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By Credit Card Company
Canadian Travel Credit Card Comparison:
All Travel Rewards Credit Cards
 

This chart is part of Rewards Canada's Guide to Choosing a Travel Rewards Credit Card
and is a comparison of ALL the travel rewards credit cards in Canada.


We also offer the following comparison charts:

Card Card Type Annual Fee Additional Card Fee Interest Rate Foreign Transaction Fee Minimum Income Welcome Bonus Renewal Bonus Earning Bonus Features Miles & Points Deposited to Travel Agency Redemption Value Exchange Options Redemption Centre Common Carrier Travel Accident Insurance Flight Delay Insurance Delayed Baggage Insurance Lost / Stolen Baggage Insurance Damaged Baggage Insurance Trip Cancellation Trip Interruption Travel Medical Insurance up to 64 years old Travel Medical Insurance 65+ Auto Rental Loss Damage Hotel / Motel Burglary Insurance Purchase Protection Price Protection Extended Warranty Companion Air Ticket Business Class Lounge Access Priority Check In Notes Rewards Canada Review Card
Alterna Savings Collabria Visa Infinite Card



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Travel Points $120 $50 19.9%
Purchase

19.9%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 0 0 2 Points per dollar spent N/A MySelect Rewards N/A N/A MySelect Rewards $1,000,000 No Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$2,000 per person
Yes 48 days to age 59

23 days for ages 60-64
15 days for 65-75 Up to $65,000 MSRP No Yes
90 Days
No Yes No No No N/A No Alterna Savings Collabria Visa Infinite Card



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Alterna Savings Collabria Visa Travel Rewards Gold Card



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Travel Points $99 $30 19.9%
Purchase

19.9%
Cash Advance
2.5% N/A 0 0

2 Points per dollar on foreign transactions

1 Points per dollar on all other spending

N/A MySelect Rewards N/A N/A MySelect Rewards $1,000,000 No Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$2,500 per person
Yes 48 days to age 59

23 days for ages 60-64
15 days for 65-75 Up to $65,000 MSRP No Yes
90 Days
No Yes No No No N/A No Alterna Savings Collabria Visa Travel Rewards Gold Card



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American Express® Air Miles Platinum®* Credit Card



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Coalition $120 $50 20.99%
Purchase

21.99%
Cash Advance
2.5% N/A 2,000 Miles 0 1 Mile per $5 on eligible food and drinks and eligible gas and transit in Canada

1 Mile per $10 everywhere else
Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles) AIR MILES N/A N/A AIR MILES $100,000 No No No No No No No No Up to $85,000 No Yes
90 Days
No Yes No No No N/A Yes
read it here
American Express® Air Miles Platinum®* Credit Card



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American Express Air Miles Reserve Credit Card



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Coalition $299 $50 20.99%
Purchase

21.99%
Cash Advance
2.5% N/A 2,400 Miles 0 1 Mile per $10 at AIR MILES Sponsors and eligible gas, grocery and drugstores

1 Mile per $15 everywhere else
Automatic Onyx Elite Status

AIR MILES FlexFly, a Reserve exclusive
AIR MILES 770 Reward Miles = $100 (for FlexFly redemptions) N/A AIR MILES $100,000 4 hours
$500 per person
6 hours
up to $500
Yes
up to $500
Yes
up to $500
No No 15 Days up to 65 years old No Up to $85,000 Yes
up to $500
Yes
90 Days
No Yes Yes Yes

Priority Pass Membership + 4 Free Lounge Visit Passes
No N/A
No American Express Air Miles Reserve Credit Card



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American Express Cobalt Card



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Hybrid $10 per month $0 19.99% 2.5% N/A Up to 45,000 Points* 0 5 Points per dollar on food and drink

2 Points per dollar on travel, transit and gas

1 Point per dollar on everything else
N/A Membership Rewards 1,000 points = $10 1 Point = 1 Hilton Honors Point

1 Point = 1.2 Marriott Bonvoy Points
Any Travel Provider $250,000 4 hours
$500 per person
6 hours
up to $500
Yes
up to $500
Yes
up to $500
No No 15 Days up to 65 years old No Up to $85,000 Yes
up to $500
Yes
90 Days
No Yes No No No * earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card.
Plus, when you apply by May 5, 2021, you can earn a Welcome Bonus of 15,000 Membership Rewards® points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership
Yes
read it here
American Express Cobalt Card



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American Express Gold Rewards Card

American Express Gold Rewards

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Hybrid $150 $0 for first card

$50* each additional card
30% Non Revolving 2.5% N/A 25,000 Points 0 2 Points per dollar at grocery stores, gas stations or drug stores and on all Travel purchases

1 Point per dollar on everything else
N/A Membership Rewards 1,000 points = $10 1 Point = 1 Mile with Aeroplan, British Airways

1 Point = .75 Miles with Alitalia, Etihad, Cathay Pacific and Delta

1 Point = 1 Hilton Honors Point

1 Point = 1.2 Marriott Bonvoy Points
Any Travel Provider $500,000 4 hours
$500 per person
4 hours
up to $500
Yes
up to $500
Yes
up to $500
No Yes
$1,500 per person
15 Days up to 65 years old No Up to $85,000 Yes
up to $500
Yes
90 Days
No Yes No No No N/A Yes
read it here
American Express Gold Rewards Card

American Express Gold Rewards

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Atb Gold My Rewards Travel Mastercard



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Travel Points $0 $0 19.9%
Purchase

21.9%
Cash Advance
2.9% N/A 0 0 10 points per dollar spent N/A ATB My Rewards 10,000 points = $10 N/A Any Travel Provider $200,000 4 hours
$250 per day up to $500
4 hours
$250 per day up to $500
No No No No No No Up to $65,000 MSRP No Yes
90 Days
No Yes No No No Only available to residents of Alberta Yes
read it here
ATB Gold My Rewards Travel Mastercard



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Atb World Elite Mastercard



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Travel Points $0 in first year then $120 $25 19.9%
Purchase

21.9%
Cash Advance
2.9% $80,000 Personal or $150,000 Household 15,000 Points 0 1.5 points per dollar spent 0.5 points extra earned on all purchases during the month of April ATB My Rewards 1,000 points = $10 N/A Any Travel Provider $500,000 4 hours
$250 per day up to $500
4 hours
$250 per day up to $500
Yes
up to $1,000
No Yes
$1,000 per person up to $5,000 maxmimum per account
Yes
$1,000 per person up to $5,000 maxmimum per account
22 days No Up to $65,000 MSRP Yes
up to $1,000
in the U.S. & Canada only
Yes
90 Days
Yes Yes No

Yes

LoungeKey Membership + 2 Free Lounge Visit Passes

No Only available to residents of Alberta No ATB World Elite Mastercard



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BMO AIR MILES Mastercard



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Coalition $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 500 Miles 0

2 Mile per $20 at AIR MILES Sponsors


1 Mile per $20 everywhere else

N/A AIR MILES N/A N/A AIR MILES No No No No No No No No No No No Yes
90 Days
No Yes No No No N/A Yes
read it here
BMO AIR MILES Mastercard



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BMO AIR MILES World Elite Mastercard



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Coalition $0 in first year then $120* $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $80,000 Personal or $150,000 Household 3,000 Miles * 0 1 Mile per $10 15% discount on AIR MILES flights in North America
AIR MILES N/A N/A AIR MILES $500,000 6 hours
$500 per person
12 hours
$200 per person
Yes
up to $750
Yes
up to $750
Yes
$2,500 per person up to $5,000 maxmimum per account
Yes
$2,000 per person
15 days No Up to $65,000 MSRP No Yes
90 Days
No Yes No Yes

LoungeKey Membership + 2 Free Lounge Visit Passes
No * Limited Time Offer Yes
read it here
BMO AIR MILES World Elite Mastercard



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BMO IGA AIR MILES MasterCard



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Coalition $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 500 Miles 0

2 Mile per $20 at AIR MILES Sponsors


1 Mile per $20 everywhere else

N/A AIR MILES N/A N/A AIR MILES No No No No No No No No No No No Yes
90 Days
No Yes No No No N/A No BMO IGA AIR MILES MasterCard



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BMO Rewards Mastercard



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5%   20,000 Points * 0 1 Point per dollar spent 1.99% introductory interest rate on Balance Transfers for 9 months* 1% fee applies to balance amounts transferred*

