Canadian Travel Credit Card Comparison
A comparison of some of the more popular travel rewards credit cards. For a complete list of cards that you can earn airline miles on please see this page. This chart was originally posted Sep 17, 2004 and was last updated: Aug 11, 09
Other tools to help you choose a card:
Canada's Top Travel Rewards Credit Card 2009 FEATURE
Feature / Card
American Express AeroPlan Plus Charge Card
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
Capital One Platinum MasterCard
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura Gold Visa & Infinte
Diners Club MasterCard
Royal Bank Visa Infinite Avion
Royal Bank Visa Infinite Avion
ScotiaGold Passport VISA
Starwood Preferred Guest Credit Card from American Express
TD AAdvantage Platinum Visa
TD First Class Visa Infinite
TD Platinum Travel Visa
WestJet RBC MasterCard
Fees/Costs
Annual Fee
Gold :$120
Plat: $499
Plat: $50
Reg: $0
$0
Reg: $45 Plat: $75
Gold: $99
Reg: $0
Miles Plus: $99
Miles: $0
$120
$120
$120
$99
$120
$120
$110
Coming Mar 2010
$120
$120
$99
Coming Soon
Supp. Card Fee
Gold: 2 free at $0, additional at $50 each.

Plat:$199 for Plat or $50 for gold
$0
$0
N/A
Gold: $15
Reg: $0
$0
$50
$50
$50
$35
$50
$50
$30
Coming Mar 2010
$50
$50
$50
Coming Soon
Interest Rate
30% Non Revolving
19.99%
18.99%
18.99%
11.9%-19.5%
Variable
19.5%
19.5%
19.5%
18.5%
19.5%
19.5%
18.5%
Coming Mar 2010
19.75%
19.75%
19.75%
Coming Soon
Minimum Income
Gold $30,000 Plat.$60,000
$15,000
$15,000
$35,000
N/A
$30,000
$60,000
$35,000
Infinite: $60,000
Gold: $35,000
$25,000
$60,000
$60,000
N/A
Coming Mar 2010
$35,000
Min $60,000 Personal income or $100,000 Combined Household Income
$35,000
Coming Soon
Minimum Credit Limit
N/A
N/A
N/A
N/A
N/A
$5,000
$5,000
$5,000
$5,000
N/A
$10,000
$10,000
$5,000
Coming Mar 2010
N/A
$5,000
$5,000
Coming Soon
Reward Miles/Points Earning
Card
American Express AeroPlan Plus
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
Capital One Platinum MasterCard
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura
Diners Club
Royal Bank Visa Infinite Avion
Royal Bank Visa Infinite Avion
ScotiaGold Passport VISA
Starwood Preferred Guest Credit Card from American Express
TD AAdvantage Platinum Visa
TD First Class Visa Infinite
TD Platinum Travel Visa
WestJet RBC MasterCard
Welcome Bonus

Gold: 10,000 Aeroplan Miles

Plat: 15,000 Aeroplan Miles
Plat: 400 Miles
Reg: 100 Miles
12,000 Bonus Points after $3000 spent in first 6 months
Reg: 3,000 Miles
Plat: 5,000 Miles
Gold: up to 600 Miles
Silver: 100 Miles
Miles Plus:
25,000 Miles

Miles:
5,000 Miles
15,000 Aeroplan Miles
15,000 Aeroplan Miles
Infinite: 15,000 Points
Gold: 5,000 points
5,000 points
15,000 points
15,000 points
5,000 Points
10,000 Starpoints
10,000 AAdvantage Miles
20,000 TD points
15,000
points
World: $100 Bonus Dollars
Reg: $25 Bonus Dollars
Renewal Bonus
0
0
0
Plat: 2,000 Miles
0
0
0
0
0
0
2,500
2,500
0
Coming Mar 2010
2,500
0
0
Coming Soon
Earning Ratio
Gold $1=1 Mile up to $10,000, $1=1.25 Miles over $10,000

Plat $1=1.25 Miles up to $25,000, $1=1.50 Miles over $25,000
Plat: 1 Mile/$10 at all Air Miles sponsors, 1 Mile/$15 everywhere else

