Card |
Card Type |
Annual Fee |
Additional Card Fee |
Interest Rate |
Foreign Transaction Fee |
Minimum Income |
Welcome Bonus |
Renewal Bonus |
Earning |
Bonus Features |
Miles & Points Deposited to |
Travel Agency Redemption Value |
Exchange Options |
Redemption Centre |
Common Carrier Travel Accident Insurance |
Flight Delay Insurance |
Delayed Baggage Insurance |
Lost / Stolen Baggage Insurance |
Damaged Baggage Insurance |
Trip Cancellation |
Trip Interruption |
Travel Medical Insurance up to 64 years old |
Travel Medical Insurance 65+ |
Auto Rental Loss Damage |
Hotel / Motel Burglary Insurance |
Purchase Protection |
Price Protection |
Extended Warranty |
Companion Air Ticket |
Business Class Lounge Access |
Priority Check In |
Notes |
Rewards Canada Review |
Card |
American Express Cobalt Card

 |
Hybrid |
$10 per month |
$0 |
19.99% |
2.5% |
N/A |
Up to 45,000 Points* |
0 |
5 Points per dollar on food and drink
2 Points per dollar on travel, transit and gas
1 Point per dollar on everything else |
N/A |
Membership Rewards |
1,000 points = $10 |
1 Point = 1 Hilton Honors Point
1 Point = 1.2 Marriott Bonvoy Points |
Any Travel Provider |
$250,000 |
4 hours
$500 per person |
6 hours
up to $500 |
Yes
up to $500 |
Yes
up to $500 |
No |
No |
15 Days up to 65 years old |
No |
Up to $85,000 |
Yes
up to $500 |
Yes
90 Days |
No |
Yes |
No |
No |
No |
* earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card.
Plus, when you apply by May 5, 2021, you can earn a Welcome Bonus of 15,000 Membership Rewards® points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership |
Yes
read it here |
American Express Cobalt Card

 |
American Express Gold Rewards Card

 |
Hybrid |
$150 |
$0 for first card
$50* each additional card |
30%
Non Revolving |
2.5% |
N/A |
25,000
Membership Rewards Points |
0 |
2 Points per dollar at grocery stores, gas stations
or drug stores and on all Travel purchases
1
Point per dollar on everything else
|
N/A |
Membership Rewards |
1,000 points = $10 |
1
Point = 1 Mile with Aeroplan, British Airways
1 Point = .75 Miles with Alitalia, Etihad, Cathay Pacific and
Delta
1 Point = 1 Hilton Honors Point
1 Point = 1.2 Marriott Bonvoy Points |
Any Travel Provider |
$500,000 |
4 hours
$500 per person |
4 hours
up to $500 |
Yes
up to $500 |
Yes
up to $500 |
No |
Yes
$1,500 per person |
15 Days up to 65 years old |
No |
Up to $85,000 |
Yes
up to $500 |
Yes
90 Days |
No |
Yes |
No |
No |
No |
N/A |
Yes
read it here |
American Express Gold Rewards Card

 |
HSBC World Elite Mastercard

|
Hybrid |
First year fee rebate then
$149
(Quebec does not receive first year fee rebate) |
$50 |
19.99%
Purchase
22.9%
Cash Advance |
0 |
$80,000 personal or $150,000 household
or $400,000 in assets at any Canadian Financial Institution |
Up to 100,000 points
(up to 130,000 in Quebec) |
0 |
6 Points per dollar on travel
3 Points per dollar all other spending |
$100 annual travel enhancement credit
Unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide
|
HSBC Rewards |
100 points = $0.50 |
2.5 points = 1 British Airways Executive Club Avios
3 points = 1.35 Singapore Airlines KrisFlyer Miles
3 points = 1.2 Cathay Pacific Asia Miles |
Any Travel Provider |
$500,000 |
No |
12 hours
$200 per person |
Yes
up to $750 |
Yes
up to $750 |
Yes
$2,000 per person up to $5,000 maxmimum per account |
Yes
$2,000 per person up to $5,000 maxmimum per account |
31 Days |
No |
Up to $65,000 MSRP |
No |
Yes
90 Days |
No |
Yes |
No |
Yes
LoungeKey Membership |
No |
N/A |
Yes
read it here |
HSBC World Elite Mastercard
 |
Platinum Card from American Express


