Canadian Visa Card Welcome Offers

Updated on December 15, 2021

Travel Points Credit Cards (with annual fee)



BMO eclipse Visa Infinite* Card


Annual Fee: $120 Primary Card $50 Additional Card
· Interest Rate: Purchases 20.99% Cash Advances 23.99%
·
Minimum $60,000 (individual) or $100,000 (household) annual income required

Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!*

Bonus offer is as follows: 30,000 points when you spend $3,000 in the first 3 months, and 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months.
· Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
· Get 1 BMO Reward for every $1 spent on everything else*
· Get a $50 annual lifestyle credit to spend however you want*
· Mobile Device Insurance that covers you for up to $1,000*
· Earn 10% more points when you add an authorized user to your account*
· Pay with Points by browsing your recent transactions & redeem your points for as little as $1

Apply Now

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply



BMO eclipse Visa Infinite Privilege* Card


Annual Fee: $499 Primary Card $99 Additional Card
Interest Rate: Purchases 20.99% Cash Advances 23.99%

Welcome offer: Get up to 90,000 points*

Bonus offer is as follows: 50,000 points when you spend $6,000 in the first 3 months, plus 40,000 points when you spend at least $100,000 in the first year.
· Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
· Get 1 BMO Reward for every $1 spent on everything else*
· Get a $200 annual lifestyle credit to spend however you want*
· Mobile Device Insurance that covers you for up to $1,000*
· Earn 25% more points when you add an authorized user to your account*
· Pay with Points by browsing your recent transactions & redeem your points for as little as $1
· Enjoy Priority PassTM membership and 6 lounge pass visits for primary cardholders and 6 lounge pass vists for every authorized user on the account per year*
· Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
· Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*


Apply Now
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply



Signature RBC Rewards Visa

Annual fee $39 Additional Cards: $0
Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers
Credit Rating: Average

• Low annual fee (no fee for students^ and RBC Signature No Limit Banking® clients*)
• Students must visit a branch to apply for credit card
• Earn rewards like a premium card. Earn 1 RBC Rewards® point for every $1 you spend on qualifying purchases, plus earn bonus points through purchases at selected retailers using your RBC Rewards credit card. Redeem your points for gift cards, merchandise, travel rewards, and RBC Financial Rewards® vouchers. Rewards start as low as 2,500 points!
• Great insurance benefits—including car rental, purchase security and extended warranty
• Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points


Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
• Get a 3-month complimentary DashPass subscription15 – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Apply Now

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.



Scotiabank Passport Visa Infinite card

Annual Fee: $139 Additional Cards: $0 for first card $50 for each additional
Minimum Income $60,000

• Earn up to 30,000 bonus Scene+ Rewards points in your first year (that’s up to $300 towards travel )1 Plus, no annual fee in the first year, including on supplementary cards and 2.99% introductory interest rate on purchases and balance transfers for the first 6 months1 (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)
Bonus offer broken down as follows:
- Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $40,000 in everyday net eligible purchases annually.
• Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.


Apply Now



TD First Class Travel® Visa Infinite* Card

Annual Fee: $120
Additional Cards: $50 †
Annual interest rate 19.99% on purchases and 22.99% on funds advances
$60,000 personal or $100,000 household annual income

Limited Time Offer
Earn up to 80,000 TD Points† plus, 0% promotional interest rate on Travel Purchases for the first 6 months†. First year no Annual Fee for the Primary and Additional Cardholders†. Conditions Apply. Must apply by March 6, 2022.

  • Apply by March 6, 2022 to earn up to 80,000 TD Points† (a travel value of up to $400 when you book travel purchases through ExpediaForTD.com†) and get a full Annual Fee Rebate1 for the Primary and Additional Cardholders† (a value of up to $170†) for the first year. That’s a total value of $570†.
    • Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card†.
    • 60,000 TD Points when you spend $1,000 within 90 days of Account opening†
  • Plus:
    • Get 0% promotional interest rate on Travel purchases for first 6 months†
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

  • Earn 3 TD Points for every $1 you spend on Purchases made using your Card †•
  • Earn 9 TD Points † when you book travel online through Expedia® For TD †
  • Your TD Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder

  • Go places: You can earn more TD Points when you book your travel online with your TD First Class Travel Visa Infinite Card through ExpediaForTD.com. You can also redeem† any earned TD Points towards that purchase at time of booking to pay for all or part of your trip. Or, use your TD First Class Travel Visa Infinite Card to book travel with any other travel provider and redeem† any earned TD Points towards that purchase within 90 days after the purchase date.
  • Amazon.ca Shop with Points: Redeem your TD Points towards making purchases at Amazon.ca to get what you want, when you want, quickly and easily. Conditions apply.
  • Shop online through TD Rewards.com: You can also redeem your TD Points for brand name merchandise from gift cards and appliances, to electronics, luggage and more.

Apply Now

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials, product reviews and listings. For complete and current information on any TD product, please click the Apply Now button.