Reg: 1 Mile/$20
1.25 points/$
1 Mile/$
Gold: 1 Mile /$15

Silver: 1 Mile /$20

Bronze 1 Mile /$40
Miles Plus:
2 miles/$

Miles:
1 Mile/$
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Point/$
Infinite: 1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Point/$
1 RBC Rewards point/$1

1.25 RBC Rewards points/$1 on all travel purchases
1 RBC Rewards point/$1

1.25 RBC Rewards points/$1 on all travel purchases
1 Point/$
Coming Mar 2010
1 Mile/$
3 Point/$
3 Point/$
Coming Soon
Bonus Mile Offers
Gold: Receive 5,000 Bonus Miles for $5000 in spending in you first year**

Also see our Amex Bonus Offers page
N/A
N/A
1,000 more Bonus Miles if you apply for the card online
Gold : Double Miles at Shell, National & Alamo
Gold: 25% discount on AIR MILES flights
Reg: 1.5x Miles at Shell, National & Alamo
N/A
Bonus Aeroplan Miles at participating ADVANTEX restaurants, resorts and golf courses
Also see our CIBC Visa Bonus offers page
Bonus Aeroplan Miles at participating ADVANTEX restaurants, resorts and golf courses
Also see our CIBC Visa Bonus offers page
Bonus Points at participating ADVANTEX restaurants, resorts and golf courses
N/A
Coming Mar 2010
Double miles when you use the Card to purchase an American Airlines flight, Admirals Club Membership, or items onboard American Airlines flights
9 TD Points/$1 travel purchase booked at TD Travel Rewards Centre
6 Points/$ spent with TD Travel Rewards for travel.
Coming Soon
Redemption/Exchange Options
Card
American Express AeroPlan Plus
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
Capital One Platinum MasterCard
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura
Diners Club
MBNA Starwood Preferred Guest Plat. MasterCard
Royal Bank Visa Infinite Avion
ScotiaGold Passport VISA
Starwood Preferred Guest Credit Card from American Express
TD AAdvantage Platinum Visa
TD First Class Visa Infinite
TD Platinum Travel Visa
WestJet RBC MasterCard
Miles/Points deposited to:
Aeroplan
Air Miles
N/A
Alaska Airlines Mileage Plan
Air Miles
Capital One
Aeroplan
Aeroplan
Aventura
Club Rewards
This card has been dis- continued
RBC Rewards
Scotia Rewards
Coming Mar 2010
American AAdvantage
TD Travel Rewards
TD Travel Rewards
Coming Soon
Travel Agency Redemption Value
N/A
N/A
10,000 Points = $100
N/A
N/A
Varies, See Website
N/A
N/A
5000 Points = $50
5000 Points = $50
N/A
2% or greater on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
5000 Points = $50 for other travel
5000 Points = $50
Coming Mar 2010
N/A
10,000 Points = $50
10,000 Points = $50
Coming Soon
Exchange Options
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
1 Point = 1 Mile with Aeroplan
1,250 Points = 1000 Miles on
14 Airlines
N/A
1 Point = 1 Mile on British Airways or Cathay Pacific
N/A
Coming Mar 2010
N/A
4 Points = 1 AAdvantage miles
4 Points = 1 AAdvantage miles
Coming Soon
Redemption Centre
Aeroplan
Air Miles
Any Travel Provider
Mileage Plan
Air Miles
Any Travel Provider
Aeroplan
Aeroplan
Aventura
Club Rewards
N/A
RBC Rewards
N/A
Coming Mar 2010
AAdvantage
TD Travel Rewards Centre with Ability to book travel anywhere and then redeem TD Points through The Travel Rewards Centre
Any Travel Provider
Coming Soon
Benefits
Card
American Express AeroPlan Plus
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
Capital One Platinum MasterCard
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura
Diners Club
MBNA Starwood Preferred Guest Plat. MasterCard
Royal Bank Avion Platinum Visa
ScotiaGold Passport VISA
Starwood Preferred Guest Credit Card from American Express
TD AAdvantage Platinum Visa
TD First Class Visa Infinite
TD Platinum Travel Visa
WestJet RBC MasterCard
Travel Accident Insurance
$500,000
$100,000
$100,000
Reg: $150,000
Plat: up to $1MM
Gold: Yes
Reg: Optional*
$250,000
$500,000
$500,000
$500,000
$300,000
This card has been dis- continued
$500,000
$250 000 per person or $500 000 per occurance
Coming Mar 2010
$500,000
up to $500,000
$500,000
Coming Soon
Flight Delay Insurance
Yes
No
No
No
Gold/ Reg: Optional*
No
Yes
Yes
Yes
Yes
N/A
Yes
No
Coming Mar 2010
No
No
No
Coming Soon
Delayed, Lost, Stolen, Damaged Baggage Insurance
Yes
No
No
No
Gold/ Reg: Optional*
Yes
Yes
Yes
Yes
Yes
N/A
Yes
Yes
Coming Mar 2010
Yes
Yes
Yes
Coming Soon
Trip Cancellation / Trip Interuption Insurance
Gold: Optional***