2x BMO Rewards points at participating National Car Rental®#† and Alamo Rent A Car®#† location
BMO Rewards 140 points = $1 N/A BMO Rewards No No No No No No No No No No No Yes
90 Days
No Yes No No No * Limited Time Offer No BMO Rewards Mastercard



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BMO Sobeys AIR MILES MasterCard



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Coalition $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 800 Miles * 0

2 Miles per $20 at AIR MILES Sponsors


1 Mile per $20 everywhere else

N/A AIR MILES N/A N/A AIR MILES No No No No No No No No No No No Yes
90 Days
No Yes No No No * Limited Time Offer
400 awarded on first purchase + 400 when you spend $1,000 on the card in the first three months
No BMO Sobeys AIR MILES MasterCard



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BMO World Elite Mastercard



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Travel Points $0 in first year then $150* $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $80,000 Personal or $150,000 Household 35,000 Points 0 3 Points per dollar on travel, dining, entertainment ^

2 Points per dollar all other spending
N/A BMO Rewards 140 points = $1 N/A BMO Rewards $500,000 6 hours
$500 per person
12 hours
$200 per person
Yes
up to $750
Yes
up to $750
Yes
$2,500 per person up to $5,000 maxmimum per account
Yes
$2,000 per person
21 Days No Up to $65,000 MSRP No Yes
90 Days
No Yes No

Yes

LoungeKey Membership + 4 Free Lounge Visit Passes

No * Limited Time Offer

^ Up to $50,000 Annually
Yes
read it here
BMO World Elite Mastercard



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CAA Rewards Mastercard



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 0 0 1 CAA Dollar per $100 spent N/A CAA Rewards 1 CAA Dollar = $1 N/A CAA Rewards $1,000,000 No 4 hours
$100 per day up to 3 days
No No No No No No No No Yes
90 Days
No Yes No No No N/A No CAA Rewards Mastercard



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CHOICE REWARDS® World Elite® Mastercard® Credit Card 



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Travel Points $150 $40 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 5,000 Points 0 2 points per dollar spent N/A Choice Rewards 1,000 points = $10 N/A Choice Rewards $500,000 No
24 Hours up to $300
No No Yes
$3,000 per account
Yes
$2,000 per account
15 Days 15 days up to age 75 Up to $65,000 MSRP No Yes
90 Days
Yes Yes No No No N/A No CHOICE REWARDS® World Elite® Mastercard® Credit Card 



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CIBC Aero Platinum Visa



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Coalition $39 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $15,000 5,000 Miles 0 1 mile per $1.50 spent N/A Aeroplan N/A N/A Aeroplan $100,000 No No No No No No No No Up to $65,000 MSRP No Yes
90 Days
No Yes No No No N/A No CIBC Aero Platinum Visa



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CIBC Aerogold Visa Infinite



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Coalition $120 $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 15,000 Miles 0 1.5 miles for every $1 spent on eligible gas, grocery, drugstores and aircanada.com purchases

1 mile for every $1 spent on all other purchases
N/A Aeroplan N/A N/A Aeroplan $500,000 4 hours
$500 per person
6 hours
$500 per person
Yes
up to $500
Yes
up to $500
Yes
$1,000 per person up to $5,000 maxmimum per account
Yes
$2,000 per person
15 Days 3 Days Up to $65,000 MSRP No Yes
90 Days
No Yes No Yes

Annual Maple Leaf Lounge One Time Guest Pass when travelling on an Aeroplan flight reward operated by Air Canada
Yes but only on Aeroplan Reward tickets N/A No CIBC Aerogold Visa Infinite



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CIBC Aerogold Visa Infinite Privilege Card



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Coaltion $399 $99 19.99%
Purchase

22.99%
Cash Advance
2.5% $200,000 Household 50,000 Miles*
0 1.5 miles for every $1 spent on eligible gas, grocery, drugstores and aircanada.com purchases

1.25 miles for every $1 spent on all other purchases
N/A Aeroplan N/A N/A Aeroplan $500,000 4 hours
$500 per person
6 hours
$1,000 per person
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
$5,000 per person
31 Days 10 Days Up to $85,000 Yes
up to $2,500
Yes
180 Days
No Yes 50% discount on companion tickets for eligible Executive Class fares on Air Canada Flights available once per calendar year  
Yes

4 annual One-time Guest Access Benefit passes11 to an Air Canada Maple Leaf Lounge


and

Priority Pass Membership + 6 Free Lounge Visit Passes
No * Apply by Feb 28, 19

25,000 Aeroplan® Miles Welcome Bonus+ additional 25,000 Aeroplan Miles when you spend $3,000 during your first 4 monthly statement periods
No CIBC Aerogold Visa Infinite Privilege Card



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CIBC Aventura Gold Visa Card



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Travel Points $120 $50 (up to 3) 19.99%
Purchase †

22.99%
Cash Advance †
See Terms † $15,000
household
Up to 20,000† Aventura Points Up to 15000† Aventura Points - 2 points
for every $1 spent on travel purchased through the CIBC Rewards Centre †
- 1.5 points
for every $1 spent at eligible gas stations, grocery stores and drug stores†
- 1 point
for every $1 spent on all other purchases†

NEXUS◊ application fee rebate†
Access to 1,200+ airport lounges†
Enjoy 4 complimentary lounge visits per year and a Priority Pass™ membership†
The Aventura Travel Assistant†
Travel planning, booking and emergency support, 24/7. And no booking fees†
Mobile Device Insurance†
Aventura Points N/A N/A CIBC Rewards $500,000 COMMON CARRIER ACCIDENT INSURANCE† Up to $500 per occurrence for all insured persons combined† Up to $500 per insured
person (maximum of $1,000 per occurrence for all
insured persons combined)†
Up to $500 per insured
person (maximum of $1,000 per occurrence for all
insured persons combined)†
Up to $500 per insured
person (maximum of $1,000 per occurrence for all
insured persons combined)†
No No Up to $5,000,000 per insured person, per trip †
15-day coverage period if age 64 or under on your departure date†
No Rental cars with a Manufacturer’s Suggested
Retail Price (MSRP) of up to $65,000†
Rental period of up to 48 days†
Up to $2,500 per occurrence for all insured
persons combined †
Up to 90 days from date of
purchase†
No Up to one additional year following the expiry of the original manufacturer’s warranty † No No No N/A No CIBC Aventura Gold Visa Card



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CIBC Aventura Visa Card



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Travel Points $0 $0 (up to 3) 19.99%
Purchase †

22.99%
Cash Advance†
See Terms † $15,000
household
Up to 10,000† Aventura Points 0 - 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores †
- 1 point
for every $1 spent on travel purchased through the CIBC Rewards Centre †
- 1 point for every $2 spent on all other purchases †
The Aventura Travel Assistant†
Travel planning, booking and emergency support, 24/7. And no booking fees†
Aventura Points N/A N/A CIBC Rewards $100,000 COMMON CARRIER ACCIDENT INSURANCE† No No No No No No No No Rental cars with a Manufacturer’s Suggested
Retail Price (MSRP) of up to $65,000†
Rental period of up to 48 days†
No Up to 90 days from date of
purchase†
No Up to one additional year following the expiry of the original manufacturer’s warranty † No No No N/A No

CIBC Aventura Visa Card



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CIBC Aventura Visa Infinite Card



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Travel Points $120 $50 (up to 3) 19.99%
Purchase †

22.99%
Cash Advance †
See Terms † $60,000 individual, or
$100,000 household
Up to 20,000† Aventura Points Up to 15000† Aventura Points - 2 points
for every $1 spent on travel purchased through the CIBC Rewards Centre †
- 1.5 points
for every $1 spent at eligible gas stations, grocery stores and drug stores†
- 1 point
for every $1 spent on all other purchases†

