|
Feature
/ Card | American
Express AeroPlan Plus Charge Card |
American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card |
Capital
One Platinum MasterCard |
CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa |
CIBC
Aventura Gold Visa & Infinte |
Diners
Club MasterCard |
Royal
Bank Visa Infinite Avion | Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA |
Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa |
TD First
Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard |
|
Fees/Costs |
| Annual
Fee | Gold
:$120 Plat: $499 | Plat:
$50 Reg: $0 | $0 |
Reg: $45
Plat: $75 | Gold:
$99 Reg: $0 | Miles
Plus: $99 Miles: $0 | $120 |
$120 |
$120 |
$99 |
$120 |
$120 |
$110 |
Coming
Mar 2010 | $120 |
$120
|
$99 | Coming
Soon |
|
Supp.
Card Fee |
Gold: 2 free at $0, additional
at $50 each.
Plat:$199 for Plat or $50 for gold |
$0 |
$0 |
N/A |
Gold: $15
Reg: $0 | $0 |
$50 |
$50 |
$50 |
$35 |
$50 |
$50 |
$30 |
Coming
Mar 2010 | $50 |
$50 |
$50 | Coming
Soon |
| Interest
Rate | 30%
Non Revolving | 19.99% |
18.99% |
18.99% |
11.9%-19.5% |
Variable |
19.5% |
19.5% |
19.5% |
18.5% |
19.5% |
19.5% |
18.5% |
Coming
Mar 2010 | 19.75% |
19.75% |
19.75% | Coming
Soon |
| Minimum
Income | Gold
$30,000 Plat.$60,000 | $15,000 |
$15,000 |
$35,000 |
N/A |
$30,000 |
$60,000 |
$35,000 |
Infinite:
$60,000 Gold: $35,000 | $25,000 |
$60,000 |
$60,000 |
N/A |
Coming
Mar 2010 | $35,000 |
Min $60,000
Personal income or $100,000 Combined Household Income |
$35,000 | Coming
Soon |
| Minimum
Credit Limit | N/A |
N/A |
N/A |
N/A |
N/A |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
N/A |
$10,000 |
$10,000 |
$5,000 |
Coming
Mar 2010 | N/A |
$5,000 |
$5,000 | Coming
Soon |
|
Reward
Miles/Points Earning |
|
Card |
American
Express AeroPlan Plus | American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | Capital
One Platinum MasterCard |
CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | CIBC
Aventura | Diners
Club | Royal
Bank Visa Infinite Avion | Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA | Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa | TD
First Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard |
|
Welcome
Bonus |
Gold: 10,000 Aeroplan Miles
Plat: 15,000 Aeroplan Miles
|
Plat: 400
Miles Reg: 100 Miles | 12,000
Bonus Points after $3000 spent in first 6 months |
Reg: 3,000
Miles Plat: 5,000 Miles | Gold:
up to 600 Miles Silver: 100 Miles |
Miles Plus:
25,000 Miles Miles: 5,000 Miles |
15,000
Aeroplan Miles | 15,000
Aeroplan Miles | Infinite:
15,000 Points Gold: 5,000 points |
5,000 points |
15,000
points | 15,000
points | 5,000
Points | 10,000
Starpoints | 10,000
AAdvantage Miles | 20,000
TD points |
15,000
points | World:
$100 Bonus Dollars Reg: $25 Bonus Dollars |
|
Renewal
Bonus | 0 |
0 |
0 |
Plat: 2,000
Miles | 0 |
0 |
0 |
0 |
0 |
0 |
2,500 |
2,500 |
0 |
Coming
Mar 2010 | 2,500 |
0 |
0 | Coming
Soon |
|
Earning
Ratio | Gold
$1=1 Mile up to $10,000, $1=1.25 Miles over $10,000
Plat $1=1.25 Miles
up to $25,000, $1=1.50 Miles over $25,000 |
Plat: 1
Mile/$10 at all Air Miles sponsors, 1 Mile/$15 everywhere else Reg: 1
Mile/$20 | 1.25
points/$ | 1
Mile/$ | Gold:
1 Mile /$15 Silver: 1 Mile /$20 Bronze 1 Mile /$40 |
Miles Plus:
2 miles/$ Miles: 1 Mile/$ |
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
| 1
Mile/$ 1.5 Miles/$ at grocery stores, gas stations or
drug stores** | 1
Point/$ Infinite: 1.5 Miles/$ at grocery stores, gas
stations or drug stores** |
1 Point/$ |
1 RBC Rewards
point/$1
1.25 RBC Rewards points/$1 on all travel purchases |
1 RBC Rewards
point/$1
1.25 RBC Rewards points/$1 on all travel purchases |
1 Point/$ |
Coming
Mar 2010 | 1
Mile/$ | 3
Point/$ | 3
Point/$ | Coming
Soon |
|
Bonus
Mile Offers | |
N/A |
N/A |
1,000 more
Bonus Miles if you apply for the card online |
Gold :
Double Miles at Shell, National & Alamo Gold: 25% discount on AIR MILES
flights Reg: 1.5x Miles at Shell, National & Alamo |
N/A |
|
|
Bonus Points
at participating ADVANTEX restaurants, resorts and golf courses |
|
|
|
N/A |
Coming
Mar 2010 | Double
miles when you use the Card to purchase an American Airlines flight, Admirals
Club Membership, or items onboard American Airlines flights |
9 TD Points/$1
travel purchase booked at TD Travel Rewards Centre |
6 Points/$
spent with TD Travel Rewards for travel. | Coming
Soon |
|
Redemption/Exchange
Options |
| Card |
American
Express AeroPlan Plus | American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | Capital
One Platinum MasterCard |
CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | CIBC
Aventura | Diners
Club | MBNA
Starwood Preferred Guest Plat. MasterCard | Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA | Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa | TD
First Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard |
|
Miles/Points
deposited to: | Aeroplan |
Air Miles
| N/A |
Alaska
Airlines Mileage Plan | Air
Miles | Capital
One | Aeroplan |
Aeroplan |
Aventura |
Club Rewards |
This card
has been dis- continued | RBC
Rewards | Scotia
Rewards | Coming
Mar 2010 | American
AAdvantage | TD
Travel Rewards | TD
Travel Rewards | Coming
Soon |
| Travel
Agency Redemption Value | N/A |
N/A |
10,000
Points = $100 | N/A |
N/A |
Varies,
See Website | N/A |
N/A |
5000 Points
= $50 | 5000
Points = $50 | N/A |
2% or greater
on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts =
short-haul flight worth up to $350) or 5000 Points = $50 for other travel |
5000 Points
= $50 | Coming
Mar 2010 | N/A |
10,000
Points = $50 | 10,000
Points = $50 | Coming
Soon |
|
Exchange
Options | N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
1 Point
= 1 Mile with Aeroplan | 1,250
Points = 1000 Miles on 14 Airlines | N/A |
1 Point
= 1 Mile on British Airways or Cathay Pacific |
N/A |
Coming
Mar 2010 | N/A |
4 Points
= 1 AAdvantage miles | 4
Points = 1 AAdvantage miles | Coming
Soon |
| Redemption
Centre | Aeroplan |
Air Miles
| Any
Travel Provider | Mileage
Plan | Air
Miles | Any
Travel Provider | Aeroplan |
Aeroplan |
Aventura |
Club Rewards | N/A |
RBC Rewards
| N/A |
Coming
Mar 2010 | AAdvantage
| TD
Travel Rewards Centre with Ability to book travel anywhere and then redeem TD
Points through The Travel Rewards Centre | Any
Travel Provider | Coming
Soon |
|
Benefits |
| Card |
American
Express AeroPlan Plus | American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | Capital
One Platinum MasterCard |
CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | CIBC
Aventura | Diners
Club | MBNA
Starwood Preferred Guest Plat. MasterCard |
Royal
Bank Avion Platinum Visa |
ScotiaGold
Passport VISA | Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa | TD
First Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard |
|
Travel
Accident Insurance | $500,000 |
$100,000 |
$100,000 |
Reg: $150,000
Plat: up to $1MM | Gold:
Yes Reg: Optional* | $250,000 |
$500,000 |
$500,000 |
$500,000 |
$300,000 |
This card
has been dis- continued | $500,000 |
$250 000
per person or $500 000 per occurance | Coming
Mar 2010 | $500,000 |
up to $500,000 |
$500,000 | Coming
Soon |
|
Flight
Delay Insurance | Yes |
No |
No |
No |
Gold/
Reg: Optional* |
No |
Yes |
