Canadian Travel Credit Card Comparison

This chart was originally posted on January 18, 2019 and was last updated on July 29, 2021

This chart is part of Rewards Canada's Guide to Choosing a Travel Rewards Credit Card
and is a comparison of coalition travel rewards credit cards in Canada.

We also offer the following comparison charts:

Card	Card Type	Annual Fee	Additional Card Fee	Interest Rate	Foreign Transaction Fee	Minimum Income	Welcome Bonus	Earning	Bonus Features	Miles & Points Deposited to	Travel Agency Redemption Value	Exchange Options	Redemption Centre	Common Carrier Travel Accident Insurance	Flight Delay Insurance	Delayed Baggage Insurance	Lost / Stolen Baggage Insurance	Damaged Baggage Insurance	Trip Cancellation	Trip Interruption	Travel Medical Insurance up to 64 years old	Travel Medical Insurance 65+	Auto Rental Loss Damage	Hotel / Motel Burglary Insurance	Purchase Protection	Price Protection	Extended Warranty	Companion Air Ticket	Business Class Lounge Access	Priority Check In	Notes	Rewards Canada Review	Card
*American Express® Air Miles Platinum® Credit Card**	Coalition	$120	$50	20.99% Purchase 21.99% Cash Advance	2.5%	N/A	2,000 Miles	1 Mile per $5 on eligible food and drinks and eligible gas and transit in Canada 1 Mile per $10 everywhere else	Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles)	AIR MILES	N/A	N/A	AIR MILES	$100,000	No	No	No	No	No	No	No	No	Up to $85,000	No	Yes 90 Days	No	Yes	No	No	No	N/A	Yes read it here	*American Express® Air Miles Platinum® Credit Card**
American Express Air Miles Reserve Credit Card	Coalition	$299	$50	20.99% Purchase 21.99% Cash Advance	2.5%	N/A	2,400 Miles	1 Mile per $10 at AIR MILES Sponsors and eligible gas, grocery and drugstores 1 Mile per $15 everywhere else	Automatic Onyx Elite Status AIR MILES FlexFly, a Reserve exclusive	AIR MILES	770 Reward Miles = $100 (for FlexFly redemptions)	N/A	AIR MILES	$100,000	4 hours $500 per person	6 hours up to $500	Yes up to $500	Yes up to $500	No	No	15 Days up to 65 years old	No	Up to $85,000	Yes up to $500	Yes 90 Days	No	Yes	Yes	Yes Priority Pass Membership + 4 Free Lounge Visit Passes	No	N/A	No	American Express Air Miles Reserve Credit Card
BMO AIR MILES Mastercard	Coalition	$0	$0	19.99% Purchase 22.99% Cash Advance	2.5%	$15,000	800 Miles	Get 3x the Miles for every $25 spent at participating AIR MILES Partners* Get 1 Mile for every $25 spent everywhere else*	Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred	AIR MILES	N/A	N/A	AIR MILES	No	No	No	No	No	No	No	No	No	No	No	Yes 90 Days	No	Yes	No	No	No	N/A	Yes read it here	BMO AIR MILES Mastercard
BMO AIR MILES World Elite Mastercard	Coalition	$0 in first year then $120*	$50	20.99% Purchase 22.99% Cash Advance	2.5%	$80,000 Personal or $150,000 Household	2,000 Miles *	Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners.* Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*	Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access*	AIR MILES	N/A	N/A	AIR MILES	$500,000	6 hours $500 per person	12 hours $200 per person	Yes up to $750	Yes up to $750	Yes $2,500 per person up to $5,000 maxmimum per account	Yes $2,000 per person	15 days	No	Up to $65,000 MSRP	No	Yes 90 Days	No	Yes	No	Yes LoungeKey Membership	No	* Limited Time Offer	Yes read it here	BMO AIR MILES World Elite Mastercard
BMO IGA AIR MILES MasterCard	Coalition	$0	$0	19.99% Purchase 22.99% Cash Advance	2.5%	$15,000	800 Miles	Get 3x the Miles for every $25 spent at IGA* Get 1 Mile for every $25 spent everywhere else*	New! Always get 3x the miles at participating* AIR MILES Partners. That’s 3 Miles for every $25 you spend using your BMO IGA AIR MILES Mastercard*	AIR MILES	N/A	N/A	AIR MILES	No	No	No	No	No	No	No	No	No	No	No	Yes 90 Days	No	Yes	No	No	No	Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*	No	BMO IGA AIR MILES MasterCard
