|
Feature
/ Card | American
Express AeroPlan Plus Charge Card |
American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | BMO
World Elite Master Card | Capital
One Aspire World MasterCard | Capital
One Aspire MasterCard |
CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | Feature
/ Card | CIBC
Aventura Gold Visa & Infinte |
Diners
Club MasterCard |
Royal
Bank Visa Platinum Avion | Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA |
Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa |
TD First
Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard | Feature
/ Card |
|
Fees/Costs |
| Annual
Fee | Gold
:$120 Plat: $499 | Plat:
$50 Reg: $0 | $0 |
Reg: $45
Plat: $75 | Gold:
$99 No Fee: $0 | $150 |
$120 |
$0 |
$120 |
$120 |
Annual
Fee | $120 |
$99 |
$120 |
$120 |
$110 |
$120 (1st
Year Free) | $120 |
$120
|
$99 | World:
$79 Reg: $39 |
Annual
Fee |
|
Supp.
Card Fee |
Gold: 2 free at $0, additional
at $50 each.
Plat:$199 for Plat or $50 for gold |
$0 |
$0 |
N/A |
Gold: $15
No Fee:: $0 | $50 |
$0 |
$0 |
$50 |
$50 |
Supp.
Card Fee | $50 |
$35 |
$50 |
$50 |
$30 |
$50 |
$50 |
$50 |
$50 | World:
$39 Reg: $19 |
Supp.
Card Fee |
| Interest
Rate | 30%
Non Revolving | 19.99% |
18.99% |
18.99% |
11.9%-19.5% |
20.5% | 19.8% |
19.8% |
19.5% |
19.5% |
Interest
Rate | 19.5% |
18.5% |
19.5% |
19.5% |
18.5% |
19.99% |
19.75% |
19.75% |
19.75% | 19.99% |
Interest
Rate |
|
Minimum
Income | Gold
$30,000 Plat.$60,000 | $15,000 |
$15,000 |
$35,000 |
N/A |
N/A | $60,000 |
$30,000 |
$60,000 |
$35,000 |
Minimum
Income | Infinite:
$60,000 Gold: $35,000 | $25,000 |
$35,00 |
$60,000 |
N/A |
N/A |
$35,000 |
Min $60,000
Personal income or $100,000 Combined Household Income |
$35,000 | N/A |
Minimum
Income |
| Minimum
Credit Limit | N/A |
N/A |
N/A |
N/A |
N/A |
N/A | $7,500 |
$5,000 |
$5,000 |
$5,000 |
Minimum
Credit Limit | $5,000 |
N/A |
$5,000 |
$10,000 |
$5,000 |
N/A |
N/A |
$5,000 |
$5,000 | N/A |
Minimum
Credit Limit |
|
Reward
Miles/Points Earning |
|
Card |
American
Express AeroPlan Plus | American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | BMO
World Elite Master Card | Capital
One Aspire World MasterCard | Capital
One Aspire MasterCard | CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | Card |
CIBC
Aventura | Diners
Club | Royal
Bank Visa Platinum Avion | Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA | Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa | TD
First Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard | Card |
| Welcome
Bonus |
Gold: 10,000 Aeroplan Miles
Plat: 15,000 Aeroplan Miles
|
Plat: 350
Miles Reg: 100 Miles | 12,000
Bonus Points after $3000 spent in first 6 months |
Reg: 3,000
Miles Plat: 5,000 Miles | Gold:
up to 600 Miles No Fee:100 Miles | 15000
BMO Elite Rewards points | 35,000
Miles | 5,000
Miles | 15,000
Aeroplan Miles | 15,000
Aeroplan Miles |
Welcome
Bonus | Infinite:
15,000 Points Gold: 5,000 points |
5,000 points |
15,000
points | 20,000
points * | 5,000
Points | 10,000
Starpoints | 10,000
AAdvantage Miles | 20,000
TD points |
15,000
points | World:
$100 Bonus Dollars
Reg: $25 Bonus Dollars |
Welcome
Bonus |
| Renewal
Bonus | 0 |
0 |
0 |
Plat: 2,000
Miles | 0 | 0 | 10,000 | 1,000 |
0 |
0 |
Renewal
Bonus | 0 |
0 |
0 |
0 |
0 |
0 |
2,500 |
0 |
0 | 0 |
Renewal
Bonus |
|
Earning
Ratio | Gold
$1=1 Mile up to $10,000, $1=1.25 Miles over $10,000
Plat $1=1.25 Miles
up to $25,000, $1=1.50 Miles over $25,000 |
Plat: 1
Mile/$10 at all Air Miles sponsors, 1 Mile/$15 everywhere else Reg: 1
Mile/$20 | 1.25
points/$ | 1
Mile/$ | Gold:
1 Mile /$15 No Fee: 1 Mile /$20 | 1
Point/$ | 2
miles/$ | 1
