $250 per day $500 in total |
4 hours $250 per day $500 in total |
None | 6 hours $500 in total |
6 hours $500 in total |
None | 4 hours $1,000 in total |
None | None | 4 hours up to $500 total |
4 hours $500 per person Max $1,000 per occurence |
4 hours $500 in total |
None | 4 hours $500 in total |
4 hours $500 per person / $1,000 in total |
None | None | None | None | None | 4 hours $500 in total |
None | 4 hours up to $500 per person |
None | None | 4 hours up to $500 per person |
4 hours up to $500 per person |
4 hours up to $500 per person |
4 hours $250 per person / $500 in total |
4 hours $500 per person / $1,000 in total |
4 hours $250 per person / $500 in total |
4 hours $250 per person / $500 in total |
4 hours $250 per person / $500 in total |
None | None | None | 4 hours $500 in total |
4 hours $500 per person |
4 hours $1,000 per person |
None | 4 hours up to $500 per person |
4 hours up to $1,000 in total |
4 hours up to $500 per person |
4 hours up to $500 per person |
4 hours up to $500 per person |
None | None | None | 4 hours up to $500 per person |
4 hours up $1,000 per person |
4 hours up to $500 per person |
4 hours up to $500 per person |
| Delayed Baggage Insurance | 6 hours $500 per person $1,000 in total |
6 hours $500 in total |
6 hours $1,000 in total |
6 hours $500 in total |
6 hours $500 in total |
None | 6 hours $1,000 per person |
4 hours $250 per day $500 in total |
4 hours $250 per day $500 in total |
None | 12 hours $200 per trip |
12 hours $200 per trip |
None | 4 hours $1,000 in total |
None | None | 6 hours $500 per person Max $1,000 per occurence |
6 hours $500 per person Max $1,000 per occurence |
6 hours $500 per person / $1,000 in total |
None | 6 hours $500 per person / $1,000 in total |
6 hours $500 per person / $1,000 in total |
6 hours $500 per person |
6 hours $500 per person |
4 hours $1,000 per person |
6 hours $500 per person |
6 hours $500 in total |
6 hours $500 in total |
None | 4 hours up to $1,000 per person |
6 hours up to $500 per person |
6 hours up to $500 per person |
6 hours up to $500 per person |
6 hours up to $500 per person |
6 hours up to $500 per person |
4 hours $500 per person / $2,500 in total |
4 hours $750 per person / $3,000 in total |
4 hours $500 per person / $2,500 in total |
4 hours $500 per person / $2,500 in total |
4 hours $500 per person / $2,500 in total |
None | None | None | 4 hours $1,000 in total |
4 hours $1,000 in total |
4 hours $1,000 in total |
None | 6 hours up to $1,000 per person |
4 hours up to $1,000 per person |
6 hours up to $1,000 per person |
6 hours up to $1,000 per person |
6 hours up to $1,000 per person |
None | None | 4 or 6 hours (they list both) and actual coverage is not specified | 4 hours up to $500 total |
4 hours up to $1,000 total |
4 hours up to $500 per person |
4 hours up to $500 per person |
| Lost / Stolen Baggage Insurance | $1,000 per person $2,000 in total | $500 in total | $1,000 in total | $500 in total | $500 in total | None | up to $1,000 | None | up to $1,000 in total | None | up to $750 per person / $2,000 max per trip | up to $750 per person / $2,000 max per trip | None | $1,000 per person / $2,500 in total | None | None | Up to $500 per person Max $1,000 per occurence |
Up to $1,000 per person Max $2,500 per occurence |
$500 per person / $1,000 in total | None | $500 per person / $1,000 in total | $1,000 per person / $2,500 in total | up to $500 per person (max trip length 3 days) | up to $1,000 per person | up to $2,500 per person | up to $1,000 per person | up to $1,000 total | $500 in total | None | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | $500 per person / $2,500 in total | Up to $2,500 in total | $500 per person / $2,500 in total | $500 per person / $2,500 in total | $500 per person / $2,500 in total | None | None | None | $1,000 in total | $1,000 in total | $1,000 in total | None | Up to $1,000 per person | Up to $2,500 per person |
Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | None | None | up to $1,000 per person | up to $1,000 per person | up to $2,500 per person | None | None |
| Damaged Baggage Insurance | $1,000 per person $2,000 in total | $500 in total | $1,000 in total | $500 in total | $500 in total | None | up to $1,000 | None | None | None | up to $750 per person / $2,000 max per trip | up to $750 per person / $2,000 max per trip | None | $1,000 per person / $2,500 in total | None | None | Up to $500 per person Max $1,000 per occurence |
up to $1,000 per person Max $2,500 per occurence |
$500 per person / $1,000 in total | None | $500 per person / $1,000 in total | $1,000 per person / $2,500 in total | up to $500 per person (max trip length 3 days) | up to $1,000 per person | up to $2,500 per person | up to $1,000 per person | None | $500 in total | None | None | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | Up to $1,000 per person | None | Up to $2,500 in total | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None |