NEXUS◊ application fee rebate†
Access to 1,200+ airport lounges†
Enjoy 4 complimentary lounge visits per year and a Priority Pass™ membership†
The Aventura Travel Assistant†
Travel planning, booking and emergency support, 24/7. And no booking fees†
Mobile Device Insurance†
Aventura Points N/A N/A CIBC Rewards $500,000 COMMON CARRIER ACCIDENT INSURANCE† Up to $500 per occurrence for all insured persons combined† Up to $1,000 Lost/Stolen Baggage† Up to $1,000 Lost/Stolen Baggage† Up to $500 per insured person (maximum of $1,000 per occurrence for all insured persons combined)† Up to $1,500 per insured
person, per trip (maximum of $5,000 per trip
for all insured persons combined) †
Up to $2,000
per insured person, per trip†
Up to $5,000,000 per insured person, per trip †
15-day coverage period if age 64 or under on your departure date †
Up to $5,000,000 per insured person, per trip 3-day coverage period if age 65 or over on your
departure date†
Rental cars with a Manufacturer’s Suggested
Retail Price (MSRP) of up to $65,000†
Rental period of up to 48 days†
Up to $2,500 per occurrence for all insured
persons combined †
Up to 90 days from date of
purchase†
No Up to one additional year following the expiry of the original manufacturer’s warranty † No No No N/A No CIBC Aventura Visa Infinite Card



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CIBC Aventura Visa Infinite Privilege Card



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Travel Points $499 $99 20.99%
Purchase

22.99%
Cash Advance
2.5% $200,000 Household Up to 50,000 points* 0 3 points per dollar on travel purchased through the CIBC Rewards Centre†

2 points per dollar on eligible dining, entertainment, transportation, gas and groceries†

1.25 points per dollar on all other purchases†
$200 Annual travel credit


Two NEXUS◊ Application Fee rebates
CIBC Rewards up to 2.0% on flights per the Aventura Flight Rewards Chart (e.g. 10,000 to 20,000 pts = short-haul flight worth up to $400)

up to 2.5% on business class flights per the Aventura Flight Rewards Chart (e.g. 40,000 pts = short-haul flight worth up to $1,000)

or

100 Points = $1 for other travel
N/A CIBC Rewards $500,000 4 hours
up to $500 per insured person up to a combined maximum of $1,000 for all insured persons
6 hours
up to $500 per insured person up to a combined maximum of $1,000 for all insured persons
Yes
up to $1,000 per insured person up to a combined maximum of $2,500 for all insured persons
No Yes
up to $2,500 per insured person up to a combined maximum of $10,000 for all insured persons
Yes
up to $5,000 per insured person up to a combined maximum of $25,000 for all insured persons
31 Days 10 Days Up to $85,000 Yes

Up to $2,500
Yes
up to 180 Days
No Yes
Triples up to 2 additional years
No Yes

Priority Pass Membership + 6 Free Lounge Visit Passes per cardholder
No * Apply by Jul 5, 20 No CIBC Aventura Visa Infinite Privilege Card



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Desjardins Odyssey World Elite Mastercard



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Travel Points $130 $0 19.9% 2.5% $80,000 Personal or $150,000 Household 0 0 1.5% of spending up to $20,000

2% of spending over $20,000
20% bonus BONUS DOLLARS in annual spending up to a maximum of 200 BONUS DOLLARS* BONUS DOLLARS Rewards 1 Bonus Dollar = $1 N/A Any travel provider $1,000,000 No 6 hours
up to $500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
Unlimited coverage
60 days up to age 59

31 days for ages 60-64
15 days for ages 65-75 Up to $85,000 No Yes
90 Days
No Yes No Yes

8 free passes to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport
No * Only for residents of Ontario and Quebec - Terms and Conditions apply No Desjardins Odyssey World Elite Mastercard



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Desjardins Odyssey Gold Visa



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Travel Points $110 $0 19.9% 2.5% N/A 0 0 1% of spending 20% bonus BONUS DOLLARS in annual spending up to a maximum of 200 BONUS DOLLARS* BONUS DOLLARS Rewards 1 Bonus Dollar = $1 N/A Any travel provider $1,000,000 No 6 hours
up to $500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
Unlimited coverage
60 days up to age 59

31 days for ages 60-64
15 days for ages 65-75 Up to $85,000 No Yes
90 Days
No Yes No No No * Only for residents of Ontario and Quebec - Terms and Conditions apply No Desjardins Odyssey Gold Visa



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Desjardins Odyssey Visa Infinite Privilege



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Travel Points $395 $0 9.9% 2.5% $200,000 Household 0 0 2% of spending 20% bonus BONUS DOLLARS in annual spending up to a maximum of 200 BONUS DOLLARS* BONUS DOLLARS Rewards 1 Bonus Dollar = $1 N/A Any travel provider $1,000,000 No 6 hours
up to $1,000
Yes
up to $2,500
Yes
up to $2,500
Yes
$2,500 per person
Yes
Unlimited coverage
60 days up to age 59

31 days for ages 60-64
15 days for ages 65-75 Up to $85,000 No Yes
90 Days
No Yes No Yes

12 free passes to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport
No * Only for residents of Ontario and Quebec - Terms and Conditions apply No Desjardins Odyssey Visa Infinite Privilege



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Envision World Mastercard®



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Travel Points $120 $50 19.9% 2.5% $60,000 individual, or
$100,000 household
0 0 2 points per dollar spent N/A My Select Rewards 1,000 points = $10 N/A My Select Rewards $1,000,000 No 6 Hours
up to $500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,000
Yes
$2,000
48 days up to 59 years old

23 days for 60 - 64 years old
15 days Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 Days
Yes
Double
No No No No No Envision World Mastercard®



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Gold CHOICE REWARDS® Mastercard® Credit Card



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Travel Points $120 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 5,000 Points 0 1 point per dollar spent N/A Choice Rewards 1,000 points = $10 N/A Choice Rewards $500,000 No
24 Hours up to $300
No No Yes
$3,000 per account
Yes
$2,000 per account
15 Days 15 days up to age 75 Up to $65,000 MSRP No Yes
90 Days
Yes Yes No No No N/A No Gold CHOICE REWARDS® Mastercard® Credit Card



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HSBC World Elite Mastercard



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Hybrid First year fee rebate then
$149
(Quebec does not receive first year fee rebate)
$50 19.9%
Purchase

22.9%
Cash Advance
0 $80,000 personal or $150,000 household
or $400,000 in assets at any Canadian Financial Institution
Up to 40,000 points
(up to 70,000 in Quebec)
0 6 Points per dollar on travel

3 Points per dollar all other spending
$100 annual travel enhancement credit

Unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide
HSBC Rewards 100 points = $0.50 2.5 points = 1 British Airways Executive Club Avios

3 points = 1.35 Singapore Airlines KrisFlyer Miles 

3 points = 1.2 Cathay Pacific Asia Miles 
Any Travel Provider $500,000 No 12 hours
$200 per person
Yes
up to $750
Yes
up to $750
Yes
$2,000 per person up to $5,000 maxmimum per account
Yes
$2,000 per person up to $5,000 maxmimum per account
31 Days No Up to $65,000 MSRP No Yes
90 Days
No Yes No

Yes

LoungeKey Membership

No N/A Yes
read it here
HSBC World Elite Mastercard



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Laurentian Bank Visa Explore



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Travel Points $110

$0

19.99%
Purchase

21.99%
Cash Advance
2.5% N/A 0 0 3 points per dollar on pre-authorized debtis

2 points per dollar on travel, transportation
and foreign currency purchases

1 point per dollar on all other spending
N/A Laurentian Bank Reward Zone 10,000 points = $100 N/A Any Travel Provider $500,000 No 12 hours
$200 to $500 per person
No No Yes
up to $2,000
Yes
up to $5,000
31 days 15 days to age 75 Up to $65,000 MSRP

Up to 48 days
No Yes
90 Days
No Yes
Up to 1 year extra
No No No This card is for residents of Quebec or Ontario only No Laurentian Bank Visa Explore



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Marriott Bonvoy™ American Express® Card



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Hotel $120 $0 19.99%
Purchase

21.99%
Cash Advance
2.5% N/A 60,000 Points + $120 statement credit Annual Free Night Award at eligible hotels and resorts worldwide

15 Elite Night Credits each calendar year
5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy® properties

2 points for every $1 in all other Card purchases
Automatic Silver Elite status membership

Enjoy an automatic upgrade to Gold Elite status when you reach $30,000 in purchases on the Card each year.
Marriott Bonvoy N/A

Transfer points to 40 airlines

3,000 Points = 1,000 miles

+ 5,000 bonus miles when you convert 60,000 points

Marriott Bonvoy $500,000 4 hours
$500 per person
6 hours
$500 per person
Yes
up to $500
No No No No No Up to $85,000 Yes
up to $500
Yes
90 Days
No Yes No No No N/A No Marriott Bonvoy™ American Express® Card



