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By Credit Card Company
Canadian Travel Credit Card Comparison:
Travel Points Credit Cards
 

This chart is part of Rewards Canada's Guide to Choosing a Travel Rewards Credit Card
and is a comparison of all the Travel Points travel rewards credit cards in Canada.
"A Travel Points Credit Card earns points that can be used to book travel via that credit cards travel agency,
associated reward program or with some cards the ability to book travel how you want and use those points
towards the charge on your account."


We also offer the following comparison charts:

Card Card Type Annual Fee Additional Card Fee Interest Rate Foreign Transaction Fee Minimum Income Welcome Bonus Renewal Bonus Earning Bonus Features Miles & Points Deposited to Travel Agency Redemption Value Exchange Options Redemption Centre Common Carrier Travel Accident Insurance Flight Delay Insurance Delayed Baggage Insurance Lost / Stolen Baggage Insurance Damaged Baggage Insurance Trip Cancellation Trip Interruption Travel Medical Insurance up to 64 years old Travel Medical Insurance 65+ Auto Rental Loss Damage Hotel / Motel Burglary Insurance Purchase Protection Price Protection Extended Warranty Companion Air Ticket Business Class Lounge Access Priority Check In Notes Rewards Canada Review Card
Alterna Savings Collabria Visa Infinite Card



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Travel Points $120 $50 19.9%
Purchase

19.9%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 0 0 2 Points per dollar spent N/A MySelect Rewards N/A N/A MySelect Rewards $1,000,000 No Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$2,000 per person
Yes 48 days to age 59

23 days for ages 60-64
15 days for 65-75 Up to $65,000 MSRP No Yes
90 Days
No Yes No No No N/A No Alterna Savings Collabria Visa Infinite Card



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Alterna Savings Collabria Visa Travel Rewards Gold Card



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Travel Points $99 $30 19.9%
Purchase

19.9%
Cash Advance
2.5% N/A 0 0

2 Points per dollar on foreign transactions

1 Points per dollar on all other spending

N/A MySelect Rewards N/A N/A MySelect Rewards $1,000,000 No Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$2,500 per person
Yes 48 days to age 59

23 days for ages 60-64
15 days for 65-75 Up to $65,000 MSRP No Yes
90 Days
No Yes No No No N/A No Alterna Savings Collabria Visa Travel Rewards Gold Card



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Atb Gold My Rewards Travel Mastercard



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Travel Points $0 $0 19.9%
Purchase

21.9%
Cash Advance
2.9% N/A 0 0 10 points per dollar spent N/A ATB My Rewards 1,000 points = $10 N/A Any Travel Provider $200,000 4 hours
$250 per day up to $500
4 hours
$250 per day up to $500
No No No No No No Up to $65,000 MSRP No Yes
90 Days
No Yes No No No Only available to residents of Alberta Yes
read it here
ATB Gold My Rewards Travel Mastercard



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Atb World Elite Mastercard



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Travel Points $0 in first year then $120 $25 19.9%
Purchase

21.9%
Cash Advance
2.9% $80,000 Personal or $150,000 Household 15,000 Points 0 1.5 points per dollar spent 0.5 points extra earned on all purchases during the month of April ATB My Rewards 1,000 points = $10 N/A Any Travel Provider $500,000 4 hours
$250 per day up to $500
4 hours
$250 per day up to $500
Yes
up to $1,000
No Yes
$1,000 per person up to $5,000 maxmimum per account
Yes
$1,000 per person up to $5,000 maxmimum per account
22 days No Up to $65,000 MSRP Yes
up to $1,000
in the U.S. & Canada only
Yes
90 Days
Yes Yes No

Yes

LoungeKey Membership + 2 Free Lounge Visit Passes

No Only available to residents of Alberta No ATB World Elite Mastercard



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BMO Rewards Mastercard



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5%   20,000 Points * 0 1 Point per dollar spent 1.99% introductory interest rate on Balance Transfers for 9 months* 1% fee applies to balance amounts transferred*

