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Canada's Choice 2023 Winners


Thank you Canada!

We asked you to come out and vote for your favourite credit cards and loyalty programs in Canada. And that you did! We had over 82,000 people vote in the 2023 edition of Canada's Choice making it a record smashing year! That's nearly four times the previous record set in 2022!

New champions have been crowned in two categories as the TD Rewards Visa Card claimed the top spot in the No Annual Fee Travel Rewards Credit Card category and the PC World Elite Mastercard took the Cash Back Credit Card category. The winners in the other eight categories remain the same as we saw in 2022.

We want to give a big thank you to our regulars readers who cast their votes and also a big thank you to all of the newcomers who came to out to vote this year as well!

These are the 10 categories featured in Canada's Choice 2023:

Click here to see the Top 10 results for each category



Top Overall Travel Rewards Credit Card


Top No Annual Fee Travel Rewards Credit Card


Top Airline Credit Card


Top No Foreign Transaction Fee Credit Card


Top Cash Back Credit Card


Top Ultra Premium Credit Card


Top Credit Card Rewards Program


Top Airline Loyalty Program


Top Hotel Loyalty Program


Top Shopping Loyalty Program



Wrapping it up

With our largest turn out ever for Canada's Choice we thought there may be some big changes but overall the way Canada voted didn't change very much from last year. However, we did notice for most categories that the results were much closer between the nominees outside of the Cash Back Credit Card and Shopping Loyalty program categories.

For example, the Top No Annual Fee Travel Rewards Credit Card has less than 0.5% separating first and second place! And while the TD Aeroplan Visa Infinite Card still took top spot as the most popular overall travel rewards card it only did so with just over a 7% difference from second spot. In 2022 that spread was nearly 25%.

In general the results do show the prowess that the large loyalty programs and credit card issuers have. It was all the big players who had great showings. Aeroplan, TD, PC Optimum – all of which are some of the most popular programs and credit card issuers in Canada and this reflects in the votes.

Once again we want to give a big thank you to all of you who came out to vote in Canada’s Choice 2023!

Want to see how these rankings compare to Rewards Canada's researched rankings? Check out our Top Travel Rewards Credit Cards, Top Cash Back Credit Cards and Best Travel Rewards Points Currencies


Top 10 Results

 The Top 10 Results


Top Overall Travel Rewards Credit Card

Here are the Top 10 Overall Travel Rewards Credit Cards as voted by Canadians. Percentage of votes in brackets. There were 58,220 total votes cast in this category

  1. 1 TD® Aeroplan® Visa Infinite* Card (19.27%)
  2. 2 RBC Avion Visa Infinite Card (11.93%)
  3. 3 CIBC Aventura® Visa Infinite* Card (10.08%)
  4. 4 Scotiabank Passport Visa Infinite Card (6.83%)
  5. 5 BMO AIR MILES®† World Elite®* MasterCard®* (6.27%)
  6. 6 WestJet RBC World Elite Mastercard (5.64%)
  7. 7 TD First Class Travel® Visa Infinite* Card (5.27%)
  8. 8 The Platinum Card® from American Express (4.47%)
  9. 9 Scotiabank Gold American Express Card (2.79%)
  10. 10 American Express Cobalt® Card (1.93%)
Top No Annual Fee Travel Rewards Credit Card

Here are the Top 10 No Annual Fee Travel Rewards Credit Cards as voted by Canadians. Percentage of votes in brackets. There were 49,031 total votes cast in this category

  1. 1 TD Rewards Visa* Card (19.27%)
  2. 2 Scotiabank SCENE Visa Card (18.08%)
  3. 3 BMO AIR MILES®† MasterCard®* (12.42%)
  4. 4 CIBC Aeroplan® Visa* Card (12.34%)
  5. 5 RBC ION Visa (7.62%)
  6. 6 CIBC Aventura® Visa* Card (7.02%)
  7. 7 American Express® Green Card (2.80%)
  8. 8 MBNA Rewards Platinum Plus® Mastercard® (2.46%)
  9. 9 Scotiabank American Express Card (2.04%)
  10. 10 HSBC Travel Rewards MasterCard (0.03%)
Top Airline Credit Card

Here are the Top 10 Airline Frequent Flyer Program Credit Cards as voted by Canadians. Percentage of votes in brackets. There were 42,099 total votes cast in this category

  1. 1 TD® Aeroplan® Visa Infinite* Card (33.50%)
  2. 2 CIBC Aeroplan® Visa Infinite* Card (19.71%)
  3. 3 WestJet RBC World Elite Mastercard (17.40%)
  4. 4 American Express® Aeroplan®* Card (10.27%)
  5. 5 RBC British Airways Visa Infinite Card (3.22%)
  6. 6 Air France KLM World Elite MasterCard® (1.36%)
  7. 7 Cathay Pacific Credit Card powered by Neo (1.00%)
  8. 8 TD® Aeroplan® Visa Infinite Privilege* Card (0.17%)
  9. 9 CIBC Aeroplan® Visa Infinite Privilege* Card (0.12%)
  10. 10 CIBC Aeroplan® Visa* Card (0.12%)
Top No Foreign Transaction Fee Rewards Credit Card