Mile/$ | 1
Mile/$ 1.5 Miles/$ at grocery stores, gas stations or
drug stores** | 1
Mile/$ 1.5 Miles/$ at grocery stores, gas stations or
drug stores** |
Earning
Ratio | 1
Point/$ Infinite: 1.5 Miles/$ at grocery stores, gas
stations or drug stores** |
1 Point/$ |
1 RBC Rewards
point/$1
| 1
RBC Rewards point/$1
1.25 RBC Rewards points/$1
on all travel purchases | 1
Point/$ | 1
Starpoint/$ | 1
Mile/$ | 3
Point/$ | 3
Point/$ | World:
1.5% of purchase in WestJet Dollars
Reg:1.0% of purchase in WestJet Dollars |
Earning
Ratio |
|
Bonus
Features | |
N/A |
N/A |
1,000 more
Bonus Miles if you apply for the card online |
Gold :
Double Miles at Shell, National & Alamo Gold: 25% discount on AIR MILES
flights
No Fee: 1.5x Miles at Shell, National & Alamo
3X reward
miles at participating Rewards Plus Merchants | N/A | N/A | N/A |
|
|
Bonus
Features | Bonus
Points at participating ADVANTEX restaurants, resorts and golf courses |
|
|
|
N/A |
- Receive
a Free Weekend Night Award when you reach $40,000 in purchases each year Earn
Starwood Gold Preferred Guest status when you reach $30,000 in purchases each
year | Double
miles when you use the Card to purchase an American Airlines flight, Admirals
Club Membership, or items onboard American Airlines flights |
9 TD Points/$1
travel purchase booked at TD Travel Rewards Centre |
6 Points/$
spent with TD Travel Rewards for travel. | World:
2.0% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases
Reg:
1.5% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases
| Bonus
Features |
|
Redemption/Exchange
Options |
| Card |
American
Express AeroPlan Plus | American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | BMO
World Elite Master Card | Capital
One Aspire World MasterCard | Capital
One Aspire MasterCard | CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | Card |
CIBC
Aventura | Diners
Club | Royal
Bank Visa Platinum Avion | Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA | Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa | TD
First Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard | Card |
| Miles/Points
deposited to: | Aeroplan |
Air Miles
| N/A |
Alaska
Airlines Mileage Plan | Air
Miles | BMO
Elite Rewards | Capital
One | Capital
One | Aeroplan |
Aeroplan |
Miles/Points
deposited to: | Aventura |
Club Rewards |
RBC Rewards |
RBC Rewards |
Scotia
Rewards | Starwood
Preferred Guest | American
AAdvantage | TD
Travel Rewards | TD
Travel Rewards | WestJet |
Miles/Points
deposited to: |
|
Travel
Agency Redemption Value | N/A |
N/A |
10,000
Points = $100 | N/A |
N/A | 1.9%
(100 points = $1.90) | 15,000
= up to $150
35,000 = up to $350
60,000 = up to $600
60,001
and above = cost of travel x100 | 15,000
= up to $150
35,000 = up to $350
60,000 = up to $600
60,001
and above = cost of travel x100 | N/A |
N/A |
Travel
Agency Redemption Value | 5000
Points = $50 | 100
Points = $1.70 | 2%
or greater on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000
pts = short-haul flight worth up to $350) or 5000 Points = $50 for other
travel | 2%
or greater on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000
pts = short-haul flight worth up to $350) or 5000 Points = $50 for other
travel | 5000
Points = $50 | N/A |
N/A |
10,000
Points = $50 | 10,000
Points = $50 | N/A |
Travel
Agency Redemption Value |
|
Exchange
Options | N/A |
N/A |
N/A |
N/A |
N/A | N/A | N/A | N/A |
N/A |
N/A |
Exchange
Options | 1
Point = 1 Mile with Aeroplan | 1,250
Points = 1000 Miles on 10 Airlines 2,250 Points = Various points with
7 Hotels | 1
Point = 1 Mile on British Airways or Cathay Pacific |
1 Point
