How to maximize your WestJet Rewards dollars earning with these cards
This portfolio is pretty simple for earning. Put all your spend on the WestJet RBC World Elite MasterCard. This card earns the most dollars out of the few cards out there where you can earn or convert from. Only put spending on the RBC Avion or American Express Gold Rewards Cards when you are at a merchant that doesn't accept MasterCard (which is extremely rare!) or need to utilize the points from the Amex card as detailed next.
When you do make purchases on the other two non WestJet cards you'll want to end up using the points as such. Convert the RBC Rewards points only during their bonus offers for making transfers. These bonuses are typically seen twice per year and range from 20 to 30%. If you really need to redeem WestJet dollars outside of those promotion times you can convert your RBC Rewards Points but be aware you are losing some value. With the American Express Gold Rewards card you earn Membership Rewards points, 2 points per dollar on Gas, Grocery, Drug Store and Travel Purchases and 1 point on all other spending. So how do you use in a WestJet Rewards portfolio? Simple, say you need to buy $750 worth of WestJet tickets and you have $200 in WestJet dollars sitting in your rewards account. Use the $200 to bring the ticket down to $550 and then put the rest of the ticket purchase on the American Express Gold Rewards Card. That $550 will net you 1,100 Membership Rewards points. Once the WestJet charge shows up on your Amex statement you can redeem 1,000 of those points to get a $10 credit against the WestJet charge. Now your ticket only cost $540. If you had put the purchase on the WestJet card, you would have earned the same 2% but that would have to be put towards a future charge. Since you cannot use WestJet Rewards dollars towards the taxes and fees on WestJet flights this is where the Amex card (or others also make sense). Take that same $750 ticket and say the taxes were $150. You have $800 in WestJet Rewards dollars, you can only redeem $600 towards the flight and still pay the $150 in taxes and fees. Put those taxes and fees on the Amex Gold and then redeem Membership Rewards Points against that charge. If you have 15,000 points that would cover the entire amount so now that $750 WestJet Ticket is truly free!
The Ultimate WestJet Credit Card Portfolio:
WestJet RBC World Elite MasterCard
$250 WestJet dollars Bonus + Annual $99/$299/$399 Companion Flight when you sign up for and receive the WestJet RBC World Elite MasterCard.
- Earn 1.5% back in WestJet dollars on every purchase you make with your card
- Earn 2% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages with your card
- Companion flight vouchers are an annual benefit.
Apply now for the WestJet RBC World Elite MasterCard
||RBC Visa Infinite Avion
Ability to book flights with
any airline with no blackout periods, extremely useful when there are
no seat sales
Up to a 2.3% return on your spending depending on which reward ticket you book
Option to transfer RBC Rewards Points to WestJet Rewards, British Airways Executive
Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonus to BA several times per year!
A complete suite of insurance coverage and benefits
Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
Apply now for the RBC Visa Infinite Avion
||American Express Gold Rewards Card
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.
• No Annual Fee for the first year; $150 Annual Fee thereafter*
• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.
• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios
• Earn double points on eligible travel and everyday purchases
• Charge any travel to your Card then pay for it with points
• 1 Free Supplementary Gold Rewards Card (a $50 value*) to help you earn points faster
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
* Canadian Residents Only
Other Card Options:
You can boost your earning even more if you are willing to pay higher annual fees on the RBC card. For example if you take on the RBC Avion Visa Infinite Privilege at $399 per year compared to the $120 per year for the Infinite you'll be able to boost your basic spending earning (non-category bonus) to 1.25 points per dollar. There is also the RBC Visa Platinum Avion but it costs the same as the Infinite so why bother but if you don't want to pay as much for annual fees you can also look at the WestJet RBC WestJet MasterCard and the RBC Rewards Visa Gold or Signature cards to earn RBC Rewards points that will convert to WestJet.
Talk to us!
What do you find works best for you for earning the most WestJet dollars? Do you use these three cards exactly as laid out above or do you use a different combination? Tell us in the comments section below or join the conversation on Facebook and Twitter!
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