Compare Canadian Airline Travel Rewards Credit Cards

Here you can compare all of the Airline Frequent Flyer co-brand credit cards that are available in the Canadian market. The charts include costs, earn rates, point values, insurance, benefits and more.

Recommendation: Due to the size and detail of these charts they are best viewed on a desktop or tablet.

Mobile Users

If you are using a mobile phone, flip to landscape to better use the search and view the details of the cards. Also clicking the icon will present the results in a list view instead of a chart

Instructions!

Selecting which Credit Cards to Compare

Click on the icon to get a list of the cards which you can select for your comparison

If you only want to compare a couple of cards I recommend unchecking "toggle all" which will clear out all the cards (except for the very first one alphabetically) and then you can select the cards you want to compare (and uncheck the very first if you don't want to have that in your comparison)

View on Full Screen

Click on the icon if you would like to view it as a full screen chart

List View

Click the icon to have the results in a list view instead of a chart

Page Rows

Click the icon to have rows split into pages

While Rewards Canada strives to provide correct and the most up to date information in these charts, changes are inevitable that we may not have been made aware of or have not been able to update by the time you use these charts. We always advise our readers to check the issuer card page for the latest card details. If you do find an error, omission or out of date information in our charts please contact us with the details so that we can update our data as soon as possible.

Airline Credit Cards Comparison

Card	Air France KLM Flying Blue World Elite Mastercard	American Express® Aeroplan®* Card	American Express® Aeroplan®* Reserve Card	Cathay World Elite Mastercard powered by Neo	CIBC Aeroplan® Visa* Card	CIBC Aeroplan® Visa Infinite* Card	CIBC Aeroplan® Visa Infinite Privilege* Card	RBC British Airways Visa Infinite Card	TD® Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Platinum* Credit Card	WestJet RBC Mastercard	WestJet RBC World Elite Mastercard
Card Type	Airline	Airline	Airline	Airline	Airline	Airline	Airline	Airline	Airline	Airline	Airline	Airline	Airline
Annual Fee	$132	$120	$599	$180	$0	$139	$599	$165	$139	$599	$89	$39	$119
Limited Time Annual Fee Offer	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0 in the first year	N/A	$0 in the first year	N/A	N/A
Additional Card Fee	$50	$50 with benefits $0 to earn points only	$199 with benefits $0 to earn points only	$10	$0	$50	$149	$75	$75	$199	$35	$19	$59
Interest Rate	19.99% Purchase 21.99% Cash Advance	30% non-revolving	21.99% Purchase 21.99% Cash Advance	19.99% Purchase 22.99% Cash Advance	19.99% Purchase 22.99% Cash Advance	19.99% Purchase 22.99% Cash Advance	19.99% Purchase 22.99% Cash Advance	20.5% Purchase 22.99% Cash Advance	21.99% on Purchase 22.99% Cash advances (21.99% in Quebec)	21.99% on Purchase 22.99% Cash advances (21.99% in Quebec)	21.99% on Purchase 22.99% Cash advances (21.99% in Quebec)	19.99% Purchase 21.99% Cash Advance	19.99% Purchase 21.99% Cash Advance
Foreign Transaction Fee	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%	2.5%
Minimum Income Requirements	$80,000 (individual) or $150,000 (household)	N/A	N/A	$80,000 (individual) or $150,000 (household)	$15,000 household annual income	$60,000 (individual) or $100,000 (household)	$150,000 (individual) or $200,000 (household)	$60,000 (individual) or $100,000 (household)	$60,000 personal or $100,000 household annual income	$150,000 (individual) or $200,000 (household)	N/A	N/A	$80,000 personal or $150,000 household annual income
Current Welcome Bonus	30 XP	40,000 points	up to 85,000 points	60,000 Asia Miles	10,000 points	50,000 points	110,000 points	60,000 Avios	45,000 points	85,000 points	15,000 points	10,000 points	45,000 points
Welcome Bonus Value (When redeemed for travel)	N/A	$600 or more	$1,275 or more	$900 or more	$150 or more	$650 or more	$1,650 or more	$900 or more	$675 or more	$1,275 or more	$225 or more	$100	$450
Renewal or Additional Bonus	30 XP Annually	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	Up to 15% off Cathay Pacific flights	N/A	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	N/A	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	N/A	N/A	Receive a Status Lift of $200 in tier qualifying spend for every $5,000 in everyday purchases on your WestJet RBC World Elite Mastercard.1 You can earn up to 50 lifts each qualifying year (January 1 – December 31).
Travel Purchases Earn Rate	1 mile dollar spent + 5 extra miles per Euro spent on Air France KLM flights	2 points per dollar spent with Air Canada otherwise 1 point per dollar spent	3 points per dollar spent with Air Canada otherwise 1.25 points per dollar spent	4 Asia MIles per dollar spent with Cathay Pacific otherwise 1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per dollar spent with Air Canada otherwise 1 point per $1.50 spent	1.5 points per dollar spent with Air Canada otherwise 1 point per dollar spent	2 points per dollar spent with Air Canada otherwise 1.5 points per dollar spent	2 Avios per dollar spent with British Airways otherwise 1 Avios per dollar spent	1.5 points per dollar spent with Air Canada otherwise 1 point per dollar spent	2 points per dollar spent with Air Canada otherwise 1.5 points per dollar spent	1 point per dollar spent with Air Canada otherwise 1 point per $1.50 spent	1.5 points per dollar spent with WestJet 1 point per dollar spent (all other travel)	2 points per dollar spent with WestJet 1.5 points per dollar spent (all other travel)
Grocery Purchases Earn Rate	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per dollar spent	1.5 points per dollar spent	1.5 points per dollar spent	1 Avios per dollar spent	1.5 points per dollar spent	1.5 points per dollar spent	1 point per dollar spent	1 point per dollar spent	1.5 points per dollar spent
Dining / Food Delivery Purchases Earn Rate	2 miles per dollar spent	1.5 points per dollar spent	2 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.5 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
Entertainment Purchases Earn Rate	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.25 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
Gas & Transit Purchases Earn Rate ( May include ride share, taxi, etc.)	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Miles per dollar spent (1.25 Miles if it is a foreign currency)	1 point per dollar spent (Gas only)	1.5 points per dollar spent (Gas only)	1.5 points per dollar spent (Gas only)	1 Avios per dollar spent	1.5 points per dollar spent (Gas only)	1.5 points per dollar spent (Gas only)	1 point per dollar spent (Gas only)	1 point per dollar spent	1.5 points per dollar spent
Drug Store Purchases Earn Rate	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.25 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
Streaming Services	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.25 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
Other Digital Media, Membership & Household Utility Purchases Earn Rate	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.25 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
Other Recurring Bills that are not part of the two rows above	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.25 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
All Other Purchases Earn Rate	1 mile per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 Asia Mile per dollar spent or up to 5 Miles if it is a Neo partner (2 Miles if it is a foreign currency)	1 point per $1.50 spent	1 point per dollar spent	1.25 points per dollar spent	1 Avios per dollar spent	1 point per dollar spent	1.25 points per dollar spent	1 point per $1.50 spent	1 point per dollar spent	1.5 points per dollar spent