= 1 Mile on British Airways or Cathay Pacific |
N/A |
Transfer
Starpoints to 30 Airlines (Various ratios) |
N/A |
4 Points
= 1 AAdvantage miles | 4
Points = 1 AAdvantage miles | N/A |
Exchange
Options |
| Redemption
Centre | Aeroplan |
Air Miles
| Any
Travel Provider | Mileage
Plan | Air
Miles | Any
Travel Provider via BMO Elite Rewards | Any
Travel Provider | Any
Travel Provider | Aeroplan |
Aeroplan |
Redemption
Centre | Any
Travel Provider via Aventura | Any
Travel Provider | Any
Travel Provider via RBC Rewards | Any
Travel Provider via RBC Rewards | N/A |
Starwood
Preferred Guest | AAdvantage
| TD
Travel Rewards Centre with Ability to book travel anywhere and then redeem TD
Points through The Travel Rewards Centre | Any
Travel Provider | WestJet
Frequent Guest | Redemption
Centre |
|
Benefits |
| Card |
American
Express AeroPlan Plus | American
Express Air Miles Credit Card |
American
Express Blue Sky Credit Card |
Bank
of America Alaska Airlines MasterCard |
BMO
Air Miles Master Card | BMO
World Elite Master Card | Capital
One Aspire World MasterCard | Capital
One Aspire MasterCard | CIBC
Aerogold Visa Infinite |
CIBC
Aerogold Visa | Card |
CIBC
Aventura | Diners
Club | Royal
Bank Visa Platinum Avion |
Royal
Bank Visa Infinite Avion |
ScotiaGold
Passport VISA | Starwood
Preferred Guest Credit Card from American Express |
TD AAdvantage
Platinum Visa | TD
First Class Visa Infinite |
TD Platinum
Travel Visa | WestJet
RBC MasterCard | Card |
| Travel
Accident Insurance | $500,000 |
$100,000 |
$100,000 |
Reg: $150,000
Plat: up to $1MM | Gold:
Yes No Fee: Optional* | up
to $500,000 | $500,000 |
$250,000 |
$500,000 |
$500,000 |
Travel
Accident Insurance | $500,000 |
$300,000 |
$500,000 |
$500,000 |
$250 000
per person or $500 000 per occurance | up
to $500,000 | $500,000 |
up to $500,000 |
$500,000 | World:
Yes Reg: Yes | Travel
Accident Insurance |
|
Flight
Delay Insurance | Yes |
No |
No |
No |
Gold/
No Fee: Optional* | Yes | Yes |
No |
Yes |
Yes |
Flight
Delay Insurance | Yes |
Yes |
Yes |
Yes |
No |
Yes |
No |
No |
No | World:
Yes Reg: No |
Flight
Delay Insurance |
|
Delayed,
Lost, Stolen, Damaged Baggage Insurance | Yes |
No |
No |
No |
Gold/
No Fee: Optional* | Optional*** | Yes |
Yes |
Yes |
Yes |
Delayed,
Lost, Stolen, Damaged Baggage Insurance | Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes | World:
No Reg: No | Delayed,
Lost, Stolen, Damaged Baggage Insurance |
|
Trip
Cancellation Insurance | Gold:
Optional***
Plat: Yes | No |
No |
No |
Gold/
No Fee: Optional* | Yes | Yes | No |
No |
Optional*** |
Trip
Cancellation Insurance | No |
Optional*** |
No |
No |
Yes |
No |
No |
Yes |
No | No |
Trip
Cancellation Insurance |
|
Trip
Interuption Insurance | Gold:
Optional***
Plat: Yes | No |
No |
No |
Gold/
No Fee: Optional* | Yes | Yes | No |
Yes |
Optional*** |
Trip
Interuption Insurance | Infinite
Only |
Optional*** |
No |
Trip Interruption
Yes | Yes |
No |
No |
Yes |
No | World:
Trip Interruption Yes Reg: No |
Trip
Interuption Insurance |
|
Travel
Medical Insurance | Gold:
Optional***
Plat: Yes | Optional*** |
Optional*** |
No |
Gold/
No Fee: Optional* | Yes | Yes | No |
Yes |
No |
Travel
Medical Insurance | Infinite
Only |
Optional*** |
No |
Yes
|
Yes |
No |
No |
Yes |
No | World:
Yes
Reg: No | Travel
Medical Insurance |
|
Auto
Rental/Loss Damage Insurance | Yes |
Plat: Yes
| No |
Reg: No
Plat: Yes | Gold:
Yes No Fee: Optional* | Yes | Yes | Yes |
Yes |
Yes |
Auto
Rental/Loss Damage Insurance | Yes |
Yes | Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes | World:
Yes
Reg: Yes
| Auto
Rental/Loss Damage Insurance |
|
Purchase