2x BMO Rewards points at participating National Car Rental®#† and Alamo Rent A Car®#† location
BMO Rewards 140 points = $1 N/A BMO Rewards No No No No No No No No No No No Yes
90 Days
No Yes No No No * Limited Time Offer No BMO Rewards Mastercard



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BMO World Elite Mastercard



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Travel Points $0 in first year then $150* $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $80,000 Personal or $150,000 Household 35,000 Points 0 3 Points per dollar on travel, dining, entertainment ^

2 Points per dollar all other spending
N/A BMO Rewards 140 points = $1 N/A BMO Rewards $500,000 6 hours
$500 per person
12 hours
$200 per person
Yes
up to $750
Yes
up to $750
Yes
$2,500 per person up to $5,000 maxmimum per account
Yes
$2,000 per person
21 Days No Up to $65,000 MSRP No Yes
90 Days
No Yes No

Yes

LoungeKey Membership + 4 Free Lounge Visit Passes

No * Limited Time Offer

^ Up to $50,000 Annually
Yes
read it here
BMO World Elite Mastercard



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CAA Rewards Mastercard



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 0 0 1 CAA Dollar per $100 spent N/A CAA Rewards 1 CAA Dollar = $1 N/A CAA Rewards $1,000,000 No 4 hours
$100 per day up to 3 days
No No No No No No No No Yes
90 Days
No Yes No No No N/A No CAA Rewards Mastercard



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CHOICE REWARDS® World Elite® Mastercard® Credit Card 



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Travel Points $150 $40 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 5,000 Points 0 2 points per dollar spent N/A Choice Rewards 1,000 points = $10 N/A Choice Rewards $500,000 No
24 Hours up to $300
No No Yes
$3,000 per account
Yes
$2,000 per account
15 Days 15 days up to age 75 Up to $65,000 MSRP No Yes
90 Days
Yes Yes No No No N/A No CHOICE REWARDS® World Elite® Mastercard® Credit Card 



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CIBC Aventura Gold Visa Card



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Travel Points $120 $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $15,000 20,000 Points 0 2 points per dollar on travel purchased through the CIBC Rewards Centre

1.5 points per dollar at gas stations, grocery stores and drugstores

1 point per dollar on all other purchases
$120 travel credit Limited Time Offer

NEXUS application credit once every 4 years
CIBC Rewards up to 4.0% on flights per the Aventura Flight Rewards Chart (e.g. 10,000 to 20,000 pts = short-haul flight worth up to $400)
or
100 Points = $1 for other travel
N/A CIBC Rewards $500,000 4 hours
$500 per person
6 hours
$500 per person
Yes
up to $500
No No No 15 Days No Up to $65,000 MSRP Yes

Up to $2,500
Yes
90 Days
No Yes No Yes

Priority Pass Membership + 4 Free Lounge Visit Passes
No N/A No CIBC Aventura Gold Visa Card



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CIBC Aventura Visa Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $15,000 Up to 5,000 Points 0 1 points per dollar on travel purchased through the CIBC Rewards Centre

1 point per dollar at gas stations, grocery stores and drugstores

0.5 points per dollar on all other purchases
None CIBC Rewards up to 2.0% on flights per the Aventura Flight Rewards Chart (e.g. 10,000 to 20,000 pts = short-haul flight worth up to $400)
or
100 Points = $1 for other travel
N/A CIBC Rewards $100,000 No No No No No No No No Up to $65,000 MSRP No Yes
90 Days
No Yes No No No N/A No

CIBC Aventura Visa Card



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CIBC Aventura Visa Infinite Card



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Travel Points $120 $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 20,000 Points 0 2 points per dollar on travel purchased through the CIBC Rewards Centre