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mbna Alaska Airlines Platinum Plus Mastercard



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Airline $75 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 20,000 Miles * 0

3 Miles per dollar spent on Alaska Airlines purchases

1 Mile per dollar on all other spending

No Alaska Airlines Mileage Plan N/A N/A Alaska Airlines Mileage Plan $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
No Yes Annual companion fare from from $121 (USD) ($99 plus taxes and fees from $22) No No * when you spend $1,000 within 90 days

THIS CARD IS NOT AVAILABLE IN QUEBEC
No mbna Alaska Airlines Platinum Plus Mastercard



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mbna Alaska Airlines World Elite® Mastercard®


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Airline $99 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $80,000 personal or $150,000 household 30,000 Miles * 0

3 Miles per dollar spent on Alaska Airlines purchases

1 Mile per dollar on all other spending

First Checked Bag free on Alaska Airlines flights for up to 6 guests Alaska Airlines Mileage Plan N/A N/A Alaska Airlines Mileage Plan $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
Yes Yes Annual companion fare from from $121 (USD) ($99 plus taxes and fees from $22) No No * when you spend $1,000 within 90 days

THIS CARD IS NOT AVAILABLE IN QUEBEC
Yes

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mbna Alaska Airlines World Elite® Mastercard®


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MBNA Best Western Rewards Mastercard



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Hotel $0 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 20,000 Points 0 5 points per dollar spent on Best Western Purchases

1 Point per dollar spent everywhere else
Gold Status”upon first use of your credit card and Diamond Status when you spend $10,000 in eligible purchases within one year◊◊ Best Western Rewards N/A Transfer points to 17 airlines
Best Western Rewards $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
No Yes No No No This offer is not available for residents of Quebec.  For residents of Quebec, please click here. No MBNA Best Western Rewards Mastercard



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MBNA Rewards Platinum Plus Masttercard



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Travel Points $0 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 10,000 Points * 0

1 point for every $1 in eligible purchases

4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days

2 points for every $1 spent on eligible gas, groceries and restaurant purchases**

N/A MBNA Rewards 1,000 Points = $10 N/A Any Travel Provider $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
No Yes No No No *
5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening plus 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

** $5,000 annual cap on each category

This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
No MBNA Rewards Platinum Plus Masttercard



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MBNA Rewards World Elite Mastercard



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Travel Points $120 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% $80,000 personal or $150,000 household 30,000 Points * 0 2 points for every $1 spent N/A MBNA Rewards 1,000 Points = $10 N/A Any Travel Provider $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
Yes Yes No No No 20,000 bonus points†† after you make $2,000 or more in eligible purchases within the first 90 days of your account opening and 10,000 bonus points once enrolled for paperless e-statements within the first 90 days of account opening

This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
No MBNA Rewards World Elite Mastercard



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Meridian Visa Infinite Travel Rewards Card



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Travel Points $0 in first year then $99 $30 19.50%
Purchase

21.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 0 0

3 points per dollar spent in foreign currencies

1.5 points per dollar on all other spending

N/A Meridian Travel Rewards 1,000 Points = $10 (approx value for travel) N/A Meridian Travel Rewards $1,000,000 No 6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,000 per person
Yes
Unlimited coverage
48 days up to 59 years old

23 days 60 - 64 years old
15 days Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No N/A No Meridian Visa Infinite Travel Rewards Card



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Meridian Visa Platinum Travel Rewards Card



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Travel Points $0 in first year then $49 $0 19.50%
Purchase

21.99%
Cash Advance
2.5% N/A 0 0

2 points per dollar spent in foreign currencies

1 points per dollar on all other spending

N/A Meridian Travel Rewards 1,000 Points = $10 (approx value for travel) N/A Meridian Travel Rewards $500,000 No 6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No N/A No Meridian Visa Platinum Travel Rewards Card



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National Bank Platinum Mastercard



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Travel Points $89 $35 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A $300 cash back when you spend $4,000 in the first four months 0 1 point per dollar spent N/A À la carte Rewards 11,000 Points = $100

50,000 Points = $500

10,000 Points = $100 over and above the 50,000 point level
N/A Any Travel Provider

or

À la carte Rewards
No 4 hours
$500
6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$1,250 per person
Yes
$2,500 per person
10 days 10 days up to 74 years old Up to 48 Days

Up to $65,000 MSRP
No Yes
180 Days
No Yes
Triple
No No No N/A No National Bank Platinum Mastercard



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National Bank World Mastercard



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Travel Points $115 $35 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household $300 cash back when you spend $4,000 in the first four months 0 1.25 Points per dollar for spend between 0 & $20,000

2 Points per dollar for spend between $20,001 - $30,000

1.25 Points per dollar for spend between $30,001 & up
N/A À la carte Rewards 11,000 Points = $100

50,000 Points = $500

10,000 Points = $100 over and above the 50,000 point level
N/A Any Travel Provider

or

À la carte Rewards
No 4 hours
$500
6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
$5,000 per person
60 days up to 54 years old

31 days for 55-64 years old
15 days to 74 years old Up to 48 Days

Up to $65,000 MSRP
No Yes
180 Days
No Yes
Triple
No No No N/A No National Bank World Mastercard



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National Bank World Elite Mastercard



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Travel Points $150 $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $80,000 personal or $150,000 household $300 cash back when you spend $4,000 in the first four months 0 1.5 Points per dollar for spend between 0 & $40,000

2 Points per dollar for spend between $40,001 - $80,000

1.5 Points per dollar for spend between $80,001 & up

3 to 3.5 points per dollar spent via NBC À la carte Travel
Refund of up to $250 per year on seat selection ($50), airport parking ($100) and baggage fees ($100). À la carte Rewards 12,000 Points = $100

55,000 Points = $500


77,000 Points = $700

110,000 Points = $1000
N/A Any Travel Provider

or

À la carte Rewards
No 4 hours
$500
6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
$5,000 per person
60 days up to 54 years old

31 days for 55-64 years old
15 days to 74 years old Up to 48 Days

Up to $65,000 MSRP
No Yes
180 Days
No Yes
Triple
No Yes only to the National Bank Lounge at Montréal-Trudeau Airport No * Apply by Oct 31, 19 No National Bank World Elite Mastercard



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Platinum Card from American Express



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Hybrid $699 $175 annually for Platinum Cards;

$50 annually for Gold cards
30% Non Revolving 2.5% N/A

50,000 Points

0 3 points for every $1 in Card purchases on eligible dining in Canada

2 points for every $1 in Card purchases on eligible travel

1 point for every $1 in all other Card purchases

$200 Annual Travel Credit

Elite status with Marriott Bonvoy, Radisson Rewards, Hilton Honors, Shangri-La Golden Circle, Hertz & Avis

Membership Rewards 1,000 points = $10 1 Point = 1 Mile with Aeroplan, British Airways

1 Point = .75 Miles with Alitalia, Etihad, Cathay Pacific and Delta

1 Point = 1 Hilton Honors Point

1 Point = 0.4 Marriott Bonvoy Points
Any Travel Provider $500,000 4 hours
$1,000 per person
6 hours
$1,000 per person
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person up to $5,000 maxmimum per account
Yes
$2,500 per person up to $6,000 maxmimum per account
15 Days up to 65 years old No Up to $85,000 Yes
up to $1,000
Yes
120 Days
No Yes Yes Yes

Priority Pass (Unlimited access)

American Express Lounge Access Program

Delta SkyClubs
No N/A No Platinum Card from American Express



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RBC British Airways Visa Infinite Card



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Airline $165 $75 20.50%

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 50,000 Avios* 0 2 Avios per dollar spent on British Airwys flights

1 Avios per dollar spent on all other spending
10% off British Airways flights when you book and pay with your card

250 bonus Avios when you rent a car with Avis and pay with your card
British Airways Executive Club N/A N/A British Airways Executive Club $500,000 4 hours
$250 per person
4 hours
$500 per person
$500 per person No No No 31 Days 7 Days Up to $65,000 MSRP Yes
up to $2,500
Yes
90 Days
No Yes Earn a companion voucher when you spend $30,000 CAD annually No No * Step 1: Receive 15,000 Avios as welcome bonus upon approval
Step 2: 25,000 bonus Avios when you spend $5,000 CAD in the first two months
Step 3: Another 10,000 bonus Avios when you renew your card after your first year
No RBC British Airways Visa Infinite Card