BMO Sobeys AIR MILES MasterCard	Coalition	$0	$0	19.99% Purchase 22.99% Cash Advance	2.5%	$15,000	800 Miles *	Get 3x the Miles for every $25 spent at Sobeys* Get 1 Mile for every $25 spent everywhere else*	New! Always get 3x the miles at participating* AIR MILES Partners. That’s 3 Miles for every $25 you spend using your BMO Sobeys AIR MILES Mastercard*	AIR MILES	N/A	N/A	AIR MILES	No	No	No	No	No	No	No	No	No	No	No	Yes 90 Days	No	Yes	No	No	No	Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*	No	BMO Sobeys AIR MILES MasterCard
CIBC Aero Platinum Visa	Coalition	$39	$0	19.99% Purchase 22.99% Cash Advance	2.5%	$15,000	5,000 Miles	1 mile per $1.50 spent	N/A	Aeroplan	N/A	N/A	Aeroplan	$100,000	No	No	No	No	No	No	No	No	Up to $65,000 MSRP	No	Yes 90 Days	No	Yes	No	No	No	N/A	No	CIBC Aero Platinum Visa
CIBC Aerogold Visa Infinite	Coalition	$120	$50	19.99% Purchase 22.99% Cash Advance	2.5%	$60,000 Personal or $100,000 Household	20,000 Miles	1.5 miles for every $1 spent on eligible gas, grocery, drugstores and aircanada.com purchases 1 mile for every $1 spent on all other purchases	N/A	Aeroplan	N/A	N/A	Aeroplan	$500,000	4 hours $500 per person	6 hours $500 per person	Yes up to $500	Yes up to $500	Yes $1,000 per person up to $5,000 maxmimum per account	Yes $2,000 per person	15 Days	3 Days	Up to $65,000 MSRP	No	Yes 90 Days	No	Yes	No	Yes Annual Maple Leaf Lounge One Time Guest Pass when travelling on an Aeroplan flight reward operated by Air Canada	Yes but only on Aeroplan Reward tickets	N/A	No	CIBC Aerogold Visa Infinite
CIBC Aerogold Visa Infinite Privilege Card	Coaltion	$399	$99	19.99% Purchase 22.99% Cash Advance	2.5%	$200,000 Household	50,000 Miles*	1.5 miles for every $1 spent on eligible gas, grocery, drugstores and aircanada.com purchases 1.25 miles for every $1 spent on all other purchases	N/A	Aeroplan	N/A	N/A	Aeroplan	$500,000	4 hours $500 per person	6 hours $1,000 per person	Yes up to $1,000	Yes up to $1,000	Yes $2,500 per person	Yes $5,000 per person	31 Days	10 Days	Up to $85,000	Yes up to $2,500	Yes 180 Days	No	Yes	50% discount on companion tickets for eligible Executive Class fares on Air Canada Flights available once per calendar year	Yes 4 annual One-time Guest Access Benefit passes11 to an Air Canada Maple Leaf Lounge and Priority Pass Membership + 6 Free Lounge Visit Passes	No	* Apply by Feb 28, 19 25,000 Aeroplan® Miles Welcome Bonus+ additional 25,000 Aeroplan Miles when you spend $3,000 during your first 4 monthly statement periods	No	CIBC Aerogold Visa Infinite Privilege Card
Shell AIR MILES MasterCard	Coalition	$0	$0	19.99% Purchase 22.99% Cash Advance	2.5%	$15,000	800 Miles*	Get 3x the Miles for every $25 spent at participating AIR MILES Partners* Get 1 Mile for every $25 spent everywhere else*	Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*	AIR MILES	N/A	N/A	AIR MILES	No	No	No	No	No	No	No	No	No	No	No	Yes 90 Days	No	Yes	No	No	No	Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*	No	Shell AIR MILES MasterCard
Shell AIR MILES World MasterCard	Coalition	$99	$0	19.99% Purchase 22.99% Cash Advance	2.5%	$60,000	Get 1.25x Miles on card purchases at Shell locations in Canada.*	1 Mile for every $15 in card purchases everywhere else MasterCard is accepted*	Then, get 1.25x Miles on card purchases at Shell locations in Canada.*	AIR MILES	N/A	N/A	AIR MILES	No	6 hours $500 per account	No	Yes up to $750	Yes up to $750	No	No	No	No	Up to $65,000 MSRP	No	Yes 90 Days	No	Yes	No	No	No	N/A	No	Shell AIR MILES World MasterCard