Here are the Top 10 No FX Fee Rewards Credit Cards as voted by Canadians. Percentage of votes in brackets. There were 26,674 total votes cast in this category

  1. 1 Scotiabank Passport Visa Infinite Card (30.07%)
  2. 2 Scotiabank Gold American Express Card (11.86%)
  3. 3 HSBC World Elite® Mastercard® (11.75%)
  4. 4 Scotiabank Platinum American Express Card (8.50%)
  5. 5 Home Trust Preferred Visa (4.90%)
  6. 6 Brim World Elite Mastercard (2.85%)
  7. 7 EQ Bank Card (0.13%)
  8. 8 Wise Card (0.12%)
  9. 9 Koho Premium Prepaid Mastercard (0.09%)
  10. 10 Wealthsimple (0.07%)
Top Cash Back Rewards Credit Card

Here are the Top 10 Cash Back Rewards Credit Cards as voted by Canadians. Percentage of votes in brackets. There were 50,364 total votes cast in this category

  1. 1 PC Financial World Elite Mastercard (27.25%)
  2. 2 TD Cash Back Visa Infinite* Card (12.43%)
  3. 3 Scotia Momentum® VISA* Infinite card (10.01%)
  4. 4 CIBC Dividend® Visa Infinite* Card (9.78%)
  5. 5 BMO CashBack® World Elite®* MasterCard®* (5.26%)
  6. 6 RBC Cash Back Preferred World Elite MasterCard (4.08%)
  7. 7 Triangle® World Elite® Mastercard® (3.45%)
  8. 8 Neo Card (3.12%)
  9. 9 Tangerine Money-Back Credit Card (3.08%)
  10. 10 Simplii Financial™ Cash Back Visa* Card (2.50%)
Top Credit Card Reward Program

Here are the Top 10 Credit Card Reward Programs as voted by Canadians. Percentage of votes in brackets. There were 68,419 total votes cast in this category

  1. 1 PC Optimum (55.66%)
  2. 2 Scene+ (13.44%)
  3. 3 TD Rewards (7.00%)
  4. 4 CIBC Rewards (5.30%)
  5. 5 American Express Membership Rewards (4.59%)
  6. 5 Avion Rewards (4.21%)
  7. 7 Triangle Rewards (3.72%)
  8. 8 Neo Rewards (1.64%)
  9. 9 MBNA Rewards (0.85%)
  10. 10 HSBC Rewards (0.51%)
Top Airline Loyalty Program

Here are the Top 10 Airline Loyalty Programs as voted by Canadians. Percentage of votes in brackets. There were 47,753 total votes cast in this category

  1. 1 Air Canada Aeroplan (63.67%)
  2. 2 WestJet Rewards (20.06%)
  3. 3 Porter VIPorter (2.32%)
  4. 4 Delta SkyMiles (1.37%)
  5. 5 Air France KLM Flying Blue (1.13%)
  6. 6 Cathay Pacific Asia Miles (1.00%)
  7. 7 Qatar Airways Privilege Club (0.89%)
  8. 8 British Airways Executive Club (0.87%)
  9. 9 United MileagePlus (0.58%)
  10. 10 Miles & More (0.56%)
Top Hotel Loyalty Program

Here are the Top 10 Hotel Loyalty Programs as voted by Canadians. Percentage of votes in brackets. There were 43,040 total votes cast in this category

  1. 1 Marriott Bonvoy (25.61%)
  2. 2 Best Western Rewards (19.25%)
  3. 3 Hilton Honors (15.49%)
  4. 4 Wyndham Rewards (8.66%)
  5. 5 IHG One Rewards (8.55%)
  6. 6 Choice Privileges (6.45%)
  7. 7 ALL Accor Live Limitless (3.26%)
  8. 8 Hyatt World of Hyatt (3.14%)
  9. 9 RSVP Rewards - Sandman & The Sutton Place Hotels (1.64%)
  10. 10 Coast Hotels Coast Rewards (1.01%)
Top Shopping Loyalty Program

Here are the Top 10 Shopping Loyalty Programs as voted by Canadians. Percentage of votes in brackets. There were 77,302 total votes cast in this category

  1. 1 PC Optimum (67.27%)
  2. 2 Scene+ (13.11%)
  3. 3 AIR MILES (7.95%)
  4. 4 Triangle Rewards (3.99%)
  5. 5 Avion Rewards (2.18%)
  6. 6 Petro-Points (1.31%)
  7. 7 More Rewards (0.79%)
  8. 8 Journie Rewards (0.75%)
  9. 9 Hudson's Bay Rewards (0.74%)
  10. 10 Be Well (0.30%)

 



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