^ Annual cap on bonus category spending	N/A	N/A	N/A	N/A	$40,000 in gross annual spending across all categories	$80,000 in gross annual spending across all categories	$100,000 in gross annual spending across all categories	N/A	$80,000 in gross annual spending across all categories	$100,000 in annual spending across accelerated categories	$80,000 in annual spending across accelerated categories	N/A	N/A
Value of points per $1 spent when redeemed for travel	1.5 cents to 10+ cents	1.5 to 3 cents	1.875 to 4.5 cents	1.5 cents to 3 cents or more	1 to 1.5 cents or more	1.5 cents to 2.25 cents or more	1.875 cents to 3 cents or more	1.5 cents to 3 cents or more	1.5 cents to 2.25 cents or more	1.875 cents to 3 cents or more	1 to 1.5 cents or more	1% to 1.5%	1.5% to 2%
Miles/Points deposited to	Air France KLM Flying Blue	Air Canada Aeroplan	Air Canada Aeroplan	Cathay	Air Canada Aeroplan	Air Canada Aeroplan	Air Canada Aeroplan	British Airways Executive Club	Air Canada Aeroplan	Air Canada Aeroplan	Air Canada Aeroplan	WestJet Rewards	WestJet Rewards
Travel Redemption Rate	Varies	Varies	Varies	Varies	Varies	Varies	Varies	Varies	Varies	Varies	Varies	1% to 1.5%	1.5% to 2%
Exchange Options	N/A	N/A	N/A	N/A	N/A	N/A	N/A	Transfer to other Avios airlines (Aer Lingus, Iberia, Qatar Airways)	N/A	N/A	N/A	N/A	N/A
Cash Back Redemption Rate	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Value of points per $1 spent for cash back redemptions	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Annual Credit	N/A	N/A	NEXUS Credit:$100 every 48 months	N/A	N/A	N/A	NEXUS Credit:Up to $50 every 48 months	10% off British Airways flights when you book and pay with your card	NEXUS Credit: Up to $100 every 48 months	NEXUS Credit: Up to $125 every 48 months	N/A	N/A	N/A
Annual Companion Voucher	No	No	One Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date	No	N/A	N/A	One Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date	Earn a companion award voucher when you spend $30,000 CAD annually	No	One Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date	No	Yes Travel to Canada and the Continental US for $199 CAD	Yes Travel to Canada and the Continental US for $119 CAD Travel to the rest of the WestJet network for $399 CAD
Airport Lounge Access Membership	Yes	No	Yes	No	N/A	N/A	Yes	No	No	Yes	No	No	Yes
Airport Lounge Access Annual Passes	0	0	Unlimted for Maple Leaf Lounges in North America	0	0	0	Unlimted for Maple Leaf Lounges in North America plus 6 passes for other lounges	0	0	Unlimted for Maple Leaf Lounges in North America plus 6 passes for other lounges	0	0	0
Free Global Wi-Fi	Yes	No	No	No	No	No	No	No	No	No	No	No	Yes
Common Carrier Travel Accident Insurance	$150,000	$500,000	$500,000	N/A	$100,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000
Flight Delay Insurance	4 hours $500 per person $1,000 in total	4 hours $500 in total	4 hours up to $1,000 total	4 hours $250 per day / $500 in total	None	4 hours up to $500 total	4 hours $500 per person Max $1,000 per occurence	4 hours $250 per person / $500 in total	4 hours up to $500 per person	4 hours up to $1,000 in total	4 hours up to $500 per person	4 hours up to $500 per person	4 hours up to $500 per person
Delayed Baggage Insurance	6 hours $500 per person $1,000 in total	6 hours $500 in total	6 hours $1,000 in total	6 hours up to $1,000 in total	None	6 hours $500 per person Max $1,000 per occurence	6 hours $500 per person Max $1,000 per occurence	4 hours $500 per person / $2,500 in total	6 hours up to $1,000 per person	4 hours up to $1,000 per person	6 hours up to $1,000 per person	4 hours up to $500 per person	4 hours up to $500 per person
Lost / Stolen Baggage Insurance	$1,000 per person $2,000 in total	$500 in total	$1,000 in total	Up to $1,000 in total	None	Up to $500 per person Max $1,000 per occurence	Up to $1,000 per person Max $2,500 per occurence	$500 per person / $2,500 in total	Up to $1,000 per person	Up to $2,500 per person	Up to $1,000 per person	None	None
Damaged Baggage Insurance	$1,000 per person $2,000 in total	$500 in total	$1,000 in total	Up to $1,000 in total	None	Up to $500 per person Max $1,000 per occurence	up to $1,000 per person Max $2,500 per occurence	None	None	None	None	None	None