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RBC Cathay Pacific Visa Platinum



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Airline $120 $50 20.50%
Purchase

22.99%
Cash Advance
2.5% N/A 35,000 Miles*
10,000 miles after the first anniversary of your card account opening 2 Asia Miles for every dollar spend with Cathay Pacific

1.25 Asia Miles for foreign currency spending

1 Asia Miles per dollar spent everywhere else
Complimentary first-year Green Tier Membership to Cathay Pacific's exclusive Marco Polo Club for the primary cardholde Asia Miles N/A N/A Asia Miles $500,000 4 hours
$500 per person
4 hours
$500 per person
$500 per person No No No 31 Days 7 Days Up to 48 Days

Up to $65,000 MSRP
Yes
up to $2,500
Yes
90 Days
No Yes
Double
No No No * Limited Time Offer

15,000 upon approval
10,000 when you spend $6,000 CAD in the first 3 months
10,000 after the first anniversary of your card account opening
No RBC Cathay Pacific Visa Platinum



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RBC Rewards+ Visa Card



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Travel Points $0 $0   2.5% N/A 2,500 Points 0

1 point per dollar spent at Gas, Grocery & Drug Stores

1 per $2 spent on everything else

Up to 3,500 bonus points for completing various online tasks within the first 60 days RBC Rewards 1,000 points = $10 Convert to WestJet Rewards or Hudson's Bay Rewards RBC Rewards No No No No No No No No No No No Yes
90 Days
No Yes
Double
No No No N/A No RBC Rewards+ Visa Card



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RBC Visa Infinite Avion



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Hybrid $120 $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 15,000 Points
0

1.25 Points per dollar on travel

1 Points per dollar

N/A RBC Rewards up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
1,000 Points = $10 for other travel
1 Point = 1 Mile on British Airways or Cathay Pacific

1 Point = 0.7 American AAdvantage Miles

100 Points = 1 WestJet Dollar
RBC Rewards $500,000 4 hours
$250 per person
4 hours
$500 per person
$500 per person No Yes
$1,500 per person up to $5,000 maxmimum per account
Yes
$1,500 per person up to $5,000 maxmimum per account
15 Days 3 Days Up to $65,000 MSRP Yes
up to $2,500
Yes
90 Days
No Yes No No No * Limited time offer Yes

read it here
RBC Visa Infinite Avion



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RBC Visa Infinite Privilege Avion



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Hybrid $399 $99 19.99%
Purchase

22.99%
Cash Advance
2.5% $200,000 Household 25,000 Points 0 1.25 Points per dollar N/A RBC Rewards up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
1,000 Points = $10 for other travel
1 Point = 1 Mile on British Airways or Cathay Pacific

1 Point = 0.7 American AAdvantage Miles

100 Points = 1 WestJet Dollar
RBC Rewards $500,000 4 hours
$500 per person
4 hours
$750 per person
Up to $2,500 total for all covered persons Up to $2,500 total for all covered persons Yes
$2,500 per person
Yes
$5,000 per person
31 Days 7 Days Up to 48 Days

Up to $85,000 MSRP
Yes
up to $3,000
Yes
120 Days
No Yes
Triple
No No No N/A No RBC Visa Infinite Privilege Avion



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RBC Visa Platinum Avion



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Hybrid $120 $50 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 15,000 Points 0 1 Point per dollar N/A RBC Rewards up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
1,000 Points = $10 for other travel
1 Point = 1 Mile on British Airways or Cathay Pacific

1 Point = 0.7 American AAdvantage Miles

100 Points = 1 WestJet Dollar
RBC Rewards $500,000 4 hours
$250 per person
4 hours
$500 per person
$500 per person No Yes
$1,000 per person up to $5,000 maxmimum per account
Yes
$2,500 per person
No No Up to 48 Days

Up to $65,000 MSRP
Yes
up to $2,500
Yes
90 Days
No Yes
Double
No No No N/A No RBC Visa Platinum Avion



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Scotiabank American Express Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 5,000 Points * 0 1 point per dollar N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $250,000 No No No No No Yes
$2,500 per person
8 days 3 days Up to $65,000 MSRP No Yes
90 days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No * when you spend $500 in the first three months No Scotiabank American Express Card



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Scotiabank Gold American Express Card



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Travel Points $120 $29 19.99%
Purchase

22.99%
Cash Advance
0% $12,000 20,000 points 0 5 points per dollar spent at eligible grocery stores, on dining and entertainment*

3 points per dollar spent at eligible gas stations, daily transit and select streaming services

1 point per dollar spent everywhere else
N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $500,000 4 hours
$500 per person
4 hours
$1,000 in total
Yes
up to $1,000
No Yes
$1,500 per person
Yes
$2,500 per person
25 Days 3 Days Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 days
No Yes No No No * On the first $50,000 in those categories Yes

Read it here
Scotiabank Gold American Express Card



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Scotiagold Passport Visa



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Travel Points $110 $30 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 5,000 Points 0 1 points per dollar spent 5% cash back for Scotia Rewards Travel Service Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $250,000 No 4 hours
$1,000 in total
Yes
up to $1,250
No Yes
$2,500 per person
Yes
$2,500 per person
31 Days No Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 days
No Yes No No No N/A No Scotiagold Passport Visa



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Scotiabank Passport Visa Infinite card



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Travel Points $139 $0 for first card $50 for each additional 19.99%
Purchase

22.99%
Cash Advance
0% $60,000 Personal or $100,000 Household

25,000 Points *

0
2 points per eligible dollar spent on grocery, dining, entertainment and daily transit (including buses, subways, taxis, Ubers and more)**

1 point per dollar spent outside of the categories listed above
10,000 points if you spend $40,000 on the card annually Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $500,000 4 hours
$500 per person
4 hours
$1,000 in total
Yes
up to $1,000
No Yes
$2,500 per person
Yes
$2,500 per person
25 Days 10 days Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 days
Yes
60 days
up to $100 per item
$500 max per year
Yes No Yes

Free membership in Priority Pass + 6 free lounge visits
No *Limited time offer after you spend $1,000 in the first 3 months

** On the first $50,000 in those categories
Yes
read it here
Scotiabank Passport Visa Infinite card



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Scotiabank Platinum American Express Card



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Travel Points $399 $99 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 30,000 Points 0 4 points per dollar spent at eligible gas stations, grocery stores, on dining and entertainment*

1 point per dollar spent everywhere else
N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $500,000 4 hours
$1,000 per person
4 hours
$1,000 in total
Yes
up to $1,000
No Yes
$2,500 per person
Yes
$5,000 per person
31 Days 10 Days Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 Days
Yes
60 Days
Yes No Yes

Free membership in Priority Pass + 10 free lounge visits
No * On the first $100,000 in those categories No Scotiabank Platinum American Express Card



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Scotiabank Rewards Visa Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 0 0 1 point per $2 spent N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards No No No No No No No No No No No No No No No No No N/A No Scotiabank Rewards Visa Card



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Shell AIR MILES MasterCard



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Coalition $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 800 Miles*
0

2 Miles per $20 at AIR MILES Sponsors


1 Mile per $20 everywhere else

N/A AIR MILES N/A N/A AIR MILES No No No No No No No No No No No Yes
90 Days
No Yes No No No * Limited Time Offer

400 awarded on first purchase + 400 when you spend $1,000 on the card in the first three months
No Shell AIR MILES MasterCard



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Shell AIR MILES World MasterCard



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Coalition $99 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 800 Miles *
0

1 Mile per $15

1.25x the miles on Shell purchases in Canada AIR MILES N/A N/A AIR MILES No 6 hours
$500 per account
No Yes
up to $750
Yes
up to $750
No No No No Up to $65,000 MSRP No Yes
90 Days
No Yes No No No * Limited Time Offer

400 awarded on first purchase + 400 when you spend $1,000 on the card in the first three months
No Shell AIR MILES World MasterCard



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TD Aeroplan Visa Infinite Card



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Airline $0 in first year then $1391 $0 in first year for the 1st additional card then $752 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal income or $100,000 Combined Household Income Up to 20,000 Points and a bonus Buddy Pass1 0 1.5 miles4 per dollar on eligible Air Canada, grocery, and gas stations Purchases

1 mile5 for every dollar on all other Purchases made with your Card
One complimentary first checked bag