Travel Points Credit Cards (No annual fee)



RBC Rewards+ Visa

Annual fee $0 Additional Cards: $0
Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers
Credit Rating: Average

Get up to 5,000 RBC Rewards welcome points - That’s up to a $50 value in select gift cards5

  • Get 1,500 RBC Rewards points as a welcome bonus upon approval1
  • Earn up to 3,500 additional RBC Rewards points by going digital in the first 60 days2

• Earn 1 RBC Rewards® point for every $1 spent on gas, grocery and drug store purchases1
• Earn 1 RBC Rewards point for every $2 spent on all other purchases1
• Only RBC Rewards+TM Visa‡ cardholders can get the most popular $25 gift cards‡ at an exclusive redemption rate**
• Instantly save 3₵ per litre on gas▲ & earn 20% more Petro-Points§ and RBC Rewards points** when you link your Petro-Points card to any RBC card online.

Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
• Get a 3-month complimentary DashPass subscription15 – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Apply Now

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.



ScotiaGold Passport® VISA* card


Annual Fee $0

• Earn 5,000 bonus Scene+ points upon your first purchase◊
• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
• 5% cash back on travel purchased through Scotia Rewards
Flexible Point Redemption
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change

Apply Now

Hybrid / Flexible Points Credit Cards



RBC Avion Visa Infinite

Annual Fee: $120
Additional Card Fee: $50

  • Get 35,000 welcome points – enough to fly anywhere within Canada and the US – that’s up to a $750 value!
  • Earn 1 RBC Rewards® point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • When you are ready to travel again, Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The RBC Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible RBC Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Avioners no longer need 14-days to book travel using the RBC grid
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Apply Now


RBC Avion Visa Infinite Privilege


Annual Fee: $399
Additional Card Fee: $99

  • Get 35,000 Welcome Points upon Approval when you apply by November 15, 21
  • Earn 1.25 RBC Rewards points for every dollar you spend
  • Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance
  • Priority PassTmembership and 6 lounge pass visits
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and RBC Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
Apply Now


RBC Avion Visa Platinum Card

Annual Fee: $120
Additional Card Fee: $50

  • Get 35,000 Welcome Points upon Approval when you apply by April 18, 21
  • Earn 1 RBC Reward Points for every $1 spent
  • Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Suite of insurances including trip cancellation, trip interruption, and car rental insurance
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and RBC Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
Apply Now



Airline Credit Cards



RBC British Airways Visa Infinite Card

Annual Fee: $165
Additional Card Fee: $75

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite
Apply by February 28, 2022.

Receive up to 60,000 Aviosˆ, here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approval
Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
Step 3: Another 10,000 bonus Avios after your first yearˆ

  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases*
  • Collect double Avios when you shop with British Airways and BA Holidays*
  • Earn a Companion Award eVoucher when you spend $30,000 CAD annually˜
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for flights and more - you can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or reward flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide**
  • Comprehensive Insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected3.
  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
  • Get $0 delivery fees for 12 months from DoorDash
  • Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

Apply Now

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.



RBC Cathay Pacific Visa Platinum Card

- Earn up to 35,000 Bonus Asia Miles when you apply for and receive the Cathay Pacific Visa Platinum Card.
Step 1: 15,000 Asia Miles welcome offer upon approval^ Step 2: 10,000 Asia Miles when you spend $6,000 CAD in the first 3 months^ Step 3: Another 10,000 Asia Miles after the first anniversary of your card account opening^
- Earn 1 Asia Mile for every $1 CAD in local spend
- Earn 1.25 Asia Miles for every $1 CAD equivalent of foreign currency you spendusing your card
- Earn double Asia Miles for every $1 CAD spent on Cathay Pacific purchases online
- Complimentary first year Green Tier membership to Cathay Pacific's exclusive Marco Polo Club

Apply Now



TD® Aeroplan® Visa Infinite* Card

Annual Fee $139
Additional Cards: $75 †
Annual interest rate 19.99% on purchases and 22.99% on funds advances
$60,000 personal or $100,000 household annual income

Limited Time Offer
Earn up to $1,250 in value† including up to 25,000 Aeroplan points, no annual fee for the first year and additional travel benefits. Must apply by March 6, 2022.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 15,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
  • Earn a Bonus Buddy Pass† that can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,000 within 90 days of Account opening†, and you have a whole year to use it†
  • Enroll for NEXUS and once every 48 months get an application fee rebate†, and share free first checked bags†
  • Plus, get an annual fee rebate for the first year†.
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by March 7, 2022.
Earning Aeroplan Points
  • Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1 spent on all other Purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing
Card Benefits
  • Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

Apply Now

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

TD® Aeroplan® Visa Platinum* Card

Annual Fee $89
Additional Cards: $35 †
Annual interest rate 19.99% on purchases and 22.99% on funds advances

Limited Time Offer

Earn up to $500 in value† including up to 20,000 Aeroplan points and no annual fee for the first year. Must apply by May 29, 2022.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
  • Plus, get an annual fee rebate for the first year†.
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 30, 2022.
Earning Aeroplan Points
  • Earn 1 point† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder

Apply Now

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.