Plat: Yes
No
No
No
Gold/ Reg: Optional*
No
Optional***
Optional***
Optional***
Optional***
N/A
No
Yes
Coming Mar 2010
No
Yes
No
Coming Soon
Travel Medical Insurance
Gold: Optional***

Plat: Yes
Optional***
Optional***
No
Gold/ Reg: Optional*
No
Yes
No
Infinite Only
Optional***
N/A
No
Yes
Coming Mar 2010
No
Yes
No
Coming Soon
Auto Rental/Loss Damage Insurance
Yes
Plat: Yes
No
Reg: No
Plat: Yes
Gold: Yes
Reg: Optional*
Yes
Yes
Yes
Yes
Yes
N/A
Yes
Yes
Coming Mar 2010
Yes
Yes
Yes
Coming Soon
Purchase Protection
Yes
Plat: Yes
No
Reg: No
Plat: Yes
Yes
Yes
No
No
No
Yes
N/A
Yes
Yes
Coming Mar 2010
Yes
Yes
Yes
Coming Soon
Extended Warranty Plan
Yes
No
No
Reg: No
Plat: Yes
Yes
Yes
No
No
No
Yes
N/A
Yes
Yes
Coming Mar 2010
Yes
Yes
Yes
Coming Soon
Free Companion Air Ticket
Platinum: Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner Ticket benefit annually
No
No
Platinum Card Only:
1 Companion ticket per year for only US$50
No
No
No
No
No
One British Airways Companion Ticket your first year of membership
N/A
No
No
Coming Mar 2010
No
No
No
Coming Soon
Business Class Lounge Access
Platinum Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority Pass
No
No
Platinum Card Only: Receive 2 Board Room Passes upon approval
No
No
Yes, Air Canada Maple Leaf Lounges Only*
Yes, Air Canada Maple Leaf Lounges Only*
No
Yes. Various Lounges Worldwide plus free membership in Priority Pass
N/A
No
No
Coming Mar 2010
No
No
No
Coming Soon
Priority Check In
Platinum Card Only
No
No
No
No
No
Yes*
Yes*
No
No
N/A
No
No
Coming Mar 2010
No
No
No
Coming Soon
Hotel Burglary Insurance
Yes
No
No
No
No
No
No
No
No
No
N/A
Yes
Yes
Coming Mar 2010
No
No
No
Coming Soon
Travel Concierge Service
No
No
No
No
No
No
Yes
No
Infinite Only
No
N/A
No
Yes
Coming Mar 2010
No
Yes
No
Coming Soon
Enhanced Hotel/Dining Services
Yes with Fairmont Hotels
No
No
No
No
No
Yes
No
Infinite Only
No
N/A
No
No
Coming Mar 2010
No
Yes
No
Coming Soon
Overlimit Extended Purchasing
Yes
No
No
No
No
No
Yes
No
Infinite Only
No
N/A
No
No
Coming Mar 2010
No
No pre-set spending limit
No
Coming Soon
Link to Apply
Miles Plus :
Apply Online

Miles:
Apply Online
N/A
Notes:
Complimentary Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades
*** Fee Applies
*** Fee Applies
*** Fee Applies
N/A
* Yearly fee ranging from $29-$99
Travel can be purchased from any travel supplier with a credit made to your card
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies
*** Fee Applies
Accelerated Premier membership in Fairmont's President's Club
*** Fee Applies
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Coming Soon
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