1.5 points per dollar at gas stations, grocery stores and drugstores

1 point per dollar on all other purchases
$120 travel credit Limited Time Offer

NEXUS application credit once every 4 years
CIBC Rewards up to 4.0% on flights per the Aventura Flight Rewards Chart (e.g. 10,000 to 20,000 pts = short-haul flight worth up to $400)
or
100 Points = $1 for other travel
N/A CIBC Rewards $500,000 4 hours
$500 per person
6 hours
$500 per person
Yes
up to $500
Yes
up to $500
Yes
$1,500 per person up to $5,000 maxmimum per account
Yes
$2,000 per person
15 Days 3 Days Up to $65,000 MSRP Yes

Up to $2,500
Yes
90 Days
No Yes No Yes

Priority Pass Membership + 4 Free Lounge Visit Passes
No N/A No CIBC Aventura Visa Infinite Card



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Desjardins Odyssey World Elite Mastercard



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Travel Points $130 $0 19.9% 2.5% $80,000 Personal or $150,000 Household 0 0 1.5% of spending up to $20,000

2% of spending over $20,000
20% bonus BONUS DOLLARS in annual spending up to a maximum of 200 BONUS DOLLARS* BONUS DOLLARS Rewards 1 Bonus Dollar = $1 N/A Any travel provider $1,000,000 No 6 hours
up to $500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
Unlimited coverage
60 days up to age 59

31 days for ages 60-64
15 days for ages 65-75 Up to $85,000 No Yes
90 Days
No Yes No Yes

8 free passes to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport
No * Only for residents of Ontario and Quebec - Terms and Conditions apply No Desjardins Odyssey World Elite Mastercard



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Desjardins Odyssey Gold Visa



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Travel Points $110 $0 19.9% 2.5% N/A 0 0 1% of spending 20% bonus BONUS DOLLARS in annual spending up to a maximum of 200 BONUS DOLLARS* BONUS DOLLARS Rewards 1 Bonus Dollar = $1 N/A Any travel provider $1,000,000 No 6 hours
up to $500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
Unlimited coverage
60 days up to age 59

31 days for ages 60-64
15 days for ages 65-75 Up to $85,000 No Yes
90 Days
No Yes No No No * Only for residents of Ontario and Quebec - Terms and Conditions apply No Desjardins Odyssey Gold Visa



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Desjardins Odyssey Visa Infinite Privilege



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Travel Points $395 $0 9.9% 2.5% $200,000 Household 0 0 2% of spending 20% bonus BONUS DOLLARS in annual spending up to a maximum of 200 BONUS DOLLARS* BONUS DOLLARS Rewards 1 Bonus Dollar = $1 N/A Any travel provider $1,000,000 No 6 hours
up to $1,000
Yes
up to $2,500
Yes
up to $2,500
Yes
$2,500 per person
Yes
Unlimited coverage
60 days up to age 59

31 days for ages 60-64
15 days for ages 65-75 Up to $85,000 No Yes
90 Days
No Yes No Yes

12 free passes to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport
No * Only for residents of Ontario and Quebec - Terms and Conditions apply No Desjardins Odyssey Visa Infinite Privilege



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Gold CHOICE REWARDS® Mastercard® Credit Card



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Travel Points $120 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 5,000 Points 0 1 point per dollar spent N/A Choice Rewards 1,000 points = $10 N/A Choice Rewards $500,000 No
24 Hours up to $300
No No Yes
$3,000 per account
Yes
$2,000 per account
15 Days 15 days up to age 75 Up to $65,000 MSRP No Yes
90 Days
Yes Yes No No No N/A No Gold CHOICE REWARDS® Mastercard® Credit Card



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MBNA Rewards Platinum Plus Masttercard



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Travel Points $0 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% N/A 5,000 Points * 0 1 point for every $1 in eligible purchases