TD® Aeroplan® Visa Infinite Privilege* Card


Annual Fee $599
Additional Cards: $199 †
Annual interest rate 19.99% on purchases and 22.99% on funds advances
$200,000 household annual income

Limited Time Offer

Earn up to $2,400 in value† including up to 65,000 Aeroplan points and additional travel benefits. Must apply by March 6, 2022.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 45,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
  • Earn a Bonus Buddy Pass† that can score you a second ticket when you book an economy ticket. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,000 within 90 days of Account opening†, and you have a whole year to use it†
  • Enroll for NEXUS and once every 48 months get an application fee rebate†, share free first checked bags†, and get access to Maple Leaf Lounges†

  • Earn Aeroplan Points on your everyday purchases
  • Take advantage of an extensive suite of travel insurance.
  • Get access to Priority Airport Services† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades†.
  • Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
  • Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases
  • Earn 1.25 points† for every $1 spent on all other purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)

  • Global Airport Lounge Access† : Receive a complimentary Priority Pass™ membership and take advantage of six lounge visits included for each Cardholder per membership year at over 1,300 airport lounges worldwide.
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

Apply Now

This offer is not available for residents of Quebec. For Quebec residents, please click here .

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button

Hotel Credit Cards

No Hotel Visa Cards in Canada

Cash Back Credit Cards



Laurentian Bank Visa Infinite Card

Primary Cardholder Annual Fee: $130 (First year free if you apply by Jun 30, 21)
Additional card: $50 Per Card
Annual interest rate: 19.99% on purchases and 21.99% on funds advances and balance transfers.
$60,000 personal or $100,000 household annual income

Welcome Offer: 8 points per dollar spent on gas, groceries, transportation and travel purchases for the first three months from account opening (up to $2,000)
• 3 points per dollar on pre-authorized debits (3% return),
• 2 points per dollar on grocery, gas, travel, transportation and foreign currency transactions (2% return)
• 1 point per dollar on everything else (1% return). The card also a pretty good suite of insurance benefits including
• 31 day out of province medical insurance for those to the age of 65 (15 days for those 66-75)
• Trip cancellation and interruption coverage

Apply Now



Meridian Visa Infinite* Cash Back Card


• No annual fee in the first year on the primary card
• 4% on eligible gas and grocery store purchases
• 2% on eligible pharmacy purchases and utility bill payments
• 1% cash back on all other eligible everyday purchases
• Travel Insurance & Mobile Device Insurance coverage
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.
• $60,000 Annual personal income or $100,000 Annual household income

Apply Now




Scotia Momentum® VISA* Infinite card


Special Welcome Offer: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 No annual fee in the first year, including on supplementary cards.1 Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months

• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
• Rates, fees and other information are effective as of November 21, 2021. Subject to change.

Apply Now



Scotia Momentum® Visa* card


Annual Fee $39 Supplementary Cards: $0
Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

• Get 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)1
• Cash back with low annual fee
• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 1% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Apply Now


Scotia Momentum® No-Fee Visa* card


Annual Fee $0 Supplementary Cards: $0
Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

• Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases

Apply Now


Simplii Financial™ Cash Back Visa* Card

Card Type: Credit Card   
Annual Fee: $0 Additional Card Fee: $0
Annual interest rate 19.99% on purchases and 22.99% on funds advances
$15,000 annual household income

  • Welcome offer: For your first 4 months, enjoy 10% bonus cash back‡ at restaurants and bars up to $500 spend. Get 4% cash back after that.
  • Get 9.99% introductory annual interest on purchases for the first 6 months
  • Earn 4% on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year
  • Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year
  • Earn 0.5% on all other credit card purchases with no limit on how much you can earn.
  • Purchase Security and Extended Protection Insurance

Apply Now



TD Cash Back Visa Infinite* Card

Annual Fee $120
Additional Cards: $50 †
Annual interest rate 20.99% on purchases and 22.99% on funds advances
$60,000 personal or $100,000 household annual income

Limited Time Offer
Apply by May 29, 2022, and earn 6% Cash Back on all Purchases for the first 3 months† up to a total spend of $2,000. After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months. Plus, no Annual Fee† for the first year for the Primary and Additional Cardholders. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

  • Earn Cash Back Dollars on every eligible purchase.
  • Emergency Road Services with Deluxe TD Auto Club Membership, valued at $79.00, † is included with the product.
  • Travel with confidence with Travel Medical Insurance †
  • Complimentary Visa Infinite* Concierge service † available 24/7
Earning Cash Back
  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases† and on regularly recurring bill payments† set up on your account.
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card †
  • Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours! †
  • Your Cash Back Dollars never expire as long as your account is open and in good standing

Apply Now

This offer is not available for residents of Quebec. For Quebec residents, please click here

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials, product reviews and listings. For complete and current information on any TD product, please click the Apply Now button.

Student Credit Cards



Scotia SCENE Visa Card


• Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in first 3 months1\
• Earn 1 Scene+ point for every $1 you spend on credit card purchases
• Earn 5 Scene+ points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
• Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

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