Trip Cancellation Insurance	$2,000 per person up to $5,000 maxmimum per account	None	Yes $1,500 per person up to $3,000 maximum per account	$1,000 per person (max $5,000)	None	$1,500 per person up to $5,000 maximum per account	$2,500 per person up to $10,000 maximum per account	None	Yes $1,500 per person up to $5,000 maximum per account	$2,500 per person up to $5,000 maximum per account	None	None	None
Trip Interruption Insurance	$5,000 per person up to $25,000 maxmimum per account	None	Yes $1,500 per person up to $6,000 maximum per account	$1,000 per person (max $5,000)	None	$2,000 per person	$5,000 per person up to $25,000 maximum per account	None	Yes $2,500 per person up to $25,000 maximum per account	$5,000 per person up to $25,000 maximum per account	None	None	Yes $5,000 per person up to $25,000 maximum per account
Travel Medical Insurance up to 64 years old	15 Days	None	15 Days	14 days up to age 60	None	15 Days	31 Days	31 Days	21 Days	31 Days	None	None	15 days
Travel Medical Insurance 65+	3 Days	None	None	None	None	3 Days	10 days	7 Days	4 Days	4 days	None	None	3 days
Auto Rental/Loss Damage Insurance	48 Days Up to $85,000 MSRP	48 Days Up to $85,000 MSRP	48 Days Up to $85,000 MSRP	48 Days Up to $65,000 MSRP	48 Days Up to $65,000 MSRP	48 Days Up to $65,000 MSRP	48 Days Up to $85,000 MSRP	48 Days Up to $65,000 MSRP	48 Days Up to $65,000 MSRP	48 Days Up to $85,000 MSRP	48 Days Up to $65,000 MSRP	48 days Up to $65,000 MSRP	48 days Up to $65,000 MSRP
Hotel / Motel Burglary Insurance	Up to $2,500	Up to $500	Up to $1,000	Up to $1,000	None	Up to $2,500 per occurence	Up to $2,500 per occurence	Up to $2,500	Up to $2,500 per occurrence	Up to $2,500 per occurence	Up to $2,500 per occurrence	Up to $2,500 per occurrence	Up to $2,500 per occurrence
Purchase Protection	90 Days Up to $25,000 annually	90 Days up to $1,000 per occurrence	90 Days up to $1,000 per occurrence	90 Days Up to $10,000 total	90 Days Up to $60,000 lifetime	90 Days Up to $60,000 lifetime	180 Days Up to $60,000 lifetime	90 Days Up to $50,000 annually	90 Days Up to $60,000 lifetime	120 Days Up to $60,000 lifetime	90 Days Up to $60,000 lifetime	90 Days Max $50,000 in a lifetime	90 Days Max $50,000 in a lifetime
Price Protection	None	None	None	None	None	None	None	None	None	None	None	None	None
Extended Warranty Plan	Up to 1 extra year	Up to 1 extra year	Up to 1 extra year	Up to 1 extra year	Up to 1 extra year	Up to 1 extra year	Up to 2 extra years	Up to 1 extra year	Up to 1 extra year	Up to 2 extra years	Up to 1 extra year	Up to 1 extra year	Up to 1 extra year
Mobile Device Insurance	Up to $1,500	None	None	None	None	Up to $1,000	Up to $1,000	None	Up to $1,000	Up to $1,500	Up to $1,000	None	None
Link to Apply

This chart was first posted on September 17, 2004 and is updated on a regular basis.

Subscribe to our newsletters

Be sure to subscribe to the Rewards Canada News and RWRDS Bonus Bulletin email newsletters so that you don't miss out on any loyalty program news and offers! You can subscribe to our newsletters here:

American Express

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

BMO

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

CIBC

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Learn More” link available on this webpage.†

†Conditions Apply

The information for the CIBC Aeroplan cards has been collected independently by Rewards Canada. The card details on this page have not been reviewed or provided by the card issuer.

HSBC

*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)

MBNA

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..

RBC

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

† Terms and Conditions apply. Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button

Advertisement

Credit Card Comparison - Airline Cards

Mobile Users

Instructions!

Airline Credit Cards Comparison

Subscribe to our newsletters

Legal / Footnotes