Yes |
Yes |
Yes | N/A |
Yes |
No |
Coming
Mar 2010 | No |
No |
No | Coming
Soon |
| Delayed,
Lost, Stolen, Damaged Baggage Insurance | Yes |
No |
No |
No |
Gold/
Reg: Optional* |
Yes |
Yes |
Yes |
Yes |
Yes | N/A |
Yes |
Yes |
Coming
Mar 2010 | Yes |
Yes |
Yes | Coming
Soon |
| Trip
Cancellation / Trip Interuption Insurance |
Gold: Optional***
Plat: Yes | No |
No |
No |
Gold/
Reg: Optional* |
No |
Optional*** |
Optional*** |
Optional*** |
Optional*** | N/A |
No |
Yes |
Coming
Mar 2010 | No |
Yes |
No | Coming
Soon |
|
Travel
Medical Insurance | Gold:
Optional***
Plat: Yes | Optional*** |
Optional*** |
No |
Gold/
Reg: Optional* |
No |
Yes |
No |
Infinite
Only |
Optional*** | N/A |
No |
Yes |
Coming
Mar 2010 |
No |
Yes |
No | Coming
Soon |
| Auto
Rental/Loss Damage Insurance | Yes |
Plat: Yes
| No |
Reg: No
Plat: Yes | Gold:
Yes Reg: Optional* | Yes |
Yes |
Yes |
Yes |
Yes | N/A |
Yes |
Yes |
Coming
Mar 2010 | Yes |
Yes |
Yes | Coming
Soon |
| Purchase
Protection | Yes |
Plat: Yes
| No |
Reg: No
Plat: Yes | Yes |
Yes |
No |
No |
No |
Yes | N/A |
Yes |
Yes |
Coming
Mar 2010 | Yes |
Yes |
Yes | Coming
Soon |
| Extended
Warranty Plan | Yes |
No |
No |
Reg: No
Plat: Yes | Yes |
Yes |
No |
No |
No |
Yes | N/A |
Yes |
Yes |
Coming
Mar 2010 | Yes |
Yes |
Yes | Coming
Soon |
| Free
Companion Air Ticket | Platinum:
Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner Ticket
benefit annually | No |
No |
Platinum
Card Only: 1 Companion ticket per year for only US$50 |
No |
No |
No |
No |
No |
One British
Airways Companion Ticket your first year of membership | N/A |
No |
No |
Coming
Mar 2010 | No |
No |
No | Coming
Soon |
| Business
Class Lounge Access | Platinum
Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority Pass
| No |
No |
Platinum
Card Only: Receive 2 Board Room Passes upon approval |
No |
No |
Yes, Air
Canada Maple Leaf Lounges Only* | Yes,
Air Canada Maple Leaf Lounges Only* | No |
Yes. Various
Lounges Worldwide plus free membership in Priority Pass | N/A |
No |
No |
Coming
Mar 2010 |
No |
No |
No | Coming
Soon |
| Priority
Check In | Platinum
Card Only | No |
No |
No |
No |
No |
Yes* |
Yes* |
No |
No | N/A |
No |
No |
Coming
Mar 2010 | No |
No |
No | Coming
Soon |
| Hotel
Burglary Insurance | Yes |
No |
No |
No |
No |
No |
No |
No |
No |
No | N/A |
Yes |
Yes |
Coming
Mar 2010 | No |
No |
No | Coming
Soon |
| Travel
Concierge Service | No |
No |
No |
No |
No |
No |
Yes |
No |
Infinite
Only | No | N/A |
No |
Yes |
Coming
Mar 2010 | No |
Yes |
No | Coming
Soon |
| Enhanced
Hotel/Dining Services | Yes
with Fairmont Hotels | No |
No |
No |
No |
No |
Yes |
No |
Infinite
Only | No | N/A |
No |
No |
Coming
Mar 2010 |
No |
Yes |
No | Coming
Soon |
| Overlimit
Extended Purchasing | Yes |
No |
No |
No |
No |
No |
Yes |
No |
Infinite
Only | No | N/A |
No |
No |
Coming
Mar 2010 | No |
No
pre-set spending limit | No | Coming
Soon |
|
Link
to Apply | | |
| | | | | | | | N/A |
| | | | | | |
|
Notes: |
Complimentary
Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades ***
Fee Applies |
***
Fee Applies |
***
Fee Applies |
N/A |
* Yearly
fee ranging from $29-$99 | Travel
can be purchased from any travel supplier with a credit made to your card |
* Part
of Club Privileges Travel for $189/yr ** Up to a total annual spend of $80K
*** Fee Applies | *
Part of Club Privileges Travel for $189/yr ** Up to a total annual spend of
$80K *** Fee Applies | ***
Fee Applies |
Accelerated
Premier membership in Fairmont's President's Club ***
Fee Applies
| N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A | Coming
Soon |