This is one of the best benefits of the TD Aeroplan Visa Infinite Privilege card. You get priority boarding on Air Canada operated flights! You get pushed up to Zone 2, so you are behind the Super Elites and such but you get to board before most of the plane and grab that coveted overhead bin space. But wait you get first bag checked for free so in some cases you don't have to worry about that fight!
Credits and Companion Flight Offers
These are some great benefits from the cards that will save you money and/or miles! First off the TD card offers a once per year 50% discount on a companion business class fare. The fare class must be J,C, or D which are not the heavily discounted business class fares but perhaps your company will pay for your flight and you can then take along a companion at 50% off. It is the American Express Reserve card which offers up the big benefits in this category and are part of the reason this card has the highest annual fee of any publicly available card in Canada. First off, it has a $200 annual travel credit that can be used towards any booking made via American Express Travel, doesn't matter if its a flight, hotel or car rental. Then it has an Annual Partner Ticket Benefit. Once per year, you can redeem up to 25,000 Aeroplan Miles for a short-haul or long-haul round-trip Fixed Mileage Flight Reward in economy class and receive a second Partner Ticket for the same itinerary. Thus the card saves you between 15,000 and 25,000 miles on that award itinerary. Finally the Amex card has an Air Canada Privilege Flight Pass benefit. This benefit allows you to buy at a discount, eight prepaid, one-way flight credits within Air Canada’s North American network. All in all if you can take advantage of these benefits you stand to save quite a bit of money on your Air Canada travels.
The MasterCard option
Now you may ask why is the mbna Rewards World Elite MasterCard part of this portfolio. Well there is not one MasterCard card in Canada that gives you benefits for travelling with Air Canada. However in our Ultimate Credit Card series of portfolios the mandate is to provide a wallet that has one Visa card, one American Express Card and one MasterCard. So what do you do if there isn't a MasterCard that provides Air Canada benefits? You pick the best suited one that can help out this portfolio but not cost too much since the other two main cards come with hefty annual fees. Our choice is the mbna card. It doesn't cost you anything in the first year and from then on is only $89 per year but it gives you the same return and flexibility of some other MasterCard cards that cost much more than that. Honestly you'll only pull this card out where only MasterCard is accepted (Costco for example) or if there is a promotion that requires you to pay with a MasterCard. On the redemption side, this card is our go to choice for portfolios like this since it gives you 2% back towards any travel purchase or you can choose to get that 2% as cash back. Easy as that. Redeeming Aeroplan miles for an award ticket? You could always put the taxes and fees on the mbna card and then redeem your points against that charge.
The Ultimate Air Canada Credit Card Portfolio:
TD Aeroplan Visa Infinite Privilege
• Receive a Welcome Bonus of 25,000 Aeroplan Miles with your first Purchase
• You could receive another 25,000 Aeroplan Miles1 when you keep your Account open, active and in good standing for 90 days after Account approval
• In addition, you could receive 5,000 Aeroplan Miles when you add an Authorized User to your Account by June 14, 2017 (Authorized User must call and activate their Card by July 31, 2017)
• Offer Valid until May. 4, 2017
Miles Earned: 1.25 Aeroplan Mile/$1.00
Bonus #1: 1.5 mile/$1 on gas, grocery and drugstore, and Air Canada purchases
Bonus #2: Aeroplan Card and TD Visa can be used together at Aeroplan partner locations
Insurance: 22 Day Travel & Medical Insurance, Trip Cancel/Trip Interrupt, Delayed/Lost Baggage, Flight Delay, Collision Loss and Damage Insurance, Common Carrier (incl. Auto Rental) - (expanded vs. Infinite coverage), Purchase Security & Extended Warranty (expanded vs. Infinite Coverage), Emergency Travel Assistance
Annual Fee: $399 Primary User, $99 Authorized User
Income Requirement: $200,000 household
Interest Rate: 19.99%
Minimum Credit Limit: $10,000
Exclusive Privileges: Privilege Concierge, Global Lounge Service, Security VIP Fast Lane (Selected Airports), Golf Program, Sports packages (Olympics; FIFA), Music, food and wine experiences
Air Canada Benefits: First checked bag free on Air Canada flights, Priority check-in on Air Canada flights, Priority boarding on Air Canada flights, Four annual one-time use Maple Leaf Lounge access passes (when travelling on Reward flights), 50% discount on companion tickets for eligible Executive Class fares on Air Canada Flights available once per calendar year
American Express AeroplanPlus Reserve Card
• New American Express® AeroplanPlus®* Reserve Cardmembers earn 50,000 Welcome Bonus Aeroplan®* Miles after you spend $3,000 in your first three months of Card membership. Apply now.
• Earn 1.25 miles for every $1 in Card purchases
• Accelerate your earn rate to 2 Aeroplan miles for every $1 of eligible Air Canada purchases
• Access to one annual $200 Annual Travel Credit
• Enjoy an annual Partner Ticket™ benefit for a short-haul or long-haul flight reward when you redeem up to 25,000 Aeroplan Miles
• Relax before you fly with unlimited access to the Air Canada Maple Leaf LoungeTM where available, and a Complimentary Priority Pass Membership and lounge access
• Experience the benefit of an eligible complimentary first checked bag on flights operated by Air Canada, up to 5 bags annually
• Breeze through airport lines with the Air Canada Priority Check-in benefit
• Benefit from access to the Aeroplan Priority Line where you’ll have the ability to book travel, change flights and add a Partner Ticket to your next trip
• Enjoy access to American Express Concierge Service
• +Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• Conditions apply.
||mbna rewards World Elite MasterCard
• Earn 2 MBNA Rewards point for every $1 in eligible purchases‡ Apply
• Get 10,000 bonus points after your first eligible purchase††
• No limit to the points that can be earned in a year, points don’t expire
• Enjoy price protection** and concierge services**
• $89 annual fee waived for the first year of the account
• Price Protection***
• Concierge Service***
Other Card Options:
You have another two options on the American Express side of things. You could go with the one level lower and grab the American Express AeroplanPlus Platinum Card. It is very similar to the reserve card but limits the partner ticket benefit to short haul only (15,000 miles), has no travel credit or the discounted flight pass option. The second choice is to get The Platinum Card from American Express. It costs less per year in terms of annual fee and gives you a whole slew of benefits for non Air Canada travel. On the MasterCard side you could also look at no fee cash back card options like the Tangerine Card. We recommend you check out our Cash Back Credit Card comparison for other options.
As you can see just by getting the TD Aeroplan Visa Infinite Privilege and the American Express AeroplanPlus Reserve Card you stand to make your Air Canada flying much more enjoyable and stand to save lots of money if you can take advantage of the credits and companion offers provided by the cards. This portfolio is not for everyone as many of you fly whatever airline is cheapest. This portfolio is for someone who will or does fly Air Canada quite a bit and does not have one of the higher Altitude elite status levels. For example, flying between Sudbury and Toronto every few weeks may only get you Prestige status with Air Canada which doesn't provide very many benefits but tacking on this card portfolio you'll be able to fly more like those Super Elites.
Talk to us!
What do you find works best for you for maximizing your benefits on Air Canada? Do you use these three cards exactly as laid out above or do you use a different combination? Tell us in the comments section below or join the conversation on Facebook and Twitter!
Rewards Canada can be found on the following social media channels: