HSBC +Rewards™ Mastercard® Primary Cardholder Annual Fee: $25 (1st year annual fee rebate) Authorized User Annual Fee: $10 Per Card Annual interest rate: 11.9% on purchases and 11.9% on cash advances and balance transfers. • Special offer: Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($25 value). Must apply by February 28, 2023. Conditions apply. • Earn 35,000 points* when you spend $2,000 within 180 days of account opening ($175 travel value) • First year annual fee rebate for the primary cardholder* ($25 value) • Earn 2 Points for every $1 spent on eligible dining or entertainment purchases • HSBC's lowest interest rate for purchases, cash advances and balance transfers • Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item *Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)