2 points for every $1 spent on eligible gas, groceries and restaurant purchases**
N/A MBNA Rewards 1,000 Points = $10 N/A Any Travel Provider $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
No Yes No No No *
2,500 bonus points after your first eligible purchase within the first 90 days of account opening
and 2,500 bonus points once enrolled for e-statements within the first 90 days of account opening

** $5,000 annual cap on each category

This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
No MBNA Rewards Platinum Plus Masttercard



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MBNA Rewards World Elite Mastercard



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Travel Points $120 $0 19.99%
Purchase

24.99%
Cash Advance
2.5% $80,000 personal or $150,000 household 5,000 Points 0 2 points for every $1 spent N/A MBNA Rewards 1,000 Points = $10 N/A Any Travel Provider $1,000,000 No No No No No Yes
up to $2,000
No No Yes No Yes
90 Days
Yes Yes No No No 5,000 bonus points after your first eligible purchase within the first 90 days of account opening
and 5,000 bonus points once enrolled for e-statements within the first 90 days of account opening
No MBNA Rewards World Elite Mastercard



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Meridian Visa Infinite Travel Rewards Card



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Travel Points $0 in first year then $99 $30 19.50%
Purchase

21.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 0 0

3 points per dollar spent in foreign currencies

1.5 points per dollar on all other spending

N/A Meridian Travel Rewards 1,000 Points = $10 (approx value for travel) N/A Meridian Travel Rewards $1,000,000 No 6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,000 per person
Yes
Unlimited coverage
48 days up to 59 years old

23 days 60 - 64 years old
15 days Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No N/A No Meridian Visa Infinite Travel Rewards Card



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Meridian Visa Platinum Travel Rewards Card



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Travel Points $0 in first year then $49 $0 19.50%
Purchase

21.99%
Cash Advance
2.5% N/A 0 0

2 points per dollar spent in foreign currencies

1 points per dollar on all other spending

N/A Meridian Travel Rewards 1,000 Points = $10 (approx value for travel) N/A Meridian Travel Rewards $500,000 No 6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No N/A No Meridian Visa Platinum Travel Rewards Card



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National Bank Platinum Mastercard



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Travel Points $89 $35 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 0 0 1 point per dollar spent N/A À la carte Rewards 11,000 Points = $100

50,000 Points = $500

10,000 Points = $100 over and above the 50,000 point level
N/A Any Travel Provider

or

À la carte Rewards
No 4 hours
$500
6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$1,250 per person
Yes
$2,500 per person
10 days 10 days up to 74 years old Up to 48 Days

Up to $65,000 MSRP
No Yes
180 Days
No Yes
Triple
No No No N/A No National Bank Platinum Mastercard



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National Bank World Mastercard



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Travel Points $115 $35 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal or $100,000 Household 0 0 1.25 Points per dollar for spend between 0 & $20,000

2 Points per dollar for spend between $20,001 - $30,000

1.25 Points per dollar for spend between $30,001 & up
N/A À la carte Rewards 11,000 Points = $100

50,000 Points = $500

10,000 Points = $100 over and above the 50,000 point level
N/A Any Travel Provider

or

À la carte Rewards
No 4 hours
$500
6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
$5,000 per person
60 days up to 54 years old

31 days for 55-64 years old
15 days to 74 years old Up to 48 Days

Up to $65,000 MSRP
No Yes
180 Days
No Yes
Triple
No No No N/A No National Bank World Mastercard



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National Bank World Elite Mastercard



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Travel Points $0 in first year then $150* $0 in first year $50 19.99%
Purchase

22.99%
Cash Advance
2.5% $80,000 personal or $150,000 household 0 0 1.5 Points per dollar for spend between 0 & $40,000

2 Points per dollar for spend between $40,001 - $80,000

1.5 Points per dollar for spend between $80,001 & up
Refund of up to $250 per year on seat selection ($50), airport parking ($100) and baggage fees ($100). À la carte Rewards 11,000 Points = $100

50,000 Points = $500

10,000 Points = $100 over and above the 50,000 point level
N/A Any Travel Provider

or

À la carte Rewards
No 4 hours
$500
6 hours
$500
Yes
up to $1,000
Yes
up to $1,000
Yes
$2,500 per person
Yes
$5,000 per person
60 days up to 54 years old

31 days for 55-64 years old
15 days to 74 years old Up to 48 Days

Up to $65,000 MSRP
No Yes
180 Days
No Yes
Triple
No Yes only to the National Bank Lounge at Montréal-Trudeau Airport No * Until Mar 31, 2019 No National Bank World Elite Mastercard



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RBC Rewards+ Visa Card



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Travel Points $0 $0   2.5% N/A 2,500 Points 0

1 point per dollar spent at Gas, Grocery & Drug Stores

1 per $2 spent on everything else

Up to 3,500 bonus points for completing various online tasks within the first 60 days RBC Rewards 1,000 points = $10 Convert to WestJet Rewards or Hudson's Bay Rewards RBC Rewards No No No No No No No No No No No Yes
90 Days
No Yes
Double
No No No N/A No RBC Rewards+ Visa Card



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Scotiabank American Express Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 5,000 Points * 0 1 point per dollar N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $250,000 No No No No No Yes
$2,500 per person
8 days 3 days Up to $65,000 MSRP No Yes
90 days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No * when you spend $500 in the first three months No Scotiabank American Express Card



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Scotiabank Gold American Express Card



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Travel Points $99 $29 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 15,000 Points 0 4 points per dollar spent at eligible gas stations, grocery stores, on dining and entertainment*

1 point per dollar spent everywhere else
N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $500,000 4 hours
$500 per person
4 hours
$1,000 in total
Yes
up to $1,000
No Yes
$2,500 per person
Yes
$2,500 per person
25 Days 10 Days Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 days
Yes
60 days
up to $100 per item
$500 max per year
Yes No No No * On the first $50,000 in those categories Yes

Read it here
Scotiabank Gold American Express Card



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Scotiagold Passport Visa



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Travel Points $110 $30 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 5,000 Points 0 1 points per dollar spent 5% cash back for Scotia Rewards Travel Service Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $250,000 No 4 hours
$1,000 in total
Yes
up to $1,250
No Yes
$2,500 per person
Yes
$2,500 per person
31 Days No Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 days
No Yes No No No N/A No Scotiagold Passport Visa



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Scotiabank Passport Visa Infinite card



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Travel Points $139 $0 for first card $50 for each additional 19.99%
Purchase

22.99%
Cash Advance
0% $60,000 Personal or $100,000 Household

30,000 Points *

0
2 points per eligible dollar spent on grocery, dining, entertainment and daily transit (including buses, subways, taxis, Ubers and more)**

1 point per dollar spent outside of the categories listed above
10,000 points if you spend $40,000 on the card annually Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $500,000 4 hours
$500 per person
4 hours
$1,000 in total
Yes
up to $1,000
No Yes
$2,500 per person
Yes
$2,500 per person
25 Days 10 days Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 days
Yes
60 days
up to $100 per item
$500 max per year
Yes No Yes

Free membership in Priority Pass + 6 free lounge visits
No *Limited time offer after you spend $1,000 in the first 3 months

** On the first $50,000 in those categories
Yes
read it here
Scotiabank Passport Visa Infinite card



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Scotiabank Platinum American Express Card



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Travel Points $399 $99 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 30,000 Points 0 4 points per dollar spent at eligible gas stations, grocery stores, on dining and entertainment*

1 point per dollar spent everywhere else
N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards $500,000 4 hours
$1,000 per person
4 hours
$1,000 in total
Yes
up to $1,000
No Yes
$2,500 per person
Yes
$5,000 per person
31 Days 10 Days Up to $65,000 MSRP Yes
up to $1,000 in Canada and the U.S.
Yes
90 Days
Yes
60 Days
Yes No Yes

Free membership in Priority Pass + 10 free lounge visits
No * On the first $100,000 in those categories No Scotiabank Platinum American Express Card



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Scotiabank Rewards Visa Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% $12,000 0 0 1 point per $2 spent N/A Scotia Rewards 1,000 points = $10 Convert to SCENE Points Any travel provider or Scotia Rewards No No No No No No No No No No No No No No No No No N/A No Scotiabank Rewards Visa Card



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TD First Class Travel
Visa Infinite Card




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Travel Points $0 in first year then $1201 $502 19.99%
Purchase

22.99%
Cash Advance
2.5% $60,000 Personal income or $100,000 Combined Household Income 80,000 Points1 0 3 Points per dollar7

9 Points dollar online at ExpediaForTD8

6 Points dollar via the phone at ExpediaForTD8
N/A TD Rewards 200 Points = $1 with Expedia for TD3

250 Points = $1 for the book anywhere option
N/A Any Travel Provider or TD Rewards $500,000 No 6 hours
$1,000 per person
Yes
up to $1,000
No Yes
$1,500 per person
Yes
$5,000 per person
21 days 4 days Up to $65,000 MSRP No Yes
90 days
No Yes No No No See terms below in the footnotes No TD First Class Travel
Visa Infinite Card




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TD Platinum Travel Visa Card



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Travel Points $0 in first year then $891 $352 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 25,000 Points1 0 3 Points per dollar on grocery purchases3 and recurring bill payments4

5 points per dollar spent online at ExpediaForTD5

2 points per dollar on all other purchases6
N/A TD Rewards 200 Points = $1 with Expedia for TD3

250 Points = $1 for the book anywhere option
N/A Any Travel Provider or TD Rewards $500,000 4 hours
$500 per person
6 hours
$1,000 per person
Yes
up to $1,000
No No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 days
No Yes
Double
No No No See terms below in the footnotes No TD Platinum Travel Visa Card



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TD Rewards VIsa Card



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Travel Points $0 $0 19.99%
Purchase

22.99%
Cash Advance
2.5% N/A 5,000 Points1 0 2 Points per dollar on grocery purchases2 and recurring bill payments3

3 points per dollar spent online at ExpediaForTD4

1 points per dollar on all other purchases5
N/A TD Rewards 200 Points = $1 with Expedia for TD

250 Points = $1 for the book anywhere option
N/A Any Travel Provider or TD Rewards No No No No No No No No No No No Yes
90 days
No Yes
Double
No No No See terms below in the footnotes No TD Rewards VIsa Card



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Vancity enviro Classic Visa



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Travel Points $0 $0 19.5% 2.5% N/A 0 0

1 point per $2 spent

1 point per dollar spent on travel booked via My Visa Rewards Plus

2,000 bonus points for enroling online My Visa Rewards Plus 1,000 points = $10 N/A My Visa Rewards Plus $200,000 No No No No No No No No No No Yes
90 Days
No Yes
Double
No No No Must apply in branch No Vancity enviro Classic Visa



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Vancity enviro Gold Visa



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Travel Points $99 $0 19.5% 2.5% N/A 2,500 points 3,500 points

1 point per dollar spent

2 points per dollar spent on travel booked via My Visa Rewards Plus

2,000 bonus points for enroling online
My Visa Rewards Plus 1,000 points = $10 N/A My Visa Rewards Plus $500,000 No 6 hours
$1,000 per person
Yes
up to $1,000
No No No No No Up to 48 Days

Up to $65,000 MSRP
No Yes
90 Days
Yes
60 days
up to $1,000 per year
Yes
Double
No No No Must apply in branch No Vancity enviro Gold Visa



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Footnotes
Card Legal
TD® First Class Travel® Visa Infinite* Card

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.

1 Must apply online by June 2, 2019. Welcome Bonus of 20,000 TD Points will be awarded to the TD First Class Travel Visa Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 60,000 TD Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by June 2, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.

