Scotia Momentum® No-Fee Visa* card Annual Fee $0 Supplementary Cards: $0 Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)Plus get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that, annual fee $0) Offer ends 30 April 2023. • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments. • Earn 0.5% cash back on all other eligible purchases.