NEXUS Fee rebate: Up to $100 every 48 months

1.5 bonus Aeroplan points for each $1 spent on eligible purchases at participating Starbucks® locations17. Conditions Apply. Offer ends November 7, 2021
Aeroplan N/A N/A Aeroplan $500,00010 4 hours
$500 per person10
6 hours
$1,000 per person9
Yes
up to $1,0009
No Yes
$1,500 per person8
Yes
$5,000 per person8
21 days7 4 days7 Up to $65,000 MSRP11 No Yes
90 days
No Yes No No No N/A Yes
Read it here
TD Aeroplan Visa Infinite Card



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TD Aeroplan Visa Infinite Privilege Card



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Airline $399 $992 19.99%
Purchase

22.99%
Cash Advance
2.5% $200,000 Household Up to 50,000 Points and an Air Canada Buddy Pass 0 1.5 miles5 per dollar on eligible grocery, gas and drugstore Purchases and aircanada.com Purchases

1.25 miles6 for every dollar on all other Purchases made with your Card
One complimentary first checked bag on Air Canada, Air Canada Rouge or Air Canada Express3 Aeroplan N/A N/A Aeroplan $500,000 4 hours
$1,000 per person
4 hours
$1,000 per person
Yes
up to $2,500
No Yes
$2,500 per person
Yes
$5,000 per person
22 days 4 days Up to 48 Days

Up to $85,000 MSRP
No Yes
120 days
No Yes
Double
One 50% discount on a Companion Ticket on an Air Canada® flight Yes

Free membership in Priority Pass + 6 free lounge visits4

Four annual One-Time Guest Access Benefits to an Air Canada® Maple Leaf Lounge™ (when travelling on an Aeroplan® Flight Reward)3
Yes3 N/A No TD Aeroplan Visa Infinite Privilege Card



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TD Aeroplan Visa Platinum Card



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Airline $0 in first year then $891 $0 in first year for the 1st additional card then $352 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A Up to 20,000 Points 0 1 mile3 per dollar on eligible grocery, gas and drugstore Purchases

1 miles4 for every $1.50 on all other Purchases made with your Card
No Aeroplan N/A N/A Aeroplan $500,000 4 hours
$500 per person
6 hours
$1,000 per person
Yes
up to $1,000
No No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 days
No Yes
Double
No No No N/A No TD Aeroplan Visa Platinum Card



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TD First Class Travel
Visa Infinite Card




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Travel Points $0 in first year then $1201 $0 in first year for the 1st additional card then $502 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal income or $100,000 Combined Household Income Up to 60,000 Points1 0 3 Points per dollar7

9 Points dollar online at ExpediaForTD8

6 Points dollar via the phone at ExpediaForTD8
N/A TD Rewards 200 Points = $1 with Expedia for TD3

250 Points = $1 for the book anywhere option
N/A Any Travel Provider or TD Rewards $500,000 No 6 hours
$1,000 per person
Yes
up to $1,000
No Yes
$1,500 per person
Yes
$5,000 per person
21 days 4 days Up to $65,000 MSRP No Yes
90 days
No Yes No No No See terms below in the footnotes No TD First Class Travel
Visa Infinite Card




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TD Platinum Travel Visa Card



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Travel Points $0 in first year then $891 $352 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A Up to 30,000 Points1 0 3 Points per dollar on grocery purchases3 and recurring bill payments4

5 points per dollar spent online at ExpediaForTD5

2 points per dollar on all other purchases6
N/A TD Rewards 200 Points = $1 with Expedia for TD3

250 Points = $1 for the book anywhere option
N/A Any Travel Provider or TD Rewards $500,000 4 hours
$500 per person
6 hours
$1,000 per person
Yes
up to $1,000
No No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 days
No Yes
Double
No No No See terms below in the footnotes No TD Platinum Travel Visa Card



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TD Rewards VIsa Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A Up to 10,000 Points1 0 2 Points per dollar on grocery purchases2 and recurring bill payments3

3 points per dollar spent online at ExpediaForTD4

1 points per dollar on all other purchases5
N/A TD Rewards 200 Points = $1 with Expedia for TD

250 Points = $1 for the book anywhere option
N/A Any Travel Provider or TD Rewards No No No No No No No No No No No Yes
90 days
No Yes
Double
No No No See terms below in the footnotes No TD Rewards VIsa Card



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Vancity enviro Classic Visa



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Travel Points $0 $0 19.5% 2.5% N/A 0 0

1 point per $2 spent

1 point per dollar spent on travel booked via My Visa Rewards Plus

2,000 bonus points for enroling online My Visa Rewards Plus 1,000 points = $10 N/A My Visa Rewards Plus $200,000 No No No No No No No No No No Yes
90 Days
No Yes
Double
No No No Must apply in branch No Vancity enviro Classic Visa



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Vancity enviro Gold Visa



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Travel Points $99 $0 19.5% 2.5% N/A 2,500 points 3,500 points

1 point per dollar spent

2 points per dollar spent on travel booked via My Visa Rewards Plus

2,000 bonus points for enroling online
My Visa Rewards Plus 1,000 points = $10 N/A My Visa Rewards Plus $500,000 No 6 hours
$1,000 per person
Yes
up to $1,000
No No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
up to $1,000 per year
Yes
Double
No No No Must apply in branch No Vancity enviro Gold Visa



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Vancity enviro Visa Infinite Card



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Travel Points $120 $0 for first card, $50 thereafter 19.5% 2.5% N/A 0 0 2.5 points for every $1 spent on groceries

1 5 points for every $1 spent on public transit and ferries

10 points for every $1 spent at select local businesses

1.25 points for every $1 spent on all other purchases
Double Points when you book travel via Vancity Rewards Vancity Rewards 1,000 points = $10 N/A Vancity Rewards $500,000 4 hours
$500 per trip
4 hours
$500 per trip
Yes
up to $1,000
No No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
Yes No Yes

Priority Pass Membership
No N/A No Vancity enviro Visa Infinite Card



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Vancity enviro Visa Infinite Privilege Card



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Travel Points $245 for members
$395 for non members
$0 for first card, $50 thereafter 19.5% 2.5% N/A 0 0 3 points for every $1 spent on groceries

5 points for every $1 spent on public transit and ferries

10 points for every $1 spent at select local businesses

1.5 points for every $1 spent on all other purchases
Double Points when you book travel via Vancity Rewards Vancity Rewards 1,000 points = $10 N/A Vancity Rewards $500,000 4 hours
$1,000 per trip
4 hours
$1,000 per trip
Yes
up to $2,500
No Yes
$2,500 per person
Yes
$5,000 per person
22 days 3 days Up to 48 Days

Up to $85,000 MSRP
No Yes
120 Days
Yes
60 days
Yes No Yes

Priority Pass Membership + 6 complimentary lounge visits
No N/A No Vancity enviro Visa Infinite Privilege Card



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WestJet RBC Mastercard



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Airline $39 $19 19.99%
Purchase

21.99%
Cash Advance
2.5% N/A 50 Dollars 0 1.5% on WestJet purchases

1% on all other purchases
N/A WestJet Rewards N/A N/A WestJet Rewards $500,000 No No No No No No No No Up to $65,000 MSRP Yes
Up to $2,500
Yes
90 Days
No Yes Yes
$199 domestic companion flight
No No N/A No WestJet RBC Mastercard



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WestJet RBC World Elite Mastercard



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Airline $119 $59 19.99%
Purchase

21.99%
Cash Advance
2.5% $80,000 personal or $150,000 household 350 Dollars* 0 2% on WestJet purchases

1.5% on all other purchases
First Checked Bag free on WestJet flights for cardholder and up to 8 guests WestJet Rewards N/A N/A WestJet Rewards $500,000 4 hours
$500 per person
($250 per day)
No No No No Yes
$5,000 per person
15 days 3 days Up to $65,000 MSRP Yes
Up to $2,500
Yes
90 Days
No Yes Annual $99 / $299 / $399 Companion Flight

Yes

LoungeKey Membership

No * Limited time offer ends January 6, 2020 Yes
Read it here
WestJet RBC World Elite Mastercard



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Footnotes
Card Legal
mbna Alaska Airlines World Elite Mastercard
†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.
‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.
◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.
ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite® Mastercard®consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com
†††† To be eligible for a World Elite account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in the application. The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
MBNA Rewards Platinum Plus® Mastercard® Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn two (2) points per dollar spent on eligible gas, grocery and restaurant purchases to a maximum annual amount of $5,000 in each category. Eligible purchases that are not eligible gas, grocery and restaurant purchases will earn a Base Earn Rate of one (1) point per dollar. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on gas, grocery and restaurant Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible gas, grocery and restaurant purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $5,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

 

MBNA Rewards World Elite® Mastercard® Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
TD Aeroplan Visa Infinite Card The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Interest rates, fees and features are effective as of January 18, 2021, unless otherwise indicated, and are subject to change.

