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Koho Prepaid Credit Card Offers

Updated on April 2, 2024

Cash Back Cards


Koho Premium Prepaid Mastercard

Koho Prepaid Mastercard - Everything Plan

No welcome bonus at this time

Fee: $19 monthly (Free 30 day trial) | Additional Card Fee: $0 | Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer or direct deposit



Terms & Conditions apply




  • Money-Back Rewards: earn a minimum 0.50% cash back on all purchases and 2% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  • 5% interest on your entire balance
  • 50% off Credit Building
  • 1 free international ATM withdrawal / month
  • Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  • No FX fees. We’ve waived the 2-3% you’re usually charged when you spend outside of Canada
  • Price match. We offer in-app price protection to get the absolute lowest possible price on your purchases
  • Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online



Koho Premium Prepaid Mastercard

Koho Prepaid Mastercard - Extra Plan

No welcome bonus at this time

Annual Fee: $9 monthly or $84 annual subscription fee (Free 30 day trial) | Additional Card Fee: $0 | Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer or direct deposit



Terms & Conditions apply




  • Money-Back Rewards: earn a minimum 0.25% cash back on all purchases and 1.5% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  • 5% interest on your entire balance
  • 30% off Credit Building
  • 1 free international ATM withdrawal / month
  • Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  • No FX fees. We’ve waived the 2-3% you’re usually charged when you spend outside of Canada
  • Price match. We offer in-app price protection to get the absolute lowest possible price on your purchases
  • Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online



Koho Reloadable Prepaid Mastercard

Koho Prepaid Mastercard - Essential Plan

No welcome bonus at this time

Annual Fee: $4 monthly or $48 annual subscription fee | Additional Card Fee: $0 | Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer or direct deposit,



Terms & Conditions apply




  • Money-Back Rewards: a minimum 0.25% cash back on all purchases and an additional 1% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  • 5% interest on your entire balance
  • 30% off Credit Building
  • Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  • Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
  • Add your KOHO card to Apple, Samsung or Google Pay



Koho Reloadable Prepaid Mastercard

Koho Prepaid Mastercard - Easy Plan

No welcome bonus at this time

Annual Fee: $0 | Additional Card Fee: $0 | Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer or direct deposit,



Terms & Conditions apply




  • Money-Back Rewards: a minimum 0.25% cash back on all purchases and an additional 1% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  • 3% interest on your entire balance
  • Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  • Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
  • Add your KOHO card to Apple, Samsung or Google Pay



Bank Account Offers

N/A
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