| Trip Cancellation Insurance | $2,000 per person up to $5,000 maxmimum per account | None | $1,500 per person up to $3,000 maximum per account | None | $1,500 per person up to $3,000 maxmimum per account | None | $2,500 per person up to $5,000 maxmimum per account | None | $1,000 per person (max $5,000) | None | $2,500 per person (max $5,000) | $2,500 per person (max $5,000) | None | $2,500 per person up to $5,000 maxmimum per account | None | None | $1,500 per person up to $5,000 maximum per account | $2,500 per person up to $10,000 maximum per account | None | None | $1,500 per person (max $5,000) | $2,500 per person / $10,000 in total | up to $500 per person (max trip length 3 days) | $2,500 per person | $2,500 per person | $2,500 per person | up to $2,000 per person | None | None | None | Up to $2,000 per person | None | $1,000 per person | $2,500 per person | $2,500 per person | $1,500 per person (up to $5,000 per trip) |
$2,500 per person | $1,000 per person (up to $5,000 per trip) |
None | None | None | None | None | Yes $1,500 per person (up to $10,000 per trip) |
Yes $1,500 per person (up to $10,000 per trip) |
$2,500 per person (up to $10,000 per trip) |
None | Yes $1,500 per person up to $5,000 maximum per account | $2,500 per person up to $5,000 maximum per account | None | Yes $1,500 per person (max $5,000) | None | None | None | None | None | $2,500 per person up to $25,000 maximum per trip | None | None |
| Trip Interruption Insurance | $5,000 per person up to $25,000 maxmimum per account | None | $1,500 per person up to $6,000 maximum per account | None | $1,500 per person up to $6,000 maxmimum per account | None | $2,500 per person up to $6,000 maxmimum per account | None | $1,000 per person (max $5,000) | None | $2,000 per person | $2,000 per person | None | $5,000 per person up to $25,000 maxmimum per account | None | None | $2,000 per person | $5,000 per person up to $25,000 maximum per account | None | None | $2,000 per person | $5,000 per person (up to $25,000 per trip) |
up to $1,000 per person (max trip length 3 days) | No set maximum | No set maximum | No set maximum | Unlimited | None | None | None | Up to $2,000 per person | None | $1,500 per person | $5,000 per person | $5,000 per person | $5,000 per person (up to $25,000 per trip) |
$5,000 per person | $2,500 per person | None | None | None | None | None | $1,500 per person (up to $10,000 per trip) |
$2,500 per person (up to $10,000 per trip) |
$5,000 per person (up to $25,000 per trip) |
None | Yes $2,500 per person up to $25,000 maximum per account | $5,000 per person up to $25,000 maximum per account | None | $5,000 per person (max $25,000) | None | None | None | None | None | $2,500 per person up to $25,000 maximum per trip | None | Yes $5,000 per person up to $25,000 maximum per account |
| Travel Medical Insurance up to 64 years old | 15 Days | None | 15 Days | 15 Days | 15 Days | None | 15 Days | None | 22 days | None | 15 days | 21 days | 15 Days | 22 Days | None | None | 15 Days | 31 Days | 15 days | None | 15 days | 31 days | 3 days | 60 days to age 59, 31 days 60-64 | 60 days to age 59, 31 days 60-64 | 60 days to age 59, 31 days 60-64 | 60 days to age 54, 31 days ages 55-64 | None | None | 21 Days | 48 days to age 59, 23 days ages 60-64 | None | 10 days | 60 days to age 54, 31 days ages 55-64 | 60 days to age 54, 31 days ages 55-64 | 15 Days | 31 Days | None | 31 Days | None | None | None | None | 25 Days | 25 Days | 31 Days | None | 21 Days | 31 Days | None | 21 Days | None | None | None | None | None | 22 days | None | 15 days |
| Travel Medical Insurance 65+ | 3 Days | None | None | None | None | None | None | None | None | None | None | None | None | 3 Days | None | None | 3 Days | 10 days | 3 Days | None | 3 Days | 10 days | 3 days to age 75 | 15 days to age 75 | 15 days to age 75 | 15 days | 10 days to age 75 | None | None | None | 15 days to age 75 | None | 10 days to age 75 | 15 days to age 75 | 15 days to age 75 | 3 Days | 7 Days | None | 7 Days | None | None | None | None | 3 Days | 3 Days | 10 Days | None | 4 Days | 4 days | None | 4 Days | None | None | None | None | None | 3 days | None | 3 days |
| Auto Rental/Loss Damage Insurance | 48 Days Up to $85,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $85,000 MSRP |
None | 48 Days Up to $85,000 MSRP |
31 Days Up to $65,000 MSRP | 48 Days Up to $65,000 MSRP |
None | 48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $85,000 MSRP |
None | 48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $85,000 MSRP |
None | 48 Days Up to $85,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $85,000 MSRP |
None | 31 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
None | None | None | 48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
48 Days Up to $65,000 MSRP |
None | 48 Days Up to $65,000 MSRP |
48 Days Up to $85,000 MSRP |
48 Days Up to $65,000 MSRP | 48 Days Up to $65,000 MSRP | 48 Days Up to $65,000 MSRP | None | None | 48 days Up to $65,000 MSRP | 48 days Up to $65,000 MSRP | 48 Days Up to $85,000 MSRP | 48 days Up to $65,000 MSRP | 48 days Up to $65,000 MSRP |