|
Hybrid |
$699 |
$175
annually for Platinum Cards;
$50 annually for Gold cards |
30%
Non Revolving |
2.5% |
N/A |
25,000 Points |
0 |
3 points for every $1 in Card purchases on eligible dining in Canada
2 points for every $1 in Card purchases on eligible travel
1 point for every $1 in all other Card purchases |
$200
Annual Travel Credit
Elite status with Marriott Bonvoy, Radisson Rewards, Hilton Honors, Shangri-La Golden Circle, Hertz & Avis |
Membership Rewards |
1,000 points = $10 |
1
Point = 1 Mile with Aeroplan, British Airways
1 Point = .75 Miles with Alitalia, Etihad, Cathay Pacific and
Delta
1 Point = 1 Hilton Honors Point
1 Point = 0.4 Marriott Bonvoy Points |
Any Travel Provider |
$500,000 |
4 hours
$1,000 per person |
6 hours
$1,000 per person |
Yes
up to $1,000 |
Yes
up to $1,000 |
Yes
$2,500 per person up to $5,000 maxmimum per account |
Yes
$2,500 per person up to $6,000 maxmimum per account |
15 Days up to 65 years old |
No |
Up to $85,000 |
Yes
up to $1,000 |
Yes
120 Days |
No |
Yes |
Yes |
Yes
Priority Pass (Unlimited access)
American Express Lounge Access Program
Delta SkyClubs |
No |
N/A |
No |
Platinum Card from American Express


|
RBC
Visa Infinite Avion
 |
Hybrid |
$120 |
$50 |
19.99%
Purchase
22.99%
Cash Advance |
2.5% |
$60,000
Personal or $100,000 Household |
35,000 Points *
|
0 |
1.25 Points per dollar on travel
1 Points per dollar |
N/A |
RBC Rewards |
up
to 2.3% on flights as per the Avion Air Travel Redemption Schedule
(e.g. 15,000 pts = short-haul flight worth up to $350)
or
1,000 Points = $10 for other travel |
1 Point = 1 Mile on British Airways or Cathay Pacific
1 Point = 0.7 American AAdvantage Miles
100 Points = 1 WestJet Dollar |
RBC Rewards |
$500,000 |
4 hours
$250 per person |
4 hours
$500 per person |
$500 per person |
No |
Yes
$1,500 per person up to $5,000 maxmimum per account |
Yes
$1,500 per person up to $5,000 maxmimum per account |
15 Days |
3 Days |
Up to $65,000 MSRP |
Yes
up to $2,500 |
Yes
90 Days |
No |
Yes |
No |
No |
No |
* Limited time offer |
Yes
read it here |
RBC
Visa Infinite Avion
 |
RBC Visa Infinite Privilege Avion

 |
Hybrid |
$399 |
$99 |
19.99%
Purchase
22.99%
Cash Advance |
2.5% |
$200,000 Household |
25,000 Points |
0 |
1.25 Points per dollar |
N/A |
RBC Rewards |
up
to 2.3% on flights as per the Avion Air Travel Redemption Schedule
(e.g. 15,000 pts = short-haul flight worth up to $350)
or
1,000 Points = $10 for other travel |
1 Point = 1 Mile on British Airways or Cathay Pacific
1 Point = 0.7 American AAdvantage Miles
100 Points = 1 WestJet Dollar |
RBC Rewards |
$500,000 |
4 hours
$500 per person |
4 hours
$750 per person |
Up to $2,500 total for all covered persons |
Up to $2,500 total for all covered persons |
Yes
$2,500 per person |
Yes
$5,000 per person |
31 Days |
7 Days |
Up to 48 Days
Up to $85,000 MSRP |
Yes
up to $3,000 |
Yes
120 Days |
No |
Yes
Triple |
No |
No |
No |
N/A |
No |
RBC Visa Infinite Privilege Avion

 |
RBC Visa Platinum Avion

 |
Hybrid |
$120 |
$50 |
19.99%
Purchase
22.99%
Cash Advance |
2.5% |
N/A |
15,000 Points |
0 |
1 Point per dollar |
N/A |
RBC Rewards |
up
to 2.3% on flights as per the Avion Air Travel Redemption Schedule
(e.g. 15,000 pts = short-haul flight worth up to $350)
or
1,000 Points = $10 for other travel |
1 Point = 1 Mile on British Airways or Cathay Pacific
1 Point = 0.7 American AAdvantage Miles
100 Points = 1 WestJet Dollar |
RBC Rewards |
$500,000 |
4 hours
$250 per person |
4 hours
$500 per person |
$500 per person |
No |
Yes
$1,000 per person up to $5,000 maxmimum per account |
Yes
$2,500 per person |
No |
No |
Up to 48 Days
Up to $65,000 MSRP |
Yes
up to $2,500 |
Yes
90 Days |
No |
Yes
Double |
No |
No |
No |
N/A |
No |
RBC Visa Platinum Avion

 |