The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.

1 Must apply by May 30, 2021. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite* Card Account (“Account”) only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional bonus 10,000 Aeroplan points and the bonus Buddy Pass, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional bonus 10,000 Aeroplan points and the bonus Buddy Pass, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder Annual Fee Rebates, you must add your Additional Cardholders by May 31, 2021. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points, additional bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass are awarded. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and the bonus Buddy Pass to be credited to your Aeroplan Member account.

The bonus Buddy Pass entitles a companion to accompany the Primary Cardholder for a $0 base fare, when a published Economy Class fare marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel wholly within North America. The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once for travel wholly within North America, which is defined as Canada , the United States (including Hawaii) and Mexico. Companion will be responsible to pay all applicable taxes, fees, and charges that apply above the base fare. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase of a ticket, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholders account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable and all applicable taxes, fees, and charges that apply above the base fare. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time. This one-time bonus Buddy Pass is only valid for eligible cardholders. You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers.

2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.

3 A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions: https://www.aircanada.com/ca/en/aco/home/plan/baggage.html.

4 The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program: https://www.cbsa-asfc.gc.ca/prog/nexus/term-eng.html

5 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase made directly from Air Canada or of any of Air Canada’s products and services, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:
• 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
• 1 Aeroplan point earned for each $1 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

6 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer

7 The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

8 The goods and services Cardholders request or otherwise choose to obtain through the Visa Infinite Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Concierge. Neither Visa nor TD are responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of Cardholders’ requests in all instances. There is no fee for the Concierge’s services; however, Cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the Cardholder and purchased by the Visa Infinite Concierge on the Cardholder’s behalf. All costs will be charged directly to the Cardholder’s Visa Infinite card.

9 You must be an eligible Visa Infinite Cardholder with a valid Canada-issued Visa Infinite Card to take advantage of the Visa Infinite benefits and services. Certain benefits and services require enrollment. Offers and benefits are non-transferable, and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the Card are responsible for any claims or damages arising from the use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions (https://www.visainfinite.ca/infinite/en/terms.html), including third-party suppliers’ terms and conditions. The Visa Infinite privacy policy (https://www.visa.ca/en_CA/legal/global-privacy-notice.html) applies to all benefits and services that require enrollment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection use and disclosure of Cardholders’ personal information by third-party suppliers of services and benefits to Visa Infinite Cardholders are subject to such third parties’ own privacy policies.

10 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you’re under 65 and 4-day coverage if you’re 65 or older.

11 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

12 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement.

13 Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

14 Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant ®. Assurant® is a registered trademark of Assurant, Inc.

15 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

16 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

17 Limited Time Promotional Offer:  Applies to the TD® Aeroplan® Visa Infinite* Card (the Account).  Offer starts November 8, 2020 and ends November 7, 2021 (the Offer Period).  The Offer Period will apply regardless of when your Account is activated. Account Cardholders will earn 1.5 Bonus Aeroplan points for each $1.00 in Purchases charged to the Account at participating Starbucks® locations in Canada (the "Starbucks Bonus Aeroplan Earn Rate"). All reloads on the Starbucks mobile application and in-store purchases at company-operated stores are eligible. In-store purchases at licensed stores are excluded from this offer. To learn if a Starbucks location is a participating location, click here. Starbucks purchases made through UberEats are not eligible for this promotion. The Starbucks Bonus Aeroplan Earn Rate earned during the Offer Period is in place of, and not in addition to the base Aeroplan point earn rate for the Account.  If the Purchase does not qualify for the Starbucks Bonus Aeroplan Earn Rate, you will earn the base earn rate of 1 Aeroplan point for each $1.00 in Purchases charged to the Account. Your Account must be in good standing to earn Aeroplan points. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan points earned on the original eligible Purchase. Please allow up to 8 weeks after each statement period for the Starbucks Bonus Aeroplan Earn Rate to be credited to your Account. This Limited Time Promotional Offer will be in addition to any other offers available for your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Starbucks and the Starbucks logo are registered trademarks of Starbucks Corporation Limited.

All trade-marks are the property of their respective owners.
See Air Canada and Aeroplan trade-mark ownership details. (https://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/trademark-legal.jsp)
™ NEXUS Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license.
* Trademark of Visa Int., used under license.
® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Annual interest rates, fees and features are subject to change.

TD® First Class Travel® Visa Infinite* Card

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.

+ Every 200 TD Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Points increments.
1 Must apply by November 7, 2020. Welcome Bonus of 20,000 TD Points will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional 40,000 TD Points, you must make $1,500 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional 40,000 TD Points, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by November 8, 2020. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 6 months. We reserve the right to limit the number of Accounts opened by and the number of TD Points awarded to any one person.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.
3 Every 200 TD Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Points increments
4 The Toronto-Dominion Bank and its affiliates are not liable or responsible for the products, goods or services offered or made available by third party retailers through tdrewards.com
5 Subject to carrier/space availability.
6 TD Points do not expire as long as you are a Cardholder.
7 TD Points must be redeemed in minimum 200-point increments for travel Purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel Purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Rewards Program Terms and Conditions ("Travel Terms") contained in the TD Travel Credit Cardholder Agreement for your Card. The Travel Terms are available on tdcanadatrust.com/agreements. We can decrease the required minimum TD Point redemption increment at any time. To redeem TD Points for travel Purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program or visit www.tdrewards.com after the travel Purchase has been posted to the Account and within 90 days from the transaction date of the travel Purchase. The required TD Points will be redeemed from the TD Points balance available at the time the TD Points are redeemed for the travel Purchase, not the transaction date of the travel Purchase. The amount that will be credited toward the travel Purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel Purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel Purchase not covered by the TD Points redeemed will remain on the Account for payment.
8 Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
9 Earn 9 TD Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to the Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 6 TD Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to the Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
10 Earn 3 TD Points ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to the Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Points. Other Conditions : Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
All trade-marks are the property of their respective owners.
* Trademark of Visa International Service Association and used under license.
®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

TD Platinum Travel Visa* Card

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.

1 Must apply online by March 2, 2020. Welcome Bonus of 15,000 TD Reward Points will be awarded to the TD Rewards Account associated with the TD Platinum Travel Visa* ("Account") only after the first Purchase is made on the Account. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account by March 2, 2020. Annual Fee Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. The Welcome Earn Bonus during the promotional period will be 25 TD Reward Points for every $1 on Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to the Account, 15 TD Reward Points for every $1 on Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases"), grocery purchases ("Grocery Purchases") and regularly recurring bill payments ("Pre-Authorized Payments") charged to the Account, and 10 TD Reward Points on every $1 on all other Purchases ("Other Purchases") charged to the Account. The Welcome Earn Bonus is in addition to the standard earn rate applicable to this Account. The Welcome Earn Bonus promotional period applies to new Accounts for the first 3 months. The Welcome Earn Bonus is subject to a maximum total collective earn of 5,000 TD Reward Points per month for all Purchases to the Account ("Welcome Earn Bonus Cap"). Once the Welcome Earn Bonus Cap is reached, any further Purchases made will earn TD Reward Points at the regular 5 TD Reward Points for every $1 on Online Travel Purchases, earn 3 TD Reward Points for every $1 on Phone Travel Purchases, grocery purchases and Pre-Authorized Payments, and earn 2 TD Reward Points ("Standard Rate") on every $1 on all Other Purchases charged to the Account. Any returned items, refunds, rebates or other similar credits on any Purchases will reduce or cancel the TD Reward Points earned at the Welcome Earn Bonus and the Standard Rate on the original Purchase, as applicable. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened and the number of TD Reward Points awarded by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus and the Welcome Earn Bonus TD Reward Points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus and the Welcome Earn Bonus TD Reward Points are to be credited to your TD Rewards Account.d.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User. Maximum of 3 Authorized User Cards on the Account.
3 Earn 3 TD Rewards Points ("Grocery Rebate") for every $1 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Grocery Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The Grocery Rebate is only available to a $15,000 maximum net annual spend ("$15,000 Cap"). Once the $15,000 Cap has been reached for Grocery Purchases, then any further Grocery Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Grocery Rebate: The Grocery Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate, the Grocery Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "grocery" category. Some merchants may (i) sell groceries or grocery items; or (ii) have separate merchants located on their premises that also sell groceries or grocery items; but may not be classified with a grocery MCC and such Purchases will not earn the Grocery Rebate as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 Earn 3 TD Rewards Points ("PAP Rebate") on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Platinum Travel Visa Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The PAP Rebate is only available to a $15,000 maximum net annual spend ("$15,000 Cap"). Once the $15,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Earn 5 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 3 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
6 Earn 2 TD Rewards Points ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