| Hotel / Motel Burglary Insurance | Up to $2,500 | Up to $500 | Up to $1,000 | Up to $500 | Up to $500 | None | Up to $1,000 | None | Up to $1,000 | None | None | None | None | Yes Up to $2,500 |
None | None | Up to $2,500 per occurence | Up to $2,500 per occurence | Up to $2,500 | None | Up to $2,500 | Up to $2,500 | None | None | None | None | None | Up to $500 | None | None | None | None | None | None | None | Up to $2,500 | Up to $3,000 | Up to $2,500 | Up to $2,500 | Up to $2,500 | None | None | None | Up to $1,000 | Up to $1,000 | Up to $1,000 | None | Up to $2,500 per occurrence | Up to $2,500 per occurence | Up to $2,500 per occurrence | Up to $2,500 per occurrence | Up to $2,500 per occurrence | None | None | None | None | None | Up to $2,500 per occurrence | Up to $2,500 per occurrence |
| Purchase Protection | 90 Days Up to $25,000 annually |
90 Days up to $1,000 per occurrence |
90 Days up to $1,000 per occurrence |
90 Days up to $1,000 per occurrence |
90 Days up to $1,000 per occurrence |
90 Days up to $1,000 per occurrence |
120 Days up to $1,000 per occurrence |
90 Days Up to $50,000 lifetime |
90 Days Up to $50,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
120 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
180 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
180 days Up to $60,000 lifetime | 90 Days Up to $50,000 lifetime | 120 days Up to $50,000 lifetime | 180 days Up to $50,000 per year | 120 days Up to $50,000 lifetime | 90 Days Up to $50,000 lifetime | 90 Days up to $1,000 per occurrence | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Max $50,000 in a lifetime |
90 Days Max $50,000 in a lifetime |
180 days Up to $60,000 lifetime | 180 days Up to $60,000 lifetime | 180 days Up to $60,000 lifetime | 90 Days Up to $50,000 annually | 120 Days Up to $50,000 annually | 90 Days Up to $50,000 annually | 90 Days Up to $50,000 annually | 90 Days Up to $50,000 annually | 90 Days Up to $50,000 annually | 90 Days Up to $50,000 annually | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime | 90 Days Up to $60,000 lifetime |
120 Days Up to $60,000 lifetime | None | 90 Days Up to $60,000 lifetime |
120 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Up to $60,000 lifetime |
90 Days Max $50,000 in a lifetime |
90 Days Max $50,000 in a lifetime |
90 Days Max $50,000 in a lifetime |
90 Days Max $50,000 in a lifetime |
90 Days Max $50,000 in a lifetime |
90 Days Max $50,000 in a lifetime |
| Price Protection | None | None | None | None | None | None | None | None | Yes | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | Yes | Yes | Yes | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | None | Yes | Yes | Yes | None | None |
| Extended Warranty Plan | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 2 extra years | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 2 extra years | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 2 extra years | Up to 1 extra year | Up to 2 extra years | Up to 2 extra years | Up to 2 extra years | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 2 extra years | Up to 2 extra years | Up to 2 extra years | Up to 1 extra year | Up to 2 extra years | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 2 extra years | None | Up to 1 extra year | Up to 2 extra years | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year | Up to 1 extra year |
| Mobile Device Insurance | Up to $1,500 | None | None | Up to $1,000 | None | None | None | None | None | None | None | None | Up to $1,000 | Up to $1,000 | Up to $1,000 | None | Up to $1,000 | Up to $1,000 | Up to $1,000 | None | Up to $1,000 | Up to $1,500 | Up to $1,000 | Up to $1,500 | Up to $1,500 | Up to $1,500 | Up to $1,000 | None | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $1,000 | None | Up to $1,500 | Up to $1,500 | None | None | None | Up to $1,000 | None | Up to $500 | None | None | Up to $1,000 | None | Up to $1,000 | Up to $1,500 | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $1,000 | None | None | Up to $1,000 | Up to $1,000 | None | None |
| Link to Apply | ; | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This chart was first posted on September 17, 2004 and is updated on a regular basis.
Subscribe to our newsletters
Be sure to subscribe to the Rewards Canada News and RWRDS Bonus Bulletin email newsletters so that you don't miss out on any loyalty program news and offers! You can subscribe to our newsletters here:
American Express
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
BMO
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
CIBC
This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†
†Conditions Apply
HSBC
*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
MBNA
‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.
This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..
RBC
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.
TD
† Terms and Conditions apply. Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button
Advertisement