Protection | Yes |
Plat: Yes
| No |
Reg: No
Plat: Yes | Yes | Yes | Yes | Yes |
No |
No |
Purchase
Protection | No |
Yes | Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes | World:
Yes
Reg: Yes
| Purchase
Protection |
| Price
Protection | No |
No |
No |
No |
No |
No | Yes | Yes |
No |
No |
Price
Protection | No |
No |
No |
No |
No |
No |
No |
No |
No |
No |
Price
Protection |
|
Extended
Warranty Plan | Yes |
No |
No |
Reg: No
Plat: Yes | Yes | Yes | Yes | Yes |
No |
No |
Extended
Warranty Plan | No |
Yes | Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes | World:
Yes
Reg: Yes
| Extended
Warranty Plan |
|
Free
Companion Air Ticket | Platinum:
Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner Ticket
benefit annually | No |
No |
Platinum
Card Only: 1 Companion ticket per year for only US$50 |
No | No | No | No |
No |
No |
Free
Companion Air Ticket | No |
One British
Airways Companion Ticket yearly | No |
No |
No |
No |
No |
No |
No | No |
Free
Companion Air Ticket |
|
Business
Class Lounge Access | Platinum
Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority Pass
| No |
No |
Platinum
Card Only: Receive 2 Board Room Passes upon approval |
No | free
membership in Priority Pass + three complimentary VIP lounge visits per membership
year | No | No |
Yes, Air
Canada Maple Leaf Lounges Only* | Yes,
Air Canada Maple Leaf Lounges Only* |
Business
Class Lounge Access | No |
Yes. Various
Lounges Worldwide plus free membership in Priority Pass |
No |
No |
No |
No |
No |
No |
No | No |
Business
Class Lounge Access |
|
Priority
Check In | Platinum
Card Only | No |
No |
No |
No | No | No | No |
Yes* |
Yes* |
Priority
Check In | No |
No |
No |
No |
No |
No |
No |
No |
No | No |
Priority
Check In |
| Hotel
Burglary Insurance | Yes |
No |
No |
No |
No | No | No | No |
No |
No |
Hotel
Burglary Insurance | No |
No | Yes |
Yes |
Yes |
Yes |
No |
No |
No | World:
Yes
Reg: Yes
| Hotel
Burglary Insurance |
|
Travel
Concierge Service | No |
No |
No |
No |
No | Yes | Yes | No |
Yes |
No |
Travel
Concierge Service | Infinite
Only | No |
No |
Yes |
Yes |
No |
No |
Yes |
No |
No |
Travel
Concierge Service |
|
Enhanced
Hotel/Dining Services | Yes
with Fairmont Hotels | No |
No |
No |
No | Yes | No | No |
Yes |
No |
Enhanced
Hotel/Dining Services | Infinite
Only | No |
No |
Yes |
No |
No |
No |
Yes |
No |
No |
Enhanced
Hotel/Dining Services |
|
Overlimit
Extended Purchasing | Yes |
No |
No |
No |
No | No | No | No |
Yes |
No |
Overlimit
Extended Purchasing | Infinite
Only | No |
No |
Yes |
No |
No |
No |
No
pre-set spending limit | No |
No |
Overlimit
Extended Purchasing |
|
Link
to Apply | | |
| | | | | | | | Link
to Apply | | | | | | | | | | | Link
to Apply |
|
Notes: |
Complimentary
Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades ***
Fee Applies |
***
Fee Applies |
***
Fee Applies |
N/A |
* Yearly
fee ranging from $29-$99 | ***
Fee Applies | Travel
can be purchased from any travel supplier with a credit made to your card | Travel
can be purchased from any travel supplier with a credit made to your card |
* Part
of Club Privileges Travel for $189/yr ** Up to a total annual spend of $80K
*** Fee Applies | *
Part of Club Privileges Travel for $189/yr ** Up to a total annual spend of
$80K *** Fee Applies |
Notes: |
***
Fee Applies |
Premier
membership in Fairmont's President's Club after 3 visits ***
Fee Applies
| N/A |
*
= Until Dec 31, 10 |
N/A |
N/A |
N/A |
Travel
can be purchased from any travel supplier with a credit made to your card |
Travel
can be purchased from any travel supplier with a credit made to your card | N/A |
Notes: |