TD® Aeroplan® Visa Platinum* Card

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.
1 Must apply by November 7, 2020. Welcome Bonus of 10,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD® Aeroplan®Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional 10,000 Aeroplan Miles, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional 10,000 Aeroplan Miles, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by November 8, 2020. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge.The Annual Fee for any subsequent Additional Cardholders added to the Account continues to apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan Miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan Miles to be credited to your Aeroplan Member account.
2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
3 One (1) Bonus Aeroplan Mile (“Bonus Rate”) is earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery” or “drugstore” category. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries or drugstore products/services. Once the maximum net annual amount has been reached, Purchases of gas, groceries and drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 One (1) Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at tdcanadatrust.com/td/agreements).
5 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
* Trademark of Visa Int., used under license.
® Air Canada is a registered trademark of Air Canada, used under license.
Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc.
The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

TD® Aeroplan® Visa Infinite Privilege* Card Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.
Annual interest rates, fees and features are current as of June 19, 2017 unless otherwise indicated and subject to change. The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.
1 Must apply online by March 2, 2020. Welcome Bonus of 25,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. The Welcome Earn Bonus during the promotional period will be 5 additional Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your Account, and 5 additional Aeroplan Miles are earned for each $1.00 for all other Purchases charged to your Account. The Welcome Earn Bonus is in addition to the standard earn rate applicable to this Account. The Welcome Earn Bonus promotional period applies to new Accounts for the first 3 months. The Welcome Earn Bonus is subject to a maximum total collective earn of 5,000 Aeroplan Miles per month for all Purchases to the Account ("Welcome Earn Bonus Cap"). Once the Welcome Earn Bonus Cap is reached, any further Purchases made will earn Aeroplan Miles at the regular 1.5 Aeroplan Miles (Bonus Rate) that applies to each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) and 1.25 Aeroplan Miles that applies to each $1.00 in all other eligible Purchases. Any returned items, refunds, rebates or other similar credits on any Purchases will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus and the standard or Bonus Rate on the original Purchase, as applicable. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and additional miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time the Welcome Bonus and the Welcome Earn Bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account.
The number of Aeroplan Miles required for the destination is accurate as of December 2, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect two short-haul Fixed Mileage Flight Reward® in Premium Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com
2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
3 All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Infinite Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) apply whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada rouge or under the Air Canada express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight RewardsTM or Market Fare Flight RewardsTM) with miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.
Air Canada® Benefit Eligibility – 50% Discount on Companion Ticket : Upon the purchase from Air Canada of two (2) eligible Business Class (Flexible) fares for the Primary Cardholder and a companion (booking classes J, C, and D only) on tickets entirely operated by Air Canada or under the Air Canada Express banner, the Primary Cardholder will be eligible for a 50% discount on the companion ticket. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. The 50% discount only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer is available once every calendar year (January 1 – December 31) to each Primary Cardholder. The Primary Cardholder can only access the 50% discount each year when booking online at aircanada.com using that year’s promotional code. All travel must be completed by December 31 of the following year. Offer also applies to select Premium rouge bookings, where booking classes J, C, or D are available, on flights operated by Air Canada rouge to select destinations in Canada, the United States, or the Caribbean. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as the eligible Business Class (Flexible) booking by the Primary Cardholder. Please note that promotional codes apply to undiscounted published fares. Some of our previously discounted fares, while not eligible for the promotion, may be lower than the final price of the undiscounted fare to which the promotion applies.
4 You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege Card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the card is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions (available at www.visainfinite.ca/privilege/terms.jsp). The Visa Infinite Privilege privacy policy (available at www.visainfinite.ca/privilege/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies.
5 1.5 Bonus Aeroplan Miles (“Bonus Rate”) are earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Visa Infinite Privilege Card Account (“Account”). This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account for products and services completed online at aircanada.com, in-person at an Air Canada customer service counter at the airport or aboard an Air Canada flight. Excluded from the Bonus Rate are Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services and Air Canada Purchases must be made at merchants classified through the Visa* network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery”, “drugstore” or “Air Canada” category. Some merchants may sell gas, groceries or drugstore products/services or Air Canada products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services or Air Canada products/services, but may not be classified with a gas, grocery, drugstore or Air Canada MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $100,000 in net annual Purchases of gas, groceries, drugstore products/services and Air Canada Purchases made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries, drugstore products/services or Air Canada Purchases on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
6 1.25 Aeroplan Miles are earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ).
7 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

For full details on hotel accommodation and car rental booked with Aeroplan Travel Services, please visit aeroplan.com.
All trade-marks are the property of their respective owners.
* Trademark of Visa Int., used under license.
TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.
® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license.
® Air Canada is a registered trademark of Air Canada, used under license.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc.
Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc.
The TD logo and other trade-marks are the property of The Toronto-Dominion Bank. Annual interest rates, fees and features are subject to change.
TD Rewards Visa* Card

1 Must apply online by March 2, 2020. To receive the bonus of 5,000 TD Reward Points ("Welcome Bonus") awarded to the TD Rewards Visa* Account ("Account"), you must make $1,000 in Purchases on your Account within 90 days of Account opening. To receive the additional 2,500 TD Rewards Points for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between December 2, 2019 and March 2, 2020; and (b) the Authorized User must call and activate their Card by April 30, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 2,500 Authorized User Bonus TD Rewards Points offer. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. To receive the additional 2,500 TD Reward Points for enrolling in online statements ("eStatement Bonus"), first, register online for internet banking and create a TD EasyWeb account. Once registered, log in to EasyWeb and select Statements & Documents and switch your Account to receive Online Statements, by selecting delivery preferences. You will be asked to agree to the Electronic Document Consent Agreement which provides terms that enable TD to provide you with your statement and account communications electronically. You may revoke your consent to online statements at any time, however, to receive the eStatement Bonus, you must be enrolled by and on 11:59 pm ET March 20th, 2020. Please allow up to 8 weeks for the Welcome Bonus, the Authorized User Bonus, and/or the eStatement Bonus to be added to your Account. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus, the Authorized User Bonus, and/or the eStatement Bonus TD Reward Points are awarded.
2 Earn 2 TD Rewards Points ("Grocery Rebate") for every $1 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your TD Rewards Visa Card Account ("Account") and earn 2 TD Rewards Points ("Restaurant Rebate") for every $1 in Purchases at restaurants including fast food restaurants ("Restaurant Purchases") charged to your Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Grocery Purchase or Restaurant Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $5,000 Cap: Each of the Grocery Rebate and the Restaurant Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached for either Grocery Purchases or Restaurant Purchases, then any further Grocery Purchases and Restaurant Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 1 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Grocery Rebate and Restaurant Rebate: Each of the Grocery Rebate and the Restaurant Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate and/or the Restaurant Rebate, the Grocery Purchases and /or Restaurant Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "grocery", "restaurant" or "fast food" category. Some merchants may (i) sell groceries or grocery items; (ii) provide restaurant service or sell fast food; or (iii) have separate merchants located on their premises that also sell groceries or grocery items, or provide restaurant service or sell fast food; but may not be classified with a grocery, restaurant or fast food MCC and such Purchases will not earn the Grocery Rebate or Restaurant Rebate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer..
3 Earn 2 TD Rewards Points ("PAP Rebate") on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Rewards Visa Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $5,000 Cap: The PAP Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 1 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 Earn 3 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to your TD Rewards Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 2 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to your TD Rewards Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Earn 1 TD Rewards Point ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to your TD Rewards Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
* Trademark of Visa International Service Association and used under license..


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