3 Every 200 TD Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Points increments
4The Toronto-Dominion Bank and its affiliates are not liable or responsible for the products, goods or services offered or made available by third party retailers through tdrewards.com
5Subject to carrier/space availability.
6TD Points do not expire as long as you are a Cardholder.
7TD Points must be redeemed in minimum 200-point increments for travel Purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel Purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Rewards Program Terms and Conditions ("Travel Terms") contained in the TD Travel Credit Cardholder Agreement for your Card. The Travel Terms are available on tdcanadatrust.com/agreements. We can decrease the required minimum TD Point redemption increment at any time. To redeem TD Points for travel Purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program or visit www.tdrewards.com after the travel Purchase has been posted to the Account and within 90 days from the transaction date of the travel Purchase. The required TD Points will be redeemed from the TD Points balance available at the time the TD Points are redeemed for the travel Purchase, not the transaction date of the travel Purchase. The amount that will be credited toward the travel Purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel Purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel Purchase not covered by the TD Points redeemed will remain on the Account for payment.
8Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
All trade-marks are the property of their respective owners.
* Trademark of Visa International Service Association and used under license.
®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank. .

TD Platinum Travel Visa* Card

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.

1 Must apply by June 2, 2019. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 10,000 TD Rewards Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by June 2, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User. Maximum of 3 Authorized User Cards on the Account.
3 Earn 3 TD Rewards Points ("Grocery Rebate") for every $1 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Grocery Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The Grocery Rebate is only available to a $15,000 maximum net annual spend ("$15,000 Cap"). Once the $15,000 Cap has been reached for Grocery Purchases, then any further Grocery Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Grocery Rebate: The Grocery Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate, the Grocery Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "grocery" category. Some merchants may (i) sell groceries or grocery items; or (ii) have separate merchants located on their premises that also sell groceries or grocery items; but may not be classified with a grocery MCC and such Purchases will not earn the Grocery Rebate as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 Earn 3 TD Rewards Points ("PAP Rebate") on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Platinum Travel Visa Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The PAP Rebate is only available to a $15,000 maximum net annual spend ("$15,000 Cap"). Once the $15,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Earn 5 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 3 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
6 Earn 2 TD Rewards Points ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

TD Rewards Visa* Card

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this TD credit card, please click on the Apply Now button.

1 Must apply by June 2, 2019. To receive the 5,000 TD Rewards Points to the TD Rewards Visa Account (“Account”), you must keep your Account open, active and in good standing for 90 days after Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
2 Earn 2 TD Rewards Points ("Grocery Rebate") for every $1 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your TD Rewards Visa Card Account ("Account") and earn 2 TD Rewards Points ("Restaurant Rebate") for every $1 in Purchases at restaurants including fast food restaurants ("Restaurant Purchases") charged to your Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Grocery Purchase or Restaurant Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $5,000 Cap: Each of the Grocery Rebate and the Restaurant Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached for either Grocery Purchases or Restaurant Purchases, then any further Grocery Purchases and Restaurant Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 1 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Grocery Rebate and Restaurant Rebate: Each of the Grocery Rebate and the Restaurant Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate and/or the Restaurant Rebate, the Grocery Purchases and /or Restaurant Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "grocery", "restaurant" or "fast food" category. Some merchants may (i) sell groceries or grocery items; (ii) provide restaurant service or sell fast food; or (iii) have separate merchants located on their premises that also sell groceries or grocery items, or provide restaurant service or sell fast food; but may not be classified with a grocery, restaurant or fast food MCC and such Purchases will not earn the Grocery Rebate or Restaurant Rebate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
3 Earn 2 TD Rewards Points ("PAP Rebate") on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Rewards Visa Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $5,000 Cap: The PAP Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 1 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 Earn 3 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to your TD Rewards Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 2 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to your TD Rewards Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Earn 1 TD Rewards Point ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to your TD Rewards Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
* Trademark of Visa